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MEDICAL UNDERWRITTING
India's private credit market doubles to $25 billion AUM in five years: ReportIndia's private credit market is booming, nearly doubling to $25 billion in assets under management over five years, fueled by strong busin...- India's lending boom might no longer be largely bank-ledIndia's private credit market is booming, doubling in five years to $25 billion as companies seek alternatives to traditional bank loans fo...
- Talent shortage triggers AI adoption among insurersA shortage of trained insurance professionals is driving insurers to automate claims processing, underwriting, and customer onboarding. Thi...
- Health insurance works only when everyone contributesA small group of health insurance customers accounts for most hospitalisation costs. The remaining 95% must pay premiums to keep the system...
- Credit at the tap: The opportunities and risks of India’s digital lending boomIndia's digital lending is rapidly transforming credit access, with mobile apps now disbursing significant loan volumes, especially to youn...
- U.S. Stock Market IPO: KKR-backed ambulance giant GMR makes debut raises $478.7 million, down from originally proposed $797.9 millionU.S. IPO: Emergency medical services provider GMR Solutions slashed the valuation target of its U.S. initial public offering to about $3.3 ...
- Bundled vs standalone travel insurance: Which works best for your trip? Comparing costs, coverage, and claimsSince both serve specific purposes and needs, pick the one that suits your travel itinerary and circumstances
- Star Health to launch affordable health insurance plans targeting tier 2, 3 marketsAs healthcare expenses soar, Star Health is bracing for premium increases in the next fiscal year. In a proactive move, the insurer is roll...
- For investors with patience, experience, and anxiety appetite: 5 stocks from different sectors with upside potential of up to 21%For the last five years, the theme on the street has mostly been: Buy today, expect comfort tomorrow. But some of the better wealth-creatin...
- War, oil price hikes, and risks: Time to still be contrarian? 5 small-caps from different sectors with upside potential of up to 25%Small-cap investing is not just about finding stocks that can rise faster than the market, which is the assumption with which most investor...
- Is the Indian middle class dream over? Saurabh Mukherjea on the 3 forces crushing your futureIndia's middle class is in deep trouble. Education no longer guarantees prosperity. Jobs are disappearing, especially in IT. Wages are not ...
- I am 80 and my wife is 78. Can we increase our coverage to Rs 10 lakh each?ET Wealth Reader's Query: I am 80 and my wife is 78. We currently have medical insurance coverage of Rs 7 lakh each. We would like to incre...
- NRI term plans are 20–50% cheaper in India: Check this before buyingNRIs can purchase term insurance in India to financially secure their families back home, with simplified processes and lower premiums comp...
- Can your health insurer use the ‘material change’ clause to raise premiums or reject claims? Know your rightsHealth insurance policy renewals are standard. However, some health insurance companies are introducing a 'Material Change' clause in their...
- All you need to know about underwriting in insuranceIf you are confused by personal finance terms, jargon and calculations, here’s a series to simplify and deconstruct these for you. In the 4...
- Six reasons new insurer can reject you while porting health insurance coverPeople mistakenly think that they don’t need to update their medical history during porting as it’s not a new policy, just a switch. This c...
- Pandemic may cut life policy coverThe situation in life insurance is similar to health where insurers are cautious in terms of accepting proposals from those who have recent...
- Pandemic may cut life policy coverLife insurance companies have turned cautious and tightened underwriting norms for high-value policies in the wake of the Covid pandemic an...
- Life insurers to insist on medical tests to keep term insurance rates under checkTerm insurance policies — contracts which compensate only in the event of death without any survival benefits — have crashed more than 50% ...
- Insurers turn realistic, rope in experts to price risksA decade after opening up, the insurance industry is showing signs of maturity. Underwriters — experts who price risks based on probability...
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