8th Pay Commission salary calculator: How much arrears could level 11–14 employees receive under 2.0-2.86 fitment factors?8th Pay Commission salary hike: Central government employee and pensioner bodies are actively engaging with 8th Pay Commission officials re...
10 Jun, 2026, 10.59 AM IST
Can a ₹1 crore NPS corpus generate more than ₹1 lakh per month? What the new RIS framework offersRetirees now have a new way to manage their National Pension System (NPS) corpus, offering flexibility and potential for growth. The Retire...
03 Jun, 2026, 01.37 PM IST
Every mutual fund offers positive XIRR on SIP investments in 5 years. Did you exit too soon?Equity mutual funds delivered positive returns on Systematic Investment Plans over the past five years. Many funds provided double-digit XI...
03 Jun, 2026, 01.16 PM IST
New NPS withdrawal plan: Retirement Income Scheme offers an orderly exit, but no return guaranteeThe Pension Fund Regulatory and Development Authority (PFRDA) has introduced the Retirement Income Scheme (RIS) under NPS, allowing retiree...
01 Jun, 2026, 06.30 AM IST
From Rs 50,000 salary to Rs 5 crore retirement corpus: How long it may take to build wealthBuilding a Rs 5 crore retirement corpus on a Rs 50,000 salary is achievable with disciplined investing, time and strategy. Investing 30% of...
30 May, 2026, 10.39 AM IST
Rs 1.54 crore retirement corpus from PPF investment: How starting PPF investment at 30 can help you build large fundInvesting Rs 1.5 lakh annually in a Public Provident Fund from age 30 can build a tax-free retirement corpus of Rs 1.54 crore by age 60. Th...
28 May, 2026, 03.35 PM IST
8th Pay Commission delay impact: Which arrears central government employees could miss due to 8th CPC report submission delayCentral government employees await the 8th Pay Commission report, anticipating arrears from January 1, 2026. While dearness allowance arrea...
27 May, 2026, 03.21 PM IST
What is Retirement Income Scheme in NPS; how do SPR and SUR work?Under National Pension System's (NPS) Retirement Income Schemes (RIS), subscribers can choose periodic payouts till age 85 via Systematic P...
26 May, 2026, 03.35 PM IST
‘Your parents had pensions. You probably won’t’: CA warns millennials and Gen Z about delaying investmentsYoung earners today face a stark reality. Unlike their parents, they likely won't have pensions. With longer life expectancies, saving for ...
23 May, 2026, 07.09 AM IST
SIP without outcome: Many investors do it randomly without linking to life goals; how to make it workMost people do not underinvest because they are unaware of the reality or are careless. They underinvest because nobody showed them the fut...
22 May, 2026, 04.10 PM IST
Can Rs 5 lakh lump sum and Rs 10,000 step up SIP create Rs 2 crore corpus in 20 years?Combining a Rs 5 lakh lump sum with a Rs 10,000 monthly step-up SIP can help achieve a Rs 2 crore retirement corpus in 20 years. Experts ad...
20 May, 2026, 03.06 PM IST
Can Rs 1.5 crore retirement savings give you Rs 1 lakh monthly income for 20 years? Here’s the mathWith a Rs 1.5 crore retirement corpus earning 6%, withdrawing Rs 1 lakh monthly can last about 22 years, leaving little balance. Slightly h...
20 May, 2026, 01.07 PM IST
Can a Rs 90 lakh mutual fund portfolio grow to Rs 5 crore in 7 years? Here’s the ideal strategy to considerA 53-year-old investor aims for a Rs 5 crore retirement corpus in seven years without a pension. Experts suggest increasing monthly SIPs to...
20 May, 2026, 10.57 AM IST
NPS launches Retirement Income Schemes: New drawdown option for pension payouts, benefits & rulesThe Pension Fund Regulatory and Development Authority has launched new Retirement Income Schemes and drawdown options for National Pension ...
16 May, 2026, 03.16 PM IST
From Rs 10,000 step up SIP to Rs 1.05 lakh monthly income: How you can get Rs 1 lakh+ monthly income for 20 yearsThe combination of SIP and SWP can help you get a Rs 1.05 lakh monthly income for 20 years. While planning for it, experts advise disciplin...
14 May, 2026, 11.15 AM IST
How can you make Rs 1 crore retirement corpus from PPF investment?The PPF maturity period is 15 years, after which, you can continue your PPF account with or without contributions. PPF provides a 7.1% inte...
13 May, 2026, 12.30 PM IST
From Rs 17 lakh education loan to Rs 50 lakh net worth in 4 years: Can you replicate this Reddit success story?A 29-year married Reddit user has shared his story of how, just four years into his job, he not only paid off his education loan but also c...
11 May, 2026, 04.20 PM IST