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FORMAL FINANCIAL SYSTEM
Credit, savings, insurance next frontiers in financial services: RBI DGRBI deputy governor Shirish Chandra Murmu highlighted extending digital payment success to credit and insurance. Technology must expand for...- India’s banks could turn legacy tech into an AI advantage: BCGIndian banks may transform legacy systems into an AI advantage. Institutions with fewer old systems can directly adopt AI-first operations....
- EU-India FTA: European Commission sends landmark trade deal to council for signature, paving way for ratificationThe European Commission has asked EU member states for approval to sign and conclude its landmark Free Trade Agreement with India, a deal t...
- GFF 2026: Digital finance has scaled, now trust and resilience must catch up, says RBI’s Deputy Governor MurmuIndia's digital finance sector now prioritizes trust and resilience over access. Technology transforms finance, but trust remains the essen...
- Centralised interoperable digital layer can help bridge Rs 60 lakh crore MSME credit gap: ReportIndia's MSME sector faces a significant formal credit gap, with existing channels meeting limited debt demand. A new digital layer can conn...
- BFSI sector in no hurry to adopt complete automation: Perfios Group CEOThe BFSI sector adopts automation cautiously due to strict regulations and its conservative nature. Artificial general intelligence adoptio...
- BharatPe unveils BharatPe Flex at Global Fintech Fest 2026, brings credit into everyday UPI paymentsBharatPe unveiled BharatPe Flex, a new consumer credit offering built on UPI. This innovative product allows users to access credit limits ...
- FATF issues global alert on money laundering and fraud risks in gaming, gambling; publishes new risk indicatorsThe FATF is alerting countries about criminal abuse in gaming and gambling sectors. Criminals use gambling platforms for money laundering a...
- Indian banks' names keep fading from your loan documentsThe landscape of retail lending is shifting as non-bank lenders swiftly embrace smaller ticket personal and consumer durable loans. NBFCs a...
- “Whether we leave anyone behind”: Sameer Nigam’s blueprint for PhonePe’s second decadeAt Global Fintech Fest 2026, PhonePe founder‑CEO Sameer Nigam framed the company’s first ten years as the construction of India’s financial...
- India's retail credit market shifts to rural, GenZ borrowers via digital platformsYounger consumers and rural households are driving India's retail credit market growth. These aspirational borrowers now account for most n...
- ET Masterclass: Why AI skills and financial literacy are becoming essential for the next generationLearning is becoming less about collecting qualifications and more about building skills that can be used in real situations. The experienc...
- AI can speed business loans, but underwriters stay in charge: HyperVerge's Kedar KulkarniHyperVerge launched AI underwriting agents to speed business loan processing. These agents extract data from financial documents and assist...
- BRICS by BRICS: India's journey from seeking reforms to shaping global orderIndia's BRICS engagement has shifted from seeking a voice to offering indigenous solutions. The nation now actively shapes global order wit...
- Taliban denies Masood Azhar is in Afghanistan, rejects Pakistan's repeated claimsThe Taliban regime has denied Masood Azhar's presence in Afghanistan. Pakistan claims Azhar fled to Afghanistan while facing FATF pressure....
- True Balance scores 100% of loan applications with AI, looks beyond credit bureaus to curb defaultsTrue Balance now uses AI for loan applications, retaining human review for some cases. This approach helps assess borrowers with limited cr...
- Gold lending industry to witness nearly 28% CAGR over FY26-28E: Motilal Oswal ReportIndia's gold lending industry is projected to witness approximately 28 per cent compound annual growth rate (CAGR) over FY26-28E, driven by...
- India working to run hydrogen train at up to 110 kmph: Railway Board chiefIndia’s first hydrogen-powered train could soon run at up to 110 kmph after the Railways completed trials at 120 kmph. The train currently ...
- Not just in legislature, rare to see women in corner offices of PSUs tooWomen account for less than 10% of employees in India’s central public sector enterprises, with representation particularly weak in supervi...
- PM Jan Dhan Yojana has had unparalleled impact, transformative outcomes: PM ModiThe Pradhan Mantri Jan Dhan Yojana has achieved unparalleled impact and transformative outcomes. This initiative has significantly reshaped...
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