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    The Reserve Bank of India has maintained the repo rate at 5.25%. This decision comes as policymakers assess the effects of higher energy prices and supply chain issues. The ongoing West Asia conflict is a key factor. Home loans and business borrowing costs are expected to remain stable. Savers will likely see fixed deposit rates stay near current levels. ...Less

  • Maruti Suzuki India is offering price protection on its small car range until June 14, 2026. This initiat ...More

    Maruti Suzuki India is offering price protection on its small car range until June 14, 2026. This initiative aims to shield entry-level buyers from upcoming price hikes. Additionally, the company has launched 'Suhana Safar', a recurring deposit auto loan product. This scheme helps customers save for down payments on select models, addressing affordability concerns. ...Less

  • A ₹25,000 monthly car EMI over five years totals ₹15 lakh, but the real cost, including interest and depr ...More

    A ₹25,000 monthly car EMI over five years totals ₹15 lakh, but the real cost, including interest and depreciation, is significantly higher. This approach results in a wealth erosion of nearly ₹10 lakh, contrasting sharply with investing the same amount, which could grow to over ₹20 lakh. ...Less

  • No-cost EMIs are popular in India, making big purchases seem affordable. Chartered accountant Nitin Kaush ...More

    No-cost EMIs are popular in India, making big purchases seem affordable. Chartered accountant Nitin Kaushik warns this is a psychological scam. It makes people focus on monthly payments, not overall affordability. This can lead to debt that burdens future finances. Kaushik suggests a 'buy it twice' rule to gauge true affordability. Consumers should consider future obligations. ...Less

  • Just look at developments in the past 48 hours. The war between Iran and Israel resumed, but within hours ...More

    Just look at developments in the past 48 hours. The war between Iran and Israel resumed, but within hours Tehran said it had halted all offensive operations. This suggests that the US is making an attempt to settle matters; but it might not be an easy thing to achieve. Coming to the market, the way the street has treated Q4 FY26 numbers shows that selling pressure can emerge for stocks that disappoint. And in all probability, there are more disappointments than positive surprises. ...Less

  • A high-earning Bengaluru couple, earning Rs 70 lakh annually, is living paycheck to paycheck due to the c ...More

    A high-earning Bengaluru couple, earning Rs 70 lakh annually, is living paycheck to paycheck due to the city's high cost of living. Their substantial expenses on home and car loans, alongside school fees, leave little for savings, sparking debate online about financial prudence versus urban economic pressures. ...Less

  • If oil prices stay at higher levels, some FPIs with exposure to the Indian banking sector through ETFs mi ...More

    If oil prices stay at higher levels, some FPIs with exposure to the Indian banking sector through ETFs might decide to sell, putting these stocks under pressure at periodic intervals. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

  • Given how the market has moved in the last five-six trading sessions, the probability is high that a new ...More

    Given how the market has moved in the last five-six trading sessions, the probability is high that a new readjustment trade has started. This trade takes into account the second- and third-order impact of rising crude oil prices, as also a poor monsoon that could play spoilsport for the Indian economy. What does this mean for the banking sector? Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

  • India’s car market is shifting gears: why stretch for a new hatchback when a used SUV gets you further? A ...More

    India’s car market is shifting gears: why stretch for a new hatchback when a used SUV gets you further? A booming pre-owned market is redefining ownership, aspiration, and what “smart money” looks like on four wheels. ...Less

  • These large-caps have ‘strong buy’ & ‘buy’ recos and an upside potential of up to 26%

    Another down day, and another week where the market started with a cut. There is, at this juncture, no po ...More

    Another down day, and another week where the market started with a cut. There is, at this juncture, no point in guessing what will happen to the Nifty and Sensex. That depends on many things which have nothing to do with fundamentals – and also have something to do with fundamentals. Yes, we are saying both, for a simple reason: In the last few days, there have been events that will have some impact on the fundamentals and operating matrices of several sectors. ...Less

  • 20 months of bearish markets: One additional letter that tells you which 'cheap' stocks are actually cheap

    Most investors live by one ratio. That ratio that tells them all they want to know – or should one say al ...More

    Most investors live by one ratio. That ratio that tells them all they want to know – or should one say all they want to hear? They open a screen, sort by it, and start picking from the bottom. It is the habit of a lifetime, and it is wrong more often than they realise. But add a single letter to the ratio and it changes which stocks look cheap, which look expensive, and which look like a trap. In a market that has gone nowhere for 20 months, getting that distinction right has rarely mattered more. ...Less

  • These 9 banking stocks have an upside potential of up to 32% in 1 year, according to analysts

    It is always important to make a distinction between sentiment and real business. While sentiment can imp ...More

    It is always important to make a distinction between sentiment and real business. While sentiment can impact prices in the short term, it is business fundamentals that matter in the long term. And if they are turning structurally better, just ignore the noise on the street. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

  • These large-caps have ‘strong buy’ & ‘buy’ recos and an upside potential of up to 27%

    Retail market investors are presented with a choice. Act now, when the uncertainty quotient is high. Or, ...More

    Retail market investors are presented with a choice. Act now, when the uncertainty quotient is high. Or, wait for things to settle down. In the second case, you may end up buying stocks that are priced 5-10% higher compared to current levels. But the advantage is that your anxiety quotient will be much lower. And that is important, because decisions taken in anxious times can be terrible for the health of your portfolio. Also: As the market makes a serious attempt at a recovery, sticking to some important rules is a must. ...Less

  • Rs 1 cr retirement corpus not enough: PSU employee retiring after 35 years job breaks down before son seeking help

    A PSU employee retiring with nearly Rs 1 crore faces family anxiety due to his history of financial misma ...More

    A PSU employee retiring with nearly Rs 1 crore faces family anxiety due to his history of financial mismanagement and falling victim to scams. Despite decades of hard work, the family is still repaying loans, prompting the son to seek advice on safeguarding the retirement corpus and ensuring stable income for his parents. ...Less

  • How a Rs 30 lakh bond portfolio can generate Rs 27,500 monthly income for education goals

    Bonds are a crucial financial tool for retail investors. They allow individuals to become lenders, earnin ...More

    Bonds are a crucial financial tool for retail investors. They allow individuals to become lenders, earning fixed interest income. This income can be used for expenses or reinvested, building wealth. Bonds provide stability and regular income, complementing equities for balanced portfolios. Access to bonds is improving, empowering investors to understand money's mechanics and build structured portfolios. ...Less

  • Is a deeper bond crash ahead? From Washington to Tokyo, governments are paying the highest borrowing costs in decades as global bond yields surge — why are investors dumping bonds?

    Global Bond Yields Spike to Multi-Decade Highs as Iran War Fuels Inflation Crisis: From Washington to Tok ...More

    Global Bond Yields Spike to Multi-Decade Highs as Iran War Fuels Inflation Crisis: From Washington to Tokyo, governments are now paying the most to borrow in a generation. The Iran war's energy shock is rewriting the rules of global finance — and the bill is only getting larger. The 10-year U.S. Treasury yield hit 4.621% while the 30-year breached 5.14%, levels unseen since 2007. UK gilt yields surged to century highs, and Japan's bonds hit all-time records. ...Less

  • In volatile times: 5 stocks with score improvement and upside potential of up to 24%

    There are reasons to expect more volatility in the short term. The Street will adjust to the likely decli ...More

    There are reasons to expect more volatility in the short term. The Street will adjust to the likely decline of both the top and bottom lines of companies in some sectors, especially in the case of companies where oil and/or any imported element has a role to play as raw material. Our selected stocks for today depict a strong upward trajectory in their overall average score, which is based on five key pillars: earnings, fundamentals, relative valuation, risk, and price momentum. This implies that there has been a significant improvement in their market outlook in the given time frame. ...Less

  • These large- mid- and small-cap stocks have an upside potential of up to 31% in 1 year, according to analysts

    As nothing can be ruled out on the street, be prepared for anything. Now, what is the probability that th ...More

    As nothing can be ruled out on the street, be prepared for anything. Now, what is the probability that the bears will be chased away from the market in the next couple of weeks? The optimist will say that there has been no negative news from the Gulf region. There are even reports that some ships have been able to cross the Strait of Hormuz without any trouble. But the pessimist will say that it is just the lull before the storm and that the region’s troubles are far from over. The reality is that no one can say anything with certainty. ...Less

  • These large-caps have ‘strong buy’ & ‘buy’ recos and an upside potential of up to 28%

    There are two ways to deal with the kind of uncertainty the US-Iran war has brought to the stock market. ...More

    There are two ways to deal with the kind of uncertainty the US-Iran war has brought to the stock market. First, you could just sit it out and let the situation clear up. This not only means that you stop buying, but also selling. The reason why we are talking about selling is because even the most rational minds get jittery when they see their portfolio value coming down every day and sense that “fear” is the overwhelming emotion on the street. And this fear might persist on the street for some time. There is, of course, another option. ...Less

  • Secular, cyclical or war-dependent: A ratio to tell you what kind of growth you are buying. 6 stocks with upside potential of up to 29%

    Some valuation ratios are used because they are easy. The PE ratio is one of them. It is simple, familiar ...More

    Some valuation ratios are used because they are easy. The PE ratio is one of them. It is simple, familiar, and convenient. Not only for the buyer but also for the market participant who is selling that narrative. But markets are rarely simple. A PE ratio tells an investor what the market is paying for a company’s earnings. It does not tell you whether those earnings are growing fast enough, whether growth is durable, or whether the current earnings are close to a cyclical peak. That is why, in many cases, PE is only the first question. It is not the answer. ...Less

  • He was earning Rs 40 LPA. Yet he was unable to save Rs 30,000 at the end of each month. X user explains why : ' Middle class trap....'

    A 32-year-old tech professional earning over ₹40 lakh annually struggles with low monthly savings. His su ...More

    A 32-year-old tech professional earning over ₹40 lakh annually struggles with low monthly savings. His substantial home loan installment of ₹1.12 lakh consumes over half his salary. Car loan and living expenses further reduce his disposable income. This situation highlights how large assets financed by loans can lead to cash flow constraints. ...Less

  • Capri Global Capital targets ₹55,000 crore AUM by FY28; gold loans and co-lending drive profitability: Rajesh Sharma

    Capri Global Capital is targeting ₹55,000 crore in assets under management by FY28. The non-banking finan ...More

    Capri Global Capital is targeting ₹55,000 crore in assets under management by FY28. The non-banking financial company is focusing on growth through gold loans and co-lending arrangements. This strategy aims to boost fee income while maintaining profitability. The company plans significant expansion in its gold loan branch network over the next three years. ...Less

  • Can you get another loan if you’re already paying EMIs? Here’s the answer

    Your salary is just the start for loan approval. Lenders scrutinize your income after deducting all curre ...More

    Your salary is just the start for loan approval. Lenders scrutinize your income after deducting all current EMIs. This remaining amount, measured by the Fixed Obligation to Income Ratio, dictates your borrowing capacity. Keeping this ratio below 50% is key. Existing EMIs significantly reduce how much more you can borrow. Even small EMI reductions can boost your loan eligibility. ...Less

  • Used car loan eligibility explained: Who can apply and what you need

    Indians are increasingly opting for pre-owned cars due to affordability and practicality. Understanding u ...More

    Indians are increasingly opting for pre-owned cars due to affordability and practicality. Understanding used car loan eligibility, including borrower and vehicle factors, is crucial for a smooth purchase. Lenders assess creditworthiness and vehicle condition, with digital platforms now simplifying the application and approval process. ...Less

  • These large-caps have ‘strong buy’ & ‘buy’ recos and an upside potential of up to 25%

    It is not every day that you see crude oil prices moving higher and the Asian markets, including India, a ...More

    It is not every day that you see crude oil prices moving higher and the Asian markets, including India, also inching higher. Now, as an investor, understand this: Sometimes the upmove may be the result of short-covering in the indices; it may have nothing to do with the fundamentals of sectors, companies, or the economy. So, think before acting. The volatility element is still very much there. Whether it is the emerging markets or the global markets. ...Less

  • From ₹1K gigs to ₹70 lakh hustle: Techie quits moonlighting to reclaim Life

    A young platform engineer from a tier-3 college revealed his intense moonlighting journey, juggling two r ...More

    A young platform engineer from a tier-3 college revealed his intense moonlighting journey, juggling two remote roles to earn Rs 70 lakh annually. Despite significant income, he prioritized assets over savings, leading to a strategic exit from one role to manage taxes and reflect on his life beyond work. ...Less

  • ICICI Bank ups auto loan rates by upto 0.5 per cent

    In a clear signal of a rising interest rate regime, country's largest private sector lender, ICICI Bank, ...More

    In a clear signal of a rising interest rate regime, country's largest private sector lender, ICICI Bank, today said it has hiked its auto loan rates by up to 0.5 per cent and withdrawn its 8.25 per cent special home-loan scheme. ...Less

  • Tax Day is here: IRS sending bigger refunds to more Americans this year

    IRS tax refund 2026: Americans are receiving larger tax refunds this year. The average refund has reached ...More

    IRS tax refund 2026: Americans are receiving larger tax refunds this year. The average refund has reached $3,500, an increase of 11 percent. This boost is partly due to new deductions. However, rising prices for gas and groceries mean the extra money may not feel as significant. For those needing more time, an extension is available until October 15. ...Less

  • New tax breaks, smaller refunds? Why some filers aren’t seeing more money

    New tax breaks in 2025 are not giving bigger refunds to everyone. Income limits reduce benefits for overt ...More

    New tax breaks in 2025 are not giving bigger refunds to everyone. Income limits reduce benefits for overtime, tips, seniors, and car loan interest. Many taxpayers qualify but only get partial deductions. Higher total income, including investments or retirement withdrawals, can shrink refunds. Experts say deductions phase out gradually, so some filers see smaller savings even after new tax rules. ...Less

  • All eyes on the Fed: April meeting date and rate decision predictions

    Fed interest rate decision April 2026: As the Federal Reserve's April 28-29 meeting looms, interest rates ...More

    Fed interest rate decision April 2026: As the Federal Reserve's April 28-29 meeting looms, interest rates are expected to hold steady for a third consecutive time. Officials are navigating inflation risks from the Iran war against economic uncertainty. Added scrutiny surrounds Chair Jerome Powell's potential exit and the political hurdles facing his successor. ...Less

  • ICICI Bank withdraws fixed rate home loan scheme

    ICICI Bank hiked its auto loan rates by up to 0.5% and withdrawn its 8.25% special home-loan scheme. Chec ...More

    ICICI Bank hiked its auto loan rates by up to 0.5% and withdrawn its 8.25% special home-loan scheme. Check out top gainers, losers & recommendations ...Less

  • HDFC sells $717 million of home loans to reduce credit book

    HDFC Bank has sold a housing loan portfolio worth 60 billion rupees and car loans worth 90.6 billion rupe ...More

    HDFC Bank has sold a housing loan portfolio worth 60 billion rupees and car loans worth 90.6 billion rupees to various state-controlled banks and asset management companies. This move aims to reduce its retail loan portfolio amid regulatory pressures to improve credit-deposit ratios, which have worsened due to rapid credit growth and its merger with Housing Development Finance Corp. ...Less

  • Techie loses job, struggling to pay car loan; now wonders if he could do goat farming as home town job doesn't pay enough

    A laid-off software engineer, facing reduced local job offers, is considering goat farming with his savin ...More

    A laid-off software engineer, facing reduced local job offers, is considering goat farming with his savings. While some suggest pivoting to AI roles, others highlight the potential and risks of agriculture. Experts advise a cautious approach, balancing a new job with a side business. ...Less

  • Hong Kong IPO is said to be 1,500 times oversubscribed in frenzy

    C-Mer will complete order-taking today and start trading on Jan. 15. ...More

    C-Mer will complete order-taking today and start trading on Jan. 15. ...Less

  • Don’t miss out: Smart last-minute tax moves to boost deductions before April 15

    Tax tips before April 15 deadline: With the April tax deadline approaching, organize your documents and e ...More

    Tax tips before April 15 deadline: With the April tax deadline approaching, organize your documents and explore deductions for retirement accounts, education, and energy-efficient improvements. Consider HSA and IRA contributions for tax savings, and freelancers can benefit from SEP IRAs. Some states offer tax deductions for 529 plan contributions. ...Less

  • These 10 private and public banking stocks have an upside potential of up to 30% in one year, according to analysts

    As far as fundamentals are concerned, most banks have continued to show improvement on critical parameter ...More

    As far as fundamentals are concerned, most banks have continued to show improvement on critical parameters like NPAs. But if inflation rises and impacts credit growth (which has been an area of some concern), these stocks could take a hit. Now, why we are talking about inflation is obvious: Rising crude oil prices. That’s bad news for the Indian economy and the markets. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

  • HDFC Bank may up auto loans interest rates by 0.50%

    Another private sector lender, Kotak Mahindra, is also feeling the pressure to raise its auto lending rat ...More

    Another private sector lender, Kotak Mahindra, is also feeling the pressure to raise its auto lending rates. ...Less

  • Planning to buy a car? 4 things you need to check while taking a car loan

    To avail of favourable terms for a car loan, a good credit score is of prime importance. It is very impor ...More

    To avail of favourable terms for a car loan, a good credit score is of prime importance. It is very important to check the provisions applicable for prepayment and pre-closure of the loan. All you need to know while taking a car loan ...Less

  • These large-caps have ‘strong buy’ & ‘buy’ recos and an upside potential of up to 25%

    It is tough to think positively about the markets when all the news is about blockades, wars, and everyth ...More

    It is tough to think positively about the markets when all the news is about blockades, wars, and everything that can disturb the global economy. But remember this: Whatever its intensity or length, there is enough historical evidence to show that markets have a greater probability of trading at a higher level a few months after a war. And no war in the Gulf has dragged on. So, all one needs is patience – and the ability to think beyond the war. ...Less

  • Lowest car loan interest rates (for new car)

    Below are the list of banks providing the lowest interest rates on Car Loan ...More

    Below are the list of banks providing the lowest interest rates on Car Loan ...Less

  • Taking a car loan? 5 things to know about 20/10/4 rule

    Taking a car loan? 5 things to know about 20/10/4 rule ...More

    Taking a car loan? 5 things to know about 20/10/4 rule ...Less

  • Lowest car loan interest rates (for EV cars)

    Below are the list of banks providing the lowest interest rates on Car Loan (for EV cars) ...More

    Below are the list of banks providing the lowest interest rates on Car Loan (for EV cars) ...Less

  • Are loans pushing young earners into a trap? 22-year-old with good salary questions EMI culture. ‘Shouldn't people just save up instead’

    A 22-year-old earning well sparked an online discussion after questioning the growing reliance on EMIs fo ...More

    A 22-year-old earning well sparked an online discussion after questioning the growing reliance on EMIs for big purchases. Sharing a past struggle with loan repayments, the user asked why people don’t prefer saving first instead of taking on debt early in their careers. The post, shared on Reddit, drew mixed responses, with some calling EMIs a useful financial tool if used wisely, while others warned that poor spending decisions can turn them into a long-term burden. ...Less

  • You could get a $10,000 tax break on your car loan — who qualifies and how to claim it

    A new tax rule lets people save money on car loan interest if they buy a new U.S.-made vehicle and meet i ...More

    A new tax rule lets people save money on car loan interest if they buy a new U.S.-made vehicle and meet income rules. The benefit can reduce taxable income by up to $10,000 each year, but it is not full cash back. This tax break is temporary and will end in a few years if not extended by lawmakers. ...Less

  • A car loan of Rs 10 lakh at 8.75% interest could save you more than an auto loan at 7.35% rate; know how

    Car loan: There are four different interest rate calculation methods: daily reducing, monthly reducing, a ...More

    Car loan: There are four different interest rate calculation methods: daily reducing, monthly reducing, annually reducing and non-reducing. The method used to calculate interest can significantly impact the total interest paid. The daily reducing balance method is the most cost-effective option for borrowers. Even though the interest rate of such a loan will be higher, the total outgo on interest will be lower. Know how to make the most of it while borrowing money ...Less

  • Buying a car? Find out how much car loan to take using the 20/10/4 rule

    Financial institutions typically extend car loans for up to 80% of the on-road price of a car, with some ...More

    Financial institutions typically extend car loans for up to 80% of the on-road price of a car, with some lenders offering 100% coverage. The Loan to Value (LTV) ratio determines the loan amount, with borrowers responsible for the remaining cost. ...Less

  • Tax day is near: Last-minute moves that could save you money

    Tax day is close, but people still have time to save money. Experts say last-minute steps like retirement ...More

    Tax day is close, but people still have time to save money. Experts say last-minute steps like retirement contributions, health savings, and tax credits can help lower taxes. Some new tax rules also give extra benefits. Many taxpayers miss useful credits every year. Checking options before April 15 may help increase refunds or reduce the total tax bill. ...Less

  • How to avail SBI Car Loan

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    Here is a step-by-step guide on how to avail an SBI car loan, according to a press release issued by the bank. ...Less

  • Best car loan interest rate 2023: SBI vs HDFC Bank vs ICICI Bank vs PNB vs Canara Bank

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    Car loan interest rates: The tenure of car loan varies from a few months to 3 years depending on the bank. You can choose any repayment option from 12 to 84 months. Here are the top banks’s car loan interest rates. ...Less

  • Here's what you need to know before applying for a car loan

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    Lenders offer car loans with easy equated monthly instalments, which make it easier to afford a car without disturbing one's budget. ...Less

  • US election results: These 15 electoral college votes may decide polls for Kamala Harris, Donald Trump

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    US election 2024 campaign is reaching Michigan, one of the key battleground states along with Pennsylvania and Wisconsin. The US swing state is absolutely critical for Kamala Harris and Donald Trump. ...Less

  • Paisabazaar.com ties up with banks and NBFCc to offer car loan

    Paisabazaar.com ties up with India's leading banks and NBFCs for offering car loan product to private and ...More

    Paisabazaar.com ties up with India's leading banks and NBFCs for offering car loan product to private and commercial customers. ...Less

  • SBI festive season offer: Zero processing fee on car loans till January 31, 2024

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    SBI offers interest rate on car loans between 8.80% to 9.70% and will vary based on CIC scores. Also, interest rate can be higher if the tenure of the car loan is above 5 years. ...Less

  • HDFC Bank plans car loan disbursal in 30 minutes in online push

    Coined 'Xpress Car Loans', the country's largest private bank is offering end-to-end car loans to custome ...More

    Coined 'Xpress Car Loans', the country's largest private bank is offering end-to-end car loans to customers within 30 minutes through an online platform. ...Less

  • How to get the best car loan deal

    Most vehicle dealers have tie up with banks and financial institutions which make buying the vehicle of y ...More

    Most vehicle dealers have tie up with banks and financial institutions which make buying the vehicle of your choice all the more easier. ...Less

  • IRS adds Schedule 1-A form for 2025, miss it and you could lose tax breaks

    Schedule 1-A is a new tax form for 2025 that many people must file to get extra tax benefits. It includes ...More

    Schedule 1-A is a new tax form for 2025 that many people must file to get extra tax benefits. It includes deductions for overtime, tips, car loans, and seniors. Even people using standard deduction can use it. But missing this form means losing tax savings. Many taxpayers are already using it, so it is important to understand it properly. ...Less

  • SBI vs ICICI Bank vs HDFC Bank vs Bank of Baroda: Top banks’ car loan interest rates

    Those looking to take a car loan must shop around for the lender who is ready to give you the right amoun ...More

    Those looking to take a car loan must shop around for the lender who is ready to give you the right amount of loan at the lowest interest rate. Here are the car loan interest rates of State Bank of India (SBI), ICICI Bank, HDFC Bank and Bank of Baroda. ...Less

  • Car loan interest rates in June 2024: SBI, Canara Bank, HDFC Bank, ICICI Bank, PNB

    A Car Loan or Auto Loan is credit taken from a bank or financial institution, specifically to buy a car. ...More

    A Car Loan or Auto Loan is credit taken from a bank or financial institution, specifically to buy a car. ...Less

  • Car loans starting at 7.6% interest rate: Check what SBI, PNB, HDFC Bank, ICICI Bank are others are offering this festive season

    Leading banks are offering car loans at interest rates as low as 7.6% this festive season, coinciding wit ...More

    Leading banks are offering car loans at interest rates as low as 7.6% this festive season, coinciding with a GST cut on select small cars from September 22, 2025. SBI provides attractive benefits like zero processing fees and up to 100% on-road price finance. Rates vary across lenders, with UCO Bank offering the lowest at 7. ...Less

  • Car loan may not be the best option to buy a used car; consider these ways instead

    There are a good number of buyers who go for a second-hand car. Cost-effectiveness is, of course, a major ...More

    There are a good number of buyers who go for a second-hand car. Cost-effectiveness is, of course, a major factor. A two-year-old vehicle can be 20-30 per cent cheaper than a new one. Most car companies have their pre-owned divisions, and several banks and non-banking financial companies (NBFCs) offer lucrative rates and deals. So should you opt for an auto loan to buy a pre-owned car? ...Less

  • Bank of Baroda car loan interest rate starts from 8.75%: Check which banks are offering lowest car loan rates

    Cheapest car loan interest rates: The interest rates on certain Bank of Baroda (Bank) car loans have been ...More

    Cheapest car loan interest rates: The interest rates on certain Bank of Baroda (Bank) car loans have been lowered. Now let us see what other big banks are offering on car loans. ...Less

  • Latest car loan interest rates 2025: Check which bank is offering lowest car loan interest rates

    Evaluating your financial capability before securing a car loan is crucial to avoid cash flow disruptions ...More

    Evaluating your financial capability before securing a car loan is crucial to avoid cash flow disruptions. Here is a comparison of the interest rate of car loans and the corresponding EMIs for a loan amount of Rs 5 lakh with a repayment tenure of 5 years across different banks in India. ...Less

  • Car loan EMIs drop for these Bank of Baroda loans as lender slashes interest rates

    Bank of Baroda has reduced its floating car loan interest rates by 30 basis points, bringing the starting ...More

    Bank of Baroda has reduced its floating car loan interest rates by 30 basis points, bringing the starting rate down to 7.60% p.a. This move follows the RBI's decision to maintain the repo rate. The bank also offers a fixed rate starting at 8.50% p.a. and zero prepayment charges on floating rate loans for individuals. ...Less

  • Application for a car loan: Things to remember

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    Banks and financial institutions offer individuals financing schemes in the form of loans for buying cars. ...Less

  • Tips to get the best deal on your car loan

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    Negotiating car prices is often overlooked, but the best way to bring down the cost of a loan is to negotiate the price of a car. ...Less

  • Indian Bank cuts home, car loan rates by up to 0.5 per cent

    State-owned Indian Bank has reduced interest rates on home and car loans by up to 0.5 per cent to increas ...More

    State-owned Indian Bank has reduced interest rates on home and car loans by up to 0.5 per cent to increase disbursements in these segments. ...Less

  • Car loans get costlier, hit double-digit mark

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    Car loan lenders have raised the interest rates in the past couple of days by anything between 50 basis points and 100 basis points (100 bps = 1%). ...Less

  • Interest subvention in car loans

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    Subvention is not a new concept or practice in the Indian banking sector. It is a financial incentive offered by one party to give a boost to the overall business. ...Less

  • Reserve Bank seeks internal car loan investigation details from HDFC bank

    Reserve Bank of India has also sought information on steps taken by HDFC Bank to remedy any issues identi ...More

    Reserve Bank of India has also sought information on steps taken by HDFC Bank to remedy any issues identified during the investigation ...Less

  • Planning to buy an electric car? These banks offer special interest rates for electric vehicle loans

    There are banks that are offering car loans for EVs at special interest rates. Here is a look at some of ...More

    There are banks that are offering car loans for EVs at special interest rates. Here is a look at some of the banks that are offering car loans for the purchase of electric vehicles and their interest rates. ...Less

  • How to transfer a car loan to another person

    Before thinking of transferring the loan to another person, you must ensure that you have gone through th ...More

    Before thinking of transferring the loan to another person, you must ensure that you have gone through the details of your loan documents. ...Less

  • Car loan interest rates for May 2024: Latest car loan interest rates of top 18 banks

    Latest car loan interest rates: The EMIs you pay on the loan will vary significantly depending on the int ...More

    Latest car loan interest rates: The EMIs you pay on the loan will vary significantly depending on the interest rate. You might be able to work out a better deal and get a cheaper interest rate if you have good credit. List of car loan interest rates offered by 18 banks in 2024. ...Less

  • SBI more than doubles minimum income requirement for car loans to Rs 2.5 lakh per annum

    The bank will now offer car loans only to those who earn at least Rs 2.5 lakh a year - or about Rs 21,000 ...More

    The bank will now offer car loans only to those who earn at least Rs 2.5 lakh a year - or about Rs 21,000 a month, up from Rs 1 lakh a year - earlier. ...Less

  • Home and car loan rates to climb further

    Interest rates on home and car loans could go up further following the increase in key policy rates by 25 ...More

    Interest rates on home and car loans could go up further following the increase in key policy rates by 25 basis points by RBI. ...Less

  • PNB launches home, car loan festival

    Punjab National Bank has announced the launch of its “PNB Festival Bonanza Offer 2010” for housing loans ...More

    Punjab National Bank has announced the launch of its “PNB Festival Bonanza Offer 2010” for housing loans and car loans. ...Less

  • Used car loan interest rate: SBI vs ICICI vs PNB

    Used car loan interest rate can be repaid the loan during the course of the loan in equal monthly instalm ...More

    Used car loan interest rate can be repaid the loan during the course of the loan in equal monthly instalments (EMIs). Here are the interest rates SBI, PNB, and ICICI Bank are offering for user cars. ...Less

  • Car loan probe: HDFC Bank terminates half a dozen employees for violating the code of conduct

    This termination pertains to practices at the auto loans department where some staff allegedly forced cus ...More

    This termination pertains to practices at the auto loans department where some staff allegedly forced customers to buy the GPS devices bundling it with the car loan. It was found that some customers were not even aware of purchasing such a product till the loan documents were checked. ...Less

  • These large-caps have ‘strong buy’ & ‘buy’ recos and an upside potential of up to 25%

    The official kickoff of the Q4 earnings season happens when a large IT company announces its results, alt ...More

    The official kickoff of the Q4 earnings season happens when a large IT company announces its results, although the quarter’s business updates have already started to roll in. Now, remember this: The Gulf war has affected every business in every country in the world, but the Q4 results will not entirely reflect its impact, as it escalated only in March. It is the Q1 FY27 results that will fully account for the spiked oil prices, the currency fluctuations, and, of course, the disruption in global supply chains. But, as they say, there is never a perfect time to invest; investing is a journey that one has to manage. ...Less

  • Bank of Baroda slashes car loan rates by 30 basis points to 7.6%

    Bank of Baroda has lowered its car loan interest rates. The floating rate now begins at 7.6 percent annua ...More

    Bank of Baroda has lowered its car loan interest rates. The floating rate now begins at 7.6 percent annually. A fixed rate option starts at 8.5 percent per annum. These new rates apply to new car purchases and depend on the borrower's credit profile. Borrowers also enjoy zero prepayment charges on floating rate loans. ...Less

  • Home, car loans set to be cheaper

    A cut in prime lending rate will lead to reduction in interest rates on home loans, car loans and other c ...More

    A cut in prime lending rate will lead to reduction in interest rates on home loans, car loans and other consumer loans. ...Less

  • Factors to check when comparing car loans this Dhanteras, Diwali

    If you are considering opting for a festive season offer to buy a car, then here are a few important fact ...More

    If you are considering opting for a festive season offer to buy a car, then here are a few important factors to look at when comparing car loans. ...Less

  • SBH announce special interest rates for home, car loans

    State Bank of Hyderabad on Wednesday announced the extension of special interest rates for home and car l ...More

    State Bank of Hyderabad on Wednesday announced the extension of special interest rates for home and car loans. ...Less

  • SBH announce special interest rates for home, car loans

    State Bank of Hyderabad on Wednesday announced the extension of special interest rates for home and car l ...More

    State Bank of Hyderabad on Wednesday announced the extension of special interest rates for home and car loans. ...Less

  • SBI brings teaser rates to car loan market

    SBI car loan scheme offers car loans at 8% for the first year and 10% for the 2nd & 3rd years ...More

    SBI car loan scheme offers car loans at 8% for the first year and 10% for the 2nd & 3rd years ...Less

  • PNB waives processing fee on housing, car loans till December

    PNB has launched monsoon bonanza offer in which the bank is offering full waiver of upfront or processing ...More

    PNB has launched monsoon bonanza offer in which the bank is offering full waiver of upfront or processing fees and documentation charges on all housing and car loans. ...Less

  • Muthoot Capital Services to enter car loan segment

    Stating that there is a huge demand-gap in the used car financing, Muthoot said, "There is a growing dema ...More

    Stating that there is a huge demand-gap in the used car financing, Muthoot said, "There is a growing demand for used car loans and we hope to cater to this demand." ...Less

  • Seven steps to zero in on the best car loan in the market

    Car loans has become one of the most complex loan products, as most of the dealers tend to include variou ...More

    Car loans has become one of the most complex loan products, as most of the dealers tend to include various discounts which otherwise can be taken as cash discounts for the car. ...Less

  • Are you ready for your refund? IRS issues new update before April 15 deadline

    IRS tax deadline 2026: About 55 million Americans have already filed taxes in 2026, but many still risk m ...More

    IRS tax deadline 2026: About 55 million Americans have already filed taxes in 2026, but many still risk missing the IRS tax deadline April 15. If you miss it, the IRS may charge late filing penalties, interest, and possible failure-to-pay fees. You can request an IRS tax extension until October 15, but taxes owed must still be paid by April 15. Filing early protects your IRS tax refund, avoids penalties, and keeps your 2026 tax return processing smooth and faster. ...Less

  • SBI cuts interest rate on car loans for women borrowers

    The country's largest lender State Bank of India said it has reduced interest rates on car loans by 25 ba ...More

    The country's largest lender State Bank of India said it has reduced interest rates on car loans by 25 basis points for its women home loan borrowers. ...Less

  • HDFC Bank to assign Rs 9,062 crore car loan pool to mutual funds to correct its credit-deposit ratio

    PTCs are issued across three tranches- with series A1 having an issue size of Rs 3,500 crore and maturing ...More

    PTCs are issued across three tranches- with series A1 having an issue size of Rs 3,500 crore and maturing in 24 months, series A2 of Rs 1,800 crore and maturing in 34 months and series A3 of Rs 3762 crore for 60 months. ...Less

  • Bank of Baroda launches festive offers for home, car loans

    Bank of Baroda said it is offering a waiver of 0.25% in the existing applicable rates for Baroda Home Loa ...More

    Bank of Baroda said it is offering a waiver of 0.25% in the existing applicable rates for Baroda Home Loans (under take over cases only) and Baroda Car Loans. ...Less

  • Buying a new electric car? These 4 banks offer special interest rates on electric vehicle loans

    Demand for stylish and safe electric cars is rising as a result of growing environmental consciousness an ...More

    Demand for stylish and safe electric cars is rising as a result of growing environmental consciousness and innovation. With the assistance of the following banks, you can now get a car loan for buying a new electric vehicle. ...Less

  • Invest in intelligent buying by avoiding five car loan mistakes

    Here are the common five mistakes one must avoid, which can lead to significant savings over the life of ...More

    Here are the common five mistakes one must avoid, which can lead to significant savings over the life of the loan. ...Less

  • United Bank of India bets on housing and car loans for growth

    United Bank of India is pushing housing and car loans to improve margin and growth as demand from corpora ...More

    United Bank of India is pushing housing and car loans to improve margin and growth as demand from corporates receded in step with contraction of factory output. ...Less

  • Rs 15 lakh vs Rs 30 lakh salary: CA explains who builds more wealth and a common finance mistake most people make

    Earning more doesn't automatically mean being richer. A viral post highlights how smart financial decisio ...More

    Earning more doesn't automatically mean being richer. A viral post highlights how smart financial decisions, not just high income, build wealth. Saving consistently and investing wisely, even with a lower salary, can lead to significantly greater capital over time compared to high earners who succumb to lifestyle inflation and debt. Time and compounding are key wealth multipliers. ...Less

  • SBI car loans at 8 pc for first year, 10 pc for second, third

    State Bank of India, today said that it was launching a new car loan scheme for financing new cars on Jul ...More

    State Bank of India, today said that it was launching a new car loan scheme for financing new cars on July 1, called SBI Ezee Car Loan Scheme. ...Less

  • How much car loan you should take

    State Bank and HDFC Bank are leaders in this segment, but there are many choices for the discerning custo ...More

    State Bank and HDFC Bank are leaders in this segment, but there are many choices for the discerning customer to choose from. ...Less

  • Car loan default: what, when and how?

    A car loan default happens when a customer repeatedly fails to make the agreed car loan payments to the l ...More

    A car loan default happens when a customer repeatedly fails to make the agreed car loan payments to the lender/bank. How & when to negotiate accident claims ...Less

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