“However, it is the borrower's responsibility also to have that list of documents that they have submitted to the bank while taking the loa...

Founder of "The Other Circle", Aparna Ramachandra, recommends that people should pay off their bills on time leading up to the festive seas...

So, multiple banks, huge banks, data was all over the place which is where there was a delay and the statutory audit happened in March of 2...

Most of the loans today are linked to MCLR. Even when the customer asks for a fixed rate of interest, most of the banks today do not give t...

Different kinds of loans require different repayment strategies, says Aparna Ramachandra, Founder-Director. Secured loans, like home or aut...

Credit card spending has hit an all-time high of Rs 14 trillion, up 47.2% YoY, with online spending accounting for 63%, according to Rectif...

Missing EMIs on loans, particularly personal loans, can result in penalties, late payment fees and legal action against borrowers. With per...

"To start with, if you misplace or you lose your wallet and you have this protection plan, then with a single call, all your cards get bloc...

Though home loans are currently available at low-interest rates, it is equally important that you are financially prepared for future inter...

A bank charges various charges such as processing fees, paperwork etc. Hence, it is important to calculate the 'effective cost' before taki...

Banks and other lending institutions are giving an indication that interest rates are bottoming out. Borrowers should be extra careful now....

Equity Savings Funds emerged after the changes in taxation of debt funds in Budget 2014.