Senior citizens’ health insurance cover: 5 things to know

1.Senior citizen health insurance covers medical expenses incurred by people above 60 years old.
2.These plans cover senior citizens for pre-hospitalisation, post-hospitalisation, and in-patient hospitalisation expenses.
3.Specific OPD treatments like chemotherapy and dialysis are covered under most plans.
4.Any pre-existing diseases of the insured senior citizen are also covered after a specified waiting period.
5.Several senior citizen health plans are subject to a copayment of 10-30% depending on the plan picked.


Content on this page is courtesy Centre for Investment Education and Learning (CIEL).
Contributions by Girija Gadre, Arti Bhargava and Labdhi Mehta.