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NBFCs: How you own them matters more than which you own; 19 NBFC stocks with upside potential ranging from 1% to 31%Like much of the Indian market, valuations in this sector are also not cheap. And when you pay a full price for a sector, the risk of getti...
Stock picks of the week: 6 stocks with consistent score improvement and upside potential of up to 29%Given current market conditions, better stick with stocks that offer some comfort. It could be valuation, or growth purely dependent on dom...
Got an increment? Your extra Rs 25,000 could easily disappear without you noticing. CA suggests what to do first as soon as your salary gets creditedA salary hike can quickly disappear into higher EMIs, credit card spending, BNPL purchases and lifestyle upgrades. CA Nitin Kaushik advises...
Why rising Treasury yields are becoming a growing risk for the US economyA sell-off in U.S. Treasuries has pushed yields higher, raising borrowing costs for households, companies and the federal government. Highe...
These 7 bank stocks have an upside potential of up to 27% in one year, according to analystsConsider how things have panned out for the banking sector in Q1 FY27. The quality of loan books has improved. Though credit growth was not...
View: India needs guardrails around shadow loans, not bansThe RBI’s proposed curbs on flexi loans could reshape how India’s self-employed workers and small businesses borrow. While the move aims to...
Higher education costs: How Indian parents and US-based NRIs plan and pay—and who is better placed?Except for a small number of government colleges of repute, the demand for good quality colleges far outstrips the supply in India. Higher ...
No emergency fund? CA explains why your first Rs 1 lakh can be more valuable than higher returnsCA Nitin Kaushik says the first Rs 1 lakh in an emergency fund can offer more financial security than chasing higher returns. He warns that...
Stock picks of the week: 5 stocks with consistent score improvement and upside potential of up to 29%It is good to set expectations from the market. It helps reduce volatility-related anxiety. For now, ignore what is happening to the Nifty ...
Medium-term investing: You cannot remove the risk; try to get the odds in your favour. 5 large-caps with upside potential of up to 25%The mood has improved, but it is too early to give the all-clear. There is still an element of uncertainty in the market. At a time like th...
Defaulted on your loan? Here's what banks can legally do and what they can'tMissing a single loan EMI doesn't lead to immediate bank intervention; instead, lenders often issue reminder calls and formal notices first...
Think Gen Z is financially careless? Their investing habits say otherwiseGeneration Z places a strong emphasis on balancing experiences and career adaptability while ensuring financial security. This generation i...
CA warns how 'no-cost EMIs' is keeping Indian middle class broke: ‘If you have to borrow for 36 months, you cannot afford it’CA Nitin Kaushik warns that “no cost EMIs” can leave India’s middle class financially stretched by encouraging lifestyle upgrades through d...
Indian middle class going 'broke' due to common spending trap: CA warns about financial habit that drains even future wealthThe Indian middle class may be facing a financial problem that is easy to miss while incomes and spending continue to rise. A CA has now po...
M2P raises Rs 100 crore debt from Alteria to fund AI expansionThe three-year facility — M2P’s second debt raise — will largely finance AI product development and computing capacity, cofounder and chief...
Czech proverb of the day: 'Nothing seems expensive when it is bought on credit'; life lessons on the dangers of overspending from popular sayingRelying on credit cards can certainly create an illusion of abundance and prosperity. However, a popular Czech proverb highlights how depen...
Credit card rewards are changing: Here's how travellers and reward seekers can maximise points and milesBanks increasingly reward engagement rather than ownership. Issuers want your premium card to become your preferred spending instrument, as...