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The government is exploring increasing the credit guarantee cover for education loans. This move aims to ...More

The government is exploring increasing the credit guarantee cover for education loans. This move aims to allow banks to offer loans exceeding ₹7.5 lakh without requiring collateral. Discussions are underway between the Finance and Education ministries. The enhancement is expected to boost credit flow to the education sector. ...Less

A weakening rupee is causing significant financial strain for Indian students pursuing education abroad. ...More

A weakening rupee is causing significant financial strain for Indian students pursuing education abroad. Loans sanctioned earlier are now insufficient to cover rising tuition and living costs in foreign currencies. This has led to a sharp increase in demand for additional loans from Indian lenders. ...Less

Study abroad loan: A 22-year-old's perspective on her Rs 40 lakh study abroad loan has sparked a debate o ...More

Study abroad loan: A 22-year-old's perspective on her Rs 40 lakh study abroad loan has sparked a debate on social media about the true return on investment (ROI) of international education. Ekta argues that the value of her overseas degree goes beyond salary and loan repayment, highlighting the benefits of a global network, professional connections and unique life experiences. While many users agreed with her viewpoint, others questioned whether such advantages justify taking on a debt of Rs 40 lakh at a young age. ...Less

Happy Monday! Amazon India’s Samir Kumar said the company is gunning for the top spot in the country’s qu ...More

Happy Monday! Amazon India’s Samir Kumar said the company is gunning for the top spot in the country’s quick commerce market. This and more in today’s ETtech Morning Dispatch. ...Less

Jefferies has initiated coverage on Poonawalla Fincorp with a Buy rating and a target price of Rs 490. Th ...More

Jefferies has initiated coverage on Poonawalla Fincorp with a Buy rating and a target price of Rs 490. The brokerage sees strong growth potential driven by a new leadership team and an expanded product range. Poonawalla Fincorp is expected to achieve the fastest AUM growth among major NBFCs. Profitability is also projected to improve significantly, supporting premium valuations. ...Less

Former US President Barack Obama's insight that "money is not the only answer, but it makes a difference" ...More

Former US President Barack Obama's insight that "money is not the only answer, but it makes a difference" is highly relevant today. Financial resources significantly impact education, healthcare, and life choices, especially amidst rising global financial stress. The quote underscores the importance of financial responsibility and balancing wealth with life values for true stability. ...Less

A significant rupee depreciation has forced Indian students studying abroad to seek top-up loans from len ...More

A significant rupee depreciation has forced Indian students studying abroad to seek top-up loans from lenders, as initial loan amounts fall short of rising tuition and living expenses. This has led to a nearly threefold increase in demand for additional funding, with students requiring Rs 1-6 lakh more. ...Less

Actor Ambrish Verma achieved a significant milestone with IMDb's 'Breakout Star' STARmeter award. This re ...More

Actor Ambrish Verma achieved a significant milestone with IMDb's 'Breakout Star' STARmeter award. This recognition celebrates his success with the critically acclaimed drama series Sapne Vs Everyone. Verma previously left a stable job to pursue his acting dreams. He conceptualized and created Sapne Vs Everyone, drawing inspiration from his own experiences. ...Less

A young Indian couple earning a combined ₹1.7 lakh monthly faces financial strain. High loan EMIs, includ ...More

A young Indian couple earning a combined ₹1.7 lakh monthly faces financial strain. High loan EMIs, including a ₹70,000 personal loan, leave them with minimal savings. Essential expenses and personal spending further deplete their income. This situation highlights the financial pressures on India's middle class, impacting their ability to save and plan for the future. ...Less

The ripples of global disruptions are felt in the everyday lives of Indian families, shaping individual n ...More

The ripples of global disruptions are felt in the everyday lives of Indian families, shaping individual narratives beyond simple data points. Young professionals are increasingly burdened by financial volatility, as soaring education and healthcare costs create a climate of anxiety. Meanwhile, small business owners are treading carefully amid these pressures. ...Less

If oil prices stay at higher levels, some FPIs with exposure to the Indian banking sector through ETFs mi ...More

If oil prices stay at higher levels, some FPIs with exposure to the Indian banking sector through ETFs might decide to sell, putting these stocks under pressure at periodic intervals. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

A Bengaluru professional earning Rs 2 lakh monthly felt helpless after her parents, burdened by debt, pre ...More

A Bengaluru professional earning Rs 2 lakh monthly felt helpless after her parents, burdened by debt, pressured her into buying a house. Now, she faces an Rs 80,000 EMI, draining her savings and leaving her living paycheck to paycheck. Reddit users advised setting boundaries and potentially feigning job loss to regain financial control. ...Less

Entrepreneur Ankur Warikoo shared his inspiring transformation. He went from earning just over Rs 14,000 ...More

Entrepreneur Ankur Warikoo shared his inspiring transformation. He went from earning just over Rs 14,000 monthly to an impressive Rs 33 lakh annually within five years. This remarkable growth followed his decision to pursue management studies at Indian School of Business after facing career uncertainties. ...Less

The Indian government is set to provide social security benefits to gig and platform workers. These benef ...More

The Indian government is set to provide social security benefits to gig and platform workers. These benefits will include accident insurance, health coverage, and old-age protection. Platform companies must integrate their worker data with the e-Shram portal by June 22. This initiative aims to secure the welfare of a rapidly growing workforce. ...Less

Given how the market has moved in the last five-six trading sessions, the probability is high that a new ...More

Given how the market has moved in the last five-six trading sessions, the probability is high that a new readjustment trade has started. This trade takes into account the second- and third-order impact of rising crude oil prices, as also a poor monsoon that could play spoilsport for the Indian economy. What does this mean for the banking sector? Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

It is always important to make a distinction between sentiment and real business. While sentiment can imp ...More

It is always important to make a distinction between sentiment and real business. While sentiment can impact prices in the short term, it is business fundamentals that matter in the long term. And if they are turning structurally better, just ignore the noise on the street. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

A family's significant investment in overseas education for their daughter in Australia initially faced s ...More

A family's significant investment in overseas education for their daughter in Australia initially faced skepticism. After a challenging start with a substantial loan and a recessionary job market, her career has flourished. Two years later, she has achieved multiple promotions and a high salary, securing financial independence and permanent residency. ...Less

If the price of crude oil softens, Indian equities may again see a risk-on phase. Tariff concerns are no ...More

If the price of crude oil softens, Indian equities may again see a risk-on phase. Tariff concerns are no longer the central issue; the larger market trigger is oil, because crude influences inflation, currency, margins, fiscal comfort, and foreign investor appetite. In such a market, one-time favourites often return to the screen. But not every familiar name deserves fresh capital. These 25 stocks should be on the watchlists of both traders and investors. Some have upside potential, some do not. But all need to be judged through liquidity, institutional interest, sector triggers, and price confirmation. ...Less

Actor R Madhavan shared an inspiring video of philanthropist Anil Kochhar, who, along with his wife, anno ...More

Actor R Madhavan shared an inspiring video of philanthropist Anil Kochhar, who, along with his wife, announced they would cover the final-year education loans for 176 graduates from North Carolina State University's Wilson College of Textiles. This act of generosity was revealed during the university's graduation ceremony. Read on to know more about it! ...Less

For the next few weeks, what needs to be watched is market breadth. And also look at which sectors are le ...More

For the next few weeks, what needs to be watched is market breadth. And also look at which sectors are leading the rally. Why? Because, at this point of time, there are sectors and stocks which may see a recovery just because they are witnessing a short-covering bounce. And one needs to differentiate between short covering rallies and uptrends happening for fundamental reasons. ...Less

The escalating cost of foreign education, often underestimated by Indian parents, necessitates early fina ...More

The escalating cost of foreign education, often underestimated by Indian parents, necessitates early financial planning. Beyond tuition, accommodation, insurance, and currency fluctuations significantly increase expenses. Experts advise long-term investing through SIPs, considering education inflation and currency depreciation, to fund overseas studies effectively. ...Less

Indian-American philanthropist Anil Kochhar announced a significant gift at North Carolina State Universi ...More

Indian-American philanthropist Anil Kochhar announced a significant gift at North Carolina State University's Wilson College of Textiles graduation. He and his wife Marilyn will cover the final-year education loans for 176 graduates from the 2025-26 academic year, honoring his father's legacy. This generous act aims to provide students with greater freedom to pursue their aspirations without financial burdens. ...Less

A 29-year married Reddit user has shared his story of how, just four years into his job, he not only paid ...More

A 29-year married Reddit user has shared his story of how, just four years into his job, he not only paid off his education loan but also created a corpus of Rs 50 lakh, starting his investment journey from scratch with no family inheritance. ...Less

Inflation is at a 13-month high, primarily led by a rise in food prices. And with an impending fuel price ...More

Inflation is at a 13-month high, primarily led by a rise in food prices. And with an impending fuel price hike, it could spike even more. An appeal by the prime minister for austerity, an earnings season with some good and more not-so-good numbers, and valuations that are not cheap even even after an extended correction. All this is a perfect cocktail for a correction. There may be a silver lining, though. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

A solitary tree, sculpted by relentless winds, offers a powerful lesson in resilience. Industrialist Anan ...More

A solitary tree, sculpted by relentless winds, offers a powerful lesson in resilience. Industrialist Anand Mahindra shared a video of the tree, highlighting how challenges can shape us into something stronger and more distinctive. This message resonates deeply with millions navigating life's storms, emphasizing adaptation over resistance. ...Less

Raising a child in an Indian metro city could cost Rs 6.75 crore over 21 years. Financial advisor Udayan ...More

Raising a child in an Indian metro city could cost Rs 6.75 crore over 21 years. Financial advisor Udayan Adhye highlights education inflation and lifestyle expenses as major factors. This estimate includes private schools, coaching, healthcare, and vacations. The figure varies based on lifestyle and city. ...Less

Central government employees are concerned about their NPS retirement corpus due to market fluctuations. ...More

Central government employees are concerned about their NPS retirement corpus due to market fluctuations. The All India NPS Employees Federation has proposed an assured pension of 50% of last-drawn salary plus DA to the 8th Pay Commission, arguing the current model provides inadequate pensions for many, especially those with shorter service or lower pay levels. ...Less

When a friend or a relative asks you for a personal loan, always seek time. There is no need to feel pres ...More

When a friend or a relative asks you for a personal loan, always seek time. There is no need to feel pressurised to respond immediately. Sometimes, just saying that you will think about it is enough for the other to back off. They may feel hesitant to follow up, or seek others. ...Less

Tamil actor Vijay's party, Tamilaga Vettri Kazhagam, has taken charge as Tamil Nadu's new government. Vij ...More

Tamil actor Vijay's party, Tamilaga Vettri Kazhagam, has taken charge as Tamil Nadu's new government. Vijay is now the Chief Minister. The party secured a significant victory in the state assembly elections. Their manifesto promised extensive welfare schemes for women, job opportunities for youth, and reforms in governance. This marks a major shift in Tamil Nadu's political landscape. ...Less

Microsoft's Priyanka Vergadia shares her inspiring journey. An initial setback with IIT did not deter her ...More

Microsoft's Priyanka Vergadia shares her inspiring journey. An initial setback with IIT did not deter her. She took a significant education loan to study in the US. Facing financial pressure and adjusting to a new life, she persevered. Her hard work led to a successful career at top tech companies like Google and Microsoft. ...Less

A 35-year-old professional, Biswajit Mohanty, has left his corporate job after questioning his work's pur ...More

A 35-year-old professional, Biswajit Mohanty, has left his corporate job after questioning his work's purpose and impact. For three years, he reflected on his career, ultimately choosing to pursue a path aligned with his strengths. This transition, though challenging, led him to a more fulfilling, self-directed future, highlighting that financial stability alone doesn't guarantee satisfaction. ...Less

RBI's repo rate cuts in FY26 were only partially passed on to borrowers, with lending rates declining but ...More

RBI's repo rate cuts in FY26 were only partially passed on to borrowers, with lending rates declining but not matching the full policy reduction. While weighted average lending rates fell by 93 basis points, the transmission varied across bank types and loan segments, leading to estimated borrower savings of Rs 19,000 crore. ...Less

A 35-year-old professional, Biswajit Mohanty, has decided to leave corporate life after an 11-year career ...More

A 35-year-old professional, Biswajit Mohanty, has decided to leave corporate life after an 11-year career, igniting an online debate about burnout and the definition of success. Documenting his "last day in corporate," he questioned the impact of his work and realized financial success alone doesn't bring happiness or well-being. ...Less

The news flow is mixed in the case of banking stocks. The numbers so far this quarter suggest that all is ...More

The news flow is mixed in the case of banking stocks. The numbers so far this quarter suggest that all is well with the sector and banks are mostly in good shape. Remember, however, there is a war going on in the background that is pushing up crude oil prices. If the situation persists, risks will emerge where bank stocks are concerned. But then investors need to learn to deal with long- or short-term risks. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components, earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ reports is a complimentary offering to ETPrime members. ...Less

Actor Vijay's new party TVK is poised to lead in Tamil Nadu elections. His manifesto includes significant ...More

Actor Vijay's new party TVK is poised to lead in Tamil Nadu elections. His manifesto includes significant promises like gold for marriages and monthly aid for women. TVK also pledges support for farmers, youth employment, and improved healthcare. The party aims for corruption-free governance and educational reforms. These proposals are central to Vijay's electoral debut. ...Less

TVK Manifesto: Tamil actor Vijay’s Tamilaga Vettri Kazhagam (TVK) is making a strong debut in the Tamil N ...More

TVK Manifesto: Tamil actor Vijay’s Tamilaga Vettri Kazhagam (TVK) is making a strong debut in the Tamil Nadu Assembly Election Results 2026, with early trends showing a significant impact. The party’s manifesto, focused on welfare measures, job guarantees and farmer relief, appears to be resonating with voters, challenging the established DMK–AIADMK dominance. ...Less

Securing prestigious scholarships for studying abroad requires more than just academic merit; it demands ...More

Securing prestigious scholarships for studying abroad requires more than just academic merit; it demands years of dedicated groundwork and a compelling narrative. Indian students aiming for international education must strategically build impactful profiles, focusing on deep engagement with specific issues and clearly articulating their intent and need. ...Less

A content creator has gained attention for rejecting admission to IIM Bangalore. He prioritized his caree ...More

A content creator has gained attention for rejecting admission to IIM Bangalore. He prioritized his career and financial security over pursuing an MBA. This decision allowed him to achieve financial independence and support his family. He bought his parents their dream home. His choice highlights that success can be achieved through practical experience and personal priorities, not just academic credentials. ...Less

Telugu Bigg Boss fame Ashu Reddy has been booked on allegations of Rs 9.5 crore fraud on a false marriage ...More

Telugu Bigg Boss fame Ashu Reddy has been booked on allegations of Rs 9.5 crore fraud on a false marriage promise from an NRI techie and then backing out. The complainant alleged that she took crores for a US education loan, car, gold and her family also took money from him. The Tollywood actress has denied the allegations. ...Less

To be eligible, loans must be extended to individuals or small businesses with turnover up to ?500 crore, ...More

To be eligible, loans must be extended to individuals or small businesses with turnover up to ?500 crore, fall under standard retail products, remain within a ?10 crore exposure cap per borrower, and form part of a diversified portfolio where no single borrower accounts for more than 0.2%. ...Less

There was a decline in banking stocks during Tuesday’s trading session. The drop came as a reaction to th ...More

There was a decline in banking stocks during Tuesday’s trading session. The drop came as a reaction to the RBI tightening its bad loan norms. The market’s reaction was not really a surprise. The new rules will have an impact on bank margins in the short term. In the longer term, however, remember that banking as a business will grow in the way it should only if there are good and tough regulations in place. That’s something to keep in mind as an investor. ...Less

A Tollywood actress and former Bigg Boss contestant faces charges for allegedly defrauding a London-based ...More

A Tollywood actress and former Bigg Boss contestant faces charges for allegedly defrauding a London-based software professional of Rs 9.35 crore. According to the report, it states that the actress promised marriage but instead sought financial assistance for personal and professional reasons. He provided significant funds for her expenses, including property and gold. Read on to know what actually happened. ...Less

Studying abroad involves more than just academic merit; it's a significant financial investment. Indian s ...More

Studying abroad involves more than just academic merit; it's a significant financial investment. Indian students often underestimate hidden costs beyond tuition, making informed decisions about loans, university choices, and daily spending crucial for a successful and financially manageable experience. ...Less

An Indian student's difficult job search in the US after completing a master's degree is raising question ...More

An Indian student's difficult job search in the US after completing a master's degree is raising questions about the 'American dream'. Facing financial stress and visa uncertainty, the student is considering returning to India for stability. This situation highlights the challenges many Indian students encounter in the current US job market, prompting a broader discussion on career paths and aspirations. ...Less

Actor Vijay's new political party, TVK, is shaking up Tamil Nadu's election landscape, challenging the tr ...More

Actor Vijay's new political party, TVK, is shaking up Tamil Nadu's election landscape, challenging the traditional DMK-AIADMK dominance. With a massive fan following, particularly among young women, TVK is fielding candidates in nearly all constituencies, aiming to influence outcomes in closely contested seats. ...Less

A 42-year-old Mumbai investor sought guidance on building a Rs 10 crore retirement corpus in 20 years. Ex ...More

A 42-year-old Mumbai investor sought guidance on building a Rs 10 crore retirement corpus in 20 years. Expert Shivam Pathak reviewed his SIP-heavy portfolio and advised reducing smallcap concentration, shifting part of it from Quant Small Cap Fund to largecaps, and rebalancing underperforming schemes to improve long-term outcomes. ...Less

We are in times when a statement by US President Trump can cause crude oil prices to drop sharply and ano ...More

We are in times when a statement by US President Trump can cause crude oil prices to drop sharply and another by Iran can push them back up. So, expecting rational behaviour in the equity markets is probably expecting too much. At this point of time, it is all about relative performance. So, can banking stocks outperform in a long phase of correction? Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

EQT expects India to remain a top capital destination in its new Asia fund, with roughly one-third alloca ...More

EQT expects India to remain a top capital destination in its new Asia fund, with roughly one-third allocation historically. The firm sees strong buyout opportunities driven by promoter exits, especially in healthcare and services. With co-investments boosting capital, EQT targets high returns, backed by India’s growth and expanding control deal pipeline. ...Less

The good thing is that you would be earning well in your 40s and 50s. Combine this with the fact that man ...More

The good thing is that you would be earning well in your 40s and 50s. Combine this with the fact that many of your other goals would have been by now largely (if not fully) managed. So you can invest more as the surplus is there. ...Less

If you are putting fresh money into the market, it might be a good idea to stay with companies that don't ...More

If you are putting fresh money into the market, it might be a good idea to stay with companies that don't have much to do with global supply chains and where the underlying product or service fulfills a “need” of people, or is “essential” in some way. The reason: With the ongoing Gulf war, we are not talking much these days about the impact of tariffs. But their impact will soon show up – both in terms of bottom lines as also the narrative on the street. ...Less

As far as fundamentals are concerned, most banks have continued to show improvement on critical parameter ...More

As far as fundamentals are concerned, most banks have continued to show improvement on critical parameters like NPAs. But if inflation rises and impacts credit growth (which has been an area of some concern), these stocks could take a hit. Now, why we are talking about inflation is obvious: Rising crude oil prices. That’s bad news for the Indian economy and the markets. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

India's market regulator has extended IPO approval deadlines by six months, safeguarding over 500 billion ...More

India's market regulator has extended IPO approval deadlines by six months, safeguarding over 500 billion rupees in potential listings. This move addresses market volatility and investor concerns, impacting around 40 companies. ...Less

Mpower Financing will substantially benefit from Tilden Park’s capital markets and credit expertise, as w ...More

Mpower Financing will substantially benefit from Tilden Park’s capital markets and credit expertise, as well as global investment experience, co-founder Manu Smadja says. ...Less

Indian students are increasingly choosing Ireland for higher education, with interest surging 38% in 2024 ...More

Indian students are increasingly choosing Ireland for higher education, with interest surging 38% in 2024 despite a global dip in outbound mobility. This shift highlights a growing preference for Ireland as a safe, stable, and career-focused destination, offering strong STEM programs and post-study work opportunities. The trend is also gaining traction in smaller Indian cities. ...Less

Leverage Edu will use the funding to accelerate expansion into newer markets, bring in more product innov ...More

Leverage Edu will use the funding to accelerate expansion into newer markets, bring in more product innovation, and deepen its student-first approach. ...Less

Taking an education loan may be a good idea. It is important, however, for parents as well as children to ...More

Taking an education loan may be a good idea. It is important, however, for parents as well as children to understand the modalities and implications of this step. ...Less

Below are the list of PSU banks providing lowest interest rates on education loan ...More

Below are the list of PSU banks providing lowest interest rates on education loan ...Less

Below are the list of PSU banks providing lowest interest rates on education loan without collateral ...More

Below are the list of PSU banks providing lowest interest rates on education loan without collateral ...Less

Dewan Housing will offer banks new loan pools as security for the funds. ...More

Dewan Housing will offer banks new loan pools as security for the funds. ...Less

The non-performing asset (NPA) level in education loans had increased to 9.55% by December 2020, up from ...More

The non-performing asset (NPA) level in education loans had increased to 9.55% by December 2020, up from 7.61% in March the same year. ...Less

To get an education loan, you first need to secure admission to an accredited college or university. Firs ...More

To get an education loan, you first need to secure admission to an accredited college or university. First, you need to check with the lender if the course or university you are planning to attend is on its approved list. One should keep in mind that while public sector banks typically offer a lower rate of interest, private lenders score on convenience and quick disbursal. So, which one should you go for? ...Less

Below are the list of private banks providing lowest interest rates on education loan for domestic & over ...More

Below are the list of private banks providing lowest interest rates on education loan for domestic & overseas study ...Less

Below are the list of PSU banks providing lowest interest rates on education loan for overseas study ...More

Below are the list of PSU banks providing lowest interest rates on education loan for overseas study ...Less

For education loans above Rs 4 lakh, a personal guarantee is required from a person whose income and repa ...More

For education loans above Rs 4 lakh, a personal guarantee is required from a person whose income and repayment capacity is acceptable to the lender. ...Less

NBFC education loan growth is slowing from 77% in FY24 to a projected 25% due to stricter US and Canadian ...More

NBFC education loan growth is slowing from 77% in FY24 to a projected 25% due to stricter US and Canadian visa policies. This shift prompts NBFCs to explore alternative international markets and domestic education segments. While asset quality is currently healthy, risks may increase as a significant portion of loans exit moratorium. ...Less

Reserve Bank of India plans to introduce a "frictionless credit mechanism" to simplify the process of obt ...More

Reserve Bank of India plans to introduce a "frictionless credit mechanism" to simplify the process of obtaining education loans. The new system aims to streamline the application process by eliminating extensive paperwork and complex procedures. Instead, a confirmed digital admission offer will serve as the primary requirement for securing a loan. ...Less

Below are the list of PSU banks providing lowest interest rates on education loan ...More

Below are the list of PSU banks providing lowest interest rates on education loan ...Less

The markets will react to the two-week conditional ceasefire announced by US President Trump and accepted ...More

The markets will react to the two-week conditional ceasefire announced by US President Trump and accepted by Iran, also conditionally. There are still many missteps that might occur and it remains to be seen how freely Iran permits ships to pass through the Strait of Hormuz. And, most importantly for the Indian markets, how crude oil prices react. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

Education loans typically cover the course fees as well as charges that can be attributed to education wh ...More

Education loans typically cover the course fees as well as charges that can be attributed to education which may include accommodation charges, study material and equipment, travel expenses. etc. The quantum of loan also depends upon the course fee and the total income of the family. ...Less

An education loan can cover accommodation charges, expenses related to the purchase of books and equipmen ...More

An education loan can cover accommodation charges, expenses related to the purchase of books and equipment, examination and library fee, travel expenses, and insurance premium for the student. ...Less

India's IPO market faces potential disruptions as several companies risk missing their listing deadlines ...More

India's IPO market faces potential disruptions as several companies risk missing their listing deadlines due to a market downturn. Firms like Credila Financial Services and Dorf-Ketal Chemicals are among those with approvals nearing expiry. Valuation concerns and weak secondary market performance are prompting companies to delay or refile, impacting the IPO pipeline after two strong years. ...Less

Avanse Education Loans, a education finance company of DHFL, today forayed into Delhi market offering edu ...More

Avanse Education Loans, a education finance company of DHFL, today forayed into Delhi market offering education loans at 12.25 %. ...Less

In the last three years from 2016-17 to March 2019, the amount of outstanding education loans rose from R ...More

In the last three years from 2016-17 to March 2019, the amount of outstanding education loans rose from Rs 67,685.59 crore to Rs 75,450.68 crore in September 2019, as per data provided by public sector banks. More than 90 per cent of these accounts are standard as on March 31 this year, Finance Minister Nirmala Sitharaman told the Lok Sabha. ...Less

According to rules, you can claim tax exemptions for a maximum of eight years. If your loan tenure exceed ...More

According to rules, you can claim tax exemptions for a maximum of eight years. If your loan tenure exceeds this term, you lose out on deductions. ...Less

However, no decision has been taken to set up a credit guarantee fund for the scheme ...More

However, no decision has been taken to set up a credit guarantee fund for the scheme ...Less

While education loan may help you achieve dream education however it comes with a cost in terms of intere ...More

While education loan may help you achieve dream education however it comes with a cost in terms of interest payment. The mechanism of interest payment differs among the lenders. The type of education loan you opt for and how you utilise your moratorium period, will decide how much repayment burden you will have when you start paying EMI. ...Less

We tracked the Economic Survey 2020-21 and what it had to say about the country's startup ecosystem and h ...More

We tracked the Economic Survey 2020-21 and what it had to say about the country's startup ecosystem and how the Covid-19 pandemic and subsequent lockdowns helped make India one of the largest gig economy hubs in the world. ...Less

At present, banks do not seek collateral on education loans up to 4 lakh, loans above 4 lakh require join ...More

At present, banks do not seek collateral on education loans up to 4 lakh, loans above 4 lakh require joint application and collateral. ...Less

With the fees of most professional courses in India ranging anywhere between Rs 5 lakh and Rs 40 lakh, ed ...More

With the fees of most professional courses in India ranging anywhere between Rs 5 lakh and Rs 40 lakh, education loans are simply unavoidable today. ...Less

Make sure you have a high CIBIL score. A high credit score, which reflects responsible financial behaviou ...More

Make sure you have a high CIBIL score. A high credit score, which reflects responsible financial behaviour, guarantees better loan terms and increased approval chances. ...Less

Students looking to journey abroad for spring break are feeling the sting of rising airfare prices. Fligh ...More

Students looking to journey abroad for spring break are feeling the sting of rising airfare prices. Flights to popular destinations like the US and UK have become noticeably more expensive, compelling many to either cancel or trim their travel itineraries. The ongoing turmoil in West Asia is disrupting flight paths and reducing capacity, leaving students grappling with steep travel costs. ...Less

Offering a collateral or a guarantee can help reduce cost of the loan. ...More

Offering a collateral or a guarantee can help reduce cost of the loan. ...Less

Deduction on education loan can be taken if the loan is taken from bank or qualified institution for high ...More

Deduction on education loan can be taken if the loan is taken from bank or qualified institution for higher education of self, spouse or children. ...Less

Heptulla said the ministry will provide interest subsidy on educational loans for overseas studies for st ...More

Heptulla said the ministry will provide interest subsidy on educational loans for overseas studies for students belonging to the notified minority communities. ...Less

Government-owned banks have decided to provide cheaper education loans to girls by extending a special in ...More

Government-owned banks have decided to provide cheaper education loans to girls by extending a special interest rate discount of at least 0.5 percentage points on the card rate. ...Less

Students from disadvantaged economic backgrounds will no longer face financial problems in pursuit of hig ...More

Students from disadvantaged economic backgrounds will no longer face financial problems in pursuit of higher education as the government is set to launch an interest subsidy scheme on educational loans taken by them. ...Less

This will help widen the availability of education loans for students. Around 30 regional rural banks (RR ...More

This will help widen the availability of education loans for students. Around 30 regional rural banks (RRBs) will now have the credit shield from the Credit Guarantee Fund Scheme for Education Loans ...Less

The problem is so acute for at least five lenders that the stock of bad loans has more than doubled, with ...More

The problem is so acute for at least five lenders that the stock of bad loans has more than doubled, with UCO Bank and Indian Bank leading the pack. ...Less

State-owned Oriental Bank of Commerce (OBC) has reduced interest rate on education loans by up to 1 per c ...More

State-owned Oriental Bank of Commerce (OBC) has reduced interest rate on education loans by up to 1 per cent on education loans above Rs 7.5 lakh. ...Less

A determined professional's journey from failing IIT JEE to becoming a Google Product Manager highlights ...More

A determined professional's journey from failing IIT JEE to becoming a Google Product Manager highlights resilience. Despite early setbacks and doubts, he pursued an MBA at Harvard, overcame job market challenges with an AI-powered resume tool, and found his breakthrough, fulfilling his dream of making his mother proud. ...Less

Actor C Joseph Vijay will contest the Tamil Nadu assembly election from Perambur and Trichy East. His par ...More

Actor C Joseph Vijay will contest the Tamil Nadu assembly election from Perambur and Trichy East. His party, Tamilaga Vettri Kazhagam, released its candidate list on Sunday. Vijay promised to create a drug-free Tamil Nadu and provide collateral-free education loans. Several other prominent candidates are also set to contest on behalf of the TVK party. ...Less

Indian students abroad are shifting to online side hustles like tutoring, design and content creation to ...More

Indian students abroad are shifting to online side hustles like tutoring, design and content creation to combat rising living costs and a depreciating rupee. These remote gigs offer flexibility within visa regulations, supplementing income from traditional part-time jobs and providing valuable global work experience. ...Less

Many students believe that a default in the case of an education loan goes undetected. However, with the ...More

Many students believe that a default in the case of an education loan goes undetected. However, with the presence of credit bureaus, the repayment history can be easily tracked. ...Less

With over 800,000 admission applications received yearly, Australian universities have witnessed an annua ...More

With over 800,000 admission applications received yearly, Australian universities have witnessed an annual increase of approximately 4-5% in enrollments. However, pursuing education in Australia often necessitates students to seek educational loans to support their studies. This article will delve into the process of obtaining student loans, eligibility criteria, documentation and more. ...Less

You should keep a separate education corpus and start early so that the power of compounding can work. Bu ...More

You should keep a separate education corpus and start early so that the power of compounding can work. But if you fall short, an education loan can bridge the gap. Here’s what you need to know. ...Less

The RBI's response was on a clarification sought by the IBA whether the education loans with extended rep ...More

The RBI's response was on a clarification sought by the IBA whether the education loans with extended repayment period be treated as restructured loans. ...Less

Currently, Indian banks are wary of foreign education loans due to stringent US education policies and gl ...More

Currently, Indian banks are wary of foreign education loans due to stringent US education policies and global economic factors. However, despite a decrease in students studying abroad, education loan portfolios in the country are steadily growing. Experts advise careful consideration of ROI and repayment capability before taking a loan. Secured loans are preferable over unsecured ones for larger amounts due to lower interest rates. ...Less

Facing rising bad loans in high value education loans, banks have geared up to finance vocational courses ...More

Facing rising bad loans in high value education loans, banks have geared up to finance vocational courses as part of govt's skill development agenda. ...Less