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TRANSUNION CIBIL DATA
CIBIL score on BHIM app: Steps, limits, and dispute process you should knowChecking your CIBIL score is now easier. The BHIM App, developed by NPCI BHIM Services Limited, has integrated TransUnion CIBIL's consumer ...
Gold loan delinquency rates send red signalBorrowers with more than ₹2.5 lakh outstanding showed a delinquency rate of 1.5% at the end of December, about 2.2x higher than those with ...
Gold Loan: Borrowers with big exposure more prone to default, says TransUnion Cibil reportIndia’s gold loan market is seeing rising stress as borrowers take larger and multiple loans, pushing up delinquency rates and credit risk,...
Risk off! Banks opting to lend to prime customersBanks are now favouring borrowers with top credit scores. This shift reflects caution in lending. New customers are also getting fewer loan...
Lenders turn risk-averse, focus on high CIBIL score borrowers as gold loans surge in IndiaLenders are prioritizing borrowers with strong credit histories and higher loan amounts, leading to a decline in new-to-credit customers. D...
TransUnion CIBIL can now access your Aadhaar information for verification purposes: Is user consent mandatory?New government rules now allow TransUnion CIBIL to use Aadhaar authentication for user verification. This enables easier registration and l...
RBI looks to ensure uniformity in credit bureau data qualityThe Reserve Bank of India is reviewing credit bureau operations. This aims to improve data consistency and transparency for customers. A wo...
Women less risky to lend than men: ReportA study on new-to-credit (NTC) borrowers shows that the highest proportion of women borrowers has availed of agricultural loans and consume...
CIBIL, SIDBI, Online PSB loans launch MSME rankingsThe ranking model uses machine learning algorithms to predict the probability of an MSME becoming a non-performing asset (NPA) in the next ...
Cibil to help lenders make realistic assessment of crop loansTransUnion CIBIL, in collaboration with data analytics provider SatSure, has launched the CIBIL Credit and Farm Report (CCFR). This solutio...
MSMEs who took loans under ECLGS show good repayment behaviourThe NPA rate at 4.8% for borrowers who availed ECLGS facility is also lower than that of the borrowers who were eligible but did not avail ...
TransUnion CIBIL partners with FICCI to help MSMEsThe program's objective is to empower MSMEs with knowledge on how to build a good credit history and CIBIL Rank to avail easier and faster ...
Women borrowers rise faster than their male counterparts: Transunion CibilA good CIBIL Score can help consumers gain access to better credit offers faster, and lenders typically consider a credit score above 750 a...
After credit scoring, CIBIL to scale up marketplace businessCIBIL intends to scale up its marketplace business by more than doubling its bank and NBFC partnerships.
Is affordable housing the next power house for credit growth?Loans meant for affordable housing (ticket size less than Rs 10 lakhs) has shown a robust growth rate of 23% compound annual growth rate in...
Cibil’s survey shows credit card payment by Indians highIndia tops the rank in the percentage of credit card holders that often make payments in excess of their minimum due on their revolving deb...
Post demonetisation, two-wheeler and consumer durable loan demand hit the mostTranUnion CIBIL study indicated a broad-based growth across all geographies and were accompanied by historically low non-performing asset (...
Demand for two wheeler and consumer durable loan hit the most since demonetisationPrior to November 08, credit demand was growing at an average 35% on an annual basis across all loan products.
Faircent inks deal with TransUnion for real time credit appraisalFaircent will be the first online P2P lending platform to use TransUnion's eKYC module, which maps potential borrowers on multiple identity...
- Lending institutions prefer clients with credit score of 800 and above
An individual's Cibil TransUnion Score provides loan provider with an indication of the "probability of default" of the individual based on...