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CREDIT USAGE PATTERNS INDIA
18 kg weigh loss, zero medicines used: At 57, Ravi Kishan changed his eating habit to regain a fit physique. What is OMAD diet?Actor-politician Ravi Kishan has revealed that he lost 18 kg at the age of 57 without using weight-loss medicines, crediting changes in his...- Formal retail credit access doubles over past decadeIndia’s formal retail credit market has expanded sharply over the past decade, with credit access rising from 35% of consumers in 2017 to 7...
- Data Patterns shares fall nearly 7% after Q1 profit declines 14% YoY to Rs 22 croreData Patterns India shares declined after the defence electronics company reported a 14% YoY drop in Q1 FY27 net profit to Rs 22 crore. Des...
- Word of the Day: Perfidious - meaning, origin, usage in sentence explainedPerfidious describes individuals who betray trust through deceit and treachery. This formal adjective originates from Latin words meaning f...
- The future of personal loans is pay for what you needTraditional loans assumed fixed needs, but modern financial requirements are often incremental. Borrowers now seek flexibility to access fu...
- AI companies need billing decisions in milliseconds, not monthly invoices: Flexprice CEO Manish Choudhary“Pricing is no longer just a commercial decision, it has become part of the product’s runtime behaviour,” Choudhary told The Economic Times...
- Union Civil Aviation Minister Ram Mohan Naidu reviews India's preparedness for SAF and CORSIA implementationIndia's Civil Aviation Ministry reviewed Sustainable Aviation Fuel adoption and CORSIA compliance. The meeting focused on SAF production, c...
- 5 credit cards with complimentary airport lounge access without any minimum spend criteria in 2026: One of them is lifetime freeLooking for credit cards with free airport lounge access? Check these 5 credit cards that still offer complimentary domestic or internation...
- JanAI shares roadmap to prepare India’s higher education system for an AI-driven economyJanAI shared a draft report with NITI Aayog on preparing India's higher education for AI. The report examines shifts in higher education an...
- A man loved to buy new cars. But his wife found a trick to stop him and save money. Actor Madhavan was left amazedDuring an interview with R Madhavan, banker Sarthak Ahuja explained how men and women often approach money differently. He shared a client’...
- Banking on gear shift for pickup: After cleaning up bad loans, banks now need a new reform pushIndia's banking sector requires reforms for sustained growth and improved credit access. Banks must grow significantly to meet microenterpr...
- Patchy rains may hit rural lending, banks stay cautiousBankers are closely watching monsoon rains and their impact on rural credit. Uneven rainfall poses inflation risks for summer crops and rur...
- Fitch warns AI market correction emerging as major global credit riskRatings agency Fitch warns of significant AI-related market correction risks. Unprecedented AI spending and soaring tech valuations raise c...
- Sam Altman eyes South Korea as testbed for OpenAI's first hardware deviceOpenAI's CEO is keen to test its inaugural hardware in South Korea, aimed for release by the first quarter of next year. This innovative sc...
- Alternate fuel penetration in Indian CV industry to touch 40-45% by FY30: ICRAThe rise in EV penetration in the commercial vehicles (CV) industry is led primarily by the bus segment within the M&HCV (medium and heavy ...
- Credit card rewards are changing: Here's how travellers and reward seekers can maximise points and milesBanks increasingly reward engagement rather than ownership. Issuers want your premium card to become your preferred spending instrument, as...
- Cards continue to fly; credit goes to the big playersThe additions were led, once again, by the country's largest issuers. HDFC Bank topped the list, adding 163,000 net new credit cards and ed...
- Bank credit growth eases to 17.7% in fortnight to July 15Bank credit growth saw a slight deceleration to 17.7 percent year-on-year. Deposit growth also moderated to 12.7 percent in the same period...
- Beyond roti, kapda, makaan: Inside India's new consumption storyIndian consumers now prioritize experiences and lifestyle choices over basic needs. Average monthly spending has increased across both rura...
- Anthropic includes Fable 5 for top-tier subscriptions after weeks of extensionsUnder the new terms, Max and Team Premium subscribers will get Fable 5 built into their plans indefinitely, capped at 50% of their regular ...
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