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CREDIT CARD INTEREST CAP
Will Americans finally pay less on credit card debt? Elizabeth Warren backs Trump's 10% interest rate cap after midterm winsFor Americans carrying credit card debt, the difference between a 22% interest rate and a 10% rate could mean hundreds of dollars in saving...
India doesn’t have a savings problem. It has a savings incentive problemIndian households are saving more than ever. The bigger question now is whether money kept accessible in a savings account can also earn me...
When every bank has an app, what actually makes digital banking different?With UPI resetting customer expectations, the real differentiator in digital banking is no longer having an app, but how seamlessly it brin...
Warren Buffett’s 7 golden rules for young investors trying to manage financesWarren Buffett shares seven essential financial lessons for young investors, emphasising frugal living, eliminating high-interest debt, lon...
India short bonds may underperform on rate hikes, cash squeezeIndia's bond market is experiencing changes due to recent interest rate hikes and tightening liquidity conditions. The Reserve Bank of Indi...
SBI told to refund Rs 1.59 lakh with 9% interest after 68-year-old who never activated his ATM card lost money through multiple AePS transactionsThe Rajkot District Consumer Disputes Redressal Commission has directed SBI to refund Rs 1,59,999 to a 68-year-old customer after unauthori...
Indian parents getting US residency? 6 financial implications to consider before applyingInvestments in bank accounts, mutual funds, shares and other assets will have to be reviewed and modified. It is illegal under India’s FEMA...
NBFCs eye rate hikes, higher fees to offset insurance income hitNon-bank lenders and housing finance companies are expected to raise lending rates in response to proposed regulatory changes. This adjustm...
Largecaps over SMIDs: Ambit’s Nitin Bhasin and Bharat Arora share their Samvat 2083 strategyAs we step into the new Samvat, investors are advised to take a more cautious stance with their portfolios. The focus should be on large-ca...
PSBs see up to Rs 30,000 crore in foreign inflows if investment cap raised to 49%Public sector banks have told the government that raising the foreign investment cap to 49% from 20% could attract passive foreign inflows ...
NPCI defends MDR charges in SC, says merchants can't pass on them to customersThe top court on September 28 had sought responses from the Centre and others, including the NPCI, on a petition challenging the decision t...
NBFCs redesign lending models ahead of revolving credit curbsNon-banking financial companies are innovating loan products to align with upcoming Reserve Bank of India guidelines. These guidelines aim ...
Here's how two major AI companies are limiting usage of their AI modelsOpenAI has enacted new rules that disallow the stacking of paid ChatGPT subscriptions on a single device or payment card. Users hitting sub...
US midterm elections: Key Senate, House races investors are trackingThis year's U.S. midterm elections are anticipated to influence important policies in the financial sector. Key Senate races include Sherro...
PNB credit card changes from November 1, 2026: Bank to revise Visa, RuPay card charges for ATM withdrawals, late payment fees, utility bill payments and morePunjab National Bank will implement revised charges for credit card services on November 1, 2026. Changes will include increased fees for c...
Drowning in credit card bills? Know RBI rights and your best options to escape debt trapStruggling with credit card debt in India? Compare the avalanche and snowball methods, personal loan consolidation, EMI conversion and one-...
SBI credit card rule changes from December 1, 2026: 1% fee on high-value transportation and fuel transactions; what changes for youFrom December 1, 2026, SBI Card users will incur extra charges on specific transportation and fuel transactions. This fee structure will im...
5 most elite credit cards in India: Joining fees go up to ₹5 lakh; what do you get?
8% instant discount vs 10% cashback vs 1,000 reward points: Are they all the same? Know exactly which one will save more money8% instant discount vs 10% cashback vs 1,000 reward points: Suppose you shop for Rs 10,000 online and are now getting a choice between an 8...
7 discount, cashback credit cards for online festive shopping in 2026: One of them is lifetime freeMost of us will engage in festive shopping, making credit cards an appealing choice for discounts and cashback offers. But before choosing ...