CreditAccess Grameen looks to scale down microfinance growth, says MD & CEO Ganesh NarayananCreditAccess Grameen, a leading NBFC-MFI, is shifting focus from microfinance to secured lending like home loans. The company aims to becom...
12 Apr, 2026, 07.24 PM IST
Co-branded cards squeeze; Slice’s valuation resetHappy Wednesday! Global economic challenges are casting dark clouds over the Indian consumer lending business. This and more in today’s ETt...
08 Apr, 2026, 11.55 AM IST
Small finance banks make it big on micro revivalSmall finance banks in India have concluded fiscal year 2026 with robust business growth. These lenders experienced higher-than-average loa...
06 Apr, 2026, 12.56 AM IST
Gold loans shine in India's credit mix, scaling 4x in three years: ReportGold loans are experiencing rapid growth. This segment is outperforming other credit types. Rising gold prices and demand from rural areas ...
30 Dec, 2025, 02.28 PM IST
Buy, Sell or Hold: Nuvama bet on Prestige Estates & Brigade Enterprises; Motilal recommends ICICI & HDFC Bank among top picksNuvama and Motilal Oswal remain selective but constructive on real estate and financials, backing strong market leaders amid sectoral reset...
26 Dec, 2025, 09.15 AM IST
As regulatory curbs seem to ease fintechs bet on festive spark in unsecured lending playAfter a period of slowdown due to regulatory measures, the digital lending sector anticipates a turnaround in FY26, fueled by the upcoming ...
16 Aug, 2025, 06.00 AM IST
Banks' profitability to moderate in FY26 on narrowing margins, higher credit costs: Ind RaIndia Ratings and Research anticipates a slight moderation in banks' profitability for the current fiscal year. This is attributed to incre...
05 Aug, 2025, 10.03 PM IST
Bank lending to large cos rose 6.4% in JanuaryBank lending to large companies is increasing, driven primarily by the need for working capital due to rising raw material costs. However, ...
19 Mar, 2025, 12.33 AM IST
RBI's microfinance move: Tightening the reins while easing the credit squeezeRBI has relaxed risk weights in banks' microfinance lending, indicating confidence in the effectiveness of earlier restrictions. With non-p...
27 Feb, 2025, 11.02 PM IST
Morgan Stanley adds Bajaj Finance to focus list, sees a compelling play on unsecured consumer revivalMorgan Stanley adds Bajaj Finance to its focus list, replacing Reliance, citing strong growth in unsecured consumer lending. The firm proje...
11 Feb, 2025, 09.48 AM IST
Make microlending reg activity-basedMicrofinance lending is experiencing stress due to regulatory changes aimed at curbing over-lending. Relaxed rules in 2022 fueled a surge i...
20 Nov, 2024, 11.04 PM IST
Rating companies post more upgrades for India Inc as credit quality improvesFor Crisil, overall, there were 506 upgrades and 184 downgrades. The credit ratio increased to 2.75 times in the first half of this fiscal ...
02 Oct, 2024, 08.17 AM IST
Upgrades continue to outpace downgrades: Indian firms see improved credit ratios amid resilient growthCredit rating agencies report a robust improvement in Indian firms' credit quality, driven by resilient domestic growth and policy support....
02 Oct, 2024, 12.55 AM IST
RBI's now tackling systemic instabilityThe timing of the RBI move also suggests it is now sanguine about consumption recovery and industrial credit revival. Its monetary tighteni...
20 Nov, 2023, 10.48 PM IST
'Soaring unsecured book needs more buffers at NBFCs'The sharp surge in unsecured lending has more observers highlighting risks and advising caution. After credit bureau TransUnion Cibil flagg...
02 Aug, 2023, 12.25 AM IST
Rating firms flag concerns over surge in unsecured loansAs per the data for large NBFCs ( assets under management or UM of Rs 10.3 lakh crore as of March 2023), the AUM grew 19% yoy in FY23, comp...
01 Aug, 2023, 05.27 PM IST
Are credit cards fiscally degradable?Credit card spending in India, fuelled by a new generation of credit-hungry consumers powered by technology startups, has doubled on averag...
14 Jul, 2023, 12.38 AM IST