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WHAT IS CREDIT
“Whether we leave anyone behind”: Sameer Nigam’s blueprint for PhonePe’s second decadeAt Global Fintech Fest 2026, PhonePe founder‑CEO Sameer Nigam framed the company’s first ten years as the construction of India’s financial...- Credit, savings, insurance next frontiers in financial services: RBI DGRBI deputy governor Shirish Chandra Murmu highlighted extending digital payment success to credit and insurance. Technology must expand for...
- Latvian Proverb of the Day: '“We have rowed well,” said the flea as the fishing boat reached the mooring.'-A humorous Latvian saying offers a timeless lesson on honesty, hard work, taking credit and recognizing othersA Latvian proverb humorously illustrates taking credit for minimal effort. The saying features a flea claiming it rowed a fishing boat to s...
- HDFC Bank shares fall 2% to fresh 52-week low despite victory in Credit Suisse AT1 bonds cases in BahrainHDFC Bank shares fell despite the rejection of all seven Bahrain cases linked to Credit Suisse AT1 bonds. The stock remains under pressure ...
- Global Fintech Fest: Kissht’s Next Phase of Growth Means Becoming a Broader Financial-Services Company, Not Just a LenderA customer base of more than 12 million, rapidly diversifying product suite, and AI integration at enterprise scale perfectly positions dig...
- Nandan Nilekani unveils three tokenisation pilots at Global Fintech Fest 2026Regulators and central banks expressed concerns regarding cryptocurrencies and stablecoins. Nandan Nilekani highlighted tokenization's pote...
- India economy to regain its mojo, return to current account surplus: NITI Aayog's LahiriNITI Aayog Vice Chairman Ashok Kumar Lahiri stated the Indian economy is performing reasonably well. He anticipates the nation will soon ac...
- Falcon launches MerlinFX AI agents to automate banking transactions in real-timeFalcon has launched MerlinFX, embedding AI agents directly into banking transaction systems. These agents automate tasks like reconciliatio...
- Credit card lost, and someone used it; who will cover the lost money - you or the bank?What if a transaction takes place after you lose your card, and you don’t block it before that? Who has the liability then - you or the ban...
- Student or parent: Who should be the primary borrower for education loan? Check repayment and tax implications before decidingDetermining whether a parent or a student should take on an education loan is an important decision. Although the student is the main borro...
- Your bank account could one day become an AI agent: Perfios Group CEO Nitin ChughBank accounts may soon act as AI agents, understanding finances and offering recommendations. These agents could coordinate, make decisions...
- What Is the Best Way to Pay for an International Trip and Does My Credit Card Include Airport Lounge Access?
- True Balance scores 100% of loan applications with AI, looks beyond credit bureaus to curb defaultsTrue Balance now uses AI for loan applications, retaining human review for some cases. This approach helps assess borrowers with limited cr...
- Private banks’ profit margins recover as FCNR(B) inflows ease deposit funding pressureIndia’s private banks saw fresh lending spreads widen sharply in July as FCNR(B) inflows improved liquidity and reduced reliance on expensi...
- Private Credit vs Fixed Income: What HNIs need to know before investingET Alpha Summit 2.0 will bring together leading investment voices to discuss private credit, structured debt and evolving portfolio strateg...
- Gold lending industry to witness nearly 28% CAGR over FY26-28E: Motilal Oswal ReportIndia's gold lending industry is projected to witness approximately 28 per cent compound annual growth rate (CAGR) over FY26-28E, driven by...
- Three retired wind turbine blades were ground into concrete in Iowa. Today, it stands as a retaining wall in Downtown Des MoinesRenewablade, an Iowa-based company, is ingeniously reusing retired wind turbine blades by converting them into concrete materials. This eco...
- Mirzapur The Movie ending explained: Guddu and Munna's shocking twist leaves fans guessing. Is the film's sequel coming?Mirzapur The Movie is now in theatres and ends with a surprising twist. In the post-credit scene, Guddu and Munna realise they are in love ...
- Thinking of guaranteeing a loan? Think again; here’s how your credit score could suffer if the borrower defaultsBecoming a loan guarantor creates significant financial and credit obligations for individuals. The guaranteed loan appears on your credit ...
- US Green Card: USCIS can now check sponsor’s credit information; what changes for applicantsUSCIS has updated Form I-864, the Affidavit of Support, effective August 31. The revised form includes a privacy release for credit informa...
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