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CODE FOR RESPONSIBLE LENDING
Harassed by loan recovery agents? Know your legal rights and 6 steps to fight backBorrowers struggling with debt often face harassment from recovery agents through abusive calls, threats, public shaming, and unauthorised ...- Wife’s MBA degree or past employment with MNCs can’t stop her from demanding maintenance, rules HCAn Allahabad High Court ruling states a wife's education or earning potential does not disqualify her from maintenance. The court considere...
- Fuelled by lending boom, DPDzero bets big on AI-led debt recoveryAs India’s unsecured lending boom accelerates, collections are emerging as the next major battleground for fintechs and lenders.
- Born out of microfinance, Bandhan Bank now bets big on AI and digital bankingAs Bandhan Bank accelerates its transition from a microfinance-led institution into a universal bank, Executive Director & COO Ratan Kumar ...
- Mutual funds cut technology sector exposure to 8-year low in April. Is AI disruption reshaping sentiment?Mutual funds have significantly reduced their technology sector exposure to an eight-year low, driven by concerns over AI disruption, slowi...
- India’s banking system turns sluggish amid loan recovery delays and legal hurdles: CII reportIndia's banking sector needs urgent reforms. The Confederation of Indian Industry's report highlights slow loan recovery and complex laws. ...
- Groww's strong Q4; Iran conflict hits India's GCCsFintech major Groww more than doubled its net profit in the fourth quarter of FY26. This and more in today's ETtech Top 5.
- It all began with a few defaults. Then, suddenly it was full-scale microfinance mayhem in AssamLenders are now reacting the typical way — slowing down loan disbursement in the pockets of trouble.
- Microfinance troubles back in focus: Blame it on greed alone!The issue of over-indebtedness came back to haunt the industry exactly a decade after the controversial Andhra Pradesh Microfinance Institu...
- HR Khan to take charge of microfinance code from DecemberMFIN wanted a heavyweight for this CRL project, which is a self-regulatory step for a diverse set of lenders engaged in microfinance such a...
- The common “Code for Responsible Lending” (CRL) for microfinance has a few big names missingBandhan Bank Managing Director Chandra Shekhar Ghosh said that the code in its current form is restrictive for the bank’s business growth. ...
- Micro lenders cap total loans to ₹1 lakh per borrowerThis revised code has been in the works for the past year to expand the scope of it from a mere code of conduct for NBFC-MFIs to a code for...
- Microfinance to double lending in 5 years: Muhammad YunusThe industry grew at over 40% in FY2019 with its loan portfolio reaching Rs 178,552 crore at the end of March 2019, according to the Sa-Dha...
- Lenders of micro loans to follow a responsibility codeOne of the major guidelines in CRL mandates that only three microcredit entities can lend to a client at the same time.
- Get code of conduct rated to avail loans: Sidbi to MFIsSidbi, with support from World Bank, is funding the assessment of the codes of conduct done on MFIs.
- Get code of conduct rated by a third-party in parallel to credit ratings to avail loans: Sidbi to MFIsA clutch of lenders, led by Sidbi, has handed out a list of loan covenants to microfinance companies willing to borrow from them.
- 'MFIs need to introspect more'Microfinance practitioners too understand the need to improve governance issues to avoid a possibility of distress in future.
- UK plans new code for business lending, says BrownBusiness Secretary Peter Mandelson will propose a new code for banks on business lending, Prime Minister Gordon Brown said on Tuesday.
- UK plans new code for business lending, says BrownBusiness Secretary Peter Mandelson will propose a new code for banks on business lending, Prime Minister Gordon Brown said on Tuesday.
- 'Borrowers should be saved from predatory lending'RBI-promoted Banking Codes and Standards Board of India has said there was a need to protect consumers from irresponsible predatory lending...
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