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ZERO MDR FRAMEWORK
'Is PM seeking to dilute UPI, open digital payments sector to US businesses': CongressCongress criticizes a new government bill concerning digital payments. The party alleges the bill could weaken UPI and favor American compa...06 Aug, 2026, 04.09 PM IST- Payments bill revives hopes of MDR return on large-ticket UPI transactionsET was the first to report on July 16 that the government is considering reintroducing MDR for UPI transactions undertaken by large merchan...04 Aug, 2026, 08.35 AM IST
- Govt moves to allow MDR; Qcomm braces for festive rushHappy Tuesday! The government is proposing changes that could bring back merchant fees on select UPI transactions. This and more in today’s...04 Aug, 2026, 07.56 AM IST
- Don't put a toll on UPI: Why merchant discount rate isn't the answerA proposal to introduce a merchant discount rate (MDR) on UPI transactions above ₹2,000 for businesses with annual turnover of ₹1-1.5 crore...20 Jul, 2026, 11.42 PM IST
- UPI processes 218.6 billion transactions till February in FY26; value at Rs 285 lakh croreJanuary recorded the highest volume with 21.7 billion transactions, followed by December and October with 21.6 billion and 20.7 billion tra...01 Apr, 2026, 10.04 AM IST
- India's UPI miracle has a money problem; can Budget 2026 fix it?Union Budget News: India's UPI digital payment system faces a crucial decision ahead of Budget 2026. While UPI has revolutionized transacti...18 Jan, 2026, 08.40 AM IST
- Why India must act now to prevent PhonePe and Google Pay's UPI Duopoly from becoming a national liabilityIndia's UPI faces systemic risk due to PhonePe and Google Pay's over 80% transaction dominance. Aggressive discounting and zero MDR create ...13 Nov, 2025, 11.23 PM IST
- India Fintech Foundation asks govt, RBI to address concentration risk on UPI paymentsIndia Fintech Foundation has alerted the Finance Ministry and RBI about a major risk on UPI. Two companies now control over 80 percent of U...30 Oct, 2025, 04.19 PM IST
- Can UPI stay free forever? RBI Governor Sanjay Malhotra says someone has to bear the costReserve Bank of India Governor Sanjay Malhotra suggests Unified Payments Interface may not remain free. He highlights the costs associated ...06 Aug, 2025, 01.28 PM IST
- Small-value payments to cost banks; Swiggy’s grim Q1Happy Friday! Banks are scrambling as the government cut incentive on small-value UPI transactions. This and more in today’s ETtech Morning...01 Aug, 2025, 08.40 AM IST
- UPI payments above Rs 3,000 may attract charges: ReportMerchant Discount Rate (MDR) is the fee charged by banks to merchants for providing digital payment services. Currently, RuPay debit cards ...11 Jun, 2025, 05.44 PM IST
- Now hiring: AI trust roles; Tough road ahead for TeslaLarge Indian tech companies are rapidly hiring for jobs focused on AI safety and trust. This and more in today’s ETtech Top 5.11 Mar, 2025, 07.51 PM IST
- Is RBI's CBDC initiative just another digital mirage?Launched by RBI in 2022, CBDC aimed to reduce India's reliance on the dollar and counter cryptocurrencies. Despite lackluster adoption, fin...06 Mar, 2025, 10.44 PM IST
- Who will write the next chapter of India’s fintech story?Fintechs like Fi Money, Paytm, Google Pay and PhonPe have a deep understanding of how India’s fast evolving tech stack can be harnessed to ...14 Dec, 2022, 12.19 PM IST
- The tiered system RBI should consider for merchant discount rate charges on digital paymentsOverall, it seems as if a tussle is brewing between India’s monetary and fiscal authorities. However, to objectively evaluate this debate o...11 Nov, 2022, 11.08 PM IST
- Will the RBI paper put an end to the payment industry's tussle? Here's a viewIt solicits public views on what could be the best way forward to evolve a framework that is convenient, safe and affordable for users, rea...25 Aug, 2022, 04.28 PM IST
- Payment companies weigh ways to recoup MDR lossesThese companies have urged the Centre to nudge banks to compensate “a minimum of 0.25% of the transaction amount for all the UPI and RuPay,...21 Jan, 2020, 08.07 AM IST
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