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ET Prime Special Series: Multibagger or IBC - Part 59: Japan taught it. Tata bought it. Now EVs will test this auto ancillaryThis is a story about a company that is simultaneously an asset and an anomaly. An asset because it builds a tangible, necessary product, g...- Gold loans power Small Finance Banks' growth as microfinance asset quality weakensSmall Finance Banks are shifting focus to secured loans like gold loans. This move aims to stabilize their financial health and earnings. T...
- Microfinance sector returns to growth after 11 quarters of contraction, loan portfolio rises 5.3%The microfinance sector has turned a corner, showing growth in the January-March period. This follows a period of contraction and write-off...
- CreditAccess Grameen looks to scale down microfinance growth, says MD & CEO Ganesh NarayananCreditAccess Grameen, a leading NBFC-MFI, is shifting focus from microfinance to secured lending like home loans. The company aims to becom...
- Co-branded cards squeeze; Slice’s valuation resetHappy Wednesday! Global economic challenges are casting dark clouds over the Indian consumer lending business. This and more in today’s ETt...
- RBI pause now, tightening later: A delicate trade-off with rising tail risksIndia's economy faces testing times from rising oil prices and global uncertainty. While growth is solid, it is uneven and vulnerable. Infl...
- Small finance banks make it big on micro revivalSmall finance banks in India have concluded fiscal year 2026 with robust business growth. These lenders experienced higher-than-average loa...
- Gold loans shine in India's credit mix, scaling 4x in three years: ReportGold loans are experiencing rapid growth. This segment is outperforming other credit types. Rising gold prices and demand from rural areas ...
- As regulatory curbs seem to ease fintechs bet on festive spark in unsecured lending playAfter a period of slowdown due to regulatory measures, the digital lending sector anticipates a turnaround in FY26, fueled by the upcoming ...
- Banks' profitability to moderate in FY26 on narrowing margins, higher credit costs: Ind RaIndia Ratings and Research anticipates a slight moderation in banks' profitability for the current fiscal year. This is attributed to incre...
- Bank lending to large cos rose 6.4% in JanuaryBank lending to large companies is increasing, driven primarily by the need for working capital due to rising raw material costs. However, ...
- RBI's microfinance move: Tightening the reins while easing the credit squeezeRBI has relaxed risk weights in banks' microfinance lending, indicating confidence in the effectiveness of earlier restrictions. With non-p...
- Morgan Stanley adds Bajaj Finance to focus list, sees a compelling play on unsecured consumer revivalMorgan Stanley adds Bajaj Finance to its focus list, replacing Reliance, citing strong growth in unsecured consumer lending. The firm proje...
- Make microlending reg activity-basedMicrofinance lending is experiencing stress due to regulatory changes aimed at curbing over-lending. Relaxed rules in 2022 fueled a surge i...
- Rating companies post more upgrades for India Inc as credit quality improvesFor Crisil, overall, there were 506 upgrades and 184 downgrades. The credit ratio increased to 2.75 times in the first half of this fiscal ...
- Upgrades continue to outpace downgrades: Indian firms see improved credit ratios amid resilient growthCredit rating agencies report a robust improvement in Indian firms' credit quality, driven by resilient domestic growth and policy support....
- RBI's now tackling systemic instabilityThe timing of the RBI move also suggests it is now sanguine about consumption recovery and industrial credit revival. Its monetary tighteni...
- 'Soaring unsecured book needs more buffers at NBFCs'The sharp surge in unsecured lending has more observers highlighting risks and advising caution. After credit bureau TransUnion Cibil flagg...
- Rating firms flag concerns over surge in unsecured loansAs per the data for large NBFCs ( assets under management or UM of Rs 10.3 lakh crore as of March 2023), the AUM grew 19% yoy in FY23, comp...
- Are credit cards fiscally degradable?Credit card spending in India, fuelled by a new generation of credit-hungry consumers powered by technology startups, has doubled on averag...
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