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PRUDENT LENDING REGULATIONS
Physicswallah shares rally 18%, snap 5-day losing streak. What's behind the surge?PhysicsWallah shares rose sharply on Thursday, adding nearly Rs 5,000 crore in market value after the company reversed its lending strategy...
Govt removes SIFTI restrictions, IIFCL gets greater financing flexibilityThe government has lifted SIFTI restrictions on India Infrastructure Finance Company Ltd. This change grants IIFCL more flexibility in fina...
Uncertainty scars J&K’s economy and impacts banking, but resilience here is remarkable: Amitava Chatterjee, J&K BankJammu and Kashmir Bank has recorded its highest profit to date, soaring to Rs 2363.47 crore in FY-26. This achievement marks a significant ...
Credit at the tap: The opportunities and risks of India’s digital lending boomIndia's digital lending is rapidly transforming credit access, with mobile apps now disbursing significant loan volumes, especially to youn...
Silver ETFs tumble up to 15% in 2 months, domestic pricing rule kicks in. What should you do?Silver exchange traded funds have seen significant losses, prompting investor concern. A new domestic pricing rule is now in effect. Expert...
RBI draft circular: Banks’ capital market exposure to be limited to 20% of tier 1 capitalRBI draft circular: The Reserve Bank of India has proposed new limits on banks' exposure to capital markets and acquisition finance, aiming...
RBI tightens co-lending rules to enhance risk sharing and transparencyReserve Bank of India has released new rules for co-lending between banks and NBFCs. Lenders must keep 10% of each loan. Default loss guara...
RBI deputy governor, J Swaminathan tells NBFCs to be fair in lendingThe RBI's concerns stem from the higher-interest some finance companies charge borrowers. In recent months, the regulator had to impose len...
Prudential steps on retail, NBFC loans helped lower risks: RBIReserve Bank of India’s measures to control credit offtake have successfully mitigated risks in unsecured loans. By increasing risk weights...
Mend ways or face more curbs: RBI to banks, NBFCsThe RBI warned banks and finance companies to prudently manage unsecured exposure levels to avoid systemic risks. Despite rising bank profi...
Why RBI needs to pad up for a fintech yorkerRBI needs to be ahead of the technological curve in regulation. Technology is evolving fast and might disturb the old order. That is not a ...
RBI to widen scope of stressed asset resolution framework, permit loss guarantee norm in digital lendingThe Reserve Bank of India has proposed extending the Prudential Framework for Resolution of Stressed Assets to all regulated entities, incl...
RBI rules on FLDG could give lending fillip to fintechsThe Reserve Bank of India (RBI) is all set to allow fintechs to take first loss default guarantee on loans, a move that will see lending by...
China tries to reassure on Evergrande as default fears riseChina's central bank released extra money for lending as the government tried to reassure the public it can contain the potential fallout i...
RBI's new provisioning norms leave banks worriedCompanies in the telecom, iron and steel, and power sectors, face the immediate risks.
Why credit deposit ratio is a key measureCredit-deposit ratio of banks is a gauge of industry health, as it's the ratio of how much a bank lends out of the deposits it has mobilise...
- Pranab tells micro lenders to frame code of conduct
Finance minister Pranab Mukherjee said micro lenders must develop a code of conduct on interest rates and prohibit coercive recovery method...
- Pranab tells micro lenders to frame code of conduct
Finance minister Pranab Mukherjee said micro lenders must develop a code of conduct on interest rates and prohibit coercive recovery method...
- Prudent lending can avert Subprime 2.0
It is obvious that weak lending standards, serving the political interest of affordable housing, were the main reason for the mortgage melt...
- Banks have room to further cut lending rates: RBI
Indian banks, all of which are making profits, have more scope to further lower their lending rates, Reserve Bank of India Deputy Governor ...