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CREDIT HISTORY
Have limited or no credit history? FD-backed SBM Paisabazaar Paisa+ credit card helps build credit; offers up to 7% FD returns- India’s first choice for cars is going second-handIndia’s car market is shifting gears: why stretch for a new hatchback when a used SUV gets you further? A booming pre-owned market is redef...
- Street vendors earn more, go digital under PM-SVANidhiThe PM-SVANidhi scheme has significantly boosted street vendor incomes by 20%. Digital transactions by vendors have nearly doubled, reachin...
- Rising prices may hit festive smartphone demand, dent annual sales by up to 30%: ReportSmartphone prices are rising in India. This could cause many buyers to delay purchases or buy used phones. Annual sales might drop signific...
- Rising prices may hit 54 pc of festive smartphone demand, denting annual sales by up to 30 pcIndian consumers may delay buying new smartphones or opt for used devices if prices continue rising. This trend could significantly impact ...
- India shaping global thinking on digital finance: PK MishraIndia is leading global digital finance discussions. Its digital public infrastructure is being studied worldwide. The Unified Payments Int...
- Bajaj Finserv to up mkt share despite competition, aims to serve every Indian household in 10 yrs: CMDBajaj Finserv aims to expand its market share and reach every Indian household within the next decade, leveraging India's economic growth a...
- ETtech Explainer: AI is writing most of the code for companies — what this meansAI is now writing a large part of code for tech companies. Google, Microsoft, Meta, and Indian firms like Meesho and Freshworks are using A...
- India must leverage its digital verification architecture to evolve into a trust-based economyIndia faces a low-trust economy with high friction, exemplified by complex KYC norms. Finance Minister Nirmala Sitharaman highlighted this ...
- Instant ₹10,000 loan approval strategy: How to pick lenders offering the best interest ratesA ₹10,000 instant personal loan may look small on paper, but that doesn’t mean you should choose a lender casually.
- Fintech firm Credilio raises Rs 78 crore led by Cornerstone VenturesFintech startup Credilio Financial Technologies has secured Rs 78 crore in funding led by Cornerstone Ventures, alongside Rs 23 crore in ve...
- How secured loans can open new doors to credit-based growth for MSMEsSecured loans offer MSMEs a pathway into the formal credit system, eliminating the need for years of audited financials or a long operation...
- No campus housing? Key renting rules for Indian students in the USIndian students pursuing education in the US on F1, M1, or J1 visas often face challenges securing off-campus housing. Landlords typically ...
- Fintechs leverage AI to boost creditworthiness and reduce rejectionsFintech startups are leveraging AI to help borrowers improve their creditworthiness and reduce loan application rejections. Companies like ...
- Gold loan delinquency rates send red signalBorrowers with more than ₹2.5 lakh outstanding showed a delinquency rate of 1.5% at the end of December, about 2.2x higher than those with ...
- Gold Loan: Borrowers with big exposure more prone to default, says TransUnion Cibil reportIndia’s gold loan market is seeing rising stress as borrowers take larger and multiple loans, pushing up delinquency rates and credit risk,...
- PMMY drives micro enterprise growth, boosts women-led businesses in IndiaIndia's Pradhan Mantri MUDRA Yojana has empowered countless micro-enterprises. This scheme provides collateral-free credit, fostering growt...
- Lending institutions prefer clients with credit score of 800 and aboveAn individual's Cibil TransUnion Score provides loan provider with an indication of the "probability of default" of the individual based on...
- Get cheaper loans by using credit history to your advantageWhile credit history is not the only parameter used for determining eligibility, it is increasingly playing a key role.
- Microfinance: Track credit histories, urge repaymentMicrofinance is in bad odour - politicians accuse it of driving poor borrowers to suicide, the media, including this newspaper, carries sto...
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