BimaKavach appoints Pradeep Siddharthan as CTPO

Business insurtech firm BimaKavach appointed Pradeep Siddharthan chief technology and product officer (CTPO) as the company sharpens its focus on AI-led underwriting and risk intelligence for businesses.

Siddharthan will lead product strategy and engineering, with a focus on building the intelligence layer powering commercial insurance underwriting. He will drive the company’s technology roadmap, leveraging AI and data to make risk assessment faster, more accurate, and more contextual for Indian businesses.

He has over 16 years of experience across product, technology, and business leadership, having worked across high-growth consumer internet companies and startups. Over the course of his career, he has held leadership roles at Myntra, Curefit, and A23, where he worked on building scalable systems and customer-facing products across marketplaces, payments, and supply chains.


“Business insurance in India is at an inflection point. The companies that will define the next decade are the ones building intelligence into the product, not just the process. We want to move faster, from identifying risks to building products around them, and making underwriting and coverage decisions far simpler for businesses to navigate," said Tejas Jain, founder and CEO of BimaKavach. "Pradeep brings a strong combination of product thinking, technology depth, and experience in building AI-led systems at scale. As we continue building for modern Indian businesses, his experience will play an important role in helping us shape that future."

Siddharthan said, “Today, many businesses still look at insurance as something they buy once and revisit only during renewal or claim, even though the risks around them are constantly changing as they grow. What excites me is the chance to build systems that help businesses better understand those risks and make coverage decisions with confidence. I believe that with the right use of AI, data, and product design, insurance can become far more proactive, intuitive, and relevant for modern Indian businesses."

The company serves 5,000+ businesses with 18+ products across property, liability, group health, marine and more. It works closely with 25+ top insurers and has facilitated 20,000+ policies, and has raised $3 million from Waterbridge, Eximius, Arali and Blume Ventures.