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- Mansukh Mandaviya rolls out EPFO services on WhatsApp, starts auto-settlement of small inoperative accounts
Union Labour & Employment Minister Mansukh Mandaviya launched EPFO services through WhatsApp for easier a ...More
Union Labour & Employment Minister Mansukh Mandaviya launched EPFO services through WhatsApp for easier access. Subscribers can check their PF balance and transaction history conveniently using this platform. The automatic settlement for inoperative EPF accounts was also introduced, streamlining the process for beneficiaries. In total, around one lakh accounts will benefit from this initiative. The EPFO's commitment to evolve and focus on worker-centric innovations was emphasized during the celebration. ...Less
- EPFO WhatsApp Service: How to check PF balance, view transaction history and download passbook easily; here's how
The Employees' Provident Fund Organisation (EPFO) has introduced a convenient WhatsApp service to enhance ...More
The Employees' Provident Fund Organisation (EPFO) has introduced a convenient WhatsApp service to enhance member access to their provident fund details. This innovation enables users to effortlessly check their EPF balance and examine transaction histories. Additionally, members can obtain their passbook directly via WhatsApp following a verification step. Launched by Union Labour and Employment Minister Mansukh Mandaviya, this initiative aims to simplify service access for all members. ...Less
- EPFO’s WhatsApp service: You can check EPF balance, view last 5 transactions and download passbook by sending message
The launch of the EPFO WhatsApp service was announced by Union Minister Mansukh Mandaviya. This new featu ...More
The launch of the EPFO WhatsApp service was announced by Union Minister Mansukh Mandaviya. This new feature empowers subscribers to easily check their EPF balance, view the latest transactions, and download passbook details. Moreover, the initiative addresses automatic settlements for dormant accounts, benefiting around one lakh users whose balance falls under Rs 1,000, thereby simplifying processes and minimizing the necessity for in-person visits. ...Less
- Has EPFO extended ECR filing deadline from October 31, 2026? What employers need to know
Employers must file the Electronic Challan-cum-Return for September 2026 by October 31, 2026. The EPFO ex ...More
Employers must file the Electronic Challan-cum-Return for September 2026 by October 31, 2026. The EPFO extended the previous deadline to accommodate changes in contribution calculations due to the new wage ceiling. For the period of September 1 to 16, contributions are calculated at Rs 15,000, while from September 17 onward, they will be at Rs 25,000. ...Less
- EPFO plans to invest in startups, AIFs five years after govt approval
The Employees Provident Fund Organisation is working on guidelines for investing in alternative investmen ...More
The Employees Provident Fund Organisation is working on guidelines for investing in alternative investment funds for better portfolio diversification. The proposed allocation could be up to 3% of fresh annual accretions to these funds. This decision follows recommendations for EPFO's participation in the Startup India Fund of Funds 2.0. Proposed safeguards will include limits on individual fund exposures and minimum corpus requirements. ...Less
- Is EPFO set to invest in startups, AIFs? Report says provident fund body is working on guidelines
Employees' Provident Fund Organisation plans to establish rules for investments in alternative investment ...More
Employees' Provident Fund Organisation plans to establish rules for investments in alternative investment funds. The organization is considering allocating up to 3% of new annual accretions to AIFs for diverse investments. ...Less
- EPS-95 higher pension: Pensioners’ body appeals to President as retirees struggle to get higher pension
The National Confederation of Pensioners’ Associations has requested intervention from President Droupadi ...More
The National Confederation of Pensioners’ Associations has requested intervention from President Droupadi Murmu regarding higher EPS pension issues. They demand the withdrawal of a problematic EPFO circular that affects eligibility for pensions based on internal trust rules. In addition, they seek to halt unnecessary litigation and ensure uniform treatment for all retirees. The NCPA calls for waiving punitive interest related to administrative delays on pension claims. ...Less
- EPS pension hike: Can EPFO increase minimum monthly pension from Rs 1,000 at its proposed November 19 meeting?
The Employees' Provident Fund Organisation may discuss increasing the minimum monthly pension under the E ...More
The Employees' Provident Fund Organisation may discuss increasing the minimum monthly pension under the Employees' Pension Scheme. A proposal to raise the pension from Rs 1,000 is anticipated during the next Central Board of Trustees meeting. ...Less
- EPF calculator: How your Rs 50 lakh retirement corpus can keep growing for 3 years without any PF contributions
Employees' Provident Fund accounts continue to earn interest for three years after the age of 58. After t ...More
Employees' Provident Fund accounts continue to earn interest for three years after the age of 58. After that period, accounts become inoperative unless members withdraw their accrued corpus. ...Less
- EPS-95 pension row: Retirees challenge 2007 EPF amendment over lower pension; Karnataka HC rules against them
The Karnataka High Court ruled against retired employees challenging amendments to the Employees' Pension ...More
The Karnataka High Court ruled against retired employees challenging amendments to the Employees' Pension Scheme, 1995. The court found the government's power to amend the scheme was legitimate and did not violate vested rights. Retired employees argued that their pension entitlements were reduced by the 2007 amendments. The EPFO clarified that the amendments corrected existing anomalies and did not take away benefits. ...Less
- EPFO Vishwas 2026 scheme: How penalty on employer for late PF contributions can be cut from 37% a year to 1% a month
Under the EPFO's VISHWAS, 2026 scheme, employers can settle delayed PF contribution penalties at reduced ...More
Under the EPFO's VISHWAS, 2026 scheme, employers can settle delayed PF contribution penalties at reduced rates. This scheme allows penalties to be lowered from 37% per year to 1% per month based on the delay. ...Less
- EPS-95: Private sector employees win higher pension case in Bombay High Court despite PF Trust wage ceiling limit cap; know why
EPS-95: Private sector employees wins case for higher pension as Bombay HC rules higher pension can be gi ...More
EPS-95: Private sector employees wins case for higher pension as Bombay HC rules higher pension can be given even if PF trust rules capped the contributions at statutory wage ceiling limit ...Less
- Centre to launch biggest-ever digital life certificate campaign across 2,000 cities from November 1
A nationwide Digital Life Certificate campaign is scheduled to begin across 2,000 locations in India. Thi ...More
A nationwide Digital Life Certificate campaign is scheduled to begin across 2,000 locations in India. This campaign aims to simplify the process of submitting life certificates for pensioners by adopting digital methods. The initiative will use face authentication technology to facilitate easy access for elderly pensioners. Various government departments and organizations will work together to ensure effective outreach. ...Less
- EPFO ECR deadline October 31: 11 days left to file September PF, EPS and EDLI data
Employers now have more time to file the Electronic Challan Cum Return (ECR) for September 2026. EPFO has ...More
Employers now have more time to file the Electronic Challan Cum Return (ECR) for September 2026. EPFO has extended the deadline from October 15 to October 31, 2026, citing the additional time needed because of the recent revision in the PF wage ceiling. ...Less
- Tax-wise, $-foolish: Saving Dalal Street could come at a cost to Startup Street
India's financial landscape is experiencing pressure with foreign portfolio investors becoming net seller ...More
India's financial landscape is experiencing pressure with foreign portfolio investors becoming net sellers in the market. There are discussions about implementing tax cuts to stabilize the situation, which could disadvantage domestic investors. A focus on only listed shares may divert investments from private markets and harm the startup ecosystem. Expert suggestions advocate for a universal tax reduction applicable to both listed and unlisted shares. ...Less
- Samantha Ruth Prabhu shares heartwarming moment as Raj Nidimoru gets ready for fatherhood ahead of baby's arrival
Samantha Ruth Prabhu and Raj Nidimoru are eagerly expecting their first child, set to arrive in December. ...More
Samantha Ruth Prabhu and Raj Nidimoru are eagerly expecting their first child, set to arrive in December. Recently, Samantha shared an adorable image of Raj diligently setting up a baby monitor. Speculation about her pregnancy started when fans noticed her growing baby bump during recent videos. The couple celebrated their private nuptials on December 1, 2025, after their romance blossomed while filming ‘The Family Man’. ...Less
- Salary up to Rs 25,000: EPFO reveals how you can enrol for EPF, EPS and ELDI schemes
The government recently raised the wage ceiling for the Employees' Provident Fund to Rs 25,000, allowing ...More
The government recently raised the wage ceiling for the Employees' Provident Fund to Rs 25,000, allowing a broader range of workers to access the EPF, EPS, and EDLI schemes. This increase means that employees earning up to the new limit can secure essential social security benefits. ...Less
- EPFO WhatsApp channel: Can you access EPF, EPS and EDLI services? How to join
EPFO has introduced a new WhatsApp channel to keep subscribers informed about its schemes and services, a ...More
EPFO has introduced a new WhatsApp channel to keep subscribers informed about its schemes and services, attracting around two lakh users so far. The channel provides insights into the Employees’ Provident Fund, Employees’ Pension Scheme, and Employees’ Deposit Linked Insurance. ...Less
- EPFO’s financial literacy course can help eligible first-time employees get up to Rs 15,000: Check eligibility criteria for PM-VBRY incentive
The Pradhan Mantri Viksit Bharat Rozgar Yojana supports first-time employees enrolled with EPFO through f ...More
The Pradhan Mantri Viksit Bharat Rozgar Yojana supports first-time employees enrolled with EPFO through financial aid of up to Rs 15,000. Disbursed in two instalments, the first payment occurs after six months of steady employment, while the second is contingent on completing a financial literacy course. ...Less
- Govt extends Amnesty Scheme under ESIC for three month till December 31
The ‘New Amnesty Scheme 2025’, rolled out on October 1, 2025, is a one-time dispute resolution initiative ...More
The ‘New Amnesty Scheme 2025’, rolled out on October 1, 2025, is a one-time dispute resolution initiative aimed at reducing the backlog of court cases and promoting compliance under the erstwhile Employees’ State Insurance Act. Court cases filed up to March 31, 2025 are eligible under this scheme, the ministry said on Thursday. ...Less
- Ladakh Saffron: 22 grams harvested in four days, daily flower count nearly triples; LG VK Saxena shares update
A groundbreaking saffron farming initiative in Ladakh has yielded its first flowers in just 30 days, show ...More
A groundbreaking saffron farming initiative in Ladakh has yielded its first flowers in just 30 days, showcasing the viability of this spice in the region's climate. Remarkably, 22 grams of saffron were collected only four days after blooming. This venture not only aims to boost the local economy but also presents an exciting agricultural opportunity for farmers in Ladakh. ...Less
- 8th Pay Commission: 6 key demands by Railway employee's body; better pay, merging of pay scales, hardship allowance and more
8th Pay Commission news: The All India Railwaymen's Federation has made significant recommendations to th ...More
8th Pay Commission news: The All India Railwaymen's Federation has made significant recommendations to the 8th Pay Commission. Higher pay scales are proposed to match the Indian Railways' modernization efforts and working conditions. Special allowances have been requested due to the inherent risks and hardships faced by railway employees. The issues of female loco pilots and track maintainers have been highlighted for attention. ...Less
- Gold jewellery at home: How much can you keep without fear of Income Tax seizure?
People can legally own gold without a prescribed maximum quantity if they explain its source. The Income ...More
People can legally own gold without a prescribed maximum quantity if they explain its source. The Income Tax Department has guidelines regarding the non-seizure of gold jewelry during searches. Married women can own up to 500 grams, while unmarried women are allowed 250 grams and male members 100 grams. These limits do not automatically exempt individuals from income tax liabilities. ...Less
- 8th Pay Commission news: Notified a year ago, 5 biggest 8th CPC developments since November 3, 2025
8th Pay Commission latest news: On November 3, 2025, the government announced the 8th Pay Commission’s Te ...More
8th Pay Commission latest news: On November 3, 2025, the government announced the 8th Pay Commission’s Terms of Reference. The Commission is tasked with submitting its report within an 18-month deadline ending on May 3, 2027. An 18-question questionnaire was launched to gather inputs from stakeholders about various employment issues. Additionally, stakeholder consultations began in April 2026, with meetings held in multiple cities. Recommendations will influence future pay and pension adjustments for central government employees. ...Less
- Bank of India revises FD interest rates: Launches 500-day fixed deposit offering 7.35% rate to senior citizens
Bank of India latest FD interest rates: Effective November 2, 2026, Bank of India has revised its fixed d ...More
Bank of India latest FD interest rates: Effective November 2, 2026, Bank of India has revised its fixed deposit interest rates across various terms. A new option, the 500-day BOI Akshay Deposit, has been introduced with attractive rates specifically for senior and super senior citizens. Regular depositors can enjoy a competitive interest rate of 6.85%. With a minimum investment amount set at Rs 10,000, this offers a great opportunity for secure savings. ...Less
- FASTag new rules from November 1: Live within 20 km of a toll plaza? You can get this annual pass from next month
Starting from November 1, 2026, vehicle owners residing within a 20 km radius of toll plazas can apply fo ...More
Starting from November 1, 2026, vehicle owners residing within a 20 km radius of toll plazas can apply for a discounted local FASTag pass. The yearly fee is set at Rs 1,500 for locations outside city limits and Rs 3,000 for those within. ...Less
- EPFO extends ECR deadline to October 31, 2026: Employers to get 16 more days to file employees’ EPF, EPS and EDLI data
The EPFO has extended the September 2026 ECR filing deadline for employers from October 15 to October 31, ...More
The EPFO has extended the September 2026 ECR filing deadline for employers from October 15 to October 31, following the increase in the PF wage ceiling from Rs 15,000 to Rs 25,000. Employers must calculate contributions using the applicable wage ceilings. Meanwhile, eligible establishments can apply under the EPFO Amnesty Scheme 2026 for retrospective regularisation of exempt PF trusts by December 28, 2026. ...Less
- No additional EPS contribution by government on higher wage ceiling of Rs 25,000; know what it means for your pension
EPS pension: In a recent notification, the central government confirmed that the Employees' Pension Schem ...More
EPS pension: In a recent notification, the central government confirmed that the Employees' Pension Scheme contribution will remain at the current cap of Rs 15,000, despite announcing a new wage ceiling of Rs 25,000. This choice reflects findings from earlier actuarial evaluations pointing to a potential funding shortfall. Additionally, the government has promised supplementary budgetary support to ensure current pension payouts, although sustainability concerns have been voiced in Parliament. ...Less
- EPS pensioner alert! How EPS pensioners can submit their Jeevan Pramaan sitting at home
EPS pensioners can now submit their Digital Life Certificate effortlessly from home. Thanks to the India ...More
EPS pensioners can now submit their Digital Life Certificate effortlessly from home. Thanks to the India Post Payments Bank, a convenient doorstep service is available to assist them. ...Less
- NPS investment in startups: AINPSEF writes to PM Modi seeking probe and asks for dissolution of NPS Trust
Manjeet Singh Patel has alleged serious financial irregularities concerning the National Pension System T ...More
Manjeet Singh Patel has alleged serious financial irregularities concerning the National Pension System Trust. He has requested a high-level audit by the Comptroller and Auditor General of India. Patel asserts that many employees' NPS investments have turned negative due to poor market performance. He demands the implementation of a guaranteed minimum return on employee contributions. ...Less
- 8th Pay Commission: Level 1 salary at Rs 47,160, Rs 54,000 or Rs 69,000? Check Level 1-5 estimates at different fitment factors
8th Pay Commission latest news: On October 22-23, 2026, Mumbai will host consultation meetings for the 8t ...More
8th Pay Commission latest news: On October 22-23, 2026, Mumbai will host consultation meetings for the 8th Pay Commission, where employee and pensioner associations will strongly advocate for enhanced fitment factors relative to previous standards. The agenda includes vital discussions on salary adjustments, pension increases, and allowances for government employees. Proposed factors range from 2.62 to 4.38, with 3.833 being widely favored, pending the government’s budgetary framework. ...Less
- Nandan Nilekani calls for expanding Account Aggregators to reach street vendors for access credit
Nandan Nilekani emphasizes the importance of expanding the Account Aggregator framework to include self-e ...More
Nandan Nilekani emphasizes the importance of expanding the Account Aggregator framework to include self-employed individuals. He highlights the need for access to formal credit for gig workers and street vendors. By incorporating diverse financial information sources, the framework could better assess creditworthiness. Nilekani also stresses a sustainable business model for Account Aggregators to ensure sustainability. This expansion aims to create a more inclusive digital financial infrastructure in India. ...Less
- Higher EPS pension: Pensioners seek PM Modi’s intervention over EPFO's stance on higher pension cases
EPS pension: In a recent letter to Prime Minister Modi, the National Confederation of Pensioner Associati ...More
EPS pension: In a recent letter to Prime Minister Modi, the National Confederation of Pensioner Associations highlighted critical issues within the Employees' Pension Scheme. They contest the ongoing discriminatory practices by the Employees' Provident Fund Organisation regarding higher pension claims. The pensioners argue that the internal regulations should not be allowed to supersede existing parliamentary legislation. ...Less
- WhatsApp scam alert: How replying ‘No’ to fake bank debit message can empty your bank account
Hyderabad reported incidents of WhatsApp message fraud causing victims to lose significant amounts of mon ...More
Hyderabad reported incidents of WhatsApp message fraud causing victims to lose significant amounts of money. A chartered accountant lost lakhs after responding to a fraudulent message regarding a bank transaction. Similarly, two retired principals lost Rs 64 lakh due to scams in which one of them was misled into updating their KYC information. Authorities advise against responding to such messages and recommend contacting official channels. ...Less
- Railway employees to get Rs 17,591 annual bonus: But why other central government employees get just Rs 6,908
Indian Railway annual bonus: The central government has announced a Productivity Linked Bonus for non-gaz ...More
Indian Railway annual bonus: The central government has announced a Productivity Linked Bonus for non-gazetted Railway employees for FY 2025-26. Railway employees will receive a bonus calculated at 78 days' basic wages, amounting to Rs 17,951. In contrast, other central government employees receive a significantly lower bonus calculated at 30 days' wages. Various employee associations have demanded an increase in the bonus wage ceiling due to rising inflation. ...Less
- 8th Pay Commission: Rs 18,000 to Rs 69,000 minimum pay? What pensioners’ body has proposed
The 8th Pay Commission recently held meetings in Bengaluru with several pensioners' organizations for dis ...More
The 8th Pay Commission recently held meetings in Bengaluru with several pensioners' organizations for discussions. Recommendations included raising the minimum basic pay to Rs 69,000 and pension to Rs 34,470. Suggestions also proposed merging existing pay scales and updating the Aykroyd formula to meet modern needs. Moreover, the annual increment rate was recommended to increase from 3% to 6% for better employee motivation. ...Less
- EPS pension benefit: Basic salary up to Rs 25,000 but no employer EPS contribution? Here’s where to complain
Employees participating in the Employees’ Pension Scheme (EPS) should verify that their employers are mak ...More
Employees participating in the Employees’ Pension Scheme (EPS) should verify that their employers are making necessary contributions. Should an employer neglect these payments, employees are advised to first reach out to their Human Resource department. If the issue persists, complaints can be filed via the EPFiGMS portal, enabling users to track their complaint's progress. ...Less
- How you can use FD laddering for Rs 10 lakh investment after RBI raises repo rate
The Reserve Bank of India has raised the repo rate, which positively impacts fixed deposit interest rates ...More
The Reserve Bank of India has raised the repo rate, which positively impacts fixed deposit interest rates. Investors should explore the FD laddering strategy for various tenures, allowing them to reinvest at higher rates as shorter deposits mature. Moreover, diversifying across different banks can boost insurance coverage. It's essential for investors to stay aware of their liquidity requirements and any shifts in interest rates when engaging in this strategy. ...Less
- ‘Increase maximum EDLI benefit to Rs 10.50 lakh’: Why this BJP MP wants government to take immediate action
In a bid for better financial security, BJP MP Ajit Gopchade has urged Prime Minister Narendra Modi to en ...More
In a bid for better financial security, BJP MP Ajit Gopchade has urged Prime Minister Narendra Modi to enhance the Employees' Deposit Linked Insurance (EDLI) coverage. Citing the recent increase in the EPF wage ceiling from Rs 15,000 to Rs 25,000 as a pivotal reason, Gopchade proposes that the minimum cover be elevated to Rs 10.50 lakh. ...Less
- Higher EPF wage ceiling expands social security for millions; but EPS legacy issues need to be fixed
The recent adjustment to the Employees' Provident Fund wage ceiling significantly widens eligibility for ...More
The recent adjustment to the Employees' Provident Fund wage ceiling significantly widens eligibility for benefits, raising the contribution limit from Rs. 15,000 to Rs. 25,000. This revision aims to enhance social security, but it might pose complexities for pension contributions. Employees should verify the accuracy of their EPS records to prevent issues, as the swift rollout of the new ceiling could lead to unforeseen challenges. ...Less
- EPS pension: Basic pay above Rs 25,000? Why you may not qualify for EPS membership
The Employees' Provident Fund Organisation has introduced updated guidelines concerning EPS membership fo ...More
The Employees' Provident Fund Organisation has introduced updated guidelines concerning EPS membership for workers. Employers are obligated to verify the wages and prior EPS membership status of new hires. Employees earning Rs 25,000 or less must be enrolled in EPS, while others have distinct criteria. Accurate deductions are vital for employers to avert complications in upcoming claims. ...Less
- EPS pension eligibility: Is EPS membership mandatory for you if your wages are Rs 25,000+? Check status
The government has raised the wage limit for the Employees' Provident Fund from Rs 15,000 to Rs 25,000 mo ...More
The government has raised the wage limit for the Employees' Provident Fund from Rs 15,000 to Rs 25,000 monthly. This adjustment mandates that employees earning under Rs 25,000 join the EPF and EPS schemes. Existing EPS members above this wage threshold will maintain their status, while new entrants won’t be obliged to enroll. This reform seeks to enhance social security benefits for workers and their families. ...Less
- EPF wage ceiling hike: How it impacts employee & employer's contributions to EPF, EPS and take-home pay
While the higher ceiling does have an impact on immediate net cash take-home of the employee due to incre ...More
While the higher ceiling does have an impact on immediate net cash take-home of the employee due to increased contribution, it will certainly support building of future corpus for retirement and higher pension by way of contribution to the provident fund and pension scheme. ...Less
- How EPFO wage ceiling reset will change PF contribution math
The Employees' Provident Fund Organisation has changed the mandatory wage ceiling from Rs 15,000 to Rs 25 ...More
The Employees' Provident Fund Organisation has changed the mandatory wage ceiling from Rs 15,000 to Rs 25,000 as of September 17. This shift is expected to enroll one crore more workers into the social security net. Employees earning up to Rs 25,000 will now have a mandatory PF contribution of Rs 3,917. ...Less
- EPFO ceiling must rise with time
The EPFO has raised the mandatory coverage limit from ₹15,000 to ₹25,000, bolstering social security for ...More
The EPFO has raised the mandatory coverage limit from ₹15,000 to ₹25,000, bolstering social security for organized sector employees. Worker advocacy groups had long pushed for this increase, highlighting that the last adjustment occurred in 2014. The updated ceiling now aligns with the average private sector salary, marking a critical improvement. ...Less
- EPF vs EPS vs EDLI: Earning Rs 10,000–Rs 35,000? Government reveals employee & employer’s monthly contributions from October 2026
The Ministry of Labour and Employment raised the Employees’ Provident Fund wage ceiling from Rs 15,000 to ...More
The Ministry of Labour and Employment raised the Employees’ Provident Fund wage ceiling from Rs 15,000 to Rs 25,000. This change will enforce social security coverage for many organized sector employees in India. ...Less
- Don't cut salaries: Ministry sends a missive to companies after new ₹25,000 EPF wage ceiling
The Labour and Employment Ministry has instructed employers to maintain employees' statutory wages after ...More
The Labour and Employment Ministry has instructed employers to maintain employees' statutory wages after raising the EPFO ceiling. Workers earning between ₹15,000 and ₹25,000 are now mandatorily covered under the Employees' Pension Scheme. Employers are encouraged to view their contributions as part of good human resource practices. The government offers financial incentives for new employment to mitigate increased costs. ...Less
- New bounce in EPFO trampoline: How the wage ceiling revision will change things
Social security, like a trampoline, not only catches you but also enables you to bounce back. The system' ...More
Social security, like a trampoline, not only catches you but also enables you to bounce back. The system's core is to provide workers with a fund to draw from in times of emergency or at retirement, so that a temporary crisis doesn't become a lifelong hardship and trap them in debt. ...Less
- EPF wage ceiling raised to Rs 25,000: When will higher EPF deductions appear in your salary slip?
Starting September 2026, a major shift in the EPFO wage ceiling will raise the limit from Rs 15,000 to Rs ...More
Starting September 2026, a major shift in the EPFO wage ceiling will raise the limit from Rs 15,000 to Rs 25,000 monthly. This increase will have different effects on various employees, especially those accustomed to the old ceiling as their deductions will change. Employers could face delays in updating their payroll systems, causing possible arrears and necessary adjustments for workers as they adapt to the new regulations. ...Less
- EPFO fund withdrawal rules for illness: How much EPF can you withdraw for medical treatment?
Eligible Employees' Provident Fund Organisation (EPFO) members can withdraw up to 75% of their EPF balanc ...More
Eligible Employees' Provident Fund Organisation (EPFO) members can withdraw up to 75% of their EPF balance for illness-related expenses after completing 12 months of EPF membership. ...Less
- AITUC calls for periodic revision of wage ceiling under EPFO
A day after the government announced a revision in wage ceiling under the Employees’ Provident Fund Organ ...More
A day after the government announced a revision in wage ceiling under the Employees’ Provident Fund Organisation (EPFO) to Rs 25,000 per month from Rs 15,000, the All India Trade Union Congress (AITUC) AITUC demanding the wage ceiling to be fixed at Rs 30,000 per month to keep pace with increase in workers’ earnings. ...Less
- EPF withdrawal for buying, constructing and repairing house: How much amount can you withdraw from your EPF corpus? check eligibility and rules
Earlier in October 2025, 13 types of partial withdrawal provisions were merged into one unified and simpl ...More
Earlier in October 2025, 13 types of partial withdrawal provisions were merged into one unified and simplified framework. Prior to the simplification of norms, an EPF member was allowed to withdraw only the employee contribution and interest ranging from 50-100%. ...Less
- EPFO wage ceiling hike may cover up to 1 crore more workers: Union Minister Mansukh Mandaviya
The EPFO wage ceiling has been increased to Rs 25,000 per month. This change is expected to bring between ...More
The EPFO wage ceiling has been increased to Rs 25,000 per month. This change is expected to bring between fifty lakh and one crore new beneficiaries. Mandatory social security coverage will now extend to more employees. Employers and employees will see adjusted contribution amounts for this salary bracket. The revised wage ceiling will be implemented from Thursday, September 17. ...Less
- EPF wage ceiling: SC says plea needs no further hearing as Cabinet raises limit to Rs 25,000
A plea concerning the Employees Provident Fund wage ceiling was dismissed by the Supreme Court. The Cabin ...More
A plea concerning the Employees Provident Fund wage ceiling was dismissed by the Supreme Court. The Cabinet's recent decision to raise this ceiling to Rs 25,000 monthly is set to bolster savings and pension safeguards for an additional workforce. This change is projected to positively impact over fifty lakh employees, with the effective date slated for September seventeenth. ...Less
- Lesson from HDFC Bank controversy: Boards of companies should not conduct business in haste
Directors are custodians of various interests - shareholders, customers, the state, regulators, industry, ...More
Directors are custodians of various interests - shareholders, customers, the state, regulators, industry, employees.... They often encounter executive managers who are overenthusiastic and capable of using shortcuts to enhance value. Deal with them according to rules and law, and don't let personal beliefs dictate actions. ...Less
- Higher EPS pension: Ruling party MP urges PM Modi to ensure uniform, time-bound implementation
BJP Rajya Sabha MP Ajeet Madhavrao Gopchade has urged Prime Minister Narendra Modi to intervene in pendin ...More
BJP Rajya Sabha MP Ajeet Madhavrao Gopchade has urged Prime Minister Narendra Modi to intervene in pending higher EPS pension issues. He highlighted procedural hurdles under Para 26(6), continuing litigation, pending Parliamentary Assurance No. 271/72, financial sustainability concerns and differing pension treatment among trust employees. He sought uniform implementation, faster disposal of eligible claims and a comprehensive review of EPS-1995. ...Less
- EPFO launches WhatsApp channel for PF updates: How to join official channel and what information you can get
The Employees Provident Fund Organisation has introduced a dedicated WhatsApp channel for its members. Th ...More
The Employees Provident Fund Organisation has introduced a dedicated WhatsApp channel for its members. This innovative service delivers crucial updates and pertinent information straight to users' devices. Members can explore educational resources on different EPF topics via this channel. ...Less
- Cabinet raises EPFO wage ceiling to Rs 25,000 from Rs 15,000
The government has increased the provident fund wage ceiling to Rs 25,000 monthly. This significant move ...More
The government has increased the provident fund wage ceiling to Rs 25,000 monthly. This significant move aims to expand social security coverage for many employees. The administration will allocate approximately Rs 11,339 crore annually for this initiative. Broader coverage will offer employees greater financial stability and aid retention. Union minister Ashwini Vaishnaw announced this decision at a Cabinet briefing. ...Less
- Retiring at 50, 58 or 60: How much EPS pension do you lose by retiring early?
EPS pension calculator: Employees’ Pension Scheme members can retire early from age fifty. Deferred retir ...More
EPS pension calculator: Employees’ Pension Scheme members can retire early from age fifty. Deferred retirement allows for increased pension amounts after age fifty-eight. An employee with twenty-five years of service and a pensionable salary of twenty-five thousand rupees receives a pension. Early retirement at age fifty reduces the monthly pension significantly. Deferring retirement by two years increases the monthly pension amount. ...Less
- How employees contributing to EPF on actual wage basis can be impacted due to hike in EPF wage ceiling limit
As of September 17, 2026, the EPF wage ceiling is set to increase from Rs 15,000 to Rs 25,000. This adjus ...More
As of September 17, 2026, the EPF wage ceiling is set to increase from Rs 15,000 to Rs 25,000. This adjustment does not affect employees whose earnings exceed Rs 25,000. Those earning between Rs 15,000 and Rs 25,000 will experience negligible changes to their contributions. Notably, EPS contributions will rise for employees hired prior to September 2014. Employers are responsible for managing increased contributions while keeping their salary structures intact. ...Less
- EPFO wage ceiling raised to Rs 25000 per month; over 10 million formal sector workers to benefit
The enhanced wage ceiling, approved by the Cabinet on Wednesday, will put additional financial burden on ...More
The enhanced wage ceiling, approved by the Cabinet on Wednesday, will put additional financial burden on employees and the government while the employees may see a dip in take home salary. As per government estimates, the average additional outgo for employers will be Rs 600 per worker per month under the enhanced wage ceiling, which comes into effect from Thursday. The annual government outgo is estimated at about Rs 11,339 crore. ...Less
- ETMarkets Smart Talk| STT, GST, brokerage, UPI charges: Varun Saboo on the hidden cost of frequent trading
In this episode of ETMarkets Smart Talk, Varun Saboo, Head – Equities at Anand Rathi Share and Stock Brok ...More
In this episode of ETMarkets Smart Talk, Varun Saboo, Head – Equities at Anand Rathi Share and Stock Brokers, breaks down the hidden cost of frequent trading, explains why the impact differs sharply between long-term investors and active traders, and shares what investors should keep in mind when evaluating returns after transaction costs. ...Less
- EPFO told to pay 6% interest on Rs 14 lakh PF claim after 35-day delay: What consumer commission said
The Mumbai consumer commission ruled against the EPFO, citing service deficiency linked to inadequate com ...More
The Mumbai consumer commission ruled against the EPFO, citing service deficiency linked to inadequate communication regarding a joint declaration application. Consequently, the commission mandated EPFO to pay six percent interest on the delayed EPF claim, which was filed by the complainant back in October 2016. EPFO has been instructed to fulfill this directive within a strict timeframe of forty-five days. ...Less
- EPF wage ceiling hiked to Rs 25,000: How much employees gain and what it costs the government
In a significant move, the government has lifted the provident fund wage ceiling to Rs 25,000 monthly, br ...More
In a significant move, the government has lifted the provident fund wage ceiling to Rs 25,000 monthly, bringing over 51 lakh new employees into the fold of social security. This adjustment is projected to cost the Centre Rs 11,339 crore annually. As a result, more individuals will benefit from mandatory coverage, but employers should prepare for an increase in obligatory contributions once the changes take effect. ...Less
- Retiring soon? How much higher EPS pension will you get after the wage ceiling hike
The Employees Provident Fund wage ceiling has risen to Rs 25,000. This change will affect Employees Pensi ...More
The Employees Provident Fund wage ceiling has risen to Rs 25,000. This change will affect Employees Pension Scheme members' monthly pension amounts. Employees with longer service periods will see greater pension increases. Pension calculations depend on average salary and years of pensionable service. The new ceiling allows more employees to join the EPS scheme. ...Less
- Will this EPF insurance limit rise to Rs 10.50 lakh after EPF wage ceiling hike to Rs 25,000?
The government has approved raising the EPF wage ceiling to Rs 25,000. This change will significantly inc ...More
The government has approved raising the EPF wage ceiling to Rs 25,000. This change will significantly increase the Employees’ Deposit Linked Insurance coverage amount. Nominees could receive a maximum assured sum of Rs 10.50 lakh or more. The revised ceiling aligns social security thresholds with current wage levels. Employers should await formal notification for detailed implementation provisions. ...Less
- EPF advance rules: You can withdraw EPF money for these 5 reasons; check limits
Members of the Employees Provident Fund Organisation can access their savings in times of need, such as e ...More
Members of the Employees Provident Fund Organisation can access their savings in times of need, such as emergencies and personal circumstances. Illness-related withdrawals have no limits, while education expenses allow for up to ten claims. For marriage and housing, members may withdraw funds up to five times each during their membership. ...Less
- EAC-PM member Sanjeev Sanyal suggests ending population control policies amid falling fertility
India should end population control policies as fertility rates have sharply dropped. A government adviso ...More
India should end population control policies as fertility rates have sharply dropped. A government advisor suggests realigning family planning with demographic changes. Incentives for sterilizations and two-child norms should be repealed immediately. Fertility reduction language must be removed from all policy frameworks. Family planning for health and personal choice remains important. ...Less
- 67% rise in EPS pension for these employees as wage ceiling hike to Rs 25,000 gets cabinet’s approval
The central government has raised the provident fund wage ceiling to Rs 25,000 monthly, which will enhanc ...More
The central government has raised the provident fund wage ceiling to Rs 25,000 monthly, which will enhance social security coverage for many organised sector employees. Those earning this amount in basic pay and dearness allowance will now be included in the Employee Provident Fund and Employee Pension Scheme. This adjustment aims to broaden the reach of social security benefits, thus supporting a larger workforce in their retirement planning. ...Less
- EPF wage ceiling hike: Lesser take home salary for these employees; know how you will be impacted
In a significant update, the EPFO wage ceiling limit has been modified to Rs 25,000 monthly. This modific ...More
In a significant update, the EPFO wage ceiling limit has been modified to Rs 25,000 monthly. This modification will add fifty-one lakh workers to the social security umbrella. With this change, both employee and employer contributions will go up from Rs 1800 to Rs 3000, potentially cutting monthly take-home pay by Rs 1200. ...Less
- Did you change your EPF nomination after marriage? Time to act is now, as it becomes invalid if you don’t
Did you realize that getting married may nullify your EPF nomination? This frequent oversight can lead to ...More
Did you realize that getting married may nullify your EPF nomination? This frequent oversight can lead to significant issues for your family. It’s essential to update your EPF nomination following marriage. Uncover who you can name as a nominee and how to ensure your family can receive their benefits effortlessly when they need them most. ...Less
- Karnataka HC quashes Rs 482-crore penalty on ACC, directs govt to execute mining lease
The standoff escalated in 2025 when the department issued a revised royalty demand of Rs 367.51 crore (af ...More
The standoff escalated in 2025 when the department issued a revised royalty demand of Rs 367.51 crore (after adjusting Rs 125 crore already deposited by the firm), followed by a separate penalty notice of Rs 482.70 crore under the Mines and Minerals (Development and Regulation) Act. ...Less
- Bharatiya Mazdoor Sangh seeks doubling of EPF wage ceiling as wages rise
The Bharatiya Mazdoor Sangh seeks to double the wage ceiling for mandatory Employees' Provident Fund cove ...More
The Bharatiya Mazdoor Sangh seeks to double the wage ceiling for mandatory Employees' Provident Fund coverage. This trade union also wants increased eligibility for Employees' State Insurance and statutory bonus. The existing thresholds have not kept pace with rising wages and changing employment conditions. The union organized a nationwide agitation and submitted a memorandum to the Prime Minister. Assurances have been received, but a concrete policy decision remains pending. ...Less
- India’s B-schools slip on intense global competition
IIM Bangalore, India’s highest-ranked MBA programme for the fourth consecutive year, fell to 64th from 52 ...More
IIM Bangalore, India’s highest-ranked MBA programme for the fourth consecutive year, fell to 64th from 52nd globally. IIM Ahmedabad dropped to 70th from 58th, while IIM Calcutta saw the sharpest decline among the three, falling to 95th from 64th. ...Less
- ₹25,000 EPF wage ceiling: What employees need to know about EPF, EPS and EDLI
The Employees Provident Fund Organisation has introduced a new wage ceiling of Rs 25,000, which will dire ...More
The Employees Provident Fund Organisation has introduced a new wage ceiling of Rs 25,000, which will directly influence the contributions made by both employees and employers to the provident fund. Furthermore, subscribers of the Employees Pension Scheme can expect an increase in their monthly pension benefits. ...Less
- Are you eligible for Rs 12,500 pension under EPS scheme after the wage ceiling hike? Know what your new pension will be
The Employees' Provident Fund wage ceiling has increased to Rs 25,000. This change will enable employees ...More
The Employees' Provident Fund wage ceiling has increased to Rs 25,000. This change will enable employees to receive higher retirement benefits and monthly pensions. Pension calculations now consider a higher pensionable salary and increased service years. Employees must contribute for five years at the new ceiling for maximum benefit. Eligibility for the Employees' Pension Scheme has also expanded for certain employees. ...Less
- Will your in-hand salary decrease after wage ceiling hike? Know why employers can't recover higher EPF contribution from these employees
The EPF wage ceiling limit has been increased to Rs 25,000 with effect from September 17, 2026. However, ...More
The EPF wage ceiling limit has been increased to Rs 25,000 with effect from September 17, 2026. However, this does not mean that every employee will experience a lower take home pay. This is dependent on many factors like how much EPF contribution has been now, and others. Read the article. ...Less
- Ganesh Chaturthi bank holiday: Are banks open or closed in your state today? Check state-wise holiday list
Bank holiday today: Today marks the closure of banks including SBI, HDFC Bank, ICICI Bank, PNB among othe ...More
Bank holiday today: Today marks the closure of banks including SBI, HDFC Bank, ICICI Bank, PNB among others in various Indian states in observance of Ganesh Chaturthi. Check statewise holiday in the calender given below to avoid any inconvenience. ...Less
- EPFO: Check EPF balance; download passbook, activate UAN & more; 5 EPF services available on Umang app
The EPFO has now made it possible for users to generate and activate their UAN directly via the UMANG app ...More
The EPFO has now made it possible for users to generate and activate their UAN directly via the UMANG app. This innovative approach incorporates Aadhaar-based facial recognition, streamlining access to essential EPFO services. After activating their UAN, employees can easily check their EPF balance and download passbooks. ...Less
- EPFO services you can still avail on its portal: Tracking application status, filing death claim, UAN allotment and more
The Employees' Provident Fund Organisation has revamped its services for members, allowing UAN activation ...More
The Employees' Provident Fund Organisation has revamped its services for members, allowing UAN activation solely through the UMANG app, utilizing advanced face authentication. While members can track pension applications and file death claims via the EPFO portal, UAN allotment and retrieval services continue to be accessible on the EPFO website. ...Less
- How to get Rs 3 lakh/month from my Rs 2 crore EPF corpus?
ET Wealth Reader's Query: I retired at 53 and have Rs 2 crore in my EPF account. I understand that I can ...More
ET Wealth Reader's Query: I retired at 53 and have Rs 2 crore in my EPF account. I understand that I can continue to earn interest on the balance for up to three years even without fresh contributions. What are the tax rules for this? My monthly expenses are Rs 3 lakh. I want to optimise returns and get steady income. ...Less
- Will you get EPF interest till 58 years of age if you leave job at 40? EPFO explains
Even if you've left your job, your EPF interest keeps accumulating until you turn 58. However, if you don ...More
Even if you've left your job, your EPF interest keeps accumulating until you turn 58. However, if you don’t contribute for three years, your account will be inactive. It’s usually a smart move to transfer your EPF balance to your new employer. Additionally, the VISHWAS, 2026 scheme provides businesses with a one-time settlement option to ease long-standing disputes and reduce penalties. ...Less
- Employee showed Rs 9.6 lakh EPF interest in ITR by mistake, got income tax notice: He fought and got full relief in ITAT Mumbai
Income Tax Dept sent tax notice for Rs 9.6 lakh EPF interest which employee never received but erroneousl ...More
Income Tax Dept sent tax notice for Rs 9.6 lakh EPF interest which employee never received but erroneously shown in ITR as received; he fights and wins case in ITAT Mumbai. This judgement was delivered by Challa Nagendra Prasad, the Judicial Member, and Makarand Vasant Mahadeokar, the Accountant Member of ITAT Mumbai. ...Less
- EPFO credits August pensions early to 4,40,901 pensioners in Keralam Zone amidst Onam celebrations
The Employees' Pension Fund Organisation credited August pensions early for 4,40,901 pensioners. This adv ...More
The Employees' Pension Fund Organisation credited August pensions early for 4,40,901 pensioners. This advance disbursement occurred on August 26, 2026, before the Onam festival. The Employees' Pension Scheme 1995 is usually paid at the month's end. This early release enabled families to celebrate the festival without financial concerns. EPFO aims for timely social security benefit delivery through technology. ...Less
- Safebox raises $1.11 million seed round to build India’sfamily wealth protection category
Safebox has successfully secured $1.11 million in seed funding to revolutionize wealth management for Ind ...More
Safebox has successfully secured $1.11 million in seed funding to revolutionize wealth management for Indian families. By focusing on consolidating and protecting diverse financial assets, Safebox tackles the prevalent issue of unclaimed wealth stemming from poor record-keeping. This funding will bolster product capabilities and expedite distribution, ultimately creating a new paradigm in Family Wealth Protection across India. ...Less
- EPF scheme launches EEC 2026: If you missed EPF enrolment, find out whether you can enrol before the October 31 deadline
Salaried employees who want to opt for EPF scheme but could not due to issue with employer can now do so ...More
Salaried employees who want to opt for EPF scheme but could not due to issue with employer can now do so by October 31, 2026 if these conditions are satisfied. Read the article to know more. ...Less
- SC asks Centre to consider devising safeguards to ensure no misuse of EPFO, ITR data
The Supreme Court finds private access to sensitive EPFO and ITR data worrisome. It urged the Centre to d ...More
The Supreme Court finds private access to sensitive EPFO and ITR data worrisome. It urged the Centre to devise safeguards against potential misuse of this information. A bench noted a commercial technology ecosystem accessing personal data. The court suggested expert assistance for an effective data protection mechanism. The government was asked to take steps to prevent data misuse by private enterprises. ...Less
- EPF vs stock market: EPFO reveals 6 reasons why EPF offers greater retirement security
The Employees Provident Fund (EPF) presents a government-backed savings scheme, ensuring consistent inter ...More
The Employees Provident Fund (EPF) presents a government-backed savings scheme, ensuring consistent interest rates with mandatory contributions from eligible employees. In contrast, the share market offers a more volatile investment route, where participation is entirely optional. While EPF secures tax advantages, pensions, and insurance, shares may promise greater returns but come with inherent risks. ...Less
