Bank of Baroda festive campaign: Bank launches offers on home, car and other loans; debit cards and savings accounts for women

Bank of Baroda has announced the launch of its festive campaign “Bob Ke Sang Tyohaar Ki Umang—Shubh Bhi, Labh Bhi.” The campaign offers retail loans, Micro, Small, and Medium Enterprises (MSME) loans, savings products and spending on debit cards.

Waiver of processing fee on Bank of Baroda home loan

Bank of Baroda is offering home loan interest rates starting from 7.40% and a complete waiver of processing fees. The bank is also offering an additional concession of 0.05% to women and 0.10% to borrowers such as individuals aged less than 40 years, Govt./Public Sector Undertaking (PSU)/corporate customers maintaining bob salary account(s), High-net Individuals (HNIs)/ Radiance customers, etc.

Bank of Baroda car loans start at 7.85% interest rate

The bank’s car loans start at a 7.85% interest rate. Customers opting for bob Green Wheels (electric vehicles) can also avail a 0.15% interest-rate concession along with an enhanced repayment period, making the transition to electric mobility attractive.

What are the festive discounts available on bob debit cards?

Bank of Baroda debit cardholders can enjoy instant discount offers across a wide range of everyday categories, including shopping, food, travel and groceries, through a network of participating brands and merchants.

Bank of Baroda savings accounts designed for women

Bank of Baroda says that its bob Global Women NRE/NRO savings account combines the convenience of an auto sweep facility with complimentary personal/air accidental insurance coverage.

The bob Women Sapphire savings account offers benefits including cancer care coverage of up to Rs 10 lakh, online doctor consultations for family members, and exclusive offers on the Tiara Credit Card.

Flexi savings starting at Rs 500 per month

The Bob Flexi Systematic Deposit Plan has a low entry limit starting at just Rs 500 per month and sets interest rates that are locked in for the duration of the deposit period for clients who want to develop disciplined savings.

Bank of Baroda FD interest rates

Bank of Baroda offers FD interest rates between 3.50% and 6.75% to general citizens. For senior citizens, interest rates offered are from 4% to 7.25%.

Tenors	Residents / General Public	Resident Indian Sr. Citizen
7 days to 14 days	3.5	4.00*
15 days to 45 days	3.5	4.00*
46 days to 90 days	5	5.50*
91 days to 180 days	5	5.50*
181 days to 210 days	5.5	6.00*
211 days to 270 days	5.75	6.25*
271 days & above and less than 1 year	6	6.50*
1 year	6.25	6.75*
Above 1 year to 400 days	6.25	6.75*
Above 400 days and upto 2 Years (except 444 and 555 Days)	6.25	6.75*
Above 2 Years and upto 3 Years	6.25	6.75*
Above 3 Years and upto 5 Years	6.3	6.90 #
Above 5 Years and upto 10 Years	6	7.00**
Above 10 years (MACAD	5.5	6.00*
only)
bob Square Drive Deposit Scheme (444 Days)	6.45	6.95*
bob Golden Goal deposit Scheme (555 Days)	6.75	7.25*