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CREDIT HISTORY
Share of high-value micro loans rise: ReportThe share of high-value microfinance loans above ₹75,000 to individual borrowers rose to 41% in Q1 FY27, from 28% a year earlier, as lender...25 Sep, 2026, 01.29 PM IST- When Employees Are Held Accountable for AI-Generated DecisionsOrganizations are rushing to embed AI into core decisions, but frontline workers are left to explain outputs they neither created nor fully...24 Sep, 2026, 01.42 PM IST
- UPI vs credit cards - How India's payments system is boosting savings and benefitting multiple stakeholdersThe Anglo-Saxon economies of the US, United Kingdom and Australia show a reduction in household savings rates along with a growth in credit...21 Sep, 2026, 12.22 PM IST
- “Gold loans are no longer just for rainy days”; Experian India's Manish Jain on why demand is risingManish Jain, Country Managing Director, Experian India, discusses the growing demand for gold loans, the lower risk of over-leveraging with...21 Sep, 2026, 11.28 AM IST
- Are you maximising value from your credit card? Here's when rewards justify the feeDon't be fooled by the flashy credit card rewards that might not deliver true value. Learn how to accurately assess your card's worth beyon...19 Sep, 2026, 06.30 AM IST
- When Employees Are Held Accountable for AI-Generated DecisionsOrganizations are rushing to embed AI into core decisions, but frontline workers are left to explain outputs they neither created nor fully...16 Sep, 2026, 05.01 PM IST
- Credit for the next 50 crore: How PhonePe’s new co-branded cards target India’s underservedAt GFF 2026, PhonePe unveiled a suite of co-branded credit cards with HDFC Bank and SBI, plus the Wishcard for consumers with limited or no...15 Sep, 2026, 06.45 PM IST
- “Whether we leave anyone behind”: Sameer Nigam’s blueprint for PhonePe’s second decadeAt Global Fintech Fest 2026, PhonePe founder‑CEO Sameer Nigam framed the company’s first ten years as the construction of India’s financial...11 Sep, 2026, 08.00 PM IST
- India to work with BRICS partners to expand opportunities for women-led enterprises in global trade: Piyush GoyalPiyush Goyal urged BRICS nations to boost women entrepreneurs in global trade. India shared its success in financial inclusion and collater...10 Sep, 2026, 07.03 AM IST
- Banks need to invest more in digital, financial literacy to tackle cyber fraud: Bank of Baroda MDBank of Baroda MD and CEO Debadatta Chand said the financial system needs to invest significantly more in financial and digital literacy to...09 Sep, 2026, 08.45 PM IST
- Student or parent: Who should be the primary borrower for education loan? Check repayment and tax implications before decidingDetermining whether a parent or a student should take on an education loan is an important decision. Although the student is the main borro...09 Sep, 2026, 03.18 PM IST
- India's retail credit market shifts to rural, GenZ borrowers via digital platformsYounger consumers and rural households are driving India's retail credit market growth. These aspirational borrowers now account for most n...09 Sep, 2026, 02.22 PM IST
- GFF 2026: India should build fintech for the world, target $60-80 billion financial services exports, says Commerce Secretary Rajesh AgarwalIndia aims to export digital financial services leveraging its fintech expertise. This expansion moves beyond traditional IT and profession...09 Sep, 2026, 01.37 PM IST
- GFF 2026: BharatPe launches agentic AI assistant for merchants, connects to over 60 live systemsBharatPe has launched an agentic AI assistant for merchants, which can perform actions across many live systems. This new assistant underst...09 Sep, 2026, 11.29 AM IST
- The big Gen Z market taking over how India spends, saves and strategisesIndia's youngest generation now leads consumption spending with unique preferences. Gen Z's influence is reshaping brand strategies and inv...08 Sep, 2026, 01.06 PM IST
- True Balance scores 100% of loan applications with AI, looks beyond credit bureaus to curb defaultsTrue Balance now uses AI for loan applications, retaining human review for some cases. This approach helps assess borrowers with limited cr...08 Sep, 2026, 10.55 AM IST
- Thinking of guaranteeing a loan? Think again; here’s how your credit score could suffer if the borrower defaultsBecoming a loan guarantor creates significant financial and credit obligations for individuals. The guaranteed loan appears on your credit ...04 Sep, 2026, 01.18 PM IST
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