Can merchants legally charge customers extra for credit card payments? The Reserve Bank of India regulate ...More

Can merchants legally charge customers extra for credit card payments? The Reserve Bank of India regulates these payment systems and card acceptance rules. Consumers should check final amounts and report unauthorized transactions immediately. ...Less

CA Nitin Kaushik argues that using a debit card for everyday expenses like groceries, fuel and travel cou ...More

CA Nitin Kaushik argues that using a debit card for everyday expenses like groceries, fuel and travel could mean missing out on rewards, fraud protection and interest-free cash flow. He recommends using credit cards responsibly by paying the full bill on time, warning that unpaid balances can attract interest rates of 30% to 48% annually. According to Kaushik, debit cards are best reserved for ATM withdrawals or controlling overspending. ...Less

Samsung Galaxy Card reward: Samsung has launched its first branded credit card, the Samsung Galaxy Card, ...More

Samsung Galaxy Card reward: Samsung has launched its first branded credit card, the Samsung Galaxy Card, in the United States. This new Visa card, developed with Barclays, offers cashback rewards on Samsung purchases and everyday spending. Cardholders can earn up to five percent cashback on eligible Samsung purchases and three percent on Samsung Wallet transactions. The card features no annual fee and no foreign transaction fees for users. ...Less

Credit card firms now prioritize existing clients over new ones. They offer enhanced credit and personali ...More

Credit card firms now prioritize existing clients over new ones. They offer enhanced credit and personalized benefits to loyal customers. UPI's free transactions challenge traditional credit card revenue streams. Companies leverage data to design hyper-personalized security and financial services. This strategy aims to boost card usage and retain valuable clients. ...Less

Credit cards are losing share in India's unsecured lending market as consumers increasingly opt for small ...More

Credit cards are losing share in India's unsecured lending market as consumers increasingly opt for small-ticket personal loans and other consumption-linked credit, according to a TransUnion CIBIL report. ...Less

Americans’ demand for new credit hit a near five-year high in June, according to New York Fed data. While ...More

Americans’ demand for new credit hit a near five-year high in June, according to New York Fed data. While applications for credit cards and auto loans eased slightly since February, mortgage demand edged up. Meanwhile, more households reported difficulty covering unexpected $2,000 expenses, reflecting ongoing financial pressure. ...Less

Major Wall Street banks say the U.S. consumer remains resilient, with strong spending, rising loan balanc ...More

Major Wall Street banks say the U.S. consumer remains resilient, with strong spending, rising loan balances and stable credit quality backed by a healthy labour market and wage growth. While inflation, higher borrowing costs and geopolitical tensions remain risks, lenders say consumer finances have held up well so far. ...Less

Airport lounges in the US have become a major profit driver for airlines, but gaining access has grown in ...More

Airport lounges in the US have become a major profit driver for airlines, but gaining access has grown increasingly expensive and confusing as carriers tie entry to a mix of elite status, premium credit cards, ticket types and spending thresholds. ...Less

Many professionals struggle to save money despite earning more income, claims entrepreneur Ankur Warikoo. ...More

Many professionals struggle to save money despite earning more income, claims entrepreneur Ankur Warikoo. Blind spending without a budget drains funds and prevents wealth growth. Delaying investments significantly impacts long-term financial freedom and potential returns. Lifestyle inflation and lacking an emergency fund trap individuals in debt cycles. High-interest debt accumulation continuously depletes monthly cash flow and savings. ...Less

Irish researchers demonstrated contactless card vulnerability to relay attacks. Two smartphones and WiFi ...More

Irish researchers demonstrated contactless card vulnerability to relay attacks. Two smartphones and WiFi can relay payment signals from a distance. Wrapping cards in aluminum foil creates a Faraday cage to block signals. This simple method offers a physical layer of protection against such attacks. Commercial blocking wallets provide a more practical and sturdy alternative. ...Less

Research shows credit cards increase spending compared to cash payments. This occurs because credit cards ...More

Research shows credit cards increase spending compared to cash payments. This occurs because credit cards reduce the perceived pain of paying. Some individuals feel this discomfort more acutely than others. Convenient payment options can encourage higher spending without conscious intent. Tracking spending in real time can promote more mindful financial habits. ...Less

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Travel fintech Scapia has launched a Rs 20 crore employee stock ownership plan buyback. Eligible employee ...More

Travel fintech Scapia has launched a Rs 20 crore employee stock ownership plan buyback. Eligible employees can now sell up to ten percent of their vested options. This initiative follows a recent $63 million funding round led by General Catalyst. The company, founded in 2022, offers travel bookings and co-branded credit cards. Scapia has now raised a total of $135 million in funding. ...Less

Many modern wallets contain wirelessly readable items like identification cards. These chips can transmit ...More

Many modern wallets contain wirelessly readable items like identification cards. These chips can transmit unique identification numbers over significant distances. Aluminum foil can block these radio waves, acting as a basic shield. Enhanced driver's licenses and passport cards pose higher risks for data transmission. Protecting your entire wallet as a unit is a practical security measure. ...Less

Chinese banks are reluctant to increase lending as bad loans rise. The government wants borrowing to boos ...More

Chinese banks are reluctant to increase lending as bad loans rise. The government wants borrowing to boost consumption and economic growth. However, only those with poor credit are seeking new loans. Consumer loan defaults have reached record highs across the nation. This situation challenges Beijing's efforts to stimulate domestic demand. ...Less

Credit cards now hold 38% of unsecured credit, down from 56% in 2016. Small personal loans under fifty th ...More

Credit cards now hold 38% of unsecured credit, down from 56% in 2016. Small personal loans under fifty thousand rupees have gained significant market share. Card balances remain stable at fifteen to sixteen percent of total consumption credit. Delinquency data shows risk spilling across various credit products. Occasional card users exhibit low delinquency rates across their credit portfolios. ...Less

India’s largest private banks are witnessing a shift in credit demand, with corporate and SME lending dri ...More

India’s largest private banks are witnessing a shift in credit demand, with corporate and SME lending driving loan growth while retail borrowing remains subdued. Stronger working capital demand, refinancing and business banking boosted advances, but slower consumer credit growth and weaker CASA ratios continue to weigh on banks’ funding mix and margins. ...Less

Know how to book Commonwealth Games 2026 tickets online: The Commonwealth Games 2026 in Glasgow begin tom ...More

Know how to book Commonwealth Games 2026 tickets online: The Commonwealth Games 2026 in Glasgow begin tomorrow, July 23, and conclude on August 2. Tickets for the sporting event are currently available for purchase through the official website. Prices range from seventeen pounds for non-medal events and twenty-six pounds for medal sessions. Concession tickets start at twelve pounds, while opening ceremony seats cost between forty-five and one hundred ninety-five pounds. ...Less

A Bengaluru couple shared five financial rules for their busy family life. They prioritize spending on li ...More

A Bengaluru couple shared five financial rules for their busy family life. They prioritize spending on life experiences and genuine happiness over outward appearances. Investing in health and steady wealth creation are key principles they follow. The couple also emphasizes sharing expenses and financial duties between them. These guidelines offer a practical approach to managing household finances effectively. ...Less

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Biometric UPI transactions surpassed 600 million in June, indicating strong user preference. This secure ...More

Biometric UPI transactions surpassed 600 million in June, indicating strong user preference. This secure authentication method reduces reliance on UPI PINs for faster payments. The feature supports various transactions, including RuPay Credit Card on UPI payments. Banks and UPI apps are increasingly adopting this convenient and efficient payment solution. Wider adoption is expected to further solidify UPI's position as India's preferred digital platform. ...Less

The Department of Land Resources is exploring digital land record integration with ULI. This initiative a ...More

The Department of Land Resources is exploring digital land record integration with ULI. This initiative aims to provide faster and secure institutional credit access. Discussions with RBI Innovation Hub focused on leveraging digital public infrastructure for lending. The collaboration seeks to streamline credit delivery for farmers and rural citizens. This integration will enhance transparency and efficiency in the lending ecosystem. ...Less

We live in a world where one statement or one missile can cause crude oil prices to spike. In such times, ...More

We live in a world where one statement or one missile can cause crude oil prices to spike. In such times, expecting rational behaviour in the equity (or commodity) market is probably expecting too much. At this juncture, investors need to develop the ability to either keep out of the market or invest only with a long-term perspective. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

The Italian proverb 'Money doesn't grow on trees' teaches financial prudence and resourcefulness. This ti ...More

The Italian proverb 'Money doesn't grow on trees' teaches financial prudence and resourcefulness. This timeless saying emphasizes that earning money requires significant effort and discipline. Modern life with easy credit makes remembering this lesson crucial for avoiding debt. Practicing mindful spending and consistent saving are key applications of this wisdom. Understanding the value of hard work fosters gratitude and thoughtful decision-making. ...Less

Lionel Messi's Argentina are striving to become the first team since Brazil in 1962 to win back-to-back W ...More

Lionel Messi's Argentina are striving to become the first team since Brazil in 1962 to win back-to-back World Cups, while Spain are trying to win a second title after their maiden victory in 2010. ...Less

Young professionals now prioritize experiences, shifting financial goals from tangible assets. Consumers ...More

Young professionals now prioritize experiences, shifting financial goals from tangible assets. Consumers globally continue to spend on travel and experiences despite economic uncertainty. Financial institutions are adapting by designing products around lifestyles and travel utility. This evolution means financial products increasingly enable experiences rather than just purchases. The future of consumer finance will be driven by enabling meaningful life experiences. ...Less

Your Daily Horoscope Today highlights undeniable leadership, quiet independent work, and multiple revenue ...More

Your Daily Horoscope Today highlights undeniable leadership, quiet independent work, and multiple revenue streams. Aligning with these planetary movements will help you command respect, protect your digital assets, and celebrate financial milestones. Chandresh Sharma predicts in today's horoscope and how it can shape your emotional and professional outlook. ...Less

A Bengaluru-based couple, Megha and Shubham, have gone viral after sharing the five money rules that guid ...More

A Bengaluru-based couple, Megha and Shubham, have gone viral after sharing the five money rules that guide their family's finances. In an Instagram video, the couple explained why they avoid spending to impress others, prioritise travel and family experiences over material possessions, invest consistently, treat fitness as a long-term investment, and divide household expenses between them. Their practical approach to money has sparked conversations online, with many praising their focus on financial planning and shared priorities. ...Less

India's government is considering a small Merchant Discount Rate for large UPI retailers. This potential ...More

India's government is considering a small Merchant Discount Rate for large UPI retailers. This potential change aims to create a sustainable revenue model for payment providers. Large merchants with significant annual turnover would face this minor transaction fee. Peer-to-peer and small merchant transactions will remain free of any charges. ...Less

JPMorgan is approaching a $1 trillion market valuation after record profits and a strong share rally. Rob ...More

JPMorgan is approaching a $1 trillion market valuation after record profits and a strong share rally. Robust investment banking, diversified operations and investor confidence in CEO Jamie Dimon have strengthened its leadership, with sustained dealmaking expected to support further growth. ...Less

Wrapping hotel key cards in foil offers some protection against passive scans. However, this trick does n ...More

Wrapping hotel key cards in foil offers some protection against passive scans. However, this trick does not prevent advanced chip cloning techniques. Physical vulnerabilities in some hotel lock hardware also exist independently. Experts suggest that remote RFID skimming is a rare threat for consumers. Reporting lost keys and securing valuables remain the most effective security measures. ...Less

Anthropic Claude Cost India: Anthropic now offers its Claude AI assistant with pricing in Indian rupees. ...More

Anthropic Claude Cost India: Anthropic now offers its Claude AI assistant with pricing in Indian rupees. This move simplifies payments and removes currency conversion fees for users. India has become Anthropic's second-largest global market after the United States. The company recently opened an office in Bengaluru to support its growth. Localized pricing is crucial for competing in India's tech market. ...Less

Axis Bank Q1 Results: Axis Bank reported a 22.5% YoY rise in Q1 FY27 standalone net profit to Rs 7,114 cr ...More

Axis Bank Q1 Results: Axis Bank reported a 22.5% YoY rise in Q1 FY27 standalone net profit to Rs 7,114 crore, while net interest income increased over 8% to Rs 14,646 crore, beating estimates. Asset quality remained stable, with the lender reporting strong balance sheet growth, robust deposit mobilisation and healthy loan expansion. ...Less

It is always important to make a distinction between sentiment and real business. While sentiment can imp ...More

It is always important to make a distinction between sentiment and real business. While sentiment can impact prices in the short term, it is business fundamentals that matter in the long term. And if they are turning structurally better, just ignore the noise on the street. The business updates for Q1 FY27 are probably a better guide. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components, earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

Customer attention has become scarce, forcing businesses to prioritize message value over volume. Verifie ...More

Customer attention has become scarce, forcing businesses to prioritize message value over volume. Verified and consent-based communication now offers a significant competitive advantage for companies. Businesses must also leverage AI to identify the right moment and channel for each customer. Ultimately, making every message count is crucial for success in today's economy. ...Less

India may reintroduce merchant discount rates for large businesses on UPI transactions. This move aims to ...More

India may reintroduce merchant discount rates for large businesses on UPI transactions. This move aims to address the financial sustainability of digital payment providers. Small merchants and transactions below a certain threshold will likely remain exempt from these charges. ...Less

Paisabazaar has launched PB Pass, a new complimentary airport lounge access program for its credit card u ...More

Paisabazaar has launched PB Pass, a new complimentary airport lounge access program for its credit card users, offering entry to over 1,800 lounges globally. This benefit is available to new credit card applicants upon activation and first bill payment via the Paisabazaar app. ...Less

Wells Fargo reported a significant profit increase in the second quarter. Strong trading desks and robust ...More

Wells Fargo reported a significant profit increase in the second quarter. Strong trading desks and robust loan growth fueled this positive financial performance. Net income rose seventeen percent, exceeding analyst expectations for the period. The bank's investment banking fees also saw a substantial jump. Headcount reduction continued as part of a long-term growth strategy. ...Less

Banks will remain closed on Saturday, July 11, 2026? Digital banking services will continue to be availab ...More

Banks will remain closed on Saturday, July 11, 2026? Digital banking services will continue to be available for customers even if banks are closed. Routine transactions can be performed using mobile and internet banking applications. ...Less

Consumer rewards company Onpoint secured six hundred thousand dollars in new funding. This capital will f ...More

Consumer rewards company Onpoint secured six hundred thousand dollars in new funding. This capital will fuel expansion of its loyalty platform amid growing Indian demand. The company allows users to earn rewards on purchases through partner brands. Onpoint aims to strengthen its product and grow its user base across India. This funding round saw participation from angel investors and venture capital firms. ...Less

Jammu and Kashmir Crime Branch's Economic Offences Wing has exposed a significant Kisan Credit Card loan ...More

Jammu and Kashmir Crime Branch's Economic Offences Wing has exposed a significant Kisan Credit Card loan scam. A daily wage JK Bank employee allegedly manipulated KCC limits and misused banking credentials to siphon off Rs 10.44 lakh for personal and family gain, causing substantial loss to the bank. A chargesheet has been filed against the accused for these fraudulent activities. ...Less

A financial advisor has shared the story of a Pune-based operations manager who saw his debt rise to over ...More

A financial advisor has shared the story of a Pune-based operations manager who saw his debt rise to over ₹15 lakh after taking a loan for his father's medical emergency. The case explains how one unexpected expense can trigger a debt spiral through rising EMIs, credit card debt and costlier loans, while highlighting three warning signs people should watch to avoid falling into the same trap. ...Less

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Horoscope Tomorrow for 23rd July, 2026 indicates a productive day marked by professional recognition, ste ...More

Horoscope Tomorrow for 23rd July, 2026 indicates a productive day marked by professional recognition, steady financial progress, thoughtful communication, and emotional stability. Whether you are negotiating a business deal, recovering pending payments, strengthening relationships, or prioritizing your health, tomorrow's horoscope encourages patience, strategic decisions, and practical action. Read your horoscope for tomorrow to discover how the planetary energies influence your career, money, love life, and overall well-being. ...Less

Psychology says people who make payments, fill forms or do any other thing on the last day aren't always ...More

Psychology says people who make payments, fill forms or do any other thing on the last day aren't always careless or lazy. Psychology explains that delaying tasks until the final day can happen for different reasons. It may be linked to motivation, stress, deadlines, emotions, or decision-making patterns. Studies show that this behavior has many causes and can be managed with awareness and planning. ...Less

Actor Madhavan shared how he addressed his wife Sarita Birje's insecurity regarding his popularity. He en ...More

Actor Madhavan shared how he addressed his wife Sarita Birje's insecurity regarding his popularity. He ensured complete financial transparency by making her an equal co-owner of all assets. This approach fostered trust and stability throughout their twenty-seven-year marriage. Madhavan relied on Sarita for managing their family's finances and wealth. Their joint financial management built a strong partnership rooted in honesty and mutual respect. ...Less

Sentiment is a fickle thing and can change before you know it. And by the time you figure out why, the ma ...More

Sentiment is a fickle thing and can change before you know it. And by the time you figure out why, the market would have moved on. So, while there is no doubt that more headwinds await the Indian economy, it is probably time to look beyond – at a few things that are not obvious. Our selected stocks for today depict a strong upward trajectory in their overall average score which is based on five key pillars: Earnings, fundamentals, relative valuation, risk, and price momentum. This implies that there has been a significant improvement in their market outlook in the given time frame. ...Less

The Telangana Council of Higher Education will release TS EAMCET 2026 Phase 1 seat allotment results toda ...More

The Telangana Council of Higher Education will release TS EAMCET 2026 Phase 1 seat allotment results today. Candidates can check their provisional allotment status on the official counselling portal. Online self-reporting and fee payment are due between July 10 and July 14. Phase 2 counselling registration begins on July 17 for eligible candidates. Required documents include rank card, hall ticket, and study certificates. ...Less

Flipkart's GOAT Sale is offering significant discounts on Apple's iPhone 17 Pro Max and Pro models. The i ...More

Flipkart's GOAT Sale is offering significant discounts on Apple's iPhone 17 Pro Max and Pro models. The iPhone 17 Pro Max (512GB) sees a Rs 12,000 price drop, while the iPhone 17 Pro (256GB) is also reduced by Rs 12,000. Additional savings are available through bank offers and exchange benefits, making these premium devices more accessible. ...Less

Upcoming economic data and corporate earnings will test the resilient U.S. stock market. Major banks begi ...More

Upcoming economic data and corporate earnings will test the resilient U.S. stock market. Major banks begin second-quarter earnings season, which is expected to be strong. Key economic reports, including the consumer price index, are due next week. Oil prices jumped amid concerns over renewed attacks on shipping and global supplies. Investors seek rate-path signs from inflation data and geopolitical developments. ...Less

Attic heat gain significantly impacts home cooling costs during summer months. A thin layer of reflective ...More

Attic heat gain significantly impacts home cooling costs during summer months. A thin layer of reflective aluminum foil can reduce this heat gain effectively. This material works by reflecting solar radiation away from the living space. Studies show this simple upgrade can lower cooling electricity expenses considerably. Homeowners can install this radiant barrier themselves for potential savings. ...Less

India's AI boom offers indirect opportunities in infrastructure and power sectors. Foreign institutional ...More

India's AI boom offers indirect opportunities in infrastructure and power sectors. Foreign institutional investors are shifting allocations away from traditional large-caps. They are now exploring growth in internet consumer and industrial spaces. This shift reflects changing market leadership and technological disruptions. The second half of 2026 is anticipated to be better for Indian equities. ...Less

It was, probably, not just the Indian markets which took the fresh US-Iran flare-up in its stride. The no ...More

It was, probably, not just the Indian markets which took the fresh US-Iran flare-up in its stride. The non-tech part of the US markets also seemed to respond similarly. Of course, one has to look at the tech part as well. Why? Because there is a possibility that the Nasdaq may chart its own course. ...Less

A Japanese teenager was arrested for allegedly using AI to disrupt Bandai Namco's streaming service. The ...More

A Japanese teenager was arrested for allegedly using AI to disrupt Bandai Namco's streaming service. The cyberattack caused the cancellation of over 46,000 user accounts and left the platform offline. Investigators believe the student used ChatGPT to help develop software for unauthorized access. Personal data of over 1.3 million members may have been exposed during the incident. ...Less

EPFO is processing annual interest for FY 2025-26, with balances updated by July 15. This faster credit c ...More

EPFO is processing annual interest for FY 2025-26, with balances updated by July 15. This faster credit cycle is enabled by the new CITES 2.01 digital platform. The government approved an 8.25% interest rate, impacting over 34 crore member accounts. EPFO has also simplified partial withdrawal rules and automated account transfers after job switches. ...Less

Gulf companies will reveal the regional financial impact of the conflict this week. Banks and real estate ...More

Gulf companies will reveal the regional financial impact of the conflict this week. Banks and real estate sectors face challenges due to inflation and interest rate changes. Energy firms saw price gains offset supply disruptions from the conflict. Telecoms remained resilient due to long-term contracts and steady demand. The conflict's ongoing threat suggests a persistent risk premium for the region. ...Less

Consumer financing reached new highs in the June quarter. This surge was fueled by greater financing of e ...More

Consumer financing reached new highs in the June quarter. This surge was fueled by greater financing of electronics and rising prices. Banks and NBFCs saw significant growth in consumer durable loans. Financing now accounts for a larger share of smartphone sales. Extended financing tenures help keep monthly installments affordable for consumers. ...Less

Private banks significantly reduced bad loans by writing off nearly half of their exposure. This cleansin ...More

Private banks significantly reduced bad loans by writing off nearly half of their exposure. This cleansing effort primarily targeted unsecured microfinance and consumer credit segments. Public sector banks wrote off a smaller portion of their substantial bad loan portfolio. Overall, the banking sector wrote off over Rs 1.28 lakh crore in bad loans. These write-offs have driven the sectoral bank loan ratio to a multi-decadal low. ...Less

India’s credit card market crossed 120 million active cards in May, driven by strong new additions even a ...More

India’s credit card market crossed 120 million active cards in May, driven by strong new additions even as spending growth slowed, according to RBI data. Net card additions rose 34% year-on-year to 1.02 million, while total spending increased only 6.3% to ₹2.02 lakh crore. ...Less

The WBJEEB has announced the Round 1 seat allotment result for 2026 on its official website. Candidates m ...More

The WBJEEB has announced the Round 1 seat allotment result for 2026 on its official website. Candidates must pay the seat acceptance fee and complete admissions between July 7 and July 11. Document verification and reporting to allotted institutes are also scheduled within this period. Subsequent counselling rounds will offer opportunities for seat upgradation and fresh choice filling. The counselling process is for admission to undergraduate engineering and architecture programs. ...Less

Brazilian regulators are looking into CazéTV's aggressive betting promotions during FIFA World Cup broadc ...More

Brazilian regulators are looking into CazéTV's aggressive betting promotions during FIFA World Cup broadcasts. The popular YouTube channel faces new government restrictions on advertising to young viewers. This controversy has brought to the fore concerns about gambling's influence on sports and youth. ...Less

Financial literacy for students refers to the ability to manage money: budgeting, saving, investing, and ...More

Financial literacy for students refers to the ability to manage money: budgeting, saving, investing, and recognising fraud. Only 16.7% of Indian students pass a basic financial literacy test, and most only learn it after a grave financial mistake, which makes this gap even costlier. ...Less

Get ready for significant financial shifts starting July 1, 2026. Taxpayers face new ITR filing deadlines ...More

Get ready for significant financial shifts starting July 1, 2026. Taxpayers face new ITR filing deadlines, while Aadhaar card holders can update their email for free. SBI and HDFC credit card users will see changes in reward points and lounge access eligibility. Passport fees are set to rise, and banks will face stricter rules against mis-selling financial products, ensuring customer refunds and compensation. ...Less

Several important financial and regulatory changes have come into effect from July 1, 2026, impacting tax ...More

Several important financial and regulatory changes have come into effect from July 1, 2026, impacting taxpayers, Aadhaar holders, passport applicants, credit card users, railway passengers and vehicle buyers. Key updates include free Aadhaar email updates, revised passport fees, new SBI and HDFC credit card rules, stricter railway penalties, the approaching ITR filing deadline, possible LPG, CNG and PNG price revisions, RBI's new anti-mis-selling framework, the expected rollout of EPFO 3.0 and car price hikes by major automakers. Here's a detailed look at all the major rule changes taking effect from July 1 and how they could affect your finances and daily life. ...Less

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Consistently filing Income Tax Returns creates a verifiable financial document. Banks often request these ...More

Consistently filing Income Tax Returns creates a verifiable financial document. Banks often request these returns to assess loan applicant income stability. ITRs also help demonstrate financial capacity for visa and study abroad applications. Landlords and businesses may seek ITRs for tenancy and partnership evaluations. Preserving complete tax records is crucial for future financial needs and compliance. ...Less

Revenue manipulation does not always sit in the sales line. The clue may be hidden deep in the figures an ...More

Revenue manipulation does not always sit in the sales line. The clue may be hidden deep in the figures and their explanation. This story explains these warning signs. The lesson is clear: Sales may appear in the P&L, while the real risk sits in the balance sheet and notes. ...Less

India's credit card sector has surpassed 12 crore cards, with new additions surging 33.7% year-on-year in ...More

India's credit card sector has surpassed 12 crore cards, with new additions surging 33.7% year-on-year in May 2026. Despite robust cardholder growth, spending saw a modest 6.3% increase. SBI Cards led in new card issuance, while ICICI Bank and HDFC Bank also showed strong performance. This indicates a steady expansion of the cardholder base alongside moderating spending intensity. ...Less

Tuesday saw reports that some ships were hit in the Strait of Hormuz. And, in the US, the Nasdaq was down ...More

Tuesday saw reports that some ships were hit in the Strait of Hormuz. And, in the US, the Nasdaq was down. So, expect some pressure when the Indian market opens on Wednesday. But these are short-term issues. There are other things to look forward to. For instance, how the latest business updates are panning out. At the end of the day, it is earnings that matter. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components, earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

Financial services is where FIIs go when they turn positive on India. History shows us that much of the m ...More

Financial services is where FIIs go when they turn positive on India. History shows us that much of the money goes to banks, and the wider financial services space. But remember: Financial services is not a single sector. It is a set of very different businesses under one umbrella. So it is important to understand the parts, not just the flow of money into them. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components – earnings, fundamentals, relative valuation, risk, and price momentum – to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

For Non-Resident Indians (NRIs), an Indian credit card offers significant benefits beyond convenience, in ...More

For Non-Resident Indians (NRIs), an Indian credit card offers significant benefits beyond convenience, including building a crucial CIBIL score for future borrowing and simplifying rupee-denominated expenses. While unsecured cards are increasingly available, understanding forex charges, repayment mechanisms, and FEMA compliance is vital before applying. ...Less

Even if your long-term capital gains from stocks are under Rs 1.25 lakh, you must still file your Income ...More

Even if your long-term capital gains from stocks are under Rs 1.25 lakh, you must still file your Income Tax Return for AY 2026-27. While this amount is tax-exempt, the Income Tax Department requires you to report these gains. Failure to disclose can lead to issues. Learn how to correctly report these gains in your ITR. ...Less

Travellers should also remember that loyalty program transfers are generally irreversible. Before moving ...More

Travellers should also remember that loyalty program transfers are generally irreversible. Before moving points to an airline or a hotel program, it is advisable to confirm award availability and understand the redemption rules. Airline miles can also expire or lose value over time if loyalty programs change their award charts. Besides, there are taxes and fuel surcharges, which could be expensive. ...Less

Oppo has launched its new Reno 16 and Reno 16c smartphones in India, expanding its mid-range offerings. T ...More

Oppo has launched its new Reno 16 and Reno 16c smartphones in India, expanding its mid-range offerings. The Reno 16 boasts a Snapdragon 7 Gen 4 chip and a 6.32-inch AMOLED display, while the Reno 16c features a MediaTek Dimensity 7300 and a 6.57-inch AMOLED screen. Both phones come with impressive camera setups, large batteries, and fast charging, available from July 9th. ...Less

Even if your Form 16 shows zero tax payable due to the Section 87A rebate, filing an Income Tax Return (I ...More

Even if your Form 16 shows zero tax payable due to the Section 87A rebate, filing an Income Tax Return (ITR) might still be mandatory. Certain income levels, high-value transactions like significant bank deposits, foreign travel, or owning foreign assets can trigger a filing requirement. ...Less

The sale is part of Meta’s $900 million investment in Cred, which valued the Kunal Shah-founded company a ...More

The sale is part of Meta’s $900 million investment in Cred, which valued the Kunal Shah-founded company at about $4 billion. The transaction has allowed several early backers to partly cash out at a time when large private market exits remain scarce, and venture funds are under pressure to return capital to their investors. ...Less

Indian banks witnessed a significant surge in credit to industries, with a robust 17.5% annual growth in ...More

Indian banks witnessed a significant surge in credit to industries, with a robust 17.5% annual growth in May. This expansion was driven by accelerated lending to large corporations and sustained healthy growth in the Micro and Small Enterprises (MSE) sector. Advances to agriculture and allied activities also saw a strong uptick. Personal loans and the services sector also recorded impressive growth rates, indicating a vibrant economic landscape. ...Less

Fintech lenders now dominate India's small personal loan market, holding over half of loans under Rs 50,0 ...More

Fintech lenders now dominate India's small personal loan market, holding over half of loans under Rs 50,000 by March 2026. This rapid expansion, however, comes with rising delinquencies, reaching 6.4% for fintechs, significantly higher than banks and NBFCs. A large portion of these loans are unsecured and target younger borrowers, signaling increased risk in this fast-growing segment. ...Less

UPI processed 22.72 billion transactions in June, a slight dip from May's record, but daily averages hit ...More

UPI processed 22.72 billion transactions in June, a slight dip from May's record, but daily averages hit an all-time high. Despite fewer days in June, annual growth remains strong, with volumes up 23% year-on-year. This surge in daily activity highlights UPI's dominance in everyday, low-value payments, though the average ticket size is shrinking. Future growth is anticipated from credit-linked UPI products. ...Less

Digital tools are becoming "increasingly integral to business management" for female entrepreneurs in Ind ...More

Digital tools are becoming "increasingly integral to business management" for female entrepreneurs in India, supporting everything from payments and credit to payroll and future planning, according to DBS Bank India's latest Women and Finance study. The report saID sustaining this momentum will require "going beyond traditional banking to create connected ecosystems that help entrepreneurs at every stage of their business journey." ...Less

Digital tools are becoming "increasingly integral to business management" for female entrepreneurs in Ind ...More

Digital tools are becoming "increasingly integral to business management" for female entrepreneurs in India, supporting everything from payments and credit to payroll and future planning, according to DBS Bank India's latest Women and Finance study. The report saID sustaining this momentum will require "going beyond traditional banking to create connected ecosystems that help entrepreneurs at every stage of their business journey." ...Less

The founder of Wikipedia explains why he left finance to start the nonprofit, the importance of crafting ...More

The founder of Wikipedia explains why he left finance to start the nonprofit, the importance of crafting your career around your interests, how to ensure trust among unpaid collaborators and quality in crowdsourced content, and what he sees as the building blocks for a better internet. ...Less

Many companies are pouring money into AI, analytics, and CRM platforms, yet struggle to translate those i ...More

Many companies are pouring money into AI, analytics, and CRM platforms, yet struggle to translate those investments into measurable revenue growth. The problem isn’t technology adoption but the failure to redesign how commercial organizations generate insight, make decisions, and coordinate action. Companies that succeed treat digital as a commercial operating model transformation, making four shifts that turn digital from a perceived tax into a durable growth dividend. ...Less

Instead of scrolling on websites or strolling through stores, people are beginning to prompt AI agents to ...More

Instead of scrolling on websites or strolling through stores, people are beginning to prompt AI agents to find, compare, and even purchase products. While brands often can’t control these agents, their relationships with customers can be damaged in real and lasting ways if things go wrong. As such, they should take five steps to protect customers’ trust: 1) structure content for machines, not just humans, 2) define clear boundaries and build in consent, 3) protect customer data and make that protection visible, 4) observe how your brand shows up in agent ecosystems, and 5) preserve relationships and plan for recovery. ...Less

India's equity markets are poised for a strong performance as falling commodity prices and easing supply ...More

India's equity markets are poised for a strong performance as falling commodity prices and easing supply chain issues are set to boost corporate earnings. Deepak Shenoy of Capitalmind Mutual Fund anticipates improved margins and sales volumes for businesses. While risks like monsoon vagaries and global inflation persist, the medium-term economic outlook remains robust, with asset-heavy sectors expected to lead market growth. ...Less

A small lead tablet unearthed in the Netherlands is revolutionizing our understanding of ancient Egyptian ...More

A small lead tablet unearthed in the Netherlands is revolutionizing our understanding of ancient Egyptian magic's reach within the Roman Empire. Deciphered by Heidelberg University researchers, the 2nd-century A.D. artifact, written in Greek and referencing Egypt, was found in Heerlen, a Roman settlement. This discovery highlights the vibrant cultural exchange and the movement of spiritual practices across vast distances on the empire's frontiers. ...Less

Rocket Lab launches more rockets at a faster pace than any rival and is expanding into satellites and dee ...More

Rocket Lab launches more rockets at a faster pace than any rival and is expanding into satellites and deep-space missions. Four principles underpin its success: (1) Fierce efficiency drives frugal operations, such as building solutions in-house. (2) A “show, don’t tell” approach creates trust by delivering working hardware and successful missions, not just promises. (3) Smart speed means Rocket Lab can streamline decision-making. (4) Vertical integration gives the company control over every stage, ensuring delivery of complete high-quality, cost-effective missions. These tenets allow Rocket Lab to compete with industry giants, significantly impacting how humanity benefits from space. ...Less

A freelance translator uses 21 credit cards as a financial tool, saving Rs 50,000-55,000 annually by opti ...More

A freelance translator uses 21 credit cards as a financial tool, saving Rs 50,000-55,000 annually by optimizing spending. Through meticulous planning, strategic card selection, and disciplined management, he avoids fees and interest, transforming credit cards from a borrowing facility into a cost-saving instrument. ...Less

During the second half of FY26, PayU India also exited certain "negative margin portfolios", impacting it ...More

During the second half of FY26, PayU India also exited certain "negative margin portfolios", impacting its sequential revenue growth. In the October-March, the fintech company reported revenue of $384 million, down from $395 million in six months ending September 30, 2025. ...Less

Victims of digital payment fraud losing up to Rs 50,000 can now get up to Rs 25,000 compensation from ban ...More

Victims of digital payment fraud losing up to Rs 50,000 can now get up to Rs 25,000 compensation from banks, effective January 1, 2027. The RBI will fund 65% of this, with banks contributing the rest. Sole proprietors are now covered, and cross-border frauds are included. Reporting within five days to the cybercrime portal and bank is crucial for eligibility. ...Less

Think tank GTRI said that the deal gives Meta a foothold in one of the country's richest repositories of ...More

Think tank GTRI said that the deal gives Meta a foothold in one of the country's richest repositories of consumer financial-behaviour data, covering credit cards, loans, investments, insurance, and UPI transactions. On the other hand, it said China built its digital payments ecosystem through domestic champions such as Alipay and WeChat Pay, keeping ownership and strategic control within Chinese companies. ...Less

Analysts at Nomura and Jefferies, however, maintain 'Buy' ratings, with Nomura highlighting Anup Kumar Sa ...More

Analysts at Nomura and Jefferies, however, maintain 'Buy' ratings, with Nomura highlighting Anup Kumar Saha as a strong internal candidate. Despite the leadership change, analysts believe the bank's strategic direction will remain consistent. ...Less

At the end of the day, both private and PSU banks are equally impacted by what goes on in the economy. If ...More

At the end of the day, both private and PSU banks are equally impacted by what goes on in the economy. If they are behaving differently in the market these days, it is because of valuations, existing ownership, overall fund flows, and the kind of investors putting in the money. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components, earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

Be available for counsel and advice, but wait for the children to ask for it. Offering unsolicited advice ...More

Be available for counsel and advice, but wait for the children to ask for it. Offering unsolicited advice, which comes from a position of love and concern, and telling the children that parents know better, comes in the way of their learning process. Set the boundaries, make the rules, agree on do and dont’s, but do this at the very start. After that, it is their game to play. ...Less

In a surprising announcement, Ashok Vaswani, CEO and Managing Director at Kotak Mahindra Bank, has decide ...More

In a surprising announcement, Ashok Vaswani, CEO and Managing Director at Kotak Mahindra Bank, has decided to step down on December 31, 2026, opting not to pursue reappointment for personal reasons. The bank, recognized as India's fourth-largest private lender, is now actively seeking a new leader to chart its path ahead. This transition will undoubtedly redefine the bank's direction as it enters a new era. ...Less

Meta, owner of WhatsApp, is exploring ways to monetize its massive Indian user base. A potential minority ...More

Meta, owner of WhatsApp, is exploring ways to monetize its massive Indian user base. A potential minority stake in fintech startup Cred, led by Kunal Shah, could offer valuable expertise in driving higher-value transactions and improving relations with the Indian government. While this move could boost WhatsApp's market share in India, replicating its success globally faces challenges due to UPI's unique, free model and regulatory concerns about foreign competition. ...Less

July marks crucial income tax deadlines for Indian taxpayers. The major deadline is July 31 for salaried ...More

July marks crucial income tax deadlines for Indian taxpayers. The major deadline is July 31 for salaried individuals and pensioners to file their Income Tax Returns (ITR), alongside numerous other compliance forms. ...Less

Any long-term investor knows that corrections are part of every bull run. But it is important that they b ...More

Any long-term investor knows that corrections are part of every bull run. But it is important that they be aware whether the correction is led by global or domestic factors. Why? Because the magnitude of a correction in terms of price damage, how long it lasts, and how the recovery shapes up are different for those sparked by global and domestic events. The latest correction in India probably is a mix of both. A war in the Gulf and an increase in oil prices leading to domestic problems: Fiscal pressure and the possibility of a spike in inflation. ...Less

Dubai is revolutionizing its rental system with the 'Flexi Rent' program, allowing tenants to pay rent in ...More

Dubai is revolutionizing its rental system with the 'Flexi Rent' program, allowing tenants to pay rent in monthly, quarterly, or semi-annual installments, moving away from the traditional cheque-based model. This initiative, backed by digital payment integration and partnerships with major real estate firms, aims to modernize the market and cater to evolving tenant needs. Landlords can offer flexible payment schedules and potential incentives, making renting more accessible. ...Less