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SALARY VS SPENDING
NRI Talk| For a Rs 50 crore NRI portfolio, structure matters as much as stock selection: Tarun BiraniNRIs view India with cautious optimism, recognizing its long-term growth potential despite recent market flatness and rupee depreciation. D...
8th Pay Commission news: Defence employee body demands new inflation index to calculate 8th CPC DA, DR, revised payThe All India Defence Employees’ Federation (AIDEF) has urged the 8th Pay Commission to replace the AICPI-IW-based inflation measure with a...
Rs 20k SIP in risky instrument with high return or Rs 27k SIP in less-risky option? The math of investing more vs chasing higher returnsChasing higher returns is a good aim to have. But it’s not as easy as it looks. Having a year or two of above-average returns is easy actua...
These large- and mid-cap stocks can give more than 20% return in 1 year, according to analystsHas a peace deal been agreed on by the US and Iran? Will the fragile ceasefire hold? No one can answer these questions with any certainty. ...
‘Middle class fears EMI. Marwaris fear idle capital’: Check the wealth habits of Marwaris, one of the richest communities of IndiaMarwari families build lasting wealth not by earning more, but by operating like a coordinated private equity fund. They prioritize ownersh...
Your monthly spend also decides how soon you can retire: Expense tracking apps, AI tools are changing how Indians investExpense-tracking apps, spreadsheets, Artificial Intelligence (AI) -generated analysis, and budgeting dashboards are not merely bookkeeping ...
Quit metro life for a smaller city? Here’s the real money math Indians must check before movingMany are trading metro life for tier 2 cities, seeking better quality of life, cleaner environments, and reduced stress. While income may f...
Rs 30 LPA earner can be poorer than Rs 10 LPA one: CA explains the math of 'high income trap' that eats up your wealthA chartered accountant’s viral thread explains why earning a high salary does not always lead to real wealth. He points out that as income ...
How to build real wealth in India: CA explains what truly separates rich people from wealthy. 'Millionaires don’t just chase...'A post by Chartered Accountant Nitin Kaushik explains that being rich and being wealthy are not the same, as real wealth depends on financi...
Noida techie earning Rs 12 LPA asks ChatGPT when he can get married? AI replies 'Year 1 tight, Year 2 tight, Year 3 comfortable'A Noida-based techie earning Rs 12 LPA asked AI when he could get married comfortably after sharing his full expense and savings details. B...
How inflation and RBI repo rates influence personal loan interest ratesInflation's rise impacts living costs, prompting the RBI to manage it via the repo rate. Changes in this rate directly affect personal loan...
Can you fulfil your study abroad dream without going broke? Here are 7 ways to minimise costsStudying abroad involves more than just academic merit; it's a significant financial investment. Indian students often underestimate hidden...
Rs 5 lakh monthly salary, but he's afraid of Rs 24 lakh car purchase: 27-year-old debates if it is a 'bad decision' amid job layoffsA 27-year-old tech professional with a net worth of around Rs 1.6 crore and a monthly salary of Rs 5 lakh has sparked an online discussion ...
Bengaluru cost of living exposed by JPMorgan Chase techie. Watch viral videoA viral Instagram video by a 23-year-old JPMorgan Chase engineer in Bengaluru has sparked discussions about the rising cost of living. Her ...
Boosting Rs 1.8 cr retirement corpus to Rs 9.1 cr: How your 8% salary hike can easily increase your SIP by 20%Boosting SIP investments beyond salary hikes can significantly amplify wealth creation. Increasing SIPs by 20% annually, compared to a flat...
$80,000 pay, $1.6 million perks: Inside Jeff Bezos’ surprising Amazon compensation breakdownJeff Bezos salary at Amazon still stands at just $81,400 in 2026. This shocks many readers globally. Amazon spends about $1.6 million yearl...
Earning Rs 60,000 but spending Rs 50k? CA shares how to escape the income vs lifestyle trapCA Nitin Kaushik highlights the income versus lifestyle trap. Many individuals earn more but experience financial stress. He suggests incre...
Rs 1 lakh salary in India? Guess what you need in the US for same lifestyle. CA breaks it downA Chartered Accountant (CA) has broken down the stark difference in purchasing power between India and the US, revealing that a salary of R...
Pay gap shrinks: Will BTech grads stay MBA course?A Deloitte survey revealed a significant narrowing of starting salaries between MBA and BTech graduates in India. The pay gap has reduced t...
5 confusing pairs of income tax termsAs you prepare to file your income tax returns this year, don’t be stumped by the terminology in ITR forms or Form 16.