Credit at the tap: The opportunities and risks of India’s digital lending boomIndia's digital lending is rapidly transforming credit access, with mobile apps now disbursing significant loan volumes, especially to youn...
13 May, 2026, 09.00 AM IST
Silver ETFs tumble up to 15% in 2 months, domestic pricing rule kicks in. What should you do?Silver exchange traded funds have seen significant losses, prompting investor concern. A new domestic pricing rule is now in effect. Expert...
06 Apr, 2026, 09.54 AM IST
RBI draft circular: Banks’ capital market exposure to be limited to 20% of tier 1 capitalRBI draft circular: The Reserve Bank of India has proposed new limits on banks' exposure to capital markets and acquisition finance, aiming...
24 Oct, 2025, 08.09 PM IST
RBI tightens co-lending rules to enhance risk sharing and transparencyReserve Bank of India has released new rules for co-lending between banks and NBFCs. Lenders must keep 10% of each loan. Default loss guara...
07 Aug, 2025, 12.13 AM IST
RBI deputy governor, J Swaminathan tells NBFCs to be fair in lendingThe RBI's concerns stem from the higher-interest some finance companies charge borrowers. In recent months, the regulator had to impose len...
29 Mar, 2025, 12.57 AM IST
Prudential steps on retail, NBFC loans helped lower risks: RBIReserve Bank of India’s measures to control credit offtake have successfully mitigated risks in unsecured loans. By increasing risk weights...
18 Mar, 2025, 06.51 AM IST
Mend ways or face more curbs: RBI to banks, NBFCsThe RBI warned banks and finance companies to prudently manage unsecured exposure levels to avoid systemic risks. Despite rising bank profi...
27 Dec, 2024, 01.18 AM IST
RBI to widen scope of stressed asset resolution framework, permit loss guarantee norm in digital lendingThe Reserve Bank of India has proposed extending the Prudential Framework for Resolution of Stressed Assets to all regulated entities, incl...
08 Jun, 2023, 04.49 PM IST
RBI rules on FLDG could give lending fillip to fintechsThe Reserve Bank of India (RBI) is all set to allow fintechs to take first loss default guarantee on loans, a move that will see lending by...
08 Jun, 2023, 03.50 PM IST
China tries to reassure on Evergrande as default fears riseChina's central bank released extra money for lending as the government tried to reassure the public it can contain the potential fallout i...
06 Dec, 2021, 03.43 PM IST
RBI's new provisioning norms leave banks worriedCompanies in the telecom, iron and steel, and power sectors, face the immediate risks.
26 Apr, 2017, 11.33 AM IST
Why credit deposit ratio is a key measureCredit-deposit ratio of banks is a gauge of industry health, as it's the ratio of how much a bank lends out of the deposits it has mobilise...
19 Oct, 2012, 12.16 PM IST
- Pranab tells micro lenders to frame code of conduct
Finance minister Pranab Mukherjee said micro lenders must develop a code of conduct on interest rates and prohibit coercive recovery method...
27 Oct, 2010, 06.56 AM IST
- Pranab tells micro lenders to frame code of conduct
Finance minister Pranab Mukherjee said micro lenders must develop a code of conduct on interest rates and prohibit coercive recovery method...
27 Oct, 2010, 06.41 AM IST
- Prudent lending can avert Subprime 2.0
It is obvious that weak lending standards, serving the political interest of affordable housing, were the main reason for the mortgage melt...
10 Sep, 2010, 01.00 AM IST
- Banks have room to further cut lending rates: RBI
Indian banks, all of which are making profits, have more scope to further lower their lending rates, Reserve Bank of India Deputy Governor ...
26 May, 2009, 11.34 PM IST
- RBI says time ripe for cheaper, easier loans
RBI advised banks to cut rates further, citing fall in inflation, easy liquidity & lower cost of funds. Anatomy of credit crisis | Staying ...
18 Dec, 2008, 07.10 AM IST