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WHAT IS CREDIT
Your student loan could disappear, then the IRS Bill arrives: What changed in 2026?- HDFC Bank offers up to Rs 70,000 savings on credit card purchases during festive season: Offers on Croma, Reliance Digital, Vijay Sales and more
- Bank customer spots huge unknown deposit in account, receives a call pressuring him to return it immediately, ends up approving even higher amount; warns SBI
- SEBI Credit Risk-o-Meter for bonds: How the new colour-coded system will help investors assess riskSebi has mandated a new colour-coded Credit Risk-o-Meter for all debt securities. This tool aims to provide transparent risk assessment to ...12 Oct, 2026, 01.13 PM IST
- GST reforms: What changes in compliance, input tax credit, refunds and litigation from 2027The latest changes proposed by the GST Council will help cut costs and ease cash flow for companies. To curb cascading tax, ease working ca...12 Oct, 2026, 01.09 PM IST
- SBI refused to close higher fee credit card given to woman who asked for cheaper one; charged Rs 2,999 instead of Rs 499; SBI Card ordered to pay Rs 50,000A Delhi consumer commission has ordered SBI Card to pay Rs 50,000 to a cardholder who asked for a cheaper credit card and was refused. The ...12 Oct, 2026, 08.15 AM IST
- A paid Rs 1,64,900 upfront for iPhone 18 Pro, B chose credit card EMI, C picked no-cost EMI in festive sales – Who saved most after discounts?The biggest misconception about no-cost EMI is that the bank doesn't charge any interest. In a no-cost EMI, the seller readjusts the intere...10 Oct, 2026, 10.10 AM IST
- Give without paying gift tax: The $19,000 annual exclusion is unchanged for 2026, and it lets you move money without gift tax this yearThe IRS announced major tax changes for 2026. Standard deductions increase to $16,100 for single filers and $32,200 for couples. The gift t...09 Oct, 2026, 11.11 PM IST
- This $2,000 IRS tax credit can help pay for college in 2026, but there's an income catchTaxpayers pursuing education may benefit from the Lifetime Learning Credit for eligible expenses incurred. This credit covers 20% of up to ...09 Oct, 2026, 08.39 PM IST
- ₹199 + ₹299 + ₹499 are eating your salary quietly: How to track subscriptions and recurring expenses automaticallyMany individuals overlook the accumulated cost of multiple small subscriptions on their finances. Tracking these recurring payments can hel...09 Oct, 2026, 12.31 PM IST
- Weak rains clouds recovery in Rs 3.3 lakh crore microfinance sectorIndia's microfinance sector, with a market worth ₹3.30 lakh crore, is encountering credit risk hurdles. Key factors include inconsistent ra...09 Oct, 2026, 06.55 AM IST
- Digital lender NeoGrowth raises Rs 85 crore from FMO, LeapFrogThe fundraise will allow NeoGrowth to grow its loan book to nearly Rs 3,000 crore before it needs another equity infusion, Nayyar said, add...09 Oct, 2026, 06.00 AM IST
- Sebi unveils six-tier credit risk-o-meter for debt securitiesThe Securities and Exchange Board of India is introducing a mandatory colour coded credit risk-o-meter for debt securities. This new meter ...08 Oct, 2026, 08.39 AM IST
- Anthropic expands startup programme for AI-native firmsThe US-based artificial intelligence (AI) firm will also provide third-party software benefits worth up to USD 45,000 to startups under the...08 Oct, 2026, 08.15 AM IST
- RBI still assessing revolving credit norms: Sanjay MalhotraReserve Bank of India governor Sanjay Malhotra has indicated that regulations on revolving credit by non-banking finance companies are unde...08 Oct, 2026, 12.30 AM IST
- A new rate game begins. What’s inside the RBI’s new playbook?RBI rate hike in October monetary policy marks a sharp shift to calibrated tightening, raising the repo rate to 5.5%. RBI Governor Sanjay M...07 Oct, 2026, 06.47 PM IST
- GST Council to consider 17-day refund timeline, faster registrationsThe GST Council is set to consider measures to speed up refunds and GST registrations, with a proposed 17-day refund timeline and greater a...07 Oct, 2026, 12.52 PM IST
- ₹5 lakh credit card limit but you only use ₹70k? Can unused credit help your CIBIL scoreLearn about the crucial impact of your credit card utilization ratio on your CIBIL score and recognize what a balanced ratio looks like. Un...07 Oct, 2026, 09.37 AM IST
- Private credit loses edge as new funding options open up for companiesIn the evolving world of private credit, the availability of high-yielding deals is dwindling, thanks to intensified competition and new re...07 Oct, 2026, 12.42 AM IST
- New FEMA can be fatale for e-shoppersEffective from October 1, new rules by Fema are causing apprehension over individual digital service purchases. Banks will now need to repo...06 Oct, 2026, 11.05 PM IST
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