One of the biggest advantages of a group policy is the waiver of the maternity waiting period. In individual policies, maternity typically ...

New health plans cover treatments requiring two hours of hospitalisation, but exclusions remain critical.

Many policyholders believe health insurance claims require a 24-hour hospital stay. However, modern policies cover numerous treatments comp...

Choosing a health insurance policy involves more than just premium cost. This comparison of leading Indian insurers highlights key features...

West Bengal is bringing back the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana. This scheme provides cashless health insurance of up to ...

Since both serve specific purposes and needs, pick the one that suits your travel itinerary and circumstances

Can the NPS Swasthya scheme be an effective substitute for a comprehensive health insurance plan that covers hospitalisation and related ex...

Rising healthcare costs necessitate enhanced coverage beyond base policies. Super top-up plans offer this crucial protection, acting as an ...

Medical coverage, duration and geography, add-ons, and claims experience are some aspects one must keep in mind before selecting the intern...

ET Wealth Reader's Query: I am 38, a salaried professional earning Rs 22 lakh annually. My family includes a spouse and a 5-year-old child....

A health plan consists of a base plan and riders or add-ons. Earlier, the base plan comprised fixed features that could not be changed, and...

Group health insurance offers comfort to employees and families, but policy renewals, insurer switches and exits can complicate post-hospit...

Senior citizen health insurance covers medical expenses incurred by people above 60 years old.

It covers Inpatient hospitalisation expenses incurred on treatment under Ayurveda, Unani, Sidha and Homeopathy systems of medicines.

Based on the principle of indemnity—expenses are paid on an actual basis. Maximum limit of indemnity is the sum insured.

Not only can they take care of your hospitalisation expenses, but also expenses incurred during the period prior to, and after, the stay in...

While rejection of health insurance claims is not unheard of, consumer organisations say, sometimes, insurance companies withold a portion ...