The Ministry of Labour and Employment has raised the Employees' Provident Fund wage ceiling to enhance pa ...More

The Ministry of Labour and Employment has raised the Employees' Provident Fund wage ceiling to enhance participation. Employees earning between Rs 15,000 and Rs 25,000 will now be required to join the schemes. Those earning less than Rs 15,000 can also opt into the schemes voluntarily. This increase in ceiling may lead to higher PF contributions and, consequently, greater retirement savings. ...Less

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Employees' Provident Fund accounts continue to earn interest for three years after the age of 58. After t ...More

Employees' Provident Fund accounts continue to earn interest for three years after the age of 58. After that period, accounts become inoperative unless members withdraw their accrued corpus. ...Less

The recent adjustment to the Employees' Provident Fund wage ceiling significantly widens eligibility for ...More

The recent adjustment to the Employees' Provident Fund wage ceiling significantly widens eligibility for benefits, raising the contribution limit from Rs. 15,000 to Rs. 25,000. This revision aims to enhance social security, but it might pose complexities for pension contributions. Employees should verify the accuracy of their EPS records to prevent issues, as the swift rollout of the new ceiling could lead to unforeseen challenges. ...Less

The recent announcement to elevate the EPF wage ceiling represents a significant advantage for employees. ...More

The recent announcement to elevate the EPF wage ceiling represents a significant advantage for employees. By contributing more each month, individuals can amass a larger retirement fund over their careers. ...Less

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The National Pension System (NPS) and the Employee Provident Fund (EPF) both serve unique purposes for re ...More

The National Pension System (NPS) and the Employee Provident Fund (EPF) both serve unique purposes for retirement planning. The ultimate financial growth from these investments significantly relies on future market performance, allowing both options to potentially build substantial wealth over time. ...Less

Even if you've left your job, your EPF interest keeps accumulating until you turn 58. However, if you don ...More

Even if you've left your job, your EPF interest keeps accumulating until you turn 58. However, if you don’t contribute for three years, your account will be inactive. It’s usually a smart move to transfer your EPF balance to your new employer. Additionally, the VISHWAS, 2026 scheme provides businesses with a one-time settlement option to ease long-standing disputes and reduce penalties. ...Less

EPF interest rate for FY2023-24: The interest rate will be formally announced in the government gazette i ...More

EPF interest rate for FY2023-24: The interest rate will be formally announced in the government gazette if approved by the Ministry of Finance. EPFO will then credit the agreed rate of interest to its EPF subscribers' accounts. ...Less

The Employees Provident Fund serves as a robust mechanism for building long-term savings through consiste ...More

The Employees Provident Fund serves as a robust mechanism for building long-term savings through consistent contributions and the magic of compound interest. Factors like annual salary hikes and stable interest rates greatly influence the total savings, while optional contributions can further bolster retirement finances. ...Less

EPF interest rate 8.25%: The Labour Ministry has retained the 8.25% interest rate for the current financi ...More

EPF interest rate 8.25%: The Labour Ministry has retained the 8.25% interest rate for the current financial year 2024-25. Once the interest rate is notified by the finance ministry, the EPF account holders will get the interest credited to their EPF account. Very few EPF account holders are aware of how EPF interest is calculated. ...Less

The EPFO has announced the interest rate for EPF accounts for the financial year ended on March 31, 2023. ...More

The EPFO has announced the interest rate for EPF accounts for the financial year ended on March 31, 2023. The interest rate for FY 2022-23 has been hiked by 0.05% ...Less

What the latest EPF rate hike to 8.15% means for you ...More

What the latest EPF rate hike to 8.15% means for you ...Less

For 2021-22, the Centre has approved an interest rate on Employees' Provident Fund (EPF) deposits of 8.1 ...More

For 2021-22, the Centre has approved an interest rate on Employees' Provident Fund (EPF) deposits of 8.1 percent, down from 8.5 percent the previous year. You can check your EPF amount using the Umang App, EPFO Member e-Sewa online, SMS, or a missed call. ...Less

The government has stated it has not received formal requests from labour unions to raise the Employees P ...More

The government has stated it has not received formal requests from labour unions to raise the Employees Provident Fund interest rate to 10%. The current EPF interest rate stands at 8.25%, last revised in FY 2022-23. The Labour and Employment Minister clarified the interest rate determination process. ...Less

EPF interest rate: The government has approved an 8.25% interest rate for Employees Provident Fund deposi ...More

EPF interest rate: The government has approved an 8.25% interest rate for Employees Provident Fund deposits for the fiscal year 2025-26. This rate remains unchanged for the third consecutive year. Over seven crore members are expected to receive this credit soon. Members can check their EPF balance through the Umang app, EPF member e-sewa portal, missed calls, or SMS. ...Less

Employees Provident Fund Board agreed to continue paying 8.5 per cent interest rate to its nearly four cr ...More

Employees Provident Fund Board agreed to continue paying 8.5 per cent interest rate to its nearly four crore subscribers. ...Less

Last year, the EPFO had cut interest rate to 8.65%. Now rates have slipped further. ET Wealth spoke to th ...More

Last year, the EPFO had cut interest rate to 8.65%. Now rates have slipped further. ET Wealth spoke to three experts for their views on whether the rate should be cut. ...Less

The Employees Provident Fund Organisation's Central Board of Trustees has kept the EPF interest rate at 8 ...More

The Employees Provident Fund Organisation's Central Board of Trustees has kept the EPF interest rate at 8.25% for the Financial Year 2025-26. New social security schemes are approved. An amnesty scheme for exempted establishments is launched. Simplified audits and liquidation of inoperative accounts are also approved. Interest will be credited between June and September. ...Less

EPF interest for FY 2023-24: The Employees' Provident Fund Organisation (EPFO) announced the interest rat ...More

EPF interest for FY 2023-24: The Employees' Provident Fund Organisation (EPFO) announced the interest rate for provident fund deposits for the 2023–2024 fiscal year in February of 2024. The interest rate for 2023–24 was raised by the EPFO from 8.15% to 8.25% from the previous year. ...Less

Speculation is rife that the EPFO may lower interest on provident fund deposits for this fiscal (2020-21) ...More

Speculation is rife that the EPFO may lower interest on provident fund deposits for this fiscal (2020-21), from 8.5 per cent it provided for 2019-20,in view of more withdrawals and lesser contribution by members during this fiscal mainly due to the COVID-19 pandemic. ...Less

Reports suggest that the Finance Ministry is nudging the Labour Ministry to lower the EPF interest rate b ...More

Reports suggest that the Finance Ministry is nudging the Labour Ministry to lower the EPF interest rate by up to 50 basis points. ...Less

Much to the relief of employees, Labour minister, Sahib Sigh Verma ruled out a further cut in the interes ...More

Much to the relief of employees, Labour minister, Sahib Sigh Verma ruled out a further cut in the interest rate on EPF presently at 9.5%. ...Less

4.4 crore subscribers of the Employees Provident Fund (EPF) will receive a payout of 8.5% interest rate f ...More

4.4 crore subscribers of the Employees Provident Fund (EPF) will receive a payout of 8.5% interest rate for fiscal 2009, the third year in a row. ...Less

Labour Ministry sources said the Ministry will seek review of the Finance Ministry's decision as EPFO has ...More

Labour Ministry sources said the Ministry will seek review of the Finance Ministry's decision as EPFO has sufficient income in 2015-16 to pay higher returns. ...Less

EPFO is reportedly considering reducing the EPF interest rate for FY2025-26 to 8-8.20% to protect its cor ...More

EPFO is reportedly considering reducing the EPF interest rate for FY2025-26 to 8-8.20% to protect its corpus, though political factors might lead to maintaining the current 8.25% for a third year. The board will also discuss raising the wage ceiling to Rs 25,000 to enhance social security coverage. ...Less

The coronavirus-led stock market crash or the sharp drop in equity market has dented its corpus. ...More

The coronavirus-led stock market crash or the sharp drop in equity market has dented its corpus. ...Less

Amidst reports of a cut in interest rates on the Employees Provident Fund (EPF), labour minister Sis Ram ...More

Amidst reports of a cut in interest rates on the Employees Provident Fund (EPF), labour minister Sis Ram Ola has said he will meet finance minister P Chidambaram to decide on returns for more than 3.2-crore subscribers this year. ...Less

Employees' Provident Fund interest rate for 2025-26 is set at 8.25 percent. This rate remains unchanged f ...More

Employees' Provident Fund interest rate for 2025-26 is set at 8.25 percent. This rate remains unchanged for the third year. Over 70 million EPF members will see the interest credited by month-end. EPFO is also introducing UPI-based withdrawals for faster access to funds. ...Less

The government has approved an 8.25% interest rate on Employees' Provident Fund (EPF) deposits for FY 202 ...More

The government has approved an 8.25% interest rate on Employees' Provident Fund (EPF) deposits for FY 2024-25, benefiting over 70 million subscribers. The labour ministry has instructed EPFO to credit the interest, unchanged from FY24, after finance ministry approval. EPF offers high, stable returns and tax benefits, making it an attractive investment for salaried individuals. ...Less

"...ahead of the festival season, over 6 crore EPFO subscribers would get 8.65 per cent interest for 2018 ...More

"...ahead of the festival season, over 6 crore EPFO subscribers would get 8.65 per cent interest for 2018-19," said Labour Minister Santosh Gangwar. ...Less

The government has approved an 8.25% interest rate on Employees' Provident Fund (EPF) deposits for FY26, ...More

The government has approved an 8.25% interest rate on Employees' Provident Fund (EPF) deposits for FY26, clearing the proposal recommended by the Employees' Provident Fund Organisation's (EPFO) Central Board of Trustees in March. The interest is expected to be credited to the accounts of over seven crore EPF subscribers later this month. ...Less

The backpedalling follows the uproar sparked by the finance ministry scaling down the 8.8% recommended by ...More

The backpedalling follows the uproar sparked by the finance ministry scaling down the 8.8% recommended by the CBT of the Employees’ Provident Fund Organisation (EPFO). ...Less

Kharge has clarified that a decision on the employee's provident fund interest rate for the current fisca ...More

Kharge has clarified that a decision on the employee's provident fund interest rate for the current fiscal was yet to be taken and it had not been fixed at 8.6%. ...Less

Interest rate on employees' provident fund will be increased to 8.6 per cent for the current fiscal, a mo ...More

Interest rate on employees' provident fund will be increased to 8.6 per cent for the current fiscal, a move which will benefit around five crore subscribers. ...Less

A proposal to revise the interest rate of Employees Provident Fund (EPF) by .25 per cent is under the con ...More

A proposal to revise the interest rate of Employees Provident Fund (EPF) by .25 per cent is under the consideration of the government. ...Less

The decision to retain the rate at 8.5%, third time in a row, comes at at time when the banking regulator ...More

The decision to retain the rate at 8.5%, third time in a row, comes at at time when the banking regulator is expected to effect a rate cut in the wake of a marked economic downturn. ...Less

The Ministry of Finance has announced the GPF interest rate for the upcoming quarter. General Provident F ...More

The Ministry of Finance has announced the GPF interest rate for the upcoming quarter. General Provident Fund and similar government funds will earn 7.1 percent interest. This rate remains unchanged for the July to September 2026 period. Public Provident Fund and small savings schemes also retain their current rates. Employees Provident Fund interest rate stands at 8.25 percent for the fiscal year. ...Less

The Finance Ministry had decided to lower the EPF interest rate of 8.8 per cent for 2015-16 to 8.7 per ce ...More

The Finance Ministry had decided to lower the EPF interest rate of 8.8 per cent for 2015-16 to 8.7 per cent. The decision drew flak forcing the government to uphold 8.8 per cent. ...Less

EPFO may cut 8.5% rate declared for FY20 because of declining return on investments and cash flow. ...More

EPFO may cut 8.5% rate declared for FY20 because of declining return on investments and cash flow. ...Less

Going by the trends seen in many previous years, though interest rate on EPF deposits for the financial y ...More

Going by the trends seen in many previous years, though interest rate on EPF deposits for the financial year 2023-24 was announced in February to be 8.25% however, the actual payment of interest into respective EPF accounts may take longer. Most EPF members have this concern whether they will lose out earning more interest due to this delay. We tell you how it works. ...Less

The Central Board of Trustees of the EPFO is holding a crucial two-day meeting commencing on Monday in th ...More

The Central Board of Trustees of the EPFO is holding a crucial two-day meeting commencing on Monday in the national capital to decide the EPF interest rate on the retirement corpus for 2022-2023. ...Less

It’s estimated that more than 20 million EPFO subscribers made cumulative withdrawals of over Rs 73,000 c ...More

It’s estimated that more than 20 million EPFO subscribers made cumulative withdrawals of over Rs 73,000 crore until December 31, 2020 and this could rise further by the end of the financial year to surpass annual withdrawals of Rs 81,200 crore in FY19 by 16.37 million subscribers. ...Less

The circular emphasises that any deficit in interest declared by the board of trustees is to be made good ...More

The circular emphasises that any deficit in interest declared by the board of trustees is to be made good by the employer to bring it up to the statutory limit. ...Less

According to the Finance Ministry, there will be no interest rate loss for Employees' Provident Fund Orga ...More

According to the Finance Ministry, there will be no interest rate loss for Employees' Provident Fund Organisation (EPFO) subscribers, and the delay in crediting interest rate for FY22 is due to a software upgrade due to tax changes made last year. ...Less

An Employees Provident Fund subscriber could accumulate over Rs 1.12 crore in 30 years. This significant ...More

An Employees Provident Fund subscriber could accumulate over Rs 1.12 crore in 30 years. This significant corpus is projected with a Rs 25,000 monthly salary and an 8.25% interest rate. The total contributions amount to Rs 33.26 lakh, while interest earned reaches Rs 78.49 lakh. Compounding interest plays a crucial role in this substantial wealth accumulation over time. ...Less

CPI(M) member Tapan Kumar Sen slammed the "unilateral, undemocratic" action by the Ministry, saying it ha ...More

CPI(M) member Tapan Kumar Sen slammed the "unilateral, undemocratic" action by the Ministry, saying it had completely ignored the unanimous decision. ...Less

The BJP on Sunday joined the growing chorus of voices seeking a complete waiver of interests on the debts ...More

The BJP on Sunday joined the growing chorus of voices seeking a complete waiver of interests on the debts accumulated by the farmers in the areas hit by repeated crop failure. ...Less

The over 4.5 cr subscribers to EPF will earn an interest payout rate of 8.5% even as banks lower their ra ...More

The over 4.5 cr subscribers to EPF will earn an interest payout rate of 8.5% even as banks lower their rate for deposits. Making of Budget: Whys and Wherefores? ...Less

The central government has approved an 8.25% interest rate for Employees' Provident Fund deposits for fis ...More

The central government has approved an 8.25% interest rate for Employees' Provident Fund deposits for fiscal year 2024-25. This benefits over 7 crore subscribers. The rate matches last year's, supported by strong income. EPFO also saw a surge in auto-claims settlements. You can check your EPF balance easily. Use the UMANG app, EPFO portal, or a missed call. ...Less

An estimated 64 million members of the Employees’ Provident Fund Organisations will be affected by the re ...More

An estimated 64 million members of the Employees’ Provident Fund Organisations will be affected by the recommendation of its central board of trustees to cut the interest rate to 8.1%, the lowest in four decades, from 8.5% for the last fiscal year, due to market pressures. ...Less

"The decision, if implemented, will adversely affect more than 6.4 crore workers' retirement income. This ...More

"The decision, if implemented, will adversely affect more than 6.4 crore workers' retirement income. This is the only amount they receive during their retirement. ...Less

Can EPF contributions secure a comfortable retirement for those with higher salaries. With an annual inco ...More

Can EPF contributions secure a comfortable retirement for those with higher salaries. With an annual income of ₹15 lakh, one can potentially accumulate a significant retirement fund corpus. However, rising inflation and healthcare expenses highlight the urgent need for a diversified investment strategy to ensure a financially stable future. ...Less

Latest GPF interest rate: The Ministry of Finance has released the interest rate for the General Providen ...More

Latest GPF interest rate: The Ministry of Finance has released the interest rate for the General Provident Fund (GPF) and similar provident fund schemes for the fourth quarter of 2024 (October - December). ...Less

According to an official, return on EPFO investments this year have been strong while the Covid withdrawa ...More

According to an official, return on EPFO investments this year have been strong while the Covid withdrawals have come down significantly. With better returns expected on equity investment, there is a possibility of either retaining the interest rate at 8.1% or bringing it a tad lower to 8%, the official said. ...Less

The Employees' Provident Fund Organisation (EPFO) has begun crediting interest into provident fund (PF) a ...More

The Employees' Provident Fund Organisation (EPFO) has begun crediting interest into provident fund (PF) accounts, according to a PIB statement from November 1, 2023. ...Less

The central board of trustees of EPFO is expected to meet later this month or in early March to decide on ...More

The central board of trustees of EPFO is expected to meet later this month or in early March to decide on the interest rate that will be recommended by its Finance Investment and Audit committee based on the earnings for 2022-23. The retirement fund body had announced the interest rate of 8.1% for 2021-22, which was the lowest in four decades. ...Less

EPF subscribers can expect their 8.25% interest for FY2025-26 to be credited this month, as the governmen ...More

EPF subscribers can expect their 8.25% interest for FY2025-26 to be credited this month, as the government has officially ratified the rate. This annual interest is calculated on a monthly running balance, ensuring no loss for members even with delayed crediting. Subscribers can easily check their updated balances through the EPFO portal or the Umang app. ...Less

EPF interest payment for FY2023-24: The Government of India has authorized and informed that interest rat ...More

EPF interest payment for FY2023-24: The Government of India has authorized and informed that interest rate for EPF members for the Financial Year 2023–2024 is 8.25% on May 31, 2024. The EPFO said that EPF members' interest rates are not disclosed quarterly. ...Less

The Employees Provident Fund Organisation (EPFO) has fixed the interest rate at 8.15% for financial year ...More

The Employees Provident Fund Organisation (EPFO) has fixed the interest rate at 8.15% for financial year 2022-23 as per the sources quoted by news agency PTI. If this interest rate is finalised by the Central Board of Trustees (CBT), then there is hike in interest rate by 0.05%. The EPFO board is meeting for two days to decide the interest rate on EPF account. ...Less

A new Employees' Provident Funds Scheme, 2026, has replaced the 1952 version under the Code on Social Sec ...More

A new Employees' Provident Funds Scheme, 2026, has replaced the 1952 version under the Code on Social Security, 2020. The EPF interest rate remains at 8.25% for the financial year 2025-26. While digital services are formally incorporated, private PF trusts now face a cap on their declared interest rates, not exceeding the central government's rate by more than 2%. ...Less

The interest rate is a big sentiment booster and any cut may further hit the employee sentiment. ...More

The interest rate is a big sentiment booster and any cut may further hit the employee sentiment. ...Less

Amid pressure by Left-backed trade unions not to tinker with the current 8.5 per cent interest rate on Em ...More

Amid pressure by Left-backed trade unions not to tinker with the current 8.5 per cent interest rate on Employees Provident Fund, the government today said it will try to retain the rate for the four crore EPF subscribers in the country. ...Less

The Labour Ministry has recently proposed to slash the interest rate by 0.4% to 8.1% from 8.5% earlier fo ...More

The Labour Ministry has recently proposed to slash the interest rate by 0.4% to 8.1% from 8.5% earlier for the FY 2021-22. The decrease in interest rate will be a big blow to salaried individuals. This is because calculations related to retirement corpus is dependent on EPF contributions and its interest rate. ...Less

“The cap is not applicable on PPF because there is already a limit of ₹1.5 lakh contribution in a year to ...More

“The cap is not applicable on PPF because there is already a limit of ₹1.5 lakh contribution in a year to PPF,” the official said. The government has proposed changing taxation rules for provident funds by levying income-tax on the interest earned on contributions exceeding ₹2.5 lakh in a financial year. ...Less

Interest rate for FY21 may be cut further due to higher withdrawals, dip in contributions ...More

Interest rate for FY21 may be cut further due to higher withdrawals, dip in contributions ...Less

The EPFO has been settling EPF withdrawal claims at 8.55 per cent interest rate, approved for 2017-18. No ...More

The EPFO has been settling EPF withdrawal claims at 8.55 per cent interest rate, approved for 2017-18. Now, the EPFO will settle accounts on higher rate of 8.65 per cent for 2018-19. ...Less

The Ministry of Finance has announced the General Provident Fund (GPF) interest rate for the April-June 2 ...More

The Ministry of Finance has announced the General Provident Fund (GPF) interest rate for the April-June 2026 quarter will remain at 7.1%. This rate applies to GPF, CPF, and other similar government funds. The Public Provident Fund (PPF) and other small savings schemes also retain their interest rates. ...Less

Finance Ministry in its communication to the Labour Ministry has, however, put a rider that the interest ...More

Finance Ministry in its communication to the Labour Ministry has, however, put a rider that the interest rate should not result in a deficit for the retirement fund. ...Less

The Ministry of Finance has announced the interest rate for the General Provident Fund (GPF) and other si ...More

The Ministry of Finance has announced the interest rate for the General Provident Fund (GPF) and other similar provident fund initiatives. ...Less

West Bengal Chief Minister Mamata Banerjee on Sunday slammed the Centre for slashing interest rates on Em ...More

West Bengal Chief Minister Mamata Banerjee on Sunday slammed the Centre for slashing interest rates on Employees' Provident Fund (EPF), sarcastically stating that it was "gift card" from the BJP government after the party's victory in Uttar Pradesh. Banerjee called for united protests to thwart this "anti-people step, which has been taken at the expense of farmers, workers and the middle class". ...Less

The Employees' Provident Fund Organisation (EPFO) lowered the interest rate on EPF deposits to 8.1 percen ...More

The Employees' Provident Fund Organisation (EPFO) lowered the interest rate on EPF deposits to 8.1 percent. The interest rate for small savings schemes such as PPF and SCSS Sukanya Samriddhi Yojana will be announced by the government very shortly. ...Less

If your current basic salary is up to Rs 1,73,611 per month and you are not contributing to VPF then you ...More

If your current basic salary is up to Rs 1,73,611 per month and you are not contributing to VPF then you do not need to worry about the tax imposed by this budget. Majority of salaried individuals with current salary below this level will not be impacted by this tax at present. ...Less

The move, once approved by the finance ministry, will benefit six crore EPFO subscribers. ...More

The move, once approved by the finance ministry, will benefit six crore EPFO subscribers. ...Less

The Employees Provident Fund (EPF) is expected to retain the interest rate for its six crore account hold ...More

The Employees Provident Fund (EPF) is expected to retain the interest rate for its six crore account holders at 8.5 per cent in 2010-11, with a formal announcement likely to be made in August. ...Less

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The move is expected to benefit over seven crore active EPFO subscribers and nearly 30 crore total subscr ...More

The move is expected to benefit over seven crore active EPFO subscribers and nearly 30 crore total subscribers. This is one of the highest interest rate offered by any savings schemes in the country. ...Less

The EPFO had lowered the rate of return for its over 4.5 crore subscribers to 8.65 per cent for 2016-17, ...More

The EPFO had lowered the rate of return for its over 4.5 crore subscribers to 8.65 per cent for 2016-17, from 8.8 per cent in 2015-16. ...Less

Voluntary Provident Fund offers a stable retirement savings avenue for salaried employees. Additional VPF ...More

Voluntary Provident Fund offers a stable retirement savings avenue for salaried employees. Additional VPF contributions can significantly grow a retirement corpus over time. However, VPF funds are not easily accessible, unlike regular savings accounts. Investors should prioritize emergency funds and clear expensive debt before contributing. VPF serves as a locked-in retirement asset within the broader EPF structure. ...Less

EPF Scheme 2026: The Employees' Provident Funds Scheme, 2026, has replaced the 1952 version, bringing the ...More

EPF Scheme 2026: The Employees' Provident Funds Scheme, 2026, has replaced the 1952 version, bringing the EPF under the new Social Security Code. While key benefits like contribution rates and UAN remain unchanged, the new framework emphasizes digital processes and introduces stricter governance for exempted trusts. ...Less

Speculations are rife that the interest rate on EPF may be lowered to 8.5% for the current fiscal, a tad ...More

Speculations are rife that the interest rate on EPF may be lowered to 8.5% for the current fiscal, a tad lower than 8.65% provided for 2018-19. As per sources, the agenda for the CBT meeting has not yet been finalised and it is difficult to predict EPFO's income projections for the current fiscal, which will be the basis for fixing the rate. ...Less

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Worried over political implications of PF interest rates cut amid state elections, govt has decided to de ...More

Worried over political implications of PF interest rates cut amid state elections, govt has decided to defer its decision on the rate till elections end. ...Less

The Ministry of Finance has announced the interest rate for the General Provident Fund (GPF) and other si ...More

The Ministry of Finance has announced the interest rate for the General Provident Fund (GPF) and other similar provident fund initiatives for January- March 2024 quarter. ...Less

Asked whether EPFO would maintain the 8.5 per cent interest rate for 2021-22 as decided for 2020-21, Yada ...More

Asked whether EPFO would maintain the 8.5 per cent interest rate for 2021-22 as decided for 2020-21, Yadav, who also heads the CBT, said the decision would be taken on the basis of income projection for the financial year. ...Less

EPFO has announced an 8.25% interest rate for the financial year 2025-26. This rate remains unchanged fro ...More

EPFO has announced an 8.25% interest rate for the financial year 2025-26. This rate remains unchanged from the previous year. Employees' Provident Fund members can expect the interest to be credited to their accounts within three to six months following the official government notification. ...Less

When joining the Employees' Provident Fund (EPF)/Employees' Pension Scheme (EPS), members must nominate t ...More

When joining the Employees' Provident Fund (EPF)/Employees' Pension Scheme (EPS), members must nominate their nominees, who would get the PF amount to their credit as well as the pension. ...Less

The Finance Ministry has been nudging the Labour Ministry to lower the EPF rate for aligning it with the ...More

The Finance Ministry has been nudging the Labour Ministry to lower the EPF rate for aligning it with the rates of small savings schemes like PPF. ...Less

GPF interest rate: The Ministry of Finance has announced the GPF interest rate for October-December 2025. ...More

GPF interest rate: The Ministry of Finance has announced the GPF interest rate for October-December 2025. This rate applies to various government provident funds, including GPF, CPF, and All India Services Provident Fund. The government also maintained unchanged interest rates for small savings schemes for the same quarter. ...Less

Even if the EPF rate is cut, the difference would remain substantial thereby disadvantaging the self-empl ...More

Even if the EPF rate is cut, the difference would remain substantial thereby disadvantaging the self-employed class in terms of retirement savings. ...Less

Now the interest rate would be officially notified in the government gazette following which the EPFO hea ...More

Now the interest rate would be officially notified in the government gazette following which the EPFO headquarter would give directions for crediting the rate of return on EPF into the subscribers accounts. ...Less

The AITUC shot off a letter to Gangwar on July 29, after a report suggested that there were withdrawals t ...More

The AITUC shot off a letter to Gangwar on July 29, after a report suggested that there were withdrawals to the tune of Rs 30,000 crore in April-June this year during the coronavirus-related lockdown. ...Less

While members are entitled to take out up to 100% of their eligible EPF balance, including both employee ...More

While members are entitled to take out up to 100% of their eligible EPF balance, including both employee and employer contributions, there are certain terms and conditions that apply. So, what happens in case you lose your job or are laid off by your company? ...Less

The Employees Provident Fund Organisation has decided to keep the provident fund interest rate at 8.25 pe ...More

The Employees Provident Fund Organisation has decided to keep the provident fund interest rate at 8.25 percent for the financial year 2025-26. This rate remains unchanged from the previous year. The decision follows a period of softer equity markets and easing bond yields. ...Less

Employees face a choice between higher immediate income and a larger retirement fund. Reducing EPF contri ...More

Employees face a choice between higher immediate income and a larger retirement fund. Reducing EPF contributions increases take-home pay but lowers future savings. Investing saved amounts in equities may offer higher returns over time. A disciplined approach to investing is crucial for long-term financial success. The decision depends on individual financial goals and risk tolerance. ...Less

The ratification of the 8.65 per cent on EPF will enable the retirement fund body EPFO to credit this rat ...More

The ratification of the 8.65 per cent on EPF will enable the retirement fund body EPFO to credit this rate of return into the accounts of four crore subscribers. ...Less

The Ministry of Finance has announced the interest rate for the General Provident Fund (GPF) and other si ...More

The Ministry of Finance has announced the interest rate for the General Provident Fund (GPF) and other similar provident fund initiatives. ...Less

EPFO Interest Rate Hike: The Employees Provident Fund is a mandated contribution for salaried employees. ...More

EPFO Interest Rate Hike: The Employees Provident Fund is a mandated contribution for salaried employees. An employer is also obligated to make a matching contribution to the EPF account. On a monthly basis, an employee contributes 12% of his earnings to his EPF account. The employee's whole contribution is placed into the EPF account. In the case of the employer, just 3.67 percent is deposited into the EPF account. The remaining 8.33% goes to the Employees Pension Scheme (EPS). ...Less