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ICICI Bank discontinues its PayLater credit line on UPI for all customers; The bank answers what happens with customersICICI Bank will discontinue its PayLater service, a credit line on UPI. Customers must repay outstanding amounts by the due date to avoid p...- Digital payments show strong uptick buoyed by wider adoption of credit during festive seasonDuring this year’s festive season sales, credit cards and credit-based payment instruments like pay-later products saw a significant increa...
- Credit card usage sees a big jump this festive seasonDuring this year's festive season sales, there was a significant rise in the usage of credit cards and credit-based payment instruments suc...
- Credit on UPI: How to make payments using credit on UPI, how to enable on your UPI ID, who can useWith the help of credit on UPI, people and companies can obtain bank credit lines that have already been approved. Now customers can scan t...
- Diwali Shopping: A 2% convenience fee on BNPL can cost you as much as 72% interest per annum, compare the cost before you buyFestive season around Diwali has traditionally been the period when people typically spend highest amount on shopping in any given year. Th...
- UPI Now, Pay Later: Not enough money in bank account? You can still do UPI transactions and pay later; how to useUPI Now, Pay Later: The RBI has recently enabled transfers from pre-sanctioned credit lines at banks through the UPI network. You can spend...
- EMI on UPI Payments: Now ICICI Bank customers can scan a QR code and pay via UPI EMIICICI Bank has introduced EMI facility for UPI payments made by scanning QR codes. The newly launched PayLater EMI facility for UPI payment...
- Zero cost EMI vs Buy now, pay later: What is the actual interest cost you pay in both the schemes?While buying a product on EMI takes away the burden of paying the cost upfront, one should remember that there is always a cost that one ha...
- Watch out for these costs in Buy Now, Pay Later schemesBNPL schemes do look attractive, however, one needs to do some number crunching to arrive at the 'real cost' of such BNPL offers - in most ...
- Buy Now, Pay Later or credit card: Which is better for you?While credit cards typically come with an interest-free credit period of up to 45 days, under BNPL the interest-free credit period is for m...
- Using Buy Now, Pay Later scheme for your purchase? This is what will happen if you default on paymentMost of these borrowers are either young consumers or people who do not have any formal credit line like credit cards or EMI cards for maki...
- The rise of BNPL amid regulatory ambiguityWith the growing number of 'buy now, pay later' transactions comes the regulatory scrutiny from the Reserve Bank of India.
- Buy Now Pay Later is the flavour of festive season for top Internet firmsFintech companies too are discovering the potential of this nascent yet fast growing segment in India
- ICICI Bank launches instant loan against mutual fund unitsICICI Bank announced the launch of a facility that enables retail customers to get loan of up to Rs 1 crore instantaneously by pledging the...
- Banks ask RBI to enable recurring payments feature in UPI 2.0The recurring debit feature was among the most anticipated by banks.
- Niki.ai breaks even on all transactions: CEO Sachin JaiswalSachin Jaiswal, CEO, Niki.ai, said that the company had seen a surge in revenue this year following the launch of the voice command feature.
- Will invest Rs 5,000 crore to super charge Paytm in 2018: Vijay Shekhar SharmaMobile payments company Paytm aims to double transactions from 1 billion per quarter this year to 2 billion by the end of this year.
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