5 credit cards with complimentary airport lounge access without any minimum spend criteria in 2026: One of them is lifetime free

Credit cards have long been synonymous with rewards, points, cashbacks, deals and the widely sough after – complimentary airport lounge access. However, over the past few months, banks have significantly cut down on these rewards, especially the free lounge access benefit. But what if we tell you there still are several credit cards that still offer this service?

It is true securing the highly desired free airport lounge access feature on credit cards is becoming harder to get. Banks are making it tough for users to avail the complimentary benefit by introducing minimum spend criteria or even removing the benefit altogether.

For example, HDFC Bank earlier this year revised the lounge access rules for many of its cards, including the Tata Neu series and Regalia. ICICI Bank too followed, by implementing a minimum Rs 35,000 spend criteria in the previous quarter to get complimentary lounge visits.


However, many banks continue to offer complimentary access to their credit card users. Here, ET Wealth Online has collated 5 credit cardswith airport lounge access without any minimum spend criteria.

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5 credit cards with airport lounge access without any minimum spend criteria

PNB Luxura Premium Metal Credit Card

PNB Luxura Premium Metal Credit Card airport lounge access: This card offers unlimited complimentary domestic and international airport lounge access, along with zero forex mark-up on international spends.

PNB is offering this card to salaried individual who have a gross monthly salary of Rs 1,50,000 and above, which for non-salaried individuals, the criteria is annual income of Rs 18,00,000 and above.

Credit Card Limit: Rs 1,00,000 to Rs 50,00,000*
Joining Fee: Rs 4,999 + GST
Annual Fee: Rs 1,999 + GST

Note: Joining fee will be charged only if total spend on the card is less than Rs 1.5 lakh within three billing cycles from the date of activation, or an activated card is closed within 90 days of the date of activation.

HDFC Marriott Bonvoy Credit Card

HDFC Marriott Bonvoy Credit Card airport lounge access: This credit card offers 12 complimentary domestic lounge access without any quarterly cap or spending criteria.

It is available to any salaried individual aged between 21 – 60 years and having a net monthly income of over Rs 1,00,000. In case of self-employed, the upper age limit is 65 years with the annual ITR of over Rs 15 lakh.

Joining/ Renewal Membership Fee: Rs 3,000+Taxes

As a welcome benefit, HDFC Marriott Bonvoy Credit Card users receive 1 Free Night Award (valued at 15,000 Marriott Bonvoy Points) if they do a single minimum transaction of Rs 500 within 90 days of card open date or on card fee levy.

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Equitas Selfe Credit Card

Equitas Selfe Credit Card airport lounge access: This card offers 1 complimentary domestic lounge access each quarter i.e. 4 per year. Unused lounge visits cannot be carried forward to the next quarter and will lapse.

This credit card by Equitas Small Finance Bank can be availed by individuals having an annual Income of Rs 5 lakh to Rs18 lakh.

Joining Fee: Rs 1000
Annual Fee: Rs 1000

A digital-first card, it can be applied for online without paperwork. This card offers a 50-day interest-free period, 5X rewards on spends, among other benefits.

Standard Chartered EaseMyTrip Credit Card

Standard Chartered EaseMyTrip Credit Card airport lounge access: This card offers 2 domestic lounge access per year, without any minimum spend criteria. Complimentary access to international lounge was discontinued by the bank with effect from October 15, 2024.

For eligibility, the applicant’s age should be between 18 and 65 years, and have a stable monthly income, according to the bank’s website. All applications are subject to credit and other policy checks of the Bank.

Annual Fee: Rs 350+GST
Renewal Fee (2nd Year Onwards): Rs 350+GST (reversed for clients with spends greater than or equal to Rs 50,000 in the preceding year)

Additionally, this credit card has added benefits for frequent travellers. It offers 10x rewards* on every Rs 100 spent for booking tickets at standalone hotel and airline websites/apps/outlets.

There is a flat 10% discount* on domestic & international flight bookings (Max discount of Rs 1000 and Rs 5000, respectively).

⁠IndusInd Bank Tiger Credit Card

IndusInd Bank Tiger Credit Card airport lounge access: This card offers 2 complimentary domestic lounge access in a quarter and 2 international lounge access in a year.

Joining/Annual Fee: Rs 0 (lifetime free card)

Additionally, the card offers 1 complimentary Golf game or lesson per quarter, and 1 complimentary movie ticket upto Rs 500 on BookMyShow every 6 months in a calendar year.