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Are you maximising value from your credit card? Here's when rewards justify the feeDon't be fooled by the flashy credit card rewards that might not deliver true value. Learn how to accurately assess your card's worth beyon...
Pass the buck to RBI, banks: Let the savings from digital payments fund UPI costs, not consumersThe RBI's MDR introduction on UPI transactions above ₹2,000 faces criticism. This move may discourage digital payments and encourage a retu...
With AI handing down verdicts, India's lenders ask who signs off on it: Finarkein CEOFinancial data moves rapidly through India's Account Aggregator ecosystem. Automated systems now process millions of data fetches each seco...
“Whether we leave anyone behind”: Sameer Nigam’s blueprint for PhonePe’s second decadeAt Global Fintech Fest 2026, PhonePe founder‑CEO Sameer Nigam framed the company’s first ten years as the construction of India’s financial...
Credit card lost, and someone used it; who will cover the lost money - you or the bank?What if a transaction takes place after you lose your card, and you don’t block it before that? Who has the liability then - you or the ban...
PhonePe's Sameer Nigam unveils vision for next decade of financial inclusion at GFF 2026PhonePe has shared its ambitious ten-year strategy aimed at transforming India's digital landscape and promoting financial inclusion. By el...
Need money urgently? Here's how to choose the right funding option.
GFF 2026: BharatPe launches agentic AI assistant for merchants, connects to over 60 live systemsBharatPe has launched an agentic AI assistant for merchants, which can perform actions across many live systems. This new assistant underst...
US stocks today: US stocks end lower as solid jobs data fuels hawkish Fed betsWall Street closed lower on Friday as a stronger-than-expected US jobs report lifted expectations of a Federal Reserve rate hike this month...
US stocks today: S&P 500, Dow stocks slip as stronger jobs report lifts rate-hike betsUS stocks slipped after a stronger-than-expected August jobs report boosted bets on a Fed rate hike in September. The S&P 500 and Dow fell,...
Should you refinance your car loan? Here's when switching may save you moneyConsidering refinancing your car loan? It could result in lower monthly payments and more favorable interest rates. Yet, it's essential to ...
Thinking of guaranteeing a loan? Think again; here’s how your credit score could suffer if the borrower defaultsBecoming a loan guarantor creates significant financial and credit obligations for individuals. The guaranteed loan appears on your credit ...
JM Financial initiates coverage on OnEMI Technology with Buy call, sees 28% upsideJM Financial has initiated coverage on OnEMI Technology Solutions with a Buy rating and a target price of Rs 385, implying around 28% upsid...
NBFCs must use AI, strengthen underwriting as credit growth accelerates: RBI Deputy Governor MurmuReserve Bank of India Deputy Governor S C Murmu urged NBFCs to use AI and machine learning tools. He emphasized stronger risk management an...
US Green Card: USCIS can now check sponsor’s credit information; what changes for applicantsUSCIS has updated Form I-864, the Affidavit of Support, effective August 31. The revised form includes a privacy release for credit informa...
The one asset most finance professionals forget to rebalanceTo thrive in the ever-evolving finance landscape, professionals must continuously refine their skill set. As technical capabilities become ...
Banks look to push prudent borrowing for small loan-takersBanks and credit firms will launch a responsible borrowing campaign to curb bad loans. This initiative aims to promote financial discipline...
Warren Buffett: If past data told you the future, the Forbes 400 would comprise librarians; beware of geeks bearing formulasEverybody had run to cash and government bonds, and everybody agreed it was the sensible thing to do. Warren Buffett called it the third bu...
Home loan interest rates start at 7%: Check banks offering lowest interest rates on Rs 30 lakh–Rs 75 lakh loansHome loan interest rates vary based on credit score and other borrower factors. A good credit score is essential for securing a low home lo...
AI in Indian banking: Why technology may reshape jobs, not replace bankersIndia’s banking sector is entering an AI-driven transition, with private banks cutting headcount even as public sector hiring offsets some ...