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SALARY VS EXPENSES
'Cash flow is not optional': CA shares real estate lessons that can change how you think about moneyFinancial educator Nitin Kaushik emphasizes that real estate investing's core lessons lie in cash flow, discipline, and risk management, no...- EPS-95 Higher Pension: Employees contributing to EPF on actual wages cannot be denied higher EPS 95 pension if they were EPS members on September 1, 2014, rules HCThe Karnataka High Court has ruled in favour of exempt trust employees. Those who retired after September 1, 2014, and contributed Providen...
- Invested in US stocks directly and made forex gains due to depreciating Rupee? Know how to compute tax on forex gains and report it in ITRIndian residents investing in US stocks face forex gains tax. These gains are taxable as capital gains when US dollars are converted back t...
- ‘Middle class fears EMI. Marwaris fear idle capital’: Check the wealth habits of Marwaris, one of the richest communities of IndiaMarwari families build lasting wealth not by earning more, but by operating like a coordinated private equity fund. They prioritize ownersh...
- Time to take the first step to become a contrarian? 4 mid-cap stocks from different sectors with upside potential up to 21%As the risk created by the US-Iran war keeps crude oil prices elevated, the list of stocks where investors can deploy fresh money with comf...
- Your monthly spend also decides how soon you can retire: Expense tracking apps, AI tools are changing how Indians investExpense-tracking apps, spreadsheets, Artificial Intelligence (AI) -generated analysis, and budgeting dashboards are not merely bookkeeping ...
- Quit metro life for a smaller city? Here’s the real money math Indians must check before movingMany are trading metro life for tier 2 cities, seeking better quality of life, cleaner environments, and reduced stress. While income may f...
- Rs 45 lakh city salary vs Rs 8 lakh village income: Bengaluru techie shares why assets, not salary, determine real wealthA viral post by Bengaluru techie Sakshi highlights how owning assets, not just high salaries, builds true wealth. Her village cousin, earni...
- Earning Rs 20 lakh can still leave you middle class? CA’s warns about silent money mistakes urban Indians makeMany professionals earn lakhs but face financial anxiety. Chartered accountant Nitin Kaushik warns that high salaries can become a 'high-sp...
- Are people earning Rs 30 LPA in Bengaluru ‘poor’? Techie has a new take: ‘My friends earning close to 70-80k per month sleeps peacefully…’A tech professional on X argued that living expensively in Bengaluru is a mindset issue, not solely salary-dependent. He highlighted how sp...
- 'Bengaluru rent is a full-time villain'; Couple spending Rs 1.3 lakh every month shares breakdown; Rs 56,000 goes for rent, Rs 10,000 on maidA Bengaluru couple has gone viral after revealing that they spend nearly ₹1.3 lakh every month despite both earning well-paying corporate s...
- Can Rs 10 lakh in post office FD and Rs 10,000/month in RD build Rs 1 crore retirement corpus in 20 years?Interest rates may vary. If we talk about the post office, it offers a 6.7% interest rate on its RD, while its rate for the 5-year FD is 7....
- Rs 30 LPA earner can be poorer than Rs 10 LPA one: CA explains the math of 'high income trap' that eats up your wealthA chartered accountant’s viral thread explains why earning a high salary does not always lead to real wealth. He points out that as income ...
- Old vs new tax regime: Key differences that you must know before ITR filing for tax year 2026-27The new tax regime offers lower rates but removes many deductions, making a thorough comparison with the old regime crucial. While both reg...
- Rs 1.55 lakh monthly income, but only Rs 5000 saved: CA explains the visibility vs spending gap that causes low savings anxietyA Bengaluru-based CA has sparked discussion after responding to a Reddit post of a 29-year-old earning ₹1.55 lakh per month but saving only...
- Noida techie earning Rs 12 LPA asks ChatGPT when he can get married? AI replies 'Year 1 tight, Year 2 tight, Year 3 comfortable'A Noida-based techie earning Rs 12 LPA asked AI when he could get married comfortably after sharing his full expense and savings details. B...
- How inflation and RBI repo rates influence personal loan interest ratesInflation's rise impacts living costs, prompting the RBI to manage it via the repo rate. Changes in this rate directly affect personal loan...
- Rs 40 LPA salary, Rs 50,000 for living expenses: Chennai woman compares life in India vs Sweden. ‘If you want work-life balance…’A Chennai woman living in Sweden shares a stark comparison of life in India and Sweden. She details monthly expenses for a family of three ...
- Why smart people choose wrong careers: Overconfidence, prestige traps, and 5 signs it’s time to switchBrilliant students often get stuck in careers, while average performers thrive. This happens because intelligence is an engine, not a drive...
- Can you fulfil your study abroad dream without going broke? Here are 7 ways to minimise costsStudying abroad involves more than just academic merit; it's a significant financial investment. Indian students often underestimate hidden...
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