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TRANSFER EPF BALANCE
Will you get EPF interest till 58 years of age if you leave job at 40? EPFO explainsEven if you've left your job, your EPF interest keeps accumulating until you turn 58. However, if you don’t contribute for three years, you...
21.55 lakh inoperative EPF accounts have average balance of around Rs 40,000: Check if your EPF money is also stuck; here's what you can doEPFO member alert: Over the past four years, inoperative Employees Provident Fund accounts have surged by eighty-four percent, with inactiv...
Why you may lose EPF interest on your inoperative account: EPFO explains what you should doEmployees' Provident Fund (EPF) accounts become inactive if there are no contributions or withdrawals for three consecutive years. To avoid...
Eligible for 75% EPF balance withdrawal and planning to do so? Think again and find out how much it will cost you to rebuild itNew EPF withdrawal rules offer greater flexibility for salaried employees. Experts caution against withdrawing retirement savings premature...
Lost track of old PF account? Govt reveals how new EPFO e-portal helps trace and transfer balanceThe EPFO has launched a new digital platform to help members trace old accounts. Members can now securely access and transfer their accumul...
EPF calculator: How much PF corpus can you generate with Rs 25,000 basic pay and 30 years of service?An Employees Provident Fund subscriber could accumulate over Rs 1.12 crore in 30 years. This significant corpus is projected with a Rs 25,0...
EPF interest not credited yet? 3 easy ways to check if your PF interest has been creditedThe Employees' Provident Fund Organisation has begun crediting 8.25% interest for the financial year 2025-26. Many EPF subscribers are rece...
EPFO paid lesser EPS money than what was shown in passbook; Consumer commission orders it to pay Rs 1000 compensation and 9% interestEPFO underpaid school employee's EPS; he files case and wins in consumer commission as commission ruled that the correct factor for his per...
No proposal to utilise unclaimed LIC, EPFO funds for other purposes: GovtUnclaimed insurance funds over ten years go to the Senior Citizen Welfare Fund. Life Insurance Corporation of India holds unclaimed amounts...
EPFO 3.0: Government plans new pension scheme for formal and unorganised sector workers, claims report explaining how it will workThe government is planning a new pension scheme under the EPFO 3.0 framework. This new plan aims to provide retirement benefits to workers ...
Automatic EPF transfer on switching job: Who can access this facility and who will be left out?The new EPF reforms introduce automatic fund transfers when changing jobs. This facility requires an Aadhaar-linked and KYC-compliant Unive...
Rs 1,800 EPF vs 12% of basic pay: Choosing Rs 1,800 monthly contribution can increase your in-hand salary, but is it worth?Employees face a choice between higher immediate income and a larger retirement fund. Reducing EPF contributions increases take-home pay bu...
EPFO update: 10 key changes new centralised system brings to EPF, EPS subscribersEPFO has centralized its member database for faster and smoother service delivery. Annual interest for FY 2025-2026 will be credited by Jul...
EPF Scheme 2026 replaces EPF Scheme 1952: Have EPF interest rate, contribution and wage ceiling changed?EPF Scheme 2026: The Employees' Provident Funds Scheme, 2026, has replaced the 1952 version, bringing the EPF under the new Social Security...
Withdrawn your entire EPF balance after a job switch? You may still need to transfer service history to protect your pension under EPS 95Many salaried employees forget to transfer their Employees' Pension Scheme EPS service history when switching jobs. This is crucial even if...
Investing for your child's future through PPF? Here's what every parent should know before opening a PPF accountParents can open a Public Provident Fund (PPF) account for their minor children to secure their future, benefiting from compounding over th...
Will Rs 32 lakh EPF corpus withdrawal be tax-free? Are there better options than withdrawing?ET Wealth Reader's Query: I contributed to EPF until 2021 while working at an MNC. Since moving to a startup in 2022 that doesn’t offer PF,...
EPF Balance Transfer: Is updated date of exit of last organisation on EPFO portal mandatory for applying for transfer?EPFO balance transfer: Changed jobs? Then remeber to transfer your Employee Provident Fund (EPF) balance from the old company to the new co...
Automatic EPF account transfer from old to new job: How EPFO's facility worksAutomatic EPF account transfer: Employees Provident Fund (EPF) members can now automatically transfer their provident fund accounts from th...
What happens to your EPS account when you transfer your EPF account?According to EPF rules, 8.33 percent of the employer's contribution is diverted towards EPS account.