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SAVING FOR RETIREMENT
EPFO plans to invest in startups, AIFs five years after govt approvalThe Employees Provident Fund Organisation is working on guidelines for investing in alternative investment funds for better portfolio diver...
₹20.45 lakh cash deposits, ₹12.64 lakh capital gains from property sale questioned by Income Tax Department; here’s why woman wins relief at ITAT HyderabadA Telangana woman successfully challenged an income-tax dispute involving substantial cash deposits and a property sale. The ITAT Hyderabad...
Why is your Social Security taxed, and how much can you save? 5 ways to cut the bill and keep more retirement incomeMany American retirees pay federal taxes on their Social Security benefits, even after spending decades contributing to the system. For peo...
Will AI kill humans in 10 years? Ex-Google Engineer predicts 'more than 50%' chance of extinction. 'I do not save for retirement'Former Google engineer Nate Soares believes there is more than a 50% chance that AI could wipe out humanity within the next decade. His pre...
Are you among the 1 in 3 Americans who may have lost track of retirement savings? Gen Z and millennials face the risk, here’s where to find your old 401(k) before retirementOld job, forgotten retirement money. A recent Empower survey found one in three Americans may have lost track of savings left with a past e...
Leaving Microsoft with a buyout? US employees have 3 main 401(k) options; what happens if they make one mistake that could trigger taxes?The technology giant announced a new, time-limited Voluntary Exit offer for eligible employees in participation teams in the US, UK, Canada...
PhonePe rolls out NPS account opening with Rs 250 contribution, no fresh KYCPhonePe has introduced a digital process for users to open National Pension System accounts. This new facility allows an initial contributi...
No EPF, no pension: How Indian freelancers can build a retirement corpus in 2026-27; NPS, PPF, ELSS and the regime choiceNo EPF, no pension. Learn how Indian freelancers can save tax and build a retirement corpus in 2026-27 using NPS, PPF, ELSS and the right t...
The questions ET Wealth Expo 2026 will actually answer, and why they matter right nowShould you continue investing in equities in the age of AI? Is your retirement plan on track? And have you considered how your wealth will ...
Lifestyle inflation: Earning more, saving less? How to enjoy life without sacrificing your financial goalsFind out how lifestyle creep undermines wealth creation and how to enjoy a better standard of living without sacrificing your financial goa...
Retirement planning: Why the US retirement model may not work for Indian retireesThe Indian institutional framework poses unexpected risks. Not only is insurance costly for seniors, it’s not available as a standardised s...
NPS subscribers are less swayed by short-term market movements now, says Axis Pension Fund CEO Sumit ShuklaAxis Pension Fund intends to enhance its National Pension System offerings to provide better retirement savings options. The introduction o...
Working while collecting Social Security? Here's what could happen to your checks in 2027Social Security recipients who continue working in 2027 will face higher earnings limits before benefits are withheld. Find out how much yo...
Will working cut your Social Security check in 2027? The new $25,560 earnings limit could affect your monthly check — here's what retirees need to knowTook Social Security at 62 but still working? Watch your earnings. In 2027, if you earn above $25,560, the SSA withholds $1 for every $2 ex...
Why 36.6% of Americans earning over $500,000 a year still live paycheck to paycheck, and what Goldman Sachs’s new survey says about lifestyle costsHalf a million dollars a year should feel comfortable, but it often does not. Goldman Sachs surveyed 5,106 people aged 45 to 75 and found 3...
A Los Angeles engineer started work on a $15,000 salary in 1979; by 2026, his net worth had reached about $8 millionA $15,000 annual salary in 1979 eventually turned into an $8 million fortune for a Los Angeles engineer. His secret was not a big business ...
Retiring with Rs 2 crore corpus and need Rs 8 lakh a year? Know your ideal withdrawal rate with SWR formulaCutting through money jargon, one topic at a time. This week, Sanket Dhanorkar explains what is safe withdrawal rate and how you can ensure...