At the end of the day, both private and PSU banks are equally impacted by what goes on in the economy. If ...More

At the end of the day, both private and PSU banks are equally impacted by what goes on in the economy. If they are behaving differently in the market these days, it is because of valuations, existing ownership, overall fund flows, and the kind of investors putting in the money. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components, earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

The interesting point about the large-cap space today is not that prices have collapsed. In most cases, t ...More

The interesting point about the large-cap space today is not that prices have collapsed. In most cases, they have not. The more important change is quieter. Several established businesses are available at valuations that look more reasonable than they did 18 months ago. Their fundamentals have not broken. Their market positions have not disappeared. Their balance sheets have not deteriorated. That is what creates an opportunity. ...Less

Relative outperformance and absolute performance – and the context in which they happen. These are three ...More

Relative outperformance and absolute performance – and the context in which they happen. These are three things market investors need to understand much better when it comes to banking stocks. And the likelihood is that all three will see a change. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

Indian state-owned banks witnessed a significant rise in green deposits during FY26. This growth reflects ...More

Indian state-owned banks witnessed a significant rise in green deposits during FY26. This growth reflects growing depositor interest in sustainable finance. The Reserve Bank of India's Green Deposit Framework, introduced in 2023, has played a key role. Banks are channeling these funds into environmentally friendly projects like renewable energy and clean transportation. ...Less

When business updates start to come in or when some FMCG or auto companies indicate that things are not a ...More

When business updates start to come in or when some FMCG or auto companies indicate that things are not all good in the rural space, we may see some volatility in some sectors. A below par monsoon could be the culprit. Also, keep an eye out for news about agricultural output. That is something the market does not normally watch very carefully. ...Less

The reason NBFC stocks reacted quickly to the easing of the US-Iran war risk is not difficult to understa ...More

The reason NBFC stocks reacted quickly to the easing of the US-Iran war risk is not difficult to understand. For a lender, macro relief travels faster than it does for many manufacturing businesses. Lower crude reduces pressure on inflation, inflation relief reduces pressure on bond yields, and softer yields reduce the cost of money. For NBFCs, which depend more on market borrowing than banks, that chain matters directly. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components – earnings, fundamentals, relative valuation, risk, and price momentum – to generate standardized scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

When it comes to banking, remember this: PSU and private banks have different kinds of loan books; at the ...More

When it comes to banking, remember this: PSU and private banks have different kinds of loan books; at the end of the day, however, both operate in the same ecosystem and will be equally impacted by what is going on in the economy. So, if the macro picture has improved for the economy, it will impact both segments equally. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

Earning a large salary does not automatically mean wealth. Chartered Accountant Nitin Kaushik explains th ...More

Earning a large salary does not automatically mean wealth. Chartered Accountant Nitin Kaushik explains that focusing on income alone is misleading. True financial strength comes from what you keep, invest, and grow. A person with a lower income who is debt-free and invests consistently may be building more wealth than a high earner burdened by loans and expenses. ...Less

Maruti Suzuki India is offering price protection on its small car range until June 14, 2026. This initiat ...More

Maruti Suzuki India is offering price protection on its small car range until June 14, 2026. This initiative aims to shield entry-level buyers from upcoming price hikes. Additionally, the company has launched 'Suhana Safar', a recurring deposit auto loan product. This scheme helps customers save for down payments on select models, addressing affordability concerns. ...Less

If oil prices stay at higher levels, some FPIs with exposure to the Indian banking sector through ETFs mi ...More

If oil prices stay at higher levels, some FPIs with exposure to the Indian banking sector through ETFs might decide to sell, putting these stocks under pressure at periodic intervals. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

The Reserve Bank of India has maintained the repo rate at 5.25%. This decision comes as policymakers asse ...More

The Reserve Bank of India has maintained the repo rate at 5.25%. This decision comes as policymakers assess the effects of higher energy prices and supply chain issues. The ongoing West Asia conflict is a key factor. Home loans and business borrowing costs are expected to remain stable. Savers will likely see fixed deposit rates stay near current levels. ...Less

Just look at developments in the past 48 hours. The war between Iran and Israel resumed, but within hours ...More

Just look at developments in the past 48 hours. The war between Iran and Israel resumed, but within hours Tehran said it had halted all offensive operations. This suggests that the US is making an attempt to settle matters; but it might not be an easy thing to achieve. Coming to the market, the way the street has treated Q4 FY26 numbers shows that selling pressure can emerge for stocks that disappoint. And in all probability, there are more disappointments than positive surprises. ...Less

No-cost EMIs are popular in India, making big purchases seem affordable. Chartered accountant Nitin Kaush ...More

No-cost EMIs are popular in India, making big purchases seem affordable. Chartered accountant Nitin Kaushik warns this is a psychological scam. It makes people focus on monthly payments, not overall affordability. This can lead to debt that burdens future finances. Kaushik suggests a 'buy it twice' rule to gauge true affordability. Consumers should consider future obligations. ...Less

Given how the market has moved in the last five-six trading sessions, the probability is high that a new ...More

Given how the market has moved in the last five-six trading sessions, the probability is high that a new readjustment trade has started. This trade takes into account the second- and third-order impact of rising crude oil prices, as also a poor monsoon that could play spoilsport for the Indian economy. What does this mean for the banking sector? Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

India’s car market is shifting gears: why stretch for a new hatchback when a used SUV gets you further? A ...More

India’s car market is shifting gears: why stretch for a new hatchback when a used SUV gets you further? A booming pre-owned market is redefining ownership, aspiration, and what “smart money” looks like on four wheels. ...Less

A ₹25,000 monthly car EMI over five years totals ₹15 lakh, but the real cost, including interest and depr ...More

A ₹25,000 monthly car EMI over five years totals ₹15 lakh, but the real cost, including interest and depreciation, is significantly higher. This approach results in a wealth erosion of nearly ₹10 lakh, contrasting sharply with investing the same amount, which could grow to over ₹20 lakh. ...Less

Another down day, and another week where the market started with a cut. There is, at this juncture, no po ...More

Another down day, and another week where the market started with a cut. There is, at this juncture, no point in guessing what will happen to the Nifty and Sensex. That depends on many things which have nothing to do with fundamentals – and also have something to do with fundamentals. Yes, we are saying both, for a simple reason: In the last few days, there have been events that will have some impact on the fundamentals and operating matrices of several sectors. ...Less

A high-earning Bengaluru couple, earning Rs 70 lakh annually, is living paycheck to paycheck due to the c ...More

A high-earning Bengaluru couple, earning Rs 70 lakh annually, is living paycheck to paycheck due to the city's high cost of living. Their substantial expenses on home and car loans, alongside school fees, leave little for savings, sparking debate online about financial prudence versus urban economic pressures. ...Less

Most investors live by one ratio. That ratio that tells them all they want to know – or should one say al ...More

Most investors live by one ratio. That ratio that tells them all they want to know – or should one say all they want to hear? They open a screen, sort by it, and start picking from the bottom. It is the habit of a lifetime, and it is wrong more often than they realise. But add a single letter to the ratio and it changes which stocks look cheap, which look expensive, and which look like a trap. In a market that has gone nowhere for 20 months, getting that distinction right has rarely mattered more. ...Less

It is always important to make a distinction between sentiment and real business. While sentiment can imp ...More

It is always important to make a distinction between sentiment and real business. While sentiment can impact prices in the short term, it is business fundamentals that matter in the long term. And if they are turning structurally better, just ignore the noise on the street. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

Retail market investors are presented with a choice. Act now, when the uncertainty quotient is high. Or, ...More

Retail market investors are presented with a choice. Act now, when the uncertainty quotient is high. Or, wait for things to settle down. In the second case, you may end up buying stocks that are priced 5-10% higher compared to current levels. But the advantage is that your anxiety quotient will be much lower. And that is important, because decisions taken in anxious times can be terrible for the health of your portfolio. Also: As the market makes a serious attempt at a recovery, sticking to some important rules is a must. ...Less

A PSU employee retiring with nearly Rs 1 crore faces family anxiety due to his history of financial misma ...More

A PSU employee retiring with nearly Rs 1 crore faces family anxiety due to his history of financial mismanagement and falling victim to scams. Despite decades of hard work, the family is still repaying loans, prompting the son to seek advice on safeguarding the retirement corpus and ensuring stable income for his parents. ...Less

Bonds are a crucial financial tool for retail investors. They allow individuals to become lenders, earnin ...More

Bonds are a crucial financial tool for retail investors. They allow individuals to become lenders, earning fixed interest income. This income can be used for expenses or reinvested, building wealth. Bonds provide stability and regular income, complementing equities for balanced portfolios. Access to bonds is improving, empowering investors to understand money's mechanics and build structured portfolios. ...Less

Global Bond Yields Spike to Multi-Decade Highs as Iran War Fuels Inflation Crisis: From Washington to Tok ...More

Global Bond Yields Spike to Multi-Decade Highs as Iran War Fuels Inflation Crisis: From Washington to Tokyo, governments are now paying the most to borrow in a generation. The Iran war's energy shock is rewriting the rules of global finance — and the bill is only getting larger. The 10-year U.S. Treasury yield hit 4.621% while the 30-year breached 5.14%, levels unseen since 2007. UK gilt yields surged to century highs, and Japan's bonds hit all-time records. ...Less

There are reasons to expect more volatility in the short term. The Street will adjust to the likely decli ...More

There are reasons to expect more volatility in the short term. The Street will adjust to the likely decline of both the top and bottom lines of companies in some sectors, especially in the case of companies where oil and/or any imported element has a role to play as raw material. Our selected stocks for today depict a strong upward trajectory in their overall average score, which is based on five key pillars: earnings, fundamentals, relative valuation, risk, and price momentum. This implies that there has been a significant improvement in their market outlook in the given time frame. ...Less

As nothing can be ruled out on the street, be prepared for anything. Now, what is the probability that th ...More

As nothing can be ruled out on the street, be prepared for anything. Now, what is the probability that the bears will be chased away from the market in the next couple of weeks? The optimist will say that there has been no negative news from the Gulf region. There are even reports that some ships have been able to cross the Strait of Hormuz without any trouble. But the pessimist will say that it is just the lull before the storm and that the region’s troubles are far from over. The reality is that no one can say anything with certainty. ...Less

There are two ways to deal with the kind of uncertainty the US-Iran war has brought to the stock market. ...More

There are two ways to deal with the kind of uncertainty the US-Iran war has brought to the stock market. First, you could just sit it out and let the situation clear up. This not only means that you stop buying, but also selling. The reason why we are talking about selling is because even the most rational minds get jittery when they see their portfolio value coming down every day and sense that “fear” is the overwhelming emotion on the street. And this fear might persist on the street for some time. There is, of course, another option. ...Less

Indians are increasingly opting for pre-owned cars due to affordability and practicality. Understanding u ...More

Indians are increasingly opting for pre-owned cars due to affordability and practicality. Understanding used car loan eligibility, including borrower and vehicle factors, is crucial for a smooth purchase. Lenders assess creditworthiness and vehicle condition, with digital platforms now simplifying the application and approval process. ...Less

Some valuation ratios are used because they are easy. The PE ratio is one of them. It is simple, familiar ...More

Some valuation ratios are used because they are easy. The PE ratio is one of them. It is simple, familiar, and convenient. Not only for the buyer but also for the market participant who is selling that narrative. But markets are rarely simple. A PE ratio tells an investor what the market is paying for a company’s earnings. It does not tell you whether those earnings are growing fast enough, whether growth is durable, or whether the current earnings are close to a cyclical peak. That is why, in many cases, PE is only the first question. It is not the answer. ...Less

A 32-year-old tech professional earning over ₹40 lakh annually struggles with low monthly savings. His su ...More

A 32-year-old tech professional earning over ₹40 lakh annually struggles with low monthly savings. His substantial home loan installment of ₹1.12 lakh consumes over half his salary. Car loan and living expenses further reduce his disposable income. This situation highlights how large assets financed by loans can lead to cash flow constraints. ...Less

Capri Global Capital is targeting ₹55,000 crore in assets under management by FY28. The non-banking finan ...More

Capri Global Capital is targeting ₹55,000 crore in assets under management by FY28. The non-banking financial company is focusing on growth through gold loans and co-lending arrangements. This strategy aims to boost fee income while maintaining profitability. The company plans significant expansion in its gold loan branch network over the next three years. ...Less

Your salary is just the start for loan approval. Lenders scrutinize your income after deducting all curre ...More

Your salary is just the start for loan approval. Lenders scrutinize your income after deducting all current EMIs. This remaining amount, measured by the Fixed Obligation to Income Ratio, dictates your borrowing capacity. Keeping this ratio below 50% is key. Existing EMIs significantly reduce how much more you can borrow. Even small EMI reductions can boost your loan eligibility. ...Less

To avail of favourable terms for a car loan, a good credit score is of prime importance. It is very impor ...More

To avail of favourable terms for a car loan, a good credit score is of prime importance. It is very important to check the provisions applicable for prepayment and pre-closure of the loan. All you need to know while taking a car loan ...Less

Below are the list of banks providing the lowest interest rates on Car Loan ...More

Below are the list of banks providing the lowest interest rates on Car Loan ...Less

Taking a car loan? 5 things to know about 20/10/4 rule ...More

Taking a car loan? 5 things to know about 20/10/4 rule ...Less

Below are the list of banks providing the lowest interest rates on Car Loan (for EV cars) ...More

Below are the list of banks providing the lowest interest rates on Car Loan (for EV cars) ...Less

Car loan: There are four different interest rate calculation methods: daily reducing, monthly reducing, a ...More

Car loan: There are four different interest rate calculation methods: daily reducing, monthly reducing, annually reducing and non-reducing. The method used to calculate interest can significantly impact the total interest paid. The daily reducing balance method is the most cost-effective option for borrowers. Even though the interest rate of such a loan will be higher, the total outgo on interest will be lower. Know how to make the most of it while borrowing money ...Less

Financial institutions typically extend car loans for up to 80% of the on-road price of a car, with some ...More

Financial institutions typically extend car loans for up to 80% of the on-road price of a car, with some lenders offering 100% coverage. The Loan to Value (LTV) ratio determines the loan amount, with borrowers responsible for the remaining cost. ...Less

Here is a step-by-step guide on how to avail an SBI car loan, according to a press release issued by the ...More

Here is a step-by-step guide on how to avail an SBI car loan, according to a press release issued by the bank. ...Less

Car loan interest rates: The tenure of car loan varies from a few months to 3 years depending on the bank ...More

Car loan interest rates: The tenure of car loan varies from a few months to 3 years depending on the bank. You can choose any repayment option from 12 to 84 months. Here are the top banks’s car loan interest rates. ...Less

Lenders offer car loans with easy equated monthly instalments, which make it easier to afford a car witho ...More

Lenders offer car loans with easy equated monthly instalments, which make it easier to afford a car without disturbing one's budget. ...Less

Paisabazaar.com ties up with India's leading banks and NBFCs for offering car loan product to private and ...More

Paisabazaar.com ties up with India's leading banks and NBFCs for offering car loan product to private and commercial customers. ...Less

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SBI offers interest rate on car loans between 8.80% to 9.70% and will vary based on CIC scores. Also, int ...More

SBI offers interest rate on car loans between 8.80% to 9.70% and will vary based on CIC scores. Also, interest rate can be higher if the tenure of the car loan is above 5 years. ...Less

Coined 'Xpress Car Loans', the country's largest private bank is offering end-to-end car loans to custome ...More

Coined 'Xpress Car Loans', the country's largest private bank is offering end-to-end car loans to customers within 30 minutes through an online platform. ...Less

Most vehicle dealers have tie up with banks and financial institutions which make buying the vehicle of y ...More

Most vehicle dealers have tie up with banks and financial institutions which make buying the vehicle of your choice all the more easier. ...Less

Those looking to take a car loan must shop around for the lender who is ready to give you the right amoun ...More

Those looking to take a car loan must shop around for the lender who is ready to give you the right amount of loan at the lowest interest rate. Here are the car loan interest rates of State Bank of India (SBI), ICICI Bank, HDFC Bank and Bank of Baroda. ...Less

A Car Loan or Auto Loan is credit taken from a bank or financial institution, specifically to buy a car. ...More

A Car Loan or Auto Loan is credit taken from a bank or financial institution, specifically to buy a car. ...Less

Leading banks are offering car loans at interest rates as low as 7.6% this festive season, coinciding wit ...More

Leading banks are offering car loans at interest rates as low as 7.6% this festive season, coinciding with a GST cut on select small cars from September 22, 2025. SBI provides attractive benefits like zero processing fees and up to 100% on-road price finance. Rates vary across lenders, with UCO Bank offering the lowest at 7. ...Less

There are a good number of buyers who go for a second-hand car. Cost-effectiveness is, of course, a major ...More

There are a good number of buyers who go for a second-hand car. Cost-effectiveness is, of course, a major factor. A two-year-old vehicle can be 20-30 per cent cheaper than a new one. Most car companies have their pre-owned divisions, and several banks and non-banking financial companies (NBFCs) offer lucrative rates and deals. So should you opt for an auto loan to buy a pre-owned car? ...Less

Cheapest car loan interest rates: The interest rates on certain Bank of Baroda (Bank) car loans have been ...More

Cheapest car loan interest rates: The interest rates on certain Bank of Baroda (Bank) car loans have been lowered. Now let us see what other big banks are offering on car loans. ...Less

Evaluating your financial capability before securing a car loan is crucial to avoid cash flow disruptions ...More

Evaluating your financial capability before securing a car loan is crucial to avoid cash flow disruptions. Here is a comparison of the interest rate of car loans and the corresponding EMIs for a loan amount of Rs 5 lakh with a repayment tenure of 5 years across different banks in India. ...Less

Banks and financial institutions offer individuals financing schemes in the form of loans for buying cars ...More

Banks and financial institutions offer individuals financing schemes in the form of loans for buying cars. ...Less

Bank of Baroda has reduced its floating car loan interest rates by 30 basis points, bringing the starting ...More

Bank of Baroda has reduced its floating car loan interest rates by 30 basis points, bringing the starting rate down to 7.60% p.a. This move follows the RBI's decision to maintain the repo rate. The bank also offers a fixed rate starting at 8.50% p.a. and zero prepayment charges on floating rate loans for individuals. ...Less

Negotiating car prices is often overlooked, but the best way to bring down the cost of a loan is to negot ...More

Negotiating car prices is often overlooked, but the best way to bring down the cost of a loan is to negotiate the price of a car. ...Less

New tax breaks in 2025 are not giving bigger refunds to everyone. Income limits reduce benefits for overt ...More

New tax breaks in 2025 are not giving bigger refunds to everyone. Income limits reduce benefits for overtime, tips, seniors, and car loan interest. Many taxpayers qualify but only get partial deductions. Higher total income, including investments or retirement withdrawals, can shrink refunds. Experts say deductions phase out gradually, so some filers see smaller savings even after new tax rules. ...Less

State-owned Indian Bank has reduced interest rates on home and car loans by up to 0.5 per cent to increas ...More

State-owned Indian Bank has reduced interest rates on home and car loans by up to 0.5 per cent to increase disbursements in these segments. ...Less

Car loan lenders have raised the interest rates in the past couple of days by anything between 50 basis p ...More

Car loan lenders have raised the interest rates in the past couple of days by anything between 50 basis points and 100 basis points (100 bps = 1%). ...Less

Subvention is not a new concept or practice in the Indian banking sector. It is a financial incentive off ...More

Subvention is not a new concept or practice in the Indian banking sector. It is a financial incentive offered by one party to give a boost to the overall business. ...Less

Reserve Bank of India has also sought information on steps taken by HDFC Bank to remedy any issues identi ...More

Reserve Bank of India has also sought information on steps taken by HDFC Bank to remedy any issues identified during the investigation ...Less

It is not every day that you see crude oil prices moving higher and the Asian markets, including India, a ...More

It is not every day that you see crude oil prices moving higher and the Asian markets, including India, also inching higher. Now, as an investor, understand this: Sometimes the upmove may be the result of short-covering in the indices; it may have nothing to do with the fundamentals of sectors, companies, or the economy. So, think before acting. The volatility element is still very much there. Whether it is the emerging markets or the global markets. ...Less

Before thinking of transferring the loan to another person, you must ensure that you have gone through th ...More

Before thinking of transferring the loan to another person, you must ensure that you have gone through the details of your loan documents. ...Less

There are banks that are offering car loans for EVs at special interest rates. Here is a look at some of ...More

There are banks that are offering car loans for EVs at special interest rates. Here is a look at some of the banks that are offering car loans for the purchase of electric vehicles and their interest rates. ...Less

Latest car loan interest rates: The EMIs you pay on the loan will vary significantly depending on the int ...More

Latest car loan interest rates: The EMIs you pay on the loan will vary significantly depending on the interest rate. You might be able to work out a better deal and get a cheaper interest rate if you have good credit. List of car loan interest rates offered by 18 banks in 2024. ...Less

Used car loan interest rate can be repaid the loan during the course of the loan in equal monthly instalm ...More

Used car loan interest rate can be repaid the loan during the course of the loan in equal monthly instalments (EMIs). Here are the interest rates SBI, PNB, and ICICI Bank are offering for user cars. ...Less

The bank will now offer car loans only to those who earn at least Rs 2.5 lakh a year - or about Rs 21,000 ...More

The bank will now offer car loans only to those who earn at least Rs 2.5 lakh a year - or about Rs 21,000 a month, up from Rs 1 lakh a year - earlier. ...Less

Punjab National Bank has announced the launch of its “PNB Festival Bonanza Offer 2010” for housing loans ...More

Punjab National Bank has announced the launch of its “PNB Festival Bonanza Offer 2010” for housing loans and car loans. ...Less

Interest rates on home and car loans could go up further following the increase in key policy rates by 25 ...More

Interest rates on home and car loans could go up further following the increase in key policy rates by 25 basis points by RBI. ...Less

A young platform engineer from a tier-3 college revealed his intense moonlighting journey, juggling two r ...More

A young platform engineer from a tier-3 college revealed his intense moonlighting journey, juggling two remote roles to earn Rs 70 lakh annually. Despite significant income, he prioritized assets over savings, leading to a strategic exit from one role to manage taxes and reflect on his life beyond work. ...Less

This termination pertains to practices at the auto loans department where some staff allegedly forced cus ...More

This termination pertains to practices at the auto loans department where some staff allegedly forced customers to buy the GPS devices bundling it with the car loan. It was found that some customers were not even aware of purchasing such a product till the loan documents were checked. ...Less

A new tax rule lets people save money on car loan interest if they buy a new U.S.-made vehicle and meet i ...More

A new tax rule lets people save money on car loan interest if they buy a new U.S.-made vehicle and meet income rules. The benefit can reduce taxable income by up to $10,000 each year, but it is not full cash back. This tax break is temporary and will end in a few years if not extended by lawmakers. ...Less

A cut in prime lending rate will lead to reduction in interest rates on home loans, car loans and other c ...More

A cut in prime lending rate will lead to reduction in interest rates on home loans, car loans and other consumer loans. ...Less

SBI car loan scheme offers car loans at 8% for the first year and 10% for the 2nd & 3rd years ...More

SBI car loan scheme offers car loans at 8% for the first year and 10% for the 2nd & 3rd years ...Less

Bank of Baroda has lowered its car loan interest rates. The floating rate now begins at 7.6 percent annua ...More

Bank of Baroda has lowered its car loan interest rates. The floating rate now begins at 7.6 percent annually. A fixed rate option starts at 8.5 percent per annum. These new rates apply to new car purchases and depend on the borrower's credit profile. Borrowers also enjoy zero prepayment charges on floating rate loans. ...Less

If you are considering opting for a festive season offer to buy a car, then here are a few important fact ...More

If you are considering opting for a festive season offer to buy a car, then here are a few important factors to look at when comparing car loans. ...Less

State Bank of Hyderabad on Wednesday announced the extension of special interest rates for home and car l ...More

State Bank of Hyderabad on Wednesday announced the extension of special interest rates for home and car loans. ...Less

State Bank of Hyderabad on Wednesday announced the extension of special interest rates for home and car l ...More

State Bank of Hyderabad on Wednesday announced the extension of special interest rates for home and car loans. ...Less

PNB has launched monsoon bonanza offer in which the bank is offering full waiver of upfront or processing ...More

PNB has launched monsoon bonanza offer in which the bank is offering full waiver of upfront or processing fees and documentation charges on all housing and car loans. ...Less

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Stating that there is a huge demand-gap in the used car financing, Muthoot said, "There is a growing dema ...More

Stating that there is a huge demand-gap in the used car financing, Muthoot said, "There is a growing demand for used car loans and we hope to cater to this demand." ...Less

Car loans has become one of the most complex loan products, as most of the dealers tend to include variou ...More

Car loans has become one of the most complex loan products, as most of the dealers tend to include various discounts which otherwise can be taken as cash discounts for the car. ...Less

Bank of Baroda said it is offering a waiver of 0.25% in the existing applicable rates for Baroda Home Loa ...More

Bank of Baroda said it is offering a waiver of 0.25% in the existing applicable rates for Baroda Home Loans (under take over cases only) and Baroda Car Loans. ...Less

Demand for stylish and safe electric cars is rising as a result of growing environmental consciousness an ...More

Demand for stylish and safe electric cars is rising as a result of growing environmental consciousness and innovation. With the assistance of the following banks, you can now get a car loan for buying a new electric vehicle. ...Less

The country's largest lender State Bank of India said it has reduced interest rates on car loans by 25 ba ...More

The country's largest lender State Bank of India said it has reduced interest rates on car loans by 25 basis points for its women home loan borrowers. ...Less

PTCs are issued across three tranches- with series A1 having an issue size of Rs 3,500 crore and maturing ...More

PTCs are issued across three tranches- with series A1 having an issue size of Rs 3,500 crore and maturing in 24 months, series A2 of Rs 1,800 crore and maturing in 34 months and series A3 of Rs 3762 crore for 60 months. ...Less

Latest car loan interest rates: The interest rates on auto loans depend on various factors, including you ...More

Latest car loan interest rates: The interest rates on auto loans depend on various factors, including your income, debt, credit score, car value, loan amount, loan duration, and the RBI repo rate. ...Less

United Bank of India is pushing housing and car loans to improve margin and growth as demand from corpora ...More

United Bank of India is pushing housing and car loans to improve margin and growth as demand from corporates receded in step with contraction of factory output. ...Less

State Bank of India, today said that it was launching a new car loan scheme for financing new cars on Jul ...More

State Bank of India, today said that it was launching a new car loan scheme for financing new cars on July 1, called SBI Ezee Car Loan Scheme. ...Less

State Bank and HDFC Bank are leaders in this segment, but there are many choices for the discerning custo ...More

State Bank and HDFC Bank are leaders in this segment, but there are many choices for the discerning customer to choose from. ...Less

Here are the common five mistakes one must avoid, which can lead to significant savings over the life of ...More

Here are the common five mistakes one must avoid, which can lead to significant savings over the life of the loan. ...Less

According to the press release, the bank will offer car loans with interest rates starting from 8.7 per c ...More

According to the press release, the bank will offer car loans with interest rates starting from 8.7 per cent. ...Less

Here are some of the things that you should keep in mind before buying your favourite car: ...More

Here are some of the things that you should keep in mind before buying your favourite car: ...Less

A car loan default happens when a customer repeatedly fails to make the agreed car loan payments to the l ...More

A car loan default happens when a customer repeatedly fails to make the agreed car loan payments to the lender/bank. How & when to negotiate accident claims ...Less

HDFC Bank is finalizing a Rs 12,372 crore car loan portfolio assignment to reduce its credit-deposit rati ...More

HDFC Bank is finalizing a Rs 12,372 crore car loan portfolio assignment to reduce its credit-deposit ratio. This follows a similar Rs 9,062 crore securitization in September. The bank, aiming to improve its financial health, is selling asset-backed securities to institutional investors. These securities are backed by car loans with an average tenure of 17. ...Less

Several banks in India are offering competitive interest rates on vehicle loans, with slightly lower rate ...More

Several banks in India are offering competitive interest rates on vehicle loans, with slightly lower rates for electric vehicles to promote eco-friendly transportation. Among public sector banks, Indian Overseas Bank offers interest rates starting from 8.15% for electric vehicles and 8.35% for non-electric ones. ...Less

The State Bank of India (SBI) has tightened the eligibility criteria for its car loans and will now exten ...More

The State Bank of India (SBI) has tightened the eligibility criteria for its car loans and will now extend finance to only those earning over Rs 6 lakh per annum. ...Less

The repo rate hike by RBI is likely to hit car sales as banks are considering to increase interest rates ...More

The repo rate hike by RBI is likely to hit car sales as banks are considering to increase interest rates on retail financing. Cars of the future | Cars that'll make you drool ...Less

The IRS has confirmed a new nationwide tax deduction that could save car buyers up to $10,000 in 2026. Th ...More

The IRS has confirmed a new nationwide tax deduction that could save car buyers up to $10,000 in 2026. The rule covers interest on new, American-made vehicle loans. It applies even with the standard deduction. The policy runs through 2028. Eligibility details, reporting rules, and timing matter. Here’s how it works and who benefits most. ...Less

Bank of Baroda has announced a reduction of over 0.25% in interest rates for select car and mortgage loan ...More

Bank of Baroda has announced a reduction of over 0.25% in interest rates for select car and mortgage loan products, effective immediately. This move, coinciding with the festive season, aims to boost credit growth amidst calls for economic expansion. The floating car loan interest rate now starts at 8.15%, while loan against property rates are down to 9.15%. ...Less