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UPS VS NPS
New NPS withdrawal plan: Retirement Income Scheme offers an orderly exit, but no return guaranteeThe Pension Fund Regulatory and Development Authority (PFRDA) has introduced the Retirement Income Scheme (RIS) under NPS, allowing retiree...01 Jun, 2026, 06.30 AM IST- Missed insurance claim submission deadline? Don't worry, you are still eligible for reimbursement. Here's whyA Bombay High Court ruling favored policyholders, stating insurers cannot reject claims solely for delayed document submission beyond the 9...11 May, 2026, 01.56 PM IST
- NPS Swasthya: A cushion, not fill-in, for health coverCan the NPS Swasthya scheme be an effective substitute for a comprehensive health insurance plan that covers hospitalisation and related ex...06 May, 2026, 04.12 PM IST
- ETtech in-depth: Home interior startups lean on AI to shave costs, chase profitsIndia's home interior sector is turning to AI to combat high customer acquisition costs and operational expenses. Companies like Homelane a...04 May, 2026, 07.35 AM IST
- Choosing the right NPS annuity: Why expenses, behaviour, and risk tolerance matter for retirement incomeThe National Pension System's exit rule eased, allowing more flexibility with annuity purchases. Retirees must carefully decide how much to...20 Apr, 2026, 06.30 AM IST
- Think your NPS saving is enough for retirement? Watch out for this common mistake that could derail your financial plansMany investors overlook their National Pension System, assuming retirement plans are on track. However, a 'set and forget' approach can lea...08 Apr, 2026, 02.50 PM IST
- NPS tax benefits will be available under UPS: Central govt employees under UPS will get these income tax benefitsUPS tax benefits: The Finance Ministry has also extended the NPS tax benefits to UPS. Many central government employees were hesitant to sw...04 Jul, 2025, 03.54 PM IST
- UPS vs NPS calculation: Still undecided? Here are numbers to help you decide correctly before new deadline of September 30, 2025UPS vs NPS calculation: The government has extended the due date for opting between the Unified Pension Scheme and the National Pension Sys...25 Jun, 2025, 12.14 PM IST
- Deadline to opt for UPS extended from June 30, 2025, for government employees under NPS; Check new last date to evaluate, decideUPS deadline extended for government employees: The Finance Ministry has extended the last date to opt for the pension option between UPS a...23 Jun, 2025, 08.02 PM IST
- Big shift in retirement policy: Govt announces Old Pension Scheme-like benefits for UPS employees. Check new changes hereGood news for central government employees. Those under the Unified Pension Scheme will receive retirement and death gratuity benefits. Thi...19 Jun, 2025, 04.26 PM IST
- UPS benefits announced for these retired govt employees and their spouses: Know how to claim UPS benefits, deadline to applyThe Central Government introduces the Unified Pension Scheme (UPS) under the National Pension System (NPS) starting April 1, 2025, offering...26 May, 2025, 04.20 PM IST
- Pension shake-up for govt employees! NPS subscribers can now migrate to Unified Pension SchemeNPS subscribers can now switch to the Unified Pension Scheme starting today by visiting the designated online portal. The UPS offers improv...01 Apr, 2025, 01.10 PM IST
- Switch to UPS from NPS: 5 questions government employees must ask before opting for Unified Pension SchemeUnified Pension Scheme: The government has yet to bring the notification regarding the Unified Pension Scheme or UPS. It may seem like swit...15 Oct, 2024, 02.56 PM IST
- Unified Pension Scheme or UPS vs NPS: Which will help central government employees build a bigger retirement corpus?This new pension vehicle is clearly aimed at addressing the perceived shortcomings of the NPS among a large swathe of government employees....06 Sep, 2024, 01.57 PM IST
- Ahead of polls, Maharashtra becomes first state to approve Unified Pension SchemeThe Maharashtra Cabinet has given the nod to the central government's Unified Pension Scheme, starting April 1, 2025. This scheme integrate...26 Aug, 2024, 10.54 AM IST
- Types of NPS accounts: 4 differences between NPS Tier 1 and Tier 2 accountsThe NPS, a government pension scheme, offers Tier I and Tier II accounts with different functions. Tier I is for retirement planning with w...06 Jun, 2024, 01.54 PM IST
- 6 income tax saving ways for investors to optimise returns in NPS schemeNPS is a voluntary low-cost investment plan designed to enable people to plan for their retirement. One can invest in this scheme through s...24 Mar, 2023, 08.03 PM IST
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