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CODE FOR RESPONSIBLE LENDING
Born out of microfinance, Bandhan Bank now bets big on AI and digital bankingAs Bandhan Bank accelerates its transition from a microfinance-led institution into a universal bank, Executive Director & COO Ratan Kumar ...20 May, 2026, 01.17 PM IST- Mutual funds cut technology sector exposure to 8-year low in April. Is AI disruption reshaping sentiment?Mutual funds have significantly reduced their technology sector exposure to an eight-year low, driven by concerns over AI disruption, slowi...18 May, 2026, 10.31 AM IST
- India’s banking system turns sluggish amid loan recovery delays and legal hurdles: CII reportIndia's banking sector needs urgent reforms. The Confederation of Indian Industry's report highlights slow loan recovery and complex laws. ...27 Apr, 2026, 04.12 PM IST
- Groww's strong Q4; Iran conflict hits India's GCCsFintech major Groww more than doubled its net profit in the fourth quarter of FY26. This and more in today's ETtech Top 5.20 Apr, 2026, 07.53 PM IST
- It all began with a few defaults. Then, suddenly it was full-scale microfinance mayhem in AssamLenders are now reacting the typical way — slowing down loan disbursement in the pockets of trouble.12 Feb, 2020, 01.53 PM IST
- Microfinance troubles back in focus: Blame it on greed alone!The issue of over-indebtedness came back to haunt the industry exactly a decade after the controversial Andhra Pradesh Microfinance Institu...12 Feb, 2020, 08.14 AM IST
- HR Khan to take charge of microfinance code from DecemberMFIN wanted a heavyweight for this CRL project, which is a self-regulatory step for a diverse set of lenders engaged in microfinance such a...29 Nov, 2019, 08.05 PM IST
- The common “Code for Responsible Lending” (CRL) for microfinance has a few big names missingBandhan Bank Managing Director Chandra Shekhar Ghosh said that the code in its current form is restrictive for the bank’s business growth. ...27 Nov, 2019, 10.38 PM IST
- Micro lenders cap total loans to ₹1 lakh per borrowerThis revised code has been in the works for the past year to expand the scope of it from a mere code of conduct for NBFC-MFIs to a code for...17 Sep, 2019, 09.56 AM IST
- Microfinance to double lending in 5 years: Muhammad YunusThe industry grew at over 40% in FY2019 with its loan portfolio reaching Rs 178,552 crore at the end of March 2019, according to the Sa-Dha...17 Sep, 2019, 06.54 AM IST
- Lenders of micro loans to follow a responsibility codeOne of the major guidelines in CRL mandates that only three microcredit entities can lend to a client at the same time.16 Sep, 2019, 05.10 PM IST
- Get code of conduct rated to avail loans: Sidbi to MFIsSidbi, with support from World Bank, is funding the assessment of the codes of conduct done on MFIs.05 Nov, 2012, 05.31 AM IST
- Get code of conduct rated by a third-party in parallel to credit ratings to avail loans: Sidbi to MFIsA clutch of lenders, led by Sidbi, has handed out a list of loan covenants to microfinance companies willing to borrow from them.03 Nov, 2012, 07.47 AM IST
- 'MFIs need to introspect more'Microfinance practitioners too understand the need to improve governance issues to avoid a possibility of distress in future.30 Apr, 2010, 05.50 AM IST
- UK plans new code for business lending, says BrownBusiness Secretary Peter Mandelson will propose a new code for banks on business lending, Prime Minister Gordon Brown said on Tuesday.11 Nov, 2008, 04.13 PM IST
- UK plans new code for business lending, says BrownBusiness Secretary Peter Mandelson will propose a new code for banks on business lending, Prime Minister Gordon Brown said on Tuesday.11 Nov, 2008, 04.07 PM IST
- 'Borrowers should be saved from predatory lending'RBI-promoted Banking Codes and Standards Board of India has said there was a need to protect consumers from irresponsible predatory lending...17 Oct, 2007, 04.02 AM IST
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