• Considering refinancing your car loan? It could result in lower monthly payments and more favorable inter ...More

    Considering refinancing your car loan? It could result in lower monthly payments and more favorable interest rates. Yet, it's essential to meticulously review any associated costs involved in switching. Extending the loan term may largely increase your total interest expenses down the line. Before making a move, ensure that any financial benefits are significant. Remember to compare the complete interest obligations, not just the monthly installments. ...Less

  • Used car financing grew faster than auto loans over five years. The used car finance portfolio reached Rs ...More

    Used car financing grew faster than auto loans over five years. The used car finance portfolio reached Rs 1.3 lakh crore by June 2026. Auto loans portfolio grew to Rs 9.9 lakh crore during the same period. Financiers funded used cars despite facing higher stress levels. Overall asset quality in the wheels finance segment is now stabilising. ...Less

  • Commercial vehicle loans will grow significantly over five years. Used car loans are the fastest-growing ...More

    Commercial vehicle loans will grow significantly over five years. Used car loans are the fastest-growing segment, formalizing credit access. Two-wheeler financing maintains the largest borrower volume, introducing many new customers. Auto loan disbursements are shifting towards higher values, increasing average ticket sizes. Delinquency indicators are improving across most vehicle loan categories. ...Less

  • Vehicle buyers are increasingly taking multiple loans, while the average amount borrowed is also rising, ...More

    Vehicle buyers are increasingly taking multiple loans, while the average amount borrowed is also rising, raising potential credit risks for lenders. The trend is most visible in commercial vehicle finance, where borrowers with two or more loans rose to 19.9% in June from 15.7% a year earlier. ...Less

  • Like much of the Indian market, valuations in this sector are also not cheap. And when you pay a full pri ...More

    Like much of the Indian market, valuations in this sector are also not cheap. And when you pay a full price for a sector, the risk of getting a single name wrong is more expensive than usual. A focused bet at a high valuation, on a company that then runs into a rule change or some other trouble, hurts a great deal.Stock Reports Plus, powered by Refinitiv, is a comprehensive report that evaluates five key components of 4,000+ listed stocks – earnings, fundamentals, relative valuation, risk, and price momentum – to generate standardised scores. The simple average of the above-mentioned five component ratings is normally distributed to reach an average score. ...Less

  • A salary hike can quickly disappear into higher EMIs, credit card spending, BNPL purchases and lifestyle ...More

    A salary hike can quickly disappear into higher EMIs, credit card spending, BNPL purchases and lifestyle upgrades. CA Nitin Kaushik advises using an increment to strengthen your finances first. After paying minimums on all debts, he suggests attacking the highest-interest debt, freeing monthly cash flow and then increasing investments. With credit cards charging far more than home loans, aggressively prepaying low-cost debt while carrying expensive debt may not make financial sense. ...Less

  • CA Nitin Kaushik warns that “no cost EMIs” can leave India’s middle class financially stretched by encour ...More

    CA Nitin Kaushik warns that “no cost EMIs” can leave India’s middle class financially stretched by encouraging lifestyle upgrades through debt. He argues that five-year car loans and credit card EMIs for phones or vacations can consume future salaries and reduce financial flexibility. His simple rule: if you need to borrow for 36 months to buy a gadget, you cannot actually afford it. ...Less

  • When the stock market is hit by a mix of head and tail winds, it is probably the right time to look at st ...More

    When the stock market is hit by a mix of head and tail winds, it is probably the right time to look at stocks from sectors witnessing structural changes. There are several such sectors. In some, the transformation is being forced by geopolitics, and in others by internal operational dynamics. But be sure to look at every aspect of the business you are going to own after buying a stock. ...Less

  • Consider how things have panned out for the banking sector in Q1 FY27. The quality of loan books has impr ...More

    Consider how things have panned out for the banking sector in Q1 FY27. The quality of loan books has improved. Though credit growth was not as good as expected, things have, on the whole, been better for all segments of banks, except for small finance banks. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components, earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

  • Indian middle class going 'broke' due to common spending trap: CA warns about financial habit that drains even future wealth

    The Indian middle class may be facing a financial problem that is easy to miss while incomes and spending ...More

    The Indian middle class may be facing a financial problem that is easy to miss while incomes and spending continue to rise. A CA has now pointed to a common money habit among young earners that could be quietly affecting their savings, financial freedom and ability to build wealth over time. ...Less

  • Medium-term investing: You cannot remove the risk; try to get the odds in your favour. 5 large-caps with upside potential of up to 25%

    The mood has improved, but it is too early to give the all-clear. There is still an element of uncertaint ...More

    The mood has improved, but it is too early to give the all-clear. There is still an element of uncertainty in the market. At a time like this, the answer is not to stay out of the market, and it is not to jump in with both feet either. It is to invest carefully; in the kind of companies that can handle whatever the next few months can bring. ...Less

  • These large- and mid-cap stocks can give more than 25% return in 1 year, according to analysts

    Looking at what happens in the short term is important, as it does have an impact on stock prices. But al ...More

    Looking at what happens in the short term is important, as it does have an impact on stock prices. But also always keep an eye on the macro picture. Consider, for instance, this important change: FIIs are no longer the only large source of equity flows. DII money has become much more significant over the years. That does not make the market immune to foreign selling; but it does mean that sustained selling by FIIs need not produce the kind of market reaction it once did. ...Less

  • These 6 banking stocks have an upside potential of up to 25% in 1 year, according to analysts

    This is worth noting: Despite sustained periods of FPI selling, banking stocks have not corrected to the ...More

    This is worth noting: Despite sustained periods of FPI selling, banking stocks have not corrected to the extent one might have expected, especially based on what happened four or five years ago. Yes, some stocks have corrected from their 2024 or 2025 highs, but the overall performance has been relatively resilient.Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardized scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

  • Bank of Maharashtra slashes home loan rates to 7% with zero processing fees

    Bank of Maharashtra has reduced its home loan interest rate to seven percent. This special offer includes ...More

    Bank of Maharashtra has reduced its home loan interest rate to seven percent. This special offer includes a complete waiver of processing and documentation fees. The bank aims to provide attractive financing solutions for its valued customers. This move significantly lowers the monthly installment burden for borrowers. These competitive rates are among the lowest available in the current market. ...Less

  • Stock picks of the week: 5 stocks with consistent score improvement and upside potential of up to 23%

    Sentiment is a fickle thing and can change before you know it. And by the time you figure out why, the ma ...More

    Sentiment is a fickle thing and can change before you know it. And by the time you figure out why, the market would have moved on. So, while there is no doubt that the uncertainty quotient will remain high, it is probably time to look beyond – at a few things that are not obvious. Our selected stocks for today depict a strong upward trajectory in their overall average score which is based on five key pillars: Earnings, fundamentals, relative valuation, risk, and price momentum. This implies that there has been a significant improvement in their market outlook in the given time frame. ...Less

  • Time to increase the risk quotient? Maybe, but selectively: 5 largecaps from different sectors with upside potential of up to 30%

    When a market starts rising and buying makes a comeback, something happens to a large majority of investo ...More

    When a market starts rising and buying makes a comeback, something happens to a large majority of investors. They get restless. The safe, market-leading companies suddenly feel boring, and they are tempted to go looking for the next exciting stock. This is usually a mistake. A rising market is exactly when it pays to stay with the leaders. Not because they are exciting, but because when the mood suddenly changes, and it always does, they are the ones best placed to gain from it. ...Less

  • These 7 banking stocks have an upside potential of up to 25% in 1 year, according to analysts

    Let us assume FPI buying continues. That last month was not a one-off, but the start of a trend. If so, t ...More

    Let us assume FPI buying continues. That last month was not a one-off, but the start of a trend. If so, then sooner or later this money will flow into banking stocks. Why? Because banks are the clearest proxy for the growth of an economy, and this is even more true in India. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components, earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

  • Stock picks of the week: 5 stocks with consistent score improvement and upside potential of up to 21%

    While bulls are making an attempt to come back, there are many things which still need to be watched. Whe ...More

    While bulls are making an attempt to come back, there are many things which still need to be watched. Where does the rupee get stabilised, whether there is a revival of monsoon or not and how things pan out in festive season. All these things are going to play an important role in determining how the earnings are going to shape up. Our selected stocks for today depict a strong upward trajectory in their overall average score which is based on five key pillars: Earnings, fundamentals, relative valuation, risk, and price momentum. This implies that there has been a significant improvement in their market outlook in the given time frame. ...Less

  • Investing and thinking beyond Trump, Iran and oil prices: 5 large-caps from different sectors with upside potential of up to 21%

    West Asia is once again dictating the mood on Dalal Street. Brent crude has crossed $93 a barrel, Indian ...More

    West Asia is once again dictating the mood on Dalal Street. Brent crude has crossed $93 a barrel, Indian equities are under pressure, and the question investors are asking is the same one they ask every time the region erupts: How long will this last? There is no reliable answer. The conflict could begin to cool in a few weeks. It could also stretch well beyond what the markets currently expect. History offers enough examples of conflicts that began as short-term disruptions and then became part of the global economic backdrop. ...Less

  • These large- and mid-cap stocks can give more than 25% return in 1 year, according to analysts

    The price of crude oil is down again despite the escalating tensions in the Gulf region. That augurs well ...More

    The price of crude oil is down again despite the escalating tensions in the Gulf region. That augurs well for markets. This does not mean that corrections will not happen; they will. But, largely, they will have a lesser probability of turning into a secular bearish trend as has happened in the past. Mind you, we are using the word probability. Why? ...Less

  • These 7 private and public banking stocks have an upside of up to 29% in one year, according to analysts

    Broadly speaking, both private and PSU banks are impacted by what happens to the economy. There might be ...More

    Broadly speaking, both private and PSU banks are impacted by what happens to the economy. There might be some difference because of the focus of the loan book, but nothing escapes the broader impact of a bad monsoon, or rising oil prices. If they are behaving differently in the market these days, it is because of valuations, existing ownership, overall fund flows, and the kind of investors putting in the money. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components, earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardized scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

  • Stock picks of the week: 5 stocks with consistent score improvement and upside potential of up to 27%

    This time, hopefully, both the US and Iran will stick to their word. The factor to watch is how Israel ta ...More

    This time, hopefully, both the US and Iran will stick to their word. The factor to watch is how Israel takes it. With oil prices coming down, the bias toward the Indian market should change. But for how long is still the question. Our selected stocks for today depict a strong upward trajectory in their overall average score which is based on five key pillars: Earnings, fundamentals, relative valuation, risk, and price momentum. This implies that there has been a significant improvement in their market outlook in the given time frame. ...Less

  • These 9 banking stocks have an upside potential of up to 27% in 1 year, according to analysts

    We live in a world where one statement or one missile can cause crude oil prices to spike. In such times, ...More

    We live in a world where one statement or one missile can cause crude oil prices to spike. In such times, expecting rational behaviour in the equity (or commodity) market is probably expecting too much. At this juncture, investors need to develop the ability to either keep out of the market or invest only with a long-term perspective. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

  • For investors with 1- to 2-year perspective and ability to ignore volatility: 6 stocks with an upside potential of up to 26%

    The US-Iran war is escalating again, with all that means for crude prices and nervous markets. And halfwa ...More

    The US-Iran war is escalating again, with all that means for crude prices and nervous markets. And halfway across the world, the long AI trade is unwinding, dragging down the high-priced names that led the rally. Between the two, volatility, which has been the defining feature of 2026, is set to rise again. But volatility has a shelf life. It comes, it frightens, and it goes. What survives it is the underlying business, the quality of the management running it, and their proven ability to handle exactly this kind of complexity. ...Less

  • China's record consumer defaults undermine Beijing's push to boost spending

    Chinese banks are reluctant to increase lending as bad loans rise. The government wants borrowing to boos ...More

    Chinese banks are reluctant to increase lending as bad loans rise. The government wants borrowing to boost consumption and economic growth. However, only those with poor credit are seeking new loans. Consumer loan defaults have reached record highs across the nation. This situation challenges Beijing's efforts to stimulate domestic demand. ...Less

  • These 9 banking stocks have an upside potential of up to 28% in 1 year, according to analysts

    It is always important to make a distinction between sentiment and real business. While sentiment can imp ...More

    It is always important to make a distinction between sentiment and real business. While sentiment can impact prices in the short term, it is business fundamentals that matter in the long term. And if they are turning structurally better, just ignore the noise on the street. The business updates for Q1 FY27 are probably a better guide. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components, earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

  • Stock picks of the week: 5 stocks with consistent score improvement and upside potential of up to 20%

    Sentiment is a fickle thing and can change before you know it. And by the time you figure out why, the ma ...More

    Sentiment is a fickle thing and can change before you know it. And by the time you figure out why, the market would have moved on. So, while there is no doubt that more headwinds await the Indian economy, it is probably time to look beyond – at a few things that are not obvious. Our selected stocks for today depict a strong upward trajectory in their overall average score which is based on five key pillars: Earnings, fundamentals, relative valuation, risk, and price momentum. This implies that there has been a significant improvement in their market outlook in the given time frame. ...Less

  • These 9 private and public banking stocks have an upside potential of more than 28% in one year, according to analysts

    Tuesday saw reports that some ships were hit in the Strait of Hormuz. And, in the US, the Nasdaq was down ...More

    Tuesday saw reports that some ships were hit in the Strait of Hormuz. And, in the US, the Nasdaq was down. So, expect some pressure when the Indian market opens on Wednesday. But these are short-term issues. There are other things to look forward to. For instance, how the latest business updates are panning out. At the end of the day, it is earnings that matter. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components, earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

  • Own a good business: Volatility, Iran, Trump will all be taken care of. 7 large-cap stocks with upside potential of up to 33%

    There was a time when many investors said with pride that they owned only blue chips. Today, there are pr ...More

    There was a time when many investors said with pride that they owned only blue chips. Today, there are probably only a few of them left. And even if you ask them what a blue chip is, their answer may be vague. That’s understandable. Because a blue chip’s definition has changed with the economy. Twenty years ago, only MNCs made the cut. Today the list looks very different. So it is worth setting the definition down again, plainly. A blue chip is a company whose management has a track record. One that sits among the top two in its industry. And one that still has a long road left to grow. ...Less

  • If FIIs return, they tend to see it first. 15 stocks from financial services ecosystem, with upside potential as low as 3% to as high as 28%

    Financial services is where FIIs go when they turn positive on India. History shows us that much of the m ...More

    Financial services is where FIIs go when they turn positive on India. History shows us that much of the money goes to banks, and the wider financial services space. But remember: Financial services is not a single sector. It is a set of very different businesses under one umbrella. So it is important to understand the parts, not just the flow of money into them. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components – earnings, fundamentals, relative valuation, risk, and price momentum – to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

  • These 7 private and public banking stocks have an upside of up to 24% in one year, according to analysts

    At the end of the day, both private and PSU banks are equally impacted by what goes on in the economy. If ...More

    At the end of the day, both private and PSU banks are equally impacted by what goes on in the economy. If they are behaving differently in the market these days, it is because of valuations, existing ownership, overall fund flows, and the kind of investors putting in the money. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components, earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

  • For investors with ability – and patience to wait 3 years, not 3 months: 6 large-cap stocks with upside potential of up to 33%

    The interesting point about the large-cap space today is not that prices have collapsed. In most cases, t ...More

    The interesting point about the large-cap space today is not that prices have collapsed. In most cases, they have not. The more important change is quieter. Several established businesses are available at valuations that look more reasonable than they did 18 months ago. Their fundamentals have not broken. Their market positions have not disappeared. Their balance sheets have not deteriorated. That is what creates an opportunity. ...Less

  • Planning to buy a car? 4 things you need to check while taking a car loan

    To avail of favourable terms for a car loan, a good credit score is of prime importance. It is very impor ...More

    To avail of favourable terms for a car loan, a good credit score is of prime importance. It is very important to check the provisions applicable for prepayment and pre-closure of the loan. All you need to know while taking a car loan ...Less

  • Lowest car loan interest rates (for new car)

    Below are the list of banks providing the lowest interest rates on Car Loan ...More

    Below are the list of banks providing the lowest interest rates on Car Loan ...Less

  • Taking a car loan? 5 things to know about 20/10/4 rule

    Taking a car loan? 5 things to know about 20/10/4 rule ...More

    Taking a car loan? 5 things to know about 20/10/4 rule ...Less

  • Lowest car loan interest rates (for EV cars)

    Below are the list of banks providing the lowest interest rates on Car Loan (for EV cars) ...More

    Below are the list of banks providing the lowest interest rates on Car Loan (for EV cars) ...Less

  • A car loan of Rs 10 lakh at 8.75% interest could save you more than an auto loan at 7.35% rate; know how

    Car loan: There are four different interest rate calculation methods: daily reducing, monthly reducing, a ...More

    Car loan: There are four different interest rate calculation methods: daily reducing, monthly reducing, annually reducing and non-reducing. The method used to calculate interest can significantly impact the total interest paid. The daily reducing balance method is the most cost-effective option for borrowers. Even though the interest rate of such a loan will be higher, the total outgo on interest will be lower. Know how to make the most of it while borrowing money ...Less

  • Buying a car? Find out how much car loan to take using the 20/10/4 rule

    Financial institutions typically extend car loans for up to 80% of the on-road price of a car, with some ...More

    Financial institutions typically extend car loans for up to 80% of the on-road price of a car, with some lenders offering 100% coverage. The Loan to Value (LTV) ratio determines the loan amount, with borrowers responsible for the remaining cost. ...Less

  • How to avail SBI Car Loan

    Here is a step-by-step guide on how to avail an SBI car loan, according to a press release issued by the ...More

    Here is a step-by-step guide on how to avail an SBI car loan, according to a press release issued by the bank. ...Less

  • These 6 private and public banking stocks have an upside of up to 26% in one year, according to analysts

    Relative outperformance and absolute performance – and the context in which they happen. These are three ...More

    Relative outperformance and absolute performance – and the context in which they happen. These are three things market investors need to understand much better when it comes to banking stocks. And the likelihood is that all three will see a change. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

  • Best car loan interest rate 2023: SBI vs HDFC Bank vs ICICI Bank vs PNB vs Canara Bank

    Car loan interest rates: The tenure of car loan varies from a few months to 3 years depending on the bank ...More

    Car loan interest rates: The tenure of car loan varies from a few months to 3 years depending on the bank. You can choose any repayment option from 12 to 84 months. Here are the top banks’s car loan interest rates. ...Less

  • Here's what you need to know before applying for a car loan

    Lenders offer car loans with easy equated monthly instalments, which make it easier to afford a car witho ...More

    Lenders offer car loans with easy equated monthly instalments, which make it easier to afford a car without disturbing one's budget. ...Less

  • Paisabazaar.com ties up with banks and NBFCc to offer car loan

    Paisabazaar.com ties up with India's leading banks and NBFCs for offering car loan product to private and ...More

    Paisabazaar.com ties up with India's leading banks and NBFCs for offering car loan product to private and commercial customers. ...Less

  • SBI festive season offer: Zero processing fee on car loans till January 31, 2024

    SBI offers interest rate on car loans between 8.80% to 9.70% and will vary based on CIC scores. Also, int ...More

    SBI offers interest rate on car loans between 8.80% to 9.70% and will vary based on CIC scores. Also, interest rate can be higher if the tenure of the car loan is above 5 years. ...Less

  • HDFC Bank plans car loan disbursal in 30 minutes in online push

    Coined 'Xpress Car Loans', the country's largest private bank is offering end-to-end car loans to custome ...More

    Coined 'Xpress Car Loans', the country's largest private bank is offering end-to-end car loans to customers within 30 minutes through an online platform. ...Less

  • How to get the best car loan deal

    Most vehicle dealers have tie up with banks and financial institutions which make buying the vehicle of y ...More

    Most vehicle dealers have tie up with banks and financial institutions which make buying the vehicle of your choice all the more easier. ...Less

  • SBI vs ICICI Bank vs HDFC Bank vs Bank of Baroda: Top banks’ car loan interest rates

    Those looking to take a car loan must shop around for the lender who is ready to give you the right amoun ...More

    Those looking to take a car loan must shop around for the lender who is ready to give you the right amount of loan at the lowest interest rate. Here are the car loan interest rates of State Bank of India (SBI), ICICI Bank, HDFC Bank and Bank of Baroda. ...Less

  • Car loan interest rates in June 2024: SBI, Canara Bank, HDFC Bank, ICICI Bank, PNB

    A Car Loan or Auto Loan is credit taken from a bank or financial institution, specifically to buy a car. ...More

    A Car Loan or Auto Loan is credit taken from a bank or financial institution, specifically to buy a car. ...Less

  • PSU banks see sharp jump in green deposits FY26; deploy funds for clean transport, renewable energy

    Indian state-owned banks witnessed a significant rise in green deposits during FY26. This growth reflects ...More

    Indian state-owned banks witnessed a significant rise in green deposits during FY26. This growth reflects growing depositor interest in sustainable finance. The Reserve Bank of India's Green Deposit Framework, introduced in 2023, has played a key role. Banks are channeling these funds into environmentally friendly projects like renewable energy and clean transportation. ...Less

  • Car loans starting at 7.6% interest rate: Check what SBI, PNB, HDFC Bank, ICICI Bank are others are offering this festive season

    Leading banks are offering car loans at interest rates as low as 7.6% this festive season, coinciding wit ...More

    Leading banks are offering car loans at interest rates as low as 7.6% this festive season, coinciding with a GST cut on select small cars from September 22, 2025. SBI provides attractive benefits like zero processing fees and up to 100% on-road price finance. Rates vary across lenders, with UCO Bank offering the lowest at 7. ...Less

  • Car loan may not be the best option to buy a used car; consider these ways instead

    There are a good number of buyers who go for a second-hand car. Cost-effectiveness is, of course, a major ...More

    There are a good number of buyers who go for a second-hand car. Cost-effectiveness is, of course, a major factor. A two-year-old vehicle can be 20-30 per cent cheaper than a new one. Most car companies have their pre-owned divisions, and several banks and non-banking financial companies (NBFCs) offer lucrative rates and deals. So should you opt for an auto loan to buy a pre-owned car? ...Less

  • Bank of Baroda car loan interest rate starts from 8.75%: Check which banks are offering lowest car loan rates

    Cheapest car loan interest rates: The interest rates on certain Bank of Baroda (Bank) car loans have been ...More

    Cheapest car loan interest rates: The interest rates on certain Bank of Baroda (Bank) car loans have been lowered. Now let us see what other big banks are offering on car loans. ...Less

  • Latest car loan interest rates 2025: Check which bank is offering lowest car loan interest rates

    Evaluating your financial capability before securing a car loan is crucial to avoid cash flow disruptions ...More

    Evaluating your financial capability before securing a car loan is crucial to avoid cash flow disruptions. Here is a comparison of the interest rate of car loans and the corresponding EMIs for a loan amount of Rs 5 lakh with a repayment tenure of 5 years across different banks in India. ...Less

  • Application for a car loan: Things to remember

    Banks and financial institutions offer individuals financing schemes in the form of loans for buying cars ...More

    Banks and financial institutions offer individuals financing schemes in the form of loans for buying cars. ...Less

  • Car loan EMIs drop for these Bank of Baroda loans as lender slashes interest rates

    Bank of Baroda has reduced its floating car loan interest rates by 30 basis points, bringing the starting ...More

    Bank of Baroda has reduced its floating car loan interest rates by 30 basis points, bringing the starting rate down to 7.60% p.a. This move follows the RBI's decision to maintain the repo rate. The bank also offers a fixed rate starting at 8.50% p.a. and zero prepayment charges on floating rate loans for individuals. ...Less

  • These large-caps have ‘strong buy’ & ‘buy’ recos and an upside potential of up to 24%

    When business updates start to come in or when some FMCG or auto companies indicate that things are not a ...More

    When business updates start to come in or when some FMCG or auto companies indicate that things are not all good in the rural space, we may see some volatility in some sectors. A below par monsoon could be the culprit. Also, keep an eye out for news about agricultural output. That is something the market does not normally watch very carefully. ...Less

  • Tips to get the best deal on your car loan

    Negotiating car prices is often overlooked, but the best way to bring down the cost of a loan is to negot ...More

    Negotiating car prices is often overlooked, but the best way to bring down the cost of a loan is to negotiate the price of a car. ...Less

  • Car loans get costlier, hit double-digit mark

    Car loan lenders have raised the interest rates in the past couple of days by anything between 50 basis p ...More

    Car loan lenders have raised the interest rates in the past couple of days by anything between 50 basis points and 100 basis points (100 bps = 1%). ...Less

  • Indian Bank cuts home, car loan rates by up to 0.5 per cent

    State-owned Indian Bank has reduced interest rates on home and car loans by up to 0.5 per cent to increas ...More

    State-owned Indian Bank has reduced interest rates on home and car loans by up to 0.5 per cent to increase disbursements in these segments. ...Less

  • Interest subvention in car loans

    Subvention is not a new concept or practice in the Indian banking sector. It is a financial incentive off ...More

    Subvention is not a new concept or practice in the Indian banking sector. It is a financial incentive offered by one party to give a boost to the overall business. ...Less

  • Reserve Bank seeks internal car loan investigation details from HDFC bank

    Reserve Bank of India has also sought information on steps taken by HDFC Bank to remedy any issues identi ...More

    Reserve Bank of India has also sought information on steps taken by HDFC Bank to remedy any issues identified during the investigation ...Less

  • How to transfer a car loan to another person

    Before thinking of transferring the loan to another person, you must ensure that you have gone through th ...More

    Before thinking of transferring the loan to another person, you must ensure that you have gone through the details of your loan documents. ...Less

  • Planning to buy an electric car? These banks offer special interest rates for electric vehicle loans

    There are banks that are offering car loans for EVs at special interest rates. Here is a look at some of ...More

    There are banks that are offering car loans for EVs at special interest rates. Here is a look at some of the banks that are offering car loans for the purchase of electric vehicles and their interest rates. ...Less

  • Car loan interest rates for May 2024: Latest car loan interest rates of top 18 banks

    Latest car loan interest rates: The EMIs you pay on the loan will vary significantly depending on the int ...More

    Latest car loan interest rates: The EMIs you pay on the loan will vary significantly depending on the interest rate. You might be able to work out a better deal and get a cheaper interest rate if you have good credit. List of car loan interest rates offered by 18 banks in 2024. ...Less

  • Used car loan eligibility explained: Who can apply and what you need

    Indians are increasingly opting for pre-owned cars due to affordability and practicality. Understanding u ...More

    Indians are increasingly opting for pre-owned cars due to affordability and practicality. Understanding used car loan eligibility, including borrower and vehicle factors, is crucial for a smooth purchase. Lenders assess creditworthiness and vehicle condition, with digital platforms now simplifying the application and approval process. ...Less

  • Time for long-term investors to look at them again? 9 NBFC stocks with upside potential of up to 22%

    The reason NBFC stocks reacted quickly to the easing of the US-Iran war risk is not difficult to understa ...More

    The reason NBFC stocks reacted quickly to the easing of the US-Iran war risk is not difficult to understand. For a lender, macro relief travels faster than it does for many manufacturing businesses. Lower crude reduces pressure on inflation, inflation relief reduces pressure on bond yields, and softer yields reduce the cost of money. For NBFCs, which depend more on market borrowing than banks, that chain matters directly. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components – earnings, fundamentals, relative valuation, risk, and price momentum – to generate standardized scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

  • Used car loan interest rate: SBI vs ICICI vs PNB

    Used car loan interest rate can be repaid the loan during the course of the loan in equal monthly instalm ...More

    Used car loan interest rate can be repaid the loan during the course of the loan in equal monthly instalments (EMIs). Here are the interest rates SBI, PNB, and ICICI Bank are offering for user cars. ...Less

  • Home and car loan rates to climb further

    Interest rates on home and car loans could go up further following the increase in key policy rates by 25 ...More

    Interest rates on home and car loans could go up further following the increase in key policy rates by 25 basis points by RBI. ...Less

  • SBI more than doubles minimum income requirement for car loans to Rs 2.5 lakh per annum

    The bank will now offer car loans only to those who earn at least Rs 2.5 lakh a year - or about Rs 21,000 ...More

    The bank will now offer car loans only to those who earn at least Rs 2.5 lakh a year - or about Rs 21,000 a month, up from Rs 1 lakh a year - earlier. ...Less

  • PNB launches home, car loan festival

    Punjab National Bank has announced the launch of its “PNB Festival Bonanza Offer 2010” for housing loans ...More

    Punjab National Bank has announced the launch of its “PNB Festival Bonanza Offer 2010” for housing loans and car loans. ...Less

  • Car loan probe: HDFC Bank terminates half a dozen employees for violating the code of conduct

    This termination pertains to practices at the auto loans department where some staff allegedly forced cus ...More

    This termination pertains to practices at the auto loans department where some staff allegedly forced customers to buy the GPS devices bundling it with the car loan. It was found that some customers were not even aware of purchasing such a product till the loan documents were checked. ...Less

  • Home, car loans set to be cheaper

    A cut in prime lending rate will lead to reduction in interest rates on home loans, car loans and other c ...More

    A cut in prime lending rate will lead to reduction in interest rates on home loans, car loans and other consumer loans. ...Less

  • SBI brings teaser rates to car loan market

    SBI car loan scheme offers car loans at 8% for the first year and 10% for the 2nd & 3rd years ...More

    SBI car loan scheme offers car loans at 8% for the first year and 10% for the 2nd & 3rd years ...Less

  • Bank of Baroda slashes car loan rates by 30 basis points to 7.6%

    Bank of Baroda has lowered its car loan interest rates. The floating rate now begins at 7.6 percent annua ...More

    Bank of Baroda has lowered its car loan interest rates. The floating rate now begins at 7.6 percent annually. A fixed rate option starts at 8.5 percent per annum. These new rates apply to new car purchases and depend on the borrower's credit profile. Borrowers also enjoy zero prepayment charges on floating rate loans. ...Less

  • Factors to check when comparing car loans this Dhanteras, Diwali

    If you are considering opting for a festive season offer to buy a car, then here are a few important fact ...More

    If you are considering opting for a festive season offer to buy a car, then here are a few important factors to look at when comparing car loans. ...Less

  • PNB waives processing fee on housing, car loans till December

    PNB has launched monsoon bonanza offer in which the bank is offering full waiver of upfront or processing ...More

    PNB has launched monsoon bonanza offer in which the bank is offering full waiver of upfront or processing fees and documentation charges on all housing and car loans. ...Less

  • SBH announce special interest rates for home, car loans

    State Bank of Hyderabad on Wednesday announced the extension of special interest rates for home and car l ...More

    State Bank of Hyderabad on Wednesday announced the extension of special interest rates for home and car loans. ...Less

  • SBH announce special interest rates for home, car loans

    State Bank of Hyderabad on Wednesday announced the extension of special interest rates for home and car l ...More

    State Bank of Hyderabad on Wednesday announced the extension of special interest rates for home and car loans. ...Less

  • Muthoot Capital Services to enter car loan segment

    Stating that there is a huge demand-gap in the used car financing, Muthoot said, "There is a growing dema ...More

    Stating that there is a huge demand-gap in the used car financing, Muthoot said, "There is a growing demand for used car loans and we hope to cater to this demand." ...Less

  • Seven steps to zero in on the best car loan in the market

    Car loans has become one of the most complex loan products, as most of the dealers tend to include variou ...More

    Car loans has become one of the most complex loan products, as most of the dealers tend to include various discounts which otherwise can be taken as cash discounts for the car. ...Less

  • Bank of Baroda launches festive offers for home, car loans

    Bank of Baroda said it is offering a waiver of 0.25% in the existing applicable rates for Baroda Home Loa ...More

    Bank of Baroda said it is offering a waiver of 0.25% in the existing applicable rates for Baroda Home Loans (under take over cases only) and Baroda Car Loans. ...Less

  • Buying a new electric car? These 4 banks offer special interest rates on electric vehicle loans

    Demand for stylish and safe electric cars is rising as a result of growing environmental consciousness an ...More

    Demand for stylish and safe electric cars is rising as a result of growing environmental consciousness and innovation. With the assistance of the following banks, you can now get a car loan for buying a new electric vehicle. ...Less

  • SBI cuts interest rate on car loans for women borrowers

    The country's largest lender State Bank of India said it has reduced interest rates on car loans by 25 ba ...More

    The country's largest lender State Bank of India said it has reduced interest rates on car loans by 25 basis points for its women home loan borrowers. ...Less

  • HDFC Bank to assign Rs 9,062 crore car loan pool to mutual funds to correct its credit-deposit ratio

    PTCs are issued across three tranches- with series A1 having an issue size of Rs 3,500 crore and maturing ...More

    PTCs are issued across three tranches- with series A1 having an issue size of Rs 3,500 crore and maturing in 24 months, series A2 of Rs 1,800 crore and maturing in 34 months and series A3 of Rs 3762 crore for 60 months. ...Less

  • Latest car loan interest rates October 2024: Check which bank is offering lowest car loan interest rates this festive season

    Latest car loan interest rates: The interest rates on auto loans depend on various factors, including you ...More

    Latest car loan interest rates: The interest rates on auto loans depend on various factors, including your income, debt, credit score, car value, loan amount, loan duration, and the RBI repo rate. ...Less

  • United Bank of India bets on housing and car loans for growth

    United Bank of India is pushing housing and car loans to improve margin and growth as demand from corpora ...More

    United Bank of India is pushing housing and car loans to improve margin and growth as demand from corporates receded in step with contraction of factory output. ...Less

  • SBI car loans at 8 pc for first year, 10 pc for second, third

    State Bank of India, today said that it was launching a new car loan scheme for financing new cars on Jul ...More

    State Bank of India, today said that it was launching a new car loan scheme for financing new cars on July 1, called SBI Ezee Car Loan Scheme. ...Less

  • Invest in intelligent buying by avoiding five car loan mistakes

    Here are the common five mistakes one must avoid, which can lead to significant savings over the life of ...More

    Here are the common five mistakes one must avoid, which can lead to significant savings over the life of the loan. ...Less

  • How much car loan you should take

    State Bank and HDFC Bank are leaders in this segment, but there are many choices for the discerning custo ...More

    State Bank and HDFC Bank are leaders in this segment, but there are many choices for the discerning customer to choose from. ...Less

  • This festive season, SBI to waive processing fee on car loans

    According to the press release, the bank will offer car loans with interest rates starting from 8.7 per c ...More

    According to the press release, the bank will offer car loans with interest rates starting from 8.7 per cent. ...Less

  • Keep your car loan in the safe zone

    Here are some of the things that you should keep in mind before buying your favourite car: ...More

    Here are some of the things that you should keep in mind before buying your favourite car: ...Less

  • Car loan default: what, when and how?

    A car loan default happens when a customer repeatedly fails to make the agreed car loan payments to the l ...More

    A car loan default happens when a customer repeatedly fails to make the agreed car loan payments to the lender/bank. How & when to negotiate accident claims ...Less

  • HDFC Bank puts Rs 12,000 crore car loans for sale

    HDFC Bank is finalizing a Rs 12,372 crore car loan portfolio assignment to reduce its credit-deposit rati ...More

    HDFC Bank is finalizing a Rs 12,372 crore car loan portfolio assignment to reduce its credit-deposit ratio. This follows a similar Rs 9,062 crore securitization in September. The bank, aiming to improve its financial health, is selling asset-backed securities to institutional investors. These securities are backed by car loans with an average tenure of 17. ...Less

  • Earn at least Rs 6 lakh per year for SBI car loan

    The State Bank of India (SBI) has tightened the eligibility criteria for its car loans and will now exten ...More

    The State Bank of India (SBI) has tightened the eligibility criteria for its car loans and will now extend finance to only those earning over Rs 6 lakh per annum. ...Less

  • Car loan interest rates in May 2025: You can get 8.15% for Electric or 8.30% Non-Electric car loan interest rates

    Several banks in India are offering competitive interest rates on vehicle loans, with slightly lower rate ...More

    Several banks in India are offering competitive interest rates on vehicle loans, with slightly lower rates for electric vehicles to promote eco-friendly transportation. Among public sector banks, Indian Overseas Bank offers interest rates starting from 8.15% for electric vehicles and 8.35% for non-electric ones. ...Less

  • Repo effect: Car loans to be dearer

    The repo rate hike by RBI is likely to hit car sales as banks are considering to increase interest rates ...More

    The repo rate hike by RBI is likely to hit car sales as banks are considering to increase interest rates on retail financing. Cars of the future | Cars that'll make you drool ...Less

  • IRS issues nationwide notice that could help some taxpayers save $10,000 in 2026

    The IRS has confirmed a new nationwide tax deduction that could save car buyers up to $10,000 in 2026. Th ...More

    The IRS has confirmed a new nationwide tax deduction that could save car buyers up to $10,000 in 2026. The rule covers interest on new, American-made vehicle loans. It applies even with the standard deduction. The policy runs through 2028. Eligibility details, reporting rules, and timing matter. Here’s how it works and who benefits most. ...Less

  • Bank of Baroda cuts loan rates by 0.25 pc on select products of car, mortgage loans

    Bank of Baroda has announced a reduction of over 0.25% in interest rates for select car and mortgage loan ...More

    Bank of Baroda has announced a reduction of over 0.25% in interest rates for select car and mortgage loan products, effective immediately. This move, coinciding with the festive season, aims to boost credit growth amidst calls for economic expansion. The floating car loan interest rate now starts at 8.15%, while loan against property rates are down to 9.15%. ...Less

Load More

Car Loan

Open in App