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EMI STRUGGLES IN INDIA
'Income Rs 1.7 lakh per month, savings just Rs 2,250': Couple say they are living paycheck to paycheck, mentally exhaustedA young Indian couple earning a combined ₹1.7 lakh monthly faces financial strain. High loan EMIs, including a ₹70,000 personal loan, leave...
India’s first choice for cars is going second-handIndia’s car market is shifting gears: why stretch for a new hatchback when a used SUV gets you further? A booming pre-owned market is redef...
24-year-old earns Rs 30,000 and has Rs 26,500 EMI. Bengaluru CA highlights a detail in the story that's heartbreakingA young man's financial reality reveals a heavy burden. Earning Rs 30,000 monthly, he faces Rs 6.5 lakh in loans with EMIs of Rs 26,500. Th...
From $22 billion to zero: Success, not failure, brought Byju downByju's, once a $22 billion edtech giant, has collapsed. Founder Byju Raveendran faces jail for contempt. The company's downfall stems from ...
Luxury schools, big EMIs, premium vacations: CA warns why not low income but expensive expectations is a financial riskUrban Indian professionals face a new financial risk. High salaries no longer guarantee peace of mind. Rising lifestyle expectations trap m...
One money mistake and 70% salary lost: CA warns about the financial trap that makes 'wealth creation' difficultChartered Accountant Nitin Kaushik has warned that many salaried professionals are losing control of their finances because expenses move f...
Your monthly spend also decides how soon you can retire: Expense tracking apps, AI tools are changing how Indians investExpense-tracking apps, spreadsheets, Artificial Intelligence (AI) -generated analysis, and budgeting dashboards are not merely bookkeeping ...
'Rs 3.5 lakh packages in 2026?': CA warns Gen Z about following passion in 20s instead of prioritizing high-income skillsYoung Indians are questioning the advice to follow passion. Finance expert Nitin Kaushik argues for building financial stability and high-i...
Are people earning Rs 30 LPA in Bengaluru ‘poor’? Techie has a new take: ‘My friends earning close to 70-80k per month sleeps peacefully…’A tech professional on X argued that living expensively in Bengaluru is a mindset issue, not solely salary-dependent. He highlighted how sp...
The Gold Standard: How a Bootstrapped Company Outlasted Every Funded Rival in India’s Goldtech BoomAugmont Enterprises has quietly established India's most comprehensive gold platform. Unlike well-funded rivals that faltered, Augmont focu...
Stock, mutual fund investing from Tier-2, 3 cities grows fast, but limited awareness, advisory gaps remain key concernsEven as individuals from Tier-2/3 cities and beyond are rapidly embracing the world of stocks and mutual funds, gaps in advisory and awaren...
'Din me employee, rat me Rapido drive': Watch viral video of a father who works for 15 hours to pay Rs 20 lakh loan EMIsAn Indian father works over 15 hours daily, juggling a day job and gig work to manage loan EMIs. The video shows him returning home late, p...
'Salary growing, wealth shrinking': CA explains ‘India's silent middle-class crisis’, says Rs 1.5 lakh salary is same as 10-yr-old payUrban Indian households face a 'silent crisis' as rising incomes fail to keep pace with escalating costs of living, leading to stagnant rea...
From ₹40 Lakh Pay to Rapido Driver: Techie who bought ₹1.4 cr flat 2 year ago now struggles to pay ₹95k home loan EMI after layoffA former techie, once earning ₹40 lakh per annum salary, now drives a bike taxi to manage a ₹95,000 monthly home loan EMI after losing his ...
Passport renewal can’t be blocked on suspicion, it's a legal right: High CourtPassport holders facing legal issues have received significant relief. The Allahabad High Court has ruled that authorities cannot deny pass...
'Middle class habits': DIME founder claims these four 'behaviour patterns keep many people broke' despite working hardMany in India's middle class earn well but remain financially stuck due to poor habits, not lack of income. Instead of planning, they focus...
No parental property. Employee shares pain of saving for home down payment, when colleagues flaunt vacations and SUVsMany young Indian professionals face hurdles in buying homes due to high property rates and EMIs, unlike colleagues who enjoy luxuries. A R...
From dual-income, with no kids couples to big families with no income: Thyrocare founder Velumani’s take on modern parenthoodDoctor A Velumani observes a shift in family structures. He notes a decline in people choosing to have children despite increased income. H...
'Educated workers earn only to pay taxes': Chennai couple earning Rs 1.5 lakh monthly struggles to own a home, ignites debateA Chennai couple with a combined income of Rs 1.5 lakh per month still finds it difficult to own a home. Despite being successful professio...
Struggling to pay home loan EMI? You can pay less now, but there's a trade offBorrowers struggling to manage their household budget and pay the higher EMIs are actively looking for a solution that can help them reduce...