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TRANSUNION CIBIL
CIBIL score on BHIM app: Steps, limits, and dispute process you should knowChecking your CIBIL score is now easier. The BHIM App, developed by NPCI BHIM Services Limited, has integrated TransUnion CIBIL's consumer ...
Gold loans soar in India, but it’s southern households leading the chargeGold loans in India have surged fourfold since March 2022, becoming the second-largest retail credit segment. Southern states, led by Tamil...
Gold loan delinquency rates send red signalBorrowers with more than ₹2.5 lakh outstanding showed a delinquency rate of 1.5% at the end of December, about 2.2x higher than those with ...
Gold Loan: Borrowers with big exposure more prone to default, says TransUnion Cibil reportIndia’s gold loan market is seeing rising stress as borrowers take larger and multiple loans, pushing up delinquency rates and credit risk,...
Credit penetration among women rise 5-fold to Rs 76 lakh crore between 2017 and 2025Women borrowers have seen a significant five-fold increase in credit access, reaching Rs 76 lakh crore by 2025. This represents 26% of all ...
Credit borrowing by women at Rs 76 lakh crore; 16 crore active women borrowers: NITI Aayog reportIn its report ‘From Borrowers To Builders: Women and India's Evolving Credit Market’, jointly written by Aayog, Transunion CIBIL and Micros...
In big structural shift, women borrowers become a major driver of credit demand in IndiaIndian women are significantly increasing their credit access. In 2025, they held 26% of total system credit, a substantial rise from 2017....
Risk off! Banks opting to lend to prime customersBanks are now favouring borrowers with top credit scores. This shift reflects caution in lending. New customers are also getting fewer loan...
Lenders turn risk-averse, focus on high CIBIL score borrowers as gold loans surge in IndiaLenders are prioritizing borrowers with strong credit histories and higher loan amounts, leading to a decline in new-to-credit customers. D...
TransUnion CIBIL can now access your Aadhaar information for verification purposes: Is user consent mandatory?New government rules now allow TransUnion CIBIL to use Aadhaar authentication for user verification. This enables easier registration and l...
TransUnion CIBIL partners with FICCI to help MSMEsThe program's objective is to empower MSMEs with knowledge on how to build a good credit history and CIBIL Rank to avail easier and faster ...
Banks get new tool to assess new to credit customersSuch new to credit customers were historically difficult to assess because they have no formal credit history. But they are the fastest gro...
Women more credit conscious than men: ReportWith 4.7 crore active woman borrowers, 61% of the women consumers have a credit score greater than 720, whereas only 56% of male consumers ...
Sidbi, Transunion Cibil partner to launch portal to help MSMEsThe portal- MSMESaksham- aims to guide MSMEs across their credit lifecycle, from availing credit to start and grow their businesses, to man...
Home loan asset quality to be better than personal loans: Report"Asset quality will likely be impacted most for personal loans and credit cards with home loans and auto loans experiencing less of a shift...
Cibil sees Rs 2.32 lakh crore worth loans turning bad over next 12 monthsUsing its new risk ranking product, Transunion Cibil forecast that this rank, Rs 2.32 lakh crore worth loans could turn bad as they fall in...
Women getting more credit conscious, also default less than men: Credit bureausWomen borrowers in the age group 36-50 have risen by 33 per cent since December 2017. While older women have been borrowing at an even more...
Consumer loan demand is back and credit quality too is good: Transunion CibilAfter posting almost zero percent growth in November’16 ( year-on-year) demand or inquiries for consumer or retail loans went up to 25% in ...
ICICI Securities ties up with CIBIL to provide CIBIL TransUnion scoreICICI Securities Ltd today said it has tied up with Credit Information Bureau (India) Ltd (CIBIL) to provide CIBIL TransUnion score.
- Lending institutions prefer clients with credit score of 800 and above
An individual's Cibil TransUnion Score provides loan provider with an indication of the "probability of default" of the individual based on...