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Credit at the tap: The opportunities and risks of India’s digital lending boomIndia's digital lending is rapidly transforming credit access, with mobile apps now disbursing significant loan volumes, especially to youn...- Digital lenders put small business on watch listDigital lenders are becoming cautious about loans to small businesses like restaurants and petrol pumps. This move follows disruptions in W...
- RBI pause now, tightening later: A delicate trade-off with rising tail risksIndia's economy faces testing times from rising oil prices and global uncertainty. While growth is solid, it is uneven and vulnerable. Infl...
- After the national debt, another crisis looms for America: Credit Card debt — warning signs you shouldn't ignoreCredit card debt crisis US: Millions of Americans are increasingly relying on credit cards for daily expenses due to rising living costs. O...
- Credit scores drop amid loan payment struggles: Is rising student loan and mortgage delinquency hurting U.S. borrowers in 2026?The average U.S. credit score fell to 714 in October 2025. This fresh data highlights a worrying shift in consumer finances. Credit scores ...
- Impact on credit culture: One good deed could sow seeds for many bad loansThe Maharashtra government fulfilled its poll promise waiving loans up to Rs 2 lakh and also offering a Rs 50,000 incentive for farmers reg...
- Digital lenders disbursed Rs 97,381 crore in H1 on surge in small personal loans: Face reportDigital lenders granted over Rs 97,000 crore in personal loans in just the first half of FY25-26, which translates to a staggering 25% year...
- Overleveraged borrowers in microfinance down by a halfThe microfinance sector is prioritizing asset quality stabilization and cautious credit expansion, implementing guardrails like limiting le...
- Delinquency rates for digital credit industry at 4.2% in FY23: reportFor the digital lending industry, which came under pressure during Covid-19, FY21 and FY22 were tough years as several large credit fintech...
- Confident that SBI Card NIM will stabilise over the next two quarters: MDSBI Card's Rama Mohan Rao Amara, assures that despite a higher credit cost of 77 bps quarter on quarter, SBI Card will continue to operate ...
- Small personal loans up 4.5 times in 2 yearsThe share of small-ticket loans in personal loans disbursed during the last two years has jumped almost five times. During 2017-18, these l...
- We are very stable with a capital adequacy of 38%: Capri Global Capital'Most of the semi-urban tier three, tier four cities branches have come back to normalcy.'
- Consumer loans growing but some vintage loans indicate higher risk: CIBILCredit balances for consumer loan products grew 17.1% y-o-y in the quarter ended June 2019 compared to 23.5% a year earlier led by a more t...
- Only big PSBs equipped to buy NBFC pooled assetsThe Centre has allowed onetime, six months’ partial credit guarantee to public banks for their first loss of up to 10% for purchase of high...
- NBFCs face tougher FY20 on higher costs, rising delinquenciesInd-Ra expects NBFC NIMs to shrink to 6.2% in the fiscal ended March 2020 from its estimates of 6.7% in the current fiscal ending March 201...
- Next fiscal looks tough for NBFCs: IndiaRatingsTight liquidity, high funding costs & consequently lower net interest margins may hurt finance firms
- Icra sees caution in money market on IL&FS defaultThe default is likely to drive risk aversion among investors who have been piling into the commercial paper market.
- 'Note ban negative for auto asset backed loan in short term'"The Indian government's decision to remove a high proportion of currency notes from circulation in November 2016 has proved negative for t...
- Demonetisation not to affect securitisation market: Moody'sThe brokerage expects performance of commercial vehicle (CV) loans supporting auto asset-backed securities (ABS) transactions to remain sta...
- Fannie Mae, Freddie Mac shares climbShares of Fannie Mae and Freddie Mac climbed for a second day Tuesday amid expectations in some Wall Street quarters that the mortgage fina...
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