After the national debt, another crisis looms for America: Credit Card debt — warning signs you shouldn't ignoreCredit card debt crisis US: Millions of Americans are increasingly relying on credit cards for daily expenses due to rising living costs. O...
28 Mar, 2026, 01.31 AM IST
Credit scores drop amid loan payment struggles: Is rising student loan and mortgage delinquency hurting U.S. borrowers in 2026?The average U.S. credit score fell to 714 in October 2025. This fresh data highlights a worrying shift in consumer finances. Credit scores ...
25 Mar, 2026, 09.46 PM IST
Impact on credit culture: One good deed could sow seeds for many bad loansThe Maharashtra government fulfilled its poll promise waiving loans up to Rs 2 lakh and also offering a Rs 50,000 incentive for farmers reg...
10 Mar, 2026, 12.57 AM IST
Digital lenders disbursed Rs 97,381 crore in H1 on surge in small personal loans: Face reportDigital lenders granted over Rs 97,000 crore in personal loans in just the first half of FY25-26, which translates to a staggering 25% year...
03 Dec, 2025, 04.51 PM IST
Overleveraged borrowers in microfinance down by a halfThe microfinance sector is prioritizing asset quality stabilization and cautious credit expansion, implementing guardrails like limiting le...
24 Nov, 2025, 06.00 AM IST
Delinquency rates for digital credit industry at 4.2% in FY23: reportFor the digital lending industry, which came under pressure during Covid-19, FY21 and FY22 were tough years as several large credit fintech...
21 Aug, 2023, 05.30 PM IST
Confident that SBI Card NIM will stabilise over the next two quarters: MDSBI Card's Rama Mohan Rao Amara, assures that despite a higher credit cost of 77 bps quarter on quarter, SBI Card will continue to operate ...
02 May, 2023, 01.25 PM IST
Small personal loans up 4.5 times in 2 yearsThe share of small-ticket loans in personal loans disbursed during the last two years has jumped almost five times. During 2017-18, these l...
16 Dec, 2020, 10.35 AM IST
We are very stable with a capital adequacy of 38%: Capri Global Capital'Most of the semi-urban tier three, tier four cities branches have come back to normalcy.'
13 Jul, 2020, 05.25 PM IST
Consumer loans growing but some vintage loans indicate higher risk: CIBILCredit balances for consumer loan products grew 17.1% y-o-y in the quarter ended June 2019 compared to 23.5% a year earlier led by a more t...
30 Oct, 2019, 05.10 PM IST
Only big PSBs equipped to buy NBFC pooled assetsThe Centre has allowed onetime, six months’ partial credit guarantee to public banks for their first loss of up to 10% for purchase of high...
09 Jul, 2019, 08.14 AM IST
NBFCs face tougher FY20 on higher costs, rising delinquenciesInd-Ra expects NBFC NIMs to shrink to 6.2% in the fiscal ended March 2020 from its estimates of 6.7% in the current fiscal ending March 201...
06 Feb, 2019, 09.51 AM IST
Next fiscal looks tough for NBFCs: IndiaRatingsTight liquidity, high funding costs & consequently lower net interest margins may hurt finance firms
06 Feb, 2019, 07.26 AM IST
Icra sees caution in money market on IL&FS defaultThe default is likely to drive risk aversion among investors who have been piling into the commercial paper market.
06 Sep, 2018, 08.30 PM IST
'Note ban negative for auto asset backed loan in short term'"The Indian government's decision to remove a high proportion of currency notes from circulation in November 2016 has proved negative for t...
13 Feb, 2017, 11.26 AM IST
Demonetisation not to affect securitisation market: Moody'sThe brokerage expects performance of commercial vehicle (CV) loans supporting auto asset-backed securities (ABS) transactions to remain sta...
28 Nov, 2016, 05.54 PM IST
- Fannie Mae, Freddie Mac shares climb
Shares of Fannie Mae and Freddie Mac climbed for a second day Tuesday amid expectations in some Wall Street quarters that the mortgage fina...
26 Aug, 2008, 11.02 PM IST