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HEALTH INSURANCE UNDERWRITING
Health insurance works only when everyone contributesA small group of health insurance customers accounts for most hospitalisation costs. The remaining 95% must pay premiums to keep the system...
Bundled vs standalone travel insurance: Which works best for your trip? Comparing costs, coverage, and claimsSince both serve specific purposes and needs, pick the one that suits your travel itinerary and circumstances
Health insurance share rises to 41% of non-life industry in FY26Health insurance strengthened its position as the largest segment in India’s non-life insurance industry in FY26, with its share rising to ...
Star Health to launch affordable health insurance plans targeting tier 2, 3 marketsAs healthcare expenses soar, Star Health is bracing for premium increases in the next fiscal year. In a proactive move, the insurer is roll...
For investors with patience, experience, and anxiety appetite: 5 stocks from different sectors with upside potential of up to 21%For the last five years, the theme on the street has mostly been: Buy today, expect comfort tomorrow. But some of the better wealth-creatin...
Star Health shares rally 13% after Q4 net profit soars to Rs 111 crore, beats estimateStar Health and Allied Insurance Company's shares surged over 13% after reporting a significant jump in Q4 FY26 net profit to Rs 111.34 cro...
Digital lenders wary of small biz; Mythos’ biggest security riskHappy Tuesday! Digital lending firms are turning cautious on term loan exposure to small businesses. This and more in today’s ETtech Mornin...
SBI General Insurance’s annual GDP crosses Rs 15,000 crore for first time, PAT jumps 8.7% YoY in FY26SBI General Insurance delivered a strong FY26 performance, crossing Rs 15,000 crore in gross direct premium for the first time with 14.5% g...
Jio Financial Services, Allianz Group ink 50:50 general, health insurance JVJio Financial Services and Allianz Group from Germany are joining forces in an exciting new insurance initiative. This equal partnership wi...
India builds insurance shield for risky sea trade as global cover dries upIn response to the challenges posed by renewed hostilities affecting maritime trade, Indian public sector insurers have unveiled an innovat...
I am 80 and my wife is 78. Can we increase our coverage to Rs 10 lakh each?ET Wealth Reader's Query: I am 80 and my wife is 78. We currently have medical insurance coverage of Rs 7 lakh each. We would like to incre...
Not happy with your health insurer? How portability helps you switch without losing benefitsFeeling let down by your health insurance? Portability allows you to switch providers without losing benefits like waiting period credits a...
Can your health insurer use the ‘material change’ clause to raise premiums or reject claims? Know your rightsHealth insurance policy renewals are standard. However, some health insurance companies are introducing a 'Material Change' clause in their...
All you need to know about underwriting in insuranceIf you are confused by personal finance terms, jargon and calculations, here’s a series to simplify and deconstruct these for you. In the 4...
IRDAI consolidates changes in health insurance rules covering renewal, portability, senior citizensThese guidelines consolidate several changes that have been announced/made in the recent past up to May 12, 2020. Here is a look at some of...
I have started suffering from high blood pressure. Should I inform my insurer?Any change in your health status or a medical condition after the issuance of the policy shall not be considered as a pre- existing ailment.
- Detariffing to hit insurers’ profits from underwriting
General insurers are set to witness a dip in underwriting profits as the industry is detariffed in January ’07.Detariffing will allow insur...