Top credit cards with airport lounge access August 2024: HDFC Bank, SBI, ICICI Bank, IDFC FIRST Bank

Axis Bank PRIMUS Credit Card fees Joining fee: Rs 5 lakh + GST (1 primary + 1 add-on), Add-on card: Rs. 25K + GST
Axis Bank PRIMUS Credit Card fees Renewal fee: Rs 3 lakh + GST,
Interest rate: 1% per month or 12.68% per annum
Fuel surcharge: 1% of the transaction amount if it is between Rs 400 and Rs 10,000.
Rewards redemption fee: Nil
Foreign currency markup: Nil
Cash withdrawal fee: Nil
Late payment fee: Nil
Dynamic currency conversion fee: Nil

Joining benefits: 25,000 Axis EDGE Miles OR Rs 40,000 gift card from ITC Hotels
Reward type: Reward points
Reward rate: 1 EDGE Mile for every Rs 100 spent on all transactions
Reward redemption: 1 EDGE Mile = 5 partner miles. You can redeem EDGE Miles for product catalogues, vouchers, and partner miles.
Domestic lounge access: Unlimited complimentary domestic lounge access for primary and add-on cardholders. 12 free guest visits each year.
International lounge access: Unlimited lounge access for primary and add-on Axis Bank PRIMUS credit cardholders with priority passes. 12 complimentary guest visits each year.
Golf: a) International: 4 complimentary green fees at participating clubs for primary card holder
b) Domestic: Unlimited access via complimentary green fee and buggy for primary card holder and 10 complimentary rounds/lessons per year for add on
Insurance benefits: Lost card liability of Rs 25,00,000

Ultra-high net worth individuals have distinct and complex banking needs that require specialized services beyond those provided to other clients. The Primus credit card is thus designed to appeal to India's wealthy elite and their distinct tastes for style, exclusivity and access.

Cardholders will be privy to a host of exclusive benefits, some of which are:
Unforgettable culinary experiences: Preferential access to over 10,000 global restaurants, including coveted tables and last-minute reservations at Michelin-star establishments and the world's top 50 restaurants.
Curated global events: Invitations to private art gallery tours, global sporting events to restaurant takeovers, exclusive menus and access to limited edition fashion experiences hosted by personal shoppers.
Travel redefined: Curated travel itineraries such as flying safaris, ski vacations, with exclusive access to private jets.
Luxury Hotels: Access to the best global hotels at preferential rates and other value-adds, routed through a world-class concierge service with complimentary perks for bookings.