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SAVING HABITS
Psychology says people who hoard hotel toiletries aren't just collecting free things, they may not want to miss out on the pleasure of feeling specialResearch suggests that collecting these toiletries is usually less about saving money and more about how the brain processes rewards, posse...- Psychology says people who leave cabinet doors open may not be as absent-minded, they may be experiencing attention shifts, and memory lapsesResearch reminds us that nearly everyone experiences small lapses in attention during busy days. While closing cabinet doors may seem like ...
- Psychology says people who always have an overstocked refrigerator aren't just planning too much, they may just feel more secure when they're preparedPsychology suggests that people who always have an overstocked refrigerator aren't necessarily wasteful or impulsive. For many people, a st...
- Worried over losing interest income, Hyderabad man refused to keep single rupee in FASTag wallet. Financial advisor explains a savings vs wealth creation mistakeA Hyderabad man's decision to avoid keeping money in his FASTag wallet because it earned no interest sparked a debate on personal finance. ...
- Rs 4 crore annual income, Rs 40 crore net worth. This client still lives in a rented home, says CACA Nitin Kaushik shared the example of a client earning Rs 3.5-4 crore annually with an estimated Rs 40 crore net worth who still lives in ...
- The fastest way to clear ice might be the worst for your windshield - Here are 5 safer ice fixesThat frozen windshield may tempt you to grab the fastest fix, but one common winter shortcut could leave you paying for a new windshield. E...
- Most people don't fail to build wealth because they earn less, says CA. Here's what holds them backCA Nitin Kaushik says most people fail to build wealth not because they earn less, but because they rely on motivation instead of systems. ...
- Phrase of the day by Kris Jenner, 'Anything I Ever Wanted, I Had to Work Really Hard For. I Learned the Value of Saving My Money, Trying to Make Something Happen, and Being Entrepreneurial, Even as a Really Young Girl' - today's quote reveals psychology of hard-working people, offers life lesson on savings, how to achieve success, career goalsPhrase of the day by Kris Jenner offers practical wisdom for anyone pursuing meaningful goals. Hard work builds character, saving creates o...
- Psychology says people who are always in their best clothes aren't trying to impress everyone: What this behavior may reveal?Psychology says people who are always in their best clothes aren't always motivated by appearance or social approval. Psychology suggests t...
- Psychology says people who follow a strict daily schedule and wake up, eat and sleep at fixed times aren't rigid thinkers: What this behavior may reveal?Psychology says people who follow a strict daily schedule and wake up, eat and sleep at fixed times aren't always trying to control everyth...
- Psychology says people who like to read a copy of a newspaper along with a cup of tea everyday in morning aren't avoiding change: What this daily habit may reveal?Psychology says people who like to read a copy of a newspaper along with a cup of tea everyday in morning aren't following an outdated habi...
- Psychology says people who eat burgers every day aren’t just craving comfort food, they may be driven by the brain’s reward systemPsychologists have long recognized that comfort foods often carry meaning beyond their nutritional value. A burger, for example, may evoke ...
- How to budget a Rs 12 lakh salary: Bengaluru CA shares a simple formula to divide your salary for savings, rent, family support and travelBengaluru CA Meenal Goel shared a budgeting plan for people earning Rs 12 lakh annually. She suggested investing 20% of the salary, buildin...
- Your daily anxiety may have less to do with work than your bank account, says CA Nitin KaushikChartered accountant Nitin Kaushik suggests poor financial health drives daily anxiety. Living paycheck to paycheck without savings creates...
- Bengaluru-based IIM graduate shares 5 money lessons of his Sindhi family, from loans to emergency fundBengaluru-based director and IIM Lucknow graduate Karan Lakhwani shared the money habits his Sindhi family has followed for years. From int...
- Quote of the day by Ogden Nash: 'If you don't want to work, you have to...' Life lessons from inspiring quote on ultimate paradox, financial independence and modern work cultureQuote of the day by Ogden Nash reminds people that financial freedom often begins with consistent effort. The famous line explains the para...
- Psychology says people who don't like to wear anything in hand, fingers, ears or neck aren't trying to reject fashion: What this behavior may reveal?Psychology says people who don't like to wear anything in hand, fingers, ears or neck aren't always rejecting fashion or social customs. Ma...
- Quote of the day by John D Rockefeller: 'Save when you can and not when...' Life lessons from inspiring quote on proactive saving, reactive panic, emergency fund, consistent investments and financial disciplineQuote of the day by John D Rockefeller highlights the importance of saving money before financial problems arise instead of waiting until a...
- Psychology says people who save gift wrappers aren't cheap, they may see potential that others overlookPsychology suggests that people who save gift wrappers aren't trying to be cheap or save money. Sometimes what looks like saving paper is r...
- Psychology says people who carefully open a gift and keep the wrapper for future use aren't always just trying to save money: What this habit may reveal?Psychology says people who carefully open a gift and keep the wrapper for future use aren't simply trying to save paper. Psychology links t...
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