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RETIREMENT SAVINGS FOR YOUNG ADULTS
Psychology says people who save ‘special’ items for the future are not being practical: Why the brain delays joy, waiting for the perfect momentPsychology suggests that adults who hold on to special items are rarely acting irrationally. More often, they are trying to preserve someth...- Psychology says adults who hold onto empty jars and containers are often seeking more than storage: Why ‘just in case’ thinking makes it hard to throw things awayPsychology suggests that nail biting is rarely a sign of immaturity, poor discipline or weak self-control. More often, it is the brain's wa...
- Loneliest people in the world are not the elderly sitting alone at home; according to a survey across 142 countries, they are adults in their 20sA global survey spanning 142 countries found that nearly one in four people reported feeling very or fairly lonely. But the most unexpected...
- Psychology says many adults are not afraid of failure, they are afraid of disappointing their parents: Why one wrong career, marriage, or life choice can feel like betrayalPsychology says people tend to heal more effectively when they can make sense of their experiences and fit them into a clear, meaningful st...
- Rs 1 lakh salary, Rs 20,000 savings: Is early retirement possible? 22-year-old starts retirement planning from day one of careerA 22-year-old who is about to start a job in Mumbai with a monthly salary of around Rs 1 lakh turned to Reddit for advice on retirement pla...
- 5 small savings schemes offering up to 8.2% interest rate in 2026: SCSS, PPF, NSC and moreSmall savings schemes, popular for conservative investors, will retain their interest rates for the April-June 2026 quarter, offering retur...
- Is Rs 1 crore really enough for retirement? CA calls it a ‘retirement trap’?A Rs 1 crore retirement corpus is a 'trap', not a milestone, warns Chartered Accountant Nitin Kaushik. With 6% inflation, its purchasing po...
- People who grew up without seatbelt laws, bicycle helmets, or parental supervision past the front door often describe their childhoods not as reckless but as unusually free, and many are still sorting out which of those things they believeResearch indicates a decline in children's independent activity is a key driver of falling mental wellbeing. This shift from unsupervised p...
- PPF, SCSS and NSC have outperformed equity in last 2 years, but should you write off equities?Small savings schemes vs Nifty indices: While equities have shown muted returns recently, small savings schemes have offered stable returns...
- 7 retirement planning tips for regular income and long-term financial security
- 'He doesn't work, just plays video games and hangs out with his girlfriend': Frustrated father seeks advice on unemployed sonA father's frustration over his 21-year-old son's lack of work and financial independence has ignited an online discussion. The son spends ...
- Psychology says the people whose personalities seem to soften most dramatically in their 50s haven’t gotten weaker: They’ve finally realized the protective armor they built at 20 is costing more energy than it’s worthIn their middle age, many people radiate a comforting softness that some might misinterpret as weakness. However, research points to an ong...
- Can ₹1.5 crore generate ₹1 lakh every month after retirement? The answer may surprise you
- Psychology suggests reason so many older parents won’t ask for help is a fear they’d never say aloud; moment they need their children more than their children need them, they stop being parent and become the responsibilityIn various caregiving scenarios, many elderly parents show reluctance to accept assistance from their adult children. This hesitance often ...
- Psychology says most young adults learn these 10 brutal truths too late: The last one changes how you see success, happiness, and life foreverAlthough these truths may seem uncomfortable at first, they can be surprisingly liberating. When people let go of the need for perfection, ...
- Zulu Proverb of the Day: 'Umuthi Ugotshwa Usemanzi' - 'A tree is bent while it is still wet' - Timeless life lesson on the importance of early disciplineZulu Proverb of the Day: The Zulu proverb "Umuthi Ugotshwa Usemanzi" emphasizes the critical importance of early guidance and discipline in...
- Parents who can't stop helping their grown children aren't simply devoted; they've built an identity around being needed, and it's the last wall standing between them and the question of who they are when nobody calls anymoreMillennials often joke about parental overreach, but psychologists reveal it stems from parents' own anxieties and fear of losing purpose. ...
- Are you saving enough money? Experts point to 3 golden rules of savings to achieve your financial targetsSaving money requires more than setting aside leftover income; it needs a structured plan to stay effective amid rising costs and financial...
- 401(k) balances drop 4% in 2026: How do your retirement savings compare with Fidelity data?A 4% decline in average 401(k) balances during early 2026 has put retirement savings and financial planning back in focus. Market volatilit...
- Psychology says older adults who protect a steady leisure rhythm after retirement don't simply like routine, they often use structure to support well-being when work no longer organizes the dayRetirement often brings a loss of daily structure, but psychologists find that retirees who maintain organized activity cycles adapt better...
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