UPI apps could chase big-ticket transactions as MDR return loomsThe UPI race has so far centred on acquiring consumers and monetising them by cross-selling loans, insurance and investments, as there has ...
06 Aug, 2026, 06.00 AM IST
RBI upper-layer NBFC list to come out soonThe Reserve Bank of India will soon release a list of upper-layer NBFCs. New principle-based regulations will classify these financial comp...
05 Aug, 2026, 04.56 PM IST
UPI payments above Rs 2000 to attract MDR after debit, credit cards? Here’s what users need to know about the proposalWhile there has been no official word from the government on this yet, it is learnt that the Centre could allow a levy of 0.25% to 0.4% as ...
05 Aug, 2026, 03.59 PM IST
AI could slow affluent India; QSRs, credit cards may show stress first: BNP Paribas’ Kunal VoraComing to loans, personal loans increased by 13% in FY25 and FY26 which is softer versus the earlier years. Also, the recent resurgence in ...
05 Aug, 2026, 07.45 AM IST
5 factors influencing how Indians choose to pay while travelling internationallyChoosing how to pay abroad can significantly affect the cost of an international trip. From forex markups and exchange rates to card accept...
04 Aug, 2026, 01.18 PM IST
Can a shop charge you extra for paying by credit card? Here's what every card user should knowCan merchants legally charge customers extra for credit card payments? The Reserve Bank of India regulates these payment systems and card a...
04 Aug, 2026, 06.21 AM IST
India's bank credit growth remains robust at 18.6% in June 2026; NBFC, retail lending drive momentum: ReportIndia's average bank credit growth remained robust in June 2026, supported by healthy retail lending and strong credit flow to non-banking ...
03 Aug, 2026, 10.17 AM IST
Czech proverb of the day: 'Nothing seems expensive when it is bought on credit'; life lessons on the dangers of overspending from popular sayingRelying on credit cards can certainly create an illusion of abundance and prosperity. However, a popular Czech proverb highlights how depen...
02 Aug, 2026, 04.23 PM IST
Formal retail credit access doubles over past decadeIndia’s formal retail credit market has expanded sharply over the past decade, with credit access rising from 35% of consumers in 2017 to 7...
31 Jul, 2026, 02.21 PM IST
Kirti Kulhari, R Madhavan & Amitabh Bachchan co-star, lost Rs 2.4 lakh in credit card fraud despite never sharing her PINKirti Kulhari Loses Rs 2.4 Lakh In Fraud: A night out at the movies turned into a scramble to save her bank account, after actor Kirti Kulh...
30 Jul, 2026, 05.23 PM IST
Axis, Kotak Mahindra raise charges for overseas card transactionsAxis Bank will increase the DCC fee on its credit cards to 3.5% from 1.5%, effective August 28, 2026, according to the bank's revised terms...
30 Jul, 2026, 08.08 AM IST
5 credit cards with complimentary airport lounge access without any minimum spend criteria in 2026: One of them is lifetime freeLooking for credit cards with free airport lounge access? Check these 5 credit cards that still offer complimentary domestic or internation...
29 Jul, 2026, 11.50 AM IST
Senior citizen FD rates 2026: Use an FD calculator to maximise your retirement returnsSenior citizens can earn up to 7.75% p.a. on Bajaj Finance fixed deposits. An online calculator helps estimate maturity amounts for retirem...
28 Jul, 2026, 04.47 PM IST
Credit card rewards are changing: Here's how travellers and reward seekers can maximise points and milesBanks increasingly reward engagement rather than ownership. Issuers want your premium card to become your preferred spending instrument, as...
27 Jul, 2026, 10.59 AM IST
Cards continue to fly; credit goes to the big playersThe additions were led, once again, by the country's largest issuers. HDFC Bank topped the list, adding 163,000 net new credit cards and ed...
27 Jul, 2026, 12.48 AM IST
India's SBI Card posts higher quarterly profit on asset quality boostSBI Cards announced an impressive profit surge attributed to lower provisions for bad loans. A remarkable rise in card spending highlighted...
24 Jul, 2026, 06.38 PM IST
Why using a debit card for groceries and fuel is a costly mistake. CA explains why you may be losing outCA Nitin Kaushik argues that using a debit card for everyday expenses like groceries, fuel and travel could mean missing out on rewards, fr...
23 Jul, 2026, 01.46 PM IST