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LIFESTYLE INFLATION
From savings plan to retirement plan: Building a corpus that lasts a lifetimeRetirement security relies on habits formed over time. By starting early, investments harness the power of compounding growth, leading to g...
‘A salary hike can make you poorer’: CA explains the lifestyle inflation trap that you must avoidCA Nitin Kaushik warned on X that a salary hike can make you poorer if lifestyle inflation outpaces income growth. He illustrated how a 50%...
Quote of the Day by John D. Rockefeller: “I never placed my head upon the pillow at night without reminding myself that...” — a powerful life lesson on humility, wealth preservation, self-discipline and why daily self-reckoning protects long-term prosperity by the legendary American industrialist known for building one of history’s largest private fortunesQuote of the Day by John D. Rockefeller: “I never placed my head upon the pillow at night without reminding myself that my success might on...
Ahead of Market: 10 things that will decide stock market action on FridayIndian equities snapped a seven-session losing streak as falling US bond yields, short-covering and stronger sentiment lifted markets. Sens...
‘I bought 2 houses at 24, but my kids might never buy one’: Founder says people need to move beyond 9 to 5 for building wealth that can beat inflationEntrepreneur Riya Upreti has argued that rising property prices and uneven salary growth are making traditional wealth-building increasingl...
‘Passive income is making Gen Z unemployable’: Financial advisor warns wealthy Indian parents about the comfort trap and raising entitled childrenFinancial advisor Prem Soni argues that excessive parental wealth may create a comfort trap for some Gen Z Indians. He identifies three cha...
Ahead of Market: 10 things that will decide stock market action on ThursdayIndian equities extended losses for a seventh session as rising oil prices and US-Iran tensions heightened risk aversion. Nifty fell to 24,...
No emergency fund? CA explains why your first Rs 1 lakh can be more valuable than higher returnsCA Nitin Kaushik says the first Rs 1 lakh in an emergency fund can offer more financial security than chasing higher returns. He warns that...
Independence Day 2026: 79 years of an India on the rise as its households dream biggerIndependence Day 2026: Today's Indian consumers are transforming their financial habits, with a declining focus on food expenditure within ...
Women may be better investors than men. So why do they retire with less wealth? CA Nitin Kaushik explainsCA Nitin Kaushik highlighted the paradox that women may invest more wisely than men yet retire with less wealth. He attributed this to lowe...
Can you build a ₹5 crore retirement corpus on a ₹15 lakh salary with EPF alone?Can EPF contributions secure a comfortable retirement for those with higher salaries. With an annual income of ₹15 lakh, one can potentiall...
ETMarkets Smart Talk | India is ‘pricey’, not expensive: Mark Zuckerberg’s Harvard classmate Vikas Pershad on investingPershad, who has been investing in Indian equities for nearly three decades, believes investors need to look beyond short-term market noise...
Will the 70-20-10 budgeting rule keep you stuck in the middle class? CA Nitin Kaushik shares his blunt wealth-building adviceCA Nitin Kaushik argues that blindly following the 70-20-10 budgeting rule could keep young Indians “stuck in the middle class.” He says hi...
FIRE isn't the finish line: Escape from 9-5 with early retirement is fine but finding purpose after financial freedom is crucialVamsi Ayyagari and Gajendra Sharma are among professionals who are leaving corporate jobs to follow their entrepreneurial dreams. They focu...
CA warns how 'no-cost EMIs' is keeping Indian middle class broke: ‘If you have to borrow for 36 months, you cannot afford it’CA Nitin Kaushik warns that “no cost EMIs” can leave India’s middle class financially stretched by encouraging lifestyle upgrades through d...
Indian middle class going 'broke' due to common spending trap: CA warns about financial habit that drains even future wealthThe Indian middle class may be facing a financial problem that is easy to miss while incomes and spending continue to rise. A CA has now po...
‘You aren’t building wealth’: CA Nitin Kaushik’s blunt warning about salary hikes and lifestyle upgradesCA Nitin Kaushik warns that spending every salary hike on lifestyle upgrades can keep savings stuck. He points out that young professionals...
Ralph Lauren shares jump 7% as shoppers in Asia, North America drive revenue beatRalph Lauren's first-quarter financial performance surpassed expectations, showcasing a robust demand driven by younger consumers across va...
Earn more, spend more, stay broke: CA warns against the comfortable poverty of high-income earnersCA Nitin Kaushik warns that a higher salary does not automatically create wealth. He argues that lifestyle inflation, social media comparis...
Earning Rs 20 lakh to Rs 30 lakh in Bengaluru or Gurgaon? CA warns why your savings still look small and shares the wealth-building formulaCA Nitin Kaushik warns that earning Rs 20 lakh to Rs 30 lakh in Bengaluru or Gurgaon does not guarantee strong savings. He says lifestyle i...