Health insurance works only when everyone contributesA small group of health insurance customers accounts for most hospitalisation costs. The remaining 95% must pay premiums to keep the system...
23 May, 2026, 12.24 AM IST
Credit at the tap: The opportunities and risks of India’s digital lending boomIndia's digital lending is rapidly transforming credit access, with mobile apps now disbursing significant loan volumes, especially to youn...
13 May, 2026, 09.00 AM IST
U.S. Stock Market IPO: KKR-backed ambulance giant GMR makes debut raises $478.7 million, down from originally proposed $797.9 millionU.S. IPO: Emergency medical services provider GMR Solutions slashed the valuation target of its U.S. initial public offering to about $3.3 ...
13 May, 2026, 06.22 AM IST
Bundled vs standalone travel insurance: Which works best for your trip? Comparing costs, coverage, and claimsSince both serve specific purposes and needs, pick the one that suits your travel itinerary and circumstances
11 May, 2026, 12.45 PM IST
Star Health to launch affordable health insurance plans targeting tier 2, 3 marketsAs healthcare expenses soar, Star Health is bracing for premium increases in the next fiscal year. In a proactive move, the insurer is roll...
06 May, 2026, 01.17 PM IST
For investors with patience, experience, and anxiety appetite: 5 stocks from different sectors with upside potential of up to 21%For the last five years, the theme on the street has mostly been: Buy today, expect comfort tomorrow. But some of the better wealth-creatin...
06 May, 2026, 11.19 AM IST
War, oil price hikes, and risks: Time to still be contrarian? 5 small-caps from different sectors with upside potential of up to 25%Small-cap investing is not just about finding stocks that can rise faster than the market, which is the assumption with which most investor...
02 May, 2026, 11.56 PM IST
Is the Indian middle class dream over? Saurabh Mukherjea on the 3 forces crushing your futureIndia's middle class is in deep trouble. Education no longer guarantees prosperity. Jobs are disappearing, especially in IT. Wages are not ...
21 Apr, 2026, 09.52 AM IST
I am 80 and my wife is 78. Can we increase our coverage to Rs 10 lakh each?ET Wealth Reader's Query: I am 80 and my wife is 78. We currently have medical insurance coverage of Rs 7 lakh each. We would like to incre...
14 Apr, 2026, 12.32 PM IST
NRI term plans are 20–50% cheaper in India: Check this before buyingNRIs can purchase term insurance in India to financially secure their families back home, with simplified processes and lower premiums comp...
20 Mar, 2026, 03.21 PM IST
Can your health insurer use the ‘material change’ clause to raise premiums or reject claims? Know your rightsHealth insurance policy renewals are standard. However, some health insurance companies are introducing a 'Material Change' clause in their...
12 Nov, 2025, 12.01 PM IST
All you need to know about underwriting in insuranceIf you are confused by personal finance terms, jargon and calculations, here’s a series to simplify and deconstruct these for you. In the 4...
31 Mar, 2025, 06.30 AM IST
Six reasons new insurer can reject you while porting health insurance coverPeople mistakenly think that they don’t need to update their medical history during porting as it’s not a new policy, just a switch. This c...
10 Apr, 2023, 06.30 AM IST
Pandemic may cut life policy coverThe situation in life insurance is similar to health where insurers are cautious in terms of accepting proposals from those who have recent...
28 Apr, 2021, 10.40 AM IST
Pandemic may cut life policy coverLife insurance companies have turned cautious and tightened underwriting norms for high-value policies in the wake of the Covid pandemic an...
28 Apr, 2021, 09.27 AM IST
Life insurers to insist on medical tests to keep term insurance rates under checkTerm insurance policies — contracts which compensate only in the event of death without any survival benefits — have crashed more than 50% ...
05 Mar, 2020, 10.28 AM IST
- Insurers turn realistic, rope in experts to price risks
A decade after opening up, the insurance industry is showing signs of maturity. Underwriters — experts who price risks based on probability...
14 Dec, 2010, 05.55 AM IST