One man spent Rs 18 lakh on coffee at a cafe and stayed broke. Another spent Rs 4.5 lakh only and ended up with Rs 47 lakhA Pune cafe owner's story highlights a powerful financial lesson. One customer spent heavily on expensive items, remaining broke. Another c...
Think Rs 5,000 SIPs will make you rich? CA says a crucial piece of the puzzle is missingWhile starting a SIP with small amounts is crucial for habit building, a chartered accountant highlights that increasing contributions over...
PPF, SCSS and NSC have outperformed equity in last 2 years, but should you write off equities?Small savings schemes vs Nifty indices: While equities have shown muted returns recently, small savings schemes have offered stable returns...
“How are people surviving?” Mumbai couple’s viral post breaks down monthly spending and struggle to save despite a good incomeA Mumbai couple earning ₹2.2 lakh monthly shared their struggles to save money, detailing significant expenses like rent, household needs, ...
Retired with Rs 4 lakh in mutual funds? Here's what an expert suggests before starting an SWPA 74-year-old investor with Rs 4 lakh in equity mutual funds seeks advice on future income generation through Systematic Withdrawal Plans. ...
Will your gold investments be impacted as HDFC, ICICI and Tata mutual funds stop fresh high-value ETF investments?Major mutual fund houses, including HDFC, ICICI Prudential, Nippon India and Tata Mutual Fund, have temporarily restricted large investment...
Sensex down over 10K points from Dec peak. Should MF investors buy the dip, hold positions, or wait on sidelines?The BSE Sensex has fallen over 10,000 points from its peak. Market experts suggest this presents a buying opportunity for long-term investo...
Best mid cap mutual funds to invest in June 2026Mid cap mutual funds have seen a strong rally, leading to investor anxiety about current valuations. While these funds offer potential for ...
Rs 5,000 SIP vs step-up SIP: CA shows the difference between Rs 50 lakh and Rs 1 croreStarting a small monthly SIP builds discipline. However, experts advise against keeping contributions fixed for decades. Inflation erodes p...
Franklin India Dividend Yield Fund turns Rs 10,000 SIP to Rs 1 crore in 20 years, AUM crosses Rs 2,300 crore markFranklin India Dividend Yield Fund delivered exceptional returns. A Rs 10,000 monthly investment since inception grew to over Rs 1.2 crore ...
Every mutual fund offers positive XIRR on SIP investments in 5 years. Did you exit too soon?Equity mutual funds delivered positive returns on Systematic Investment Plans over the past five years. Many funds provided double-digit XI...
Have Rs 30 lakh to invest for 20 years? Here's how an expert suggests allocating the corpusInvestors receiving a large lump sum for long-term goals should avoid immediate equity deployment. Financial planners suggest parking funds...
Post Office MIS vs mutual funds: Which is better for income-seeking investors?Post Office Monthly Income Scheme (POMIS) offers predictable, government-backed monthly income, attracting retirees and conservative invest...
Best mutual fund SIP portfolios to invest in June 2026ETMutualFunds offers curated mutual fund portfolios for conservative, moderate, and aggressive investors. These recommendations are designe...
Are you creating a SIP portfolio that no one is watching? Scattered investments to unclaimed SIPs, here's how to fix housekeeping riskAt least once a year, pull a consolidated account statement to see everything in one go: check for overlap across schemes; flag any fund tr...
Should senior citizens continue investing in equity mutual funds after retirement? Expert explainsA 60-year-old retiree sought guidance on whether she should continue investing in equity mutual funds after retirement. Experts say senior ...
'SIP is not an investment asset': CA explains why most people are doing it wrongMany Indians believe Systematic Investment Plans, or SIPs, ensure financial security. However, expert Nitin Kaushik warns this is a misconc...