CIBIL score on BHIM app: Steps, limits, and dispute process you should knowChecking your CIBIL score is now easier. The BHIM App, developed by NPCI BHIM Services Limited, has integrated TransUnion CIBIL's consumer ...
20 Apr, 2026, 04.55 PM IST
A loan you never took; How PAN fraud is wrecking credit scores in India and what you should do to protect yourselfIndians are facing a new threat: PAN-based loan fraud. Criminals are using stolen PAN details to take out loans without consent. This is da...
17 Apr, 2026, 12.00 PM IST
Risk off! Banks opting to lend to prime customersBanks are now favouring borrowers with top credit scores. This shift reflects caution in lending. New customers are also getting fewer loan...
01 Apr, 2026, 12.35 AM IST
Lenders turn risk-averse, focus on high CIBIL score borrowers as gold loans surge in IndiaLenders are prioritizing borrowers with strong credit histories and higher loan amounts, leading to a decline in new-to-credit customers. D...
31 Mar, 2026, 05.28 PM IST
Credit score: How to get CIBIL score without PAN CardYour credit history is taken into account when you apply for loan while determining your CIBIL score. CIBIL does this computation using a p...
10 Apr, 2024, 01.58 PM IST
SBI home loan concession offer extended to this dateThe special campaign discount was earlier valid up to December 31, 2023. The discount is valid for all home loans, including those with fle...
03 Jan, 2024, 11.21 AM IST
Higher SBI home loan interest rates from June 1; how much your loan EMIs will increaseUnder external benchmark based linked based loans, interest rates are examined and modified at least once every three months. As a result, ...
03 Jun, 2022, 05.16 PM IST
What is a CIBIL Score?A CIBIL Score is a consumer's credit score. It's a 3-digit number ranging between 300 and 900, which is a summary of a consumer's credit hi...
26 Oct, 2021, 10.14 AM IST
Banks get new tool to assess new to credit customersSuch new to credit customers were historically difficult to assess because they have no formal credit history. But they are the fastest gro...
20 Apr, 2021, 02.46 PM IST
How to check CIBIL Score?The CIBIL Score ranges between 300 and 900. The closer a CIBIL Score is to 900, the higher are the chances of the consumer's credit card or...
27 Oct, 2020, 12.48 PM IST
How is CIBIL score calculated?Your CIBIL score is based on your credit history and past payments, but it subsequently impacts your future access to credit.
21 Oct, 2020, 02.19 PM IST
What is the difference between CIBIL Score and CIBIL Report?If you are keen to make your financial goals a reality, you should work towards a CIBIL Score of 750+ and a healthy CIBIL Report.
21 Oct, 2020, 02.13 PM IST
Have a high CIBIL score? Know the importance of it for a personal loan27 Apr, 2020, 04.50 PM IST
Women borrowers rise faster than their male counterparts: Transunion CibilA good CIBIL Score can help consumers gain access to better credit offers faster, and lenders typically consider a credit score above 750 a...
07 Mar, 2019, 08.01 PM IST
Five factors that impact your credit scoreAs per diktat by RBI and banks customers should have good credit history in Cibil report to qualify for loans with attractive rate of inter...
27 Aug, 2014, 02.37 PM IST
- Home loan inquiries increased 18% in Q1 2012: CIBIL
Home loan inquiries increased by more than 18% in Q1 2012 compared to Q1 2011 indicating surging demand for home loans, according to Credit...
25 Jul, 2012, 03.47 PM IST
- Lending institutions prefer clients with credit score of 800 and above
An individual's Cibil TransUnion Score provides loan provider with an indication of the "probability of default" of the individual based on...
19 May, 2011, 04.13 AM IST