Think Gen Z is financially careless? Their investing habits say otherwiseGeneration Z places a strong emphasis on balancing experiences and career adaptability while ensuring financial security. This generation i...
10 Aug, 2026, 10.57 AM IST
Credit cards lose ground as small-ticket personal loans gain traction: CIBILCredit cards now hold 38% of unsecured credit, down from 56% in 2016. Small personal loans under fifty thousand rupees have gained signific...
09 Jul, 2026, 12.54 AM IST
Credit cards are losing ground to small personal loans, TransUnion CIBIL data showsCredit cards are losing share in India's unsecured lending market as consumers increasingly opt for small-ticket personal loans and other c...
08 Jul, 2026, 01.14 PM IST
CIBIL score on BHIM app: Steps, limits, and dispute process you should knowChecking your CIBIL score is now easier. The BHIM App, developed by NPCI BHIM Services Limited, has integrated TransUnion CIBIL's consumer ...
20 Apr, 2026, 04.55 PM IST
TransUnion CIBIL can now access your Aadhaar information for verification purposes: Is user consent mandatory?New government rules now allow TransUnion CIBIL to use Aadhaar authentication for user verification. This enables easier registration and l...
26 Feb, 2026, 01.42 PM IST
CIBIL, SIDBI, Online PSB loans launch MSME rankingsThe ranking model uses machine learning algorithms to predict the probability of an MSME becoming a non-performing asset (NPA) in the next ...
20 Dec, 2022, 08.37 PM IST
Cibil to help lenders make realistic assessment of crop loansTransUnion CIBIL, in collaboration with data analytics provider SatSure, has launched the CIBIL Credit and Farm Report (CCFR). This solutio...
12 Oct, 2022, 06.45 PM IST
TransUnion CIBIL partners with FICCI to help MSMEsThe program's objective is to empower MSMEs with knowledge on how to build a good credit history and CIBIL Rank to avail easier and faster ...
18 Feb, 2022, 01.21 PM IST
Women borrowers rise faster than their male counterparts: Transunion CibilA good CIBIL Score can help consumers gain access to better credit offers faster, and lenders typically consider a credit score above 750 a...
07 Mar, 2019, 08.01 PM IST
After credit scoring, CIBIL to scale up marketplace businessCIBIL intends to scale up its marketplace business by more than doubling its bank and NBFC partnerships.
22 May, 2017, 10.46 AM IST
Is affordable housing the next power house for credit growth?Loans meant for affordable housing (ticket size less than Rs 10 lakhs) has shown a robust growth rate of 23% compound annual growth rate in...
03 May, 2017, 01.00 PM IST
Cibil’s survey shows credit card payment by Indians highIndia tops the rank in the percentage of credit card holders that often make payments in excess of their minimum due on their revolving deb...
12 Apr, 2017, 09.55 AM IST
About 92% of Indian credit card holders shows good repayment habit, says TransUnion CibilIt said that about 92% of credit card holders often pay a greater amount than the minimum due, following its survey of 1,100 consumers acro...
11 Apr, 2017, 06.29 PM IST
Post demonetisation, two-wheeler and consumer durable loan demand hit the mostTranUnion CIBIL study indicated a broad-based growth across all geographies and were accompanied by historically low non-performing asset (...
06 Feb, 2017, 03.37 PM IST
Demand for two wheeler and consumer durable loan hit the most since demonetisationPrior to November 08, credit demand was growing at an average 35% on an annual basis across all loan products.
11 Jan, 2017, 06.49 PM IST
Faircent inks deal with TransUnion for real time credit appraisalFaircent will be the first online P2P lending platform to use TransUnion's eKYC module, which maps potential borrowers on multiple identity...
10 Aug, 2015, 07.03 PM IST
- Lending institutions prefer clients with credit score of 800 and above
An individual's Cibil TransUnion Score provides loan provider with an indication of the "probability of default" of the individual based on...
19 May, 2011, 04.13 AM IST